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Useful tools

• Simple web-based calculator for a single goal
• Comprehensive Google-sheets based calculator for all of your goals
• SIP return calculator: how much corpus will you accumulate by starting a SIP today

Articles

Behaviour (20 articles)

• Lumpsum vs. SIP: Here's the Truth on the Winning Strategy for Mutual Fund Investors

  This article helps you to decide for the last time which option is better for investing in mutual funds: SIP or lump sum.

• 5 mistakes that investors make with their stock portfolios

  This article makes you aware of classic behavioural mistakes with stock investing and shows you the right way to safeguard against each.

• Investing in Your 40s and 50s: Why Lump Sum Beats SIP for Mature Investors?

  This article explains why seasoned investors with established careers and clear financial goals should consider a more dynamic approach over blindly running SIPs.

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Budgeting (12 articles)

• Don't Get Caught in the Credit Card Debt Trap: Unmasking Interest Calculation & GST Charges

  This article unveils the secrets of credit card interest, from EMIs to GST impact. Stay informed to avoid financial traps!.

• How to review your sinking fund to always have money since cost of goals are increasing?

  This article shows you how to review your sinking fund so that you can keep pace with the inflation of your periodic expenses and short-term goals.

• Does the 50/30/20 budgeting rule work in India?

  This article shows you if you can apply the popular 50/30/20 budgeting rule for investing for your goals in India.

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Children (22 articles)

• Can NPS Vatsalya be used to create wealth across generations?

  This article explores using the NPS Vatsalya scheme for grandparents to transfer wealth to their grandchildren by gifting them a large corpus to be used to create a pension income stream.

• Will NPS Vatsalya Give Your Child Eleven Crores When They Retire?

  This article discusses the corpus projections shared officially when launching the NPS Vatsalya scheme and how parents should be aware of the danger of ignoring inflation.

• NPS Vatsalya details revealed: is it good for your children's future or avoidable?

  This article discusses the NPS Vatsalya scheme that does not really offer any greate benefits over simply investing in mutual funds.

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Set Goals (28 articles)

• Are Your MF Investments Do it Yourself? Make Plan it Yourself Your New Mantra for Success

  This article explains how DIY investors can move from a shoot & aim to aim & shoot approach towards their investments.

• How to map your mutual funds to your investment goals?

  This article shows how investors can map their various investments, like mutual funds, FDs, NPS, stocks etc., to different goals.

• SMART goals: how to create an emergency fund

  An emergency fund is essential to protect yourself from unexpected problems where a lot of money needs to be spent. This article will show you how to create one step-by-step.

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Loans (27 articles)

• Repo Rate Cut leads to Banks Reducing Home Loan Rates Automatically: Find Out How Much Lower Interest You Need To Pay

  This article lets you calculate the total interest savings on your home and other loans as well as to choose which option is better between EMI reduction vs loan tenure reduction.

• Can You Buy a House with EMI Equal to Rent? Here's How

  This article explores the math behind matching your EMI to your rent, highlights the role of rental yield and loan tenure, and helps you understand why leveraging your house purchase is a good decision.

• Should you consider paying off your home loan faster in your 40s or 50s?

  This article gives you practical tips to pay off your home loan in case you are in your 40s and are concerned about potential income stability impacting your home loan.

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House Purchase (42 articles)

• Can You Buy a House with EMI Equal to Rent? Here's How

  This article explores the math behind matching your EMI to your rent, highlights the role of rental yield and loan tenure, and helps you understand why leveraging your house purchase is a good decision.

• When should you buy a house if your goal is FIRE or early retirement? In your 30s, 40s or 50s?

  This article explores how purchasing a house affects your retirement timeline, offering scenarios based on your early retirement goals.

• Should you consider paying off your home loan faster in your 40s or 50s?

  This article gives you practical tips to pay off your home loan in case you are in your 40s and are concerned about potential income stability impacting your home loan.

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Basics (8 articles)

• SMART goals: how to create an emergency fund

  An emergency fund is essential to protect yourself from unexpected problems where a lot of money needs to be spent. This article will show you how to create one step-by-step.

• What is a Personal Accident Insurance policy: who needs it and why?

  This article explains the pros and cons of a Personal Accident Insurance policy and makes a case for getting one to safeguard your financial goals.

• Health insurance: what, why, how much to get and from where?

  This article explains why health insurance is important, how to choose one that suits your needs, the tax benefits and where to buy it from.

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Asset Allocation (19 articles)

• Portfolio allocation models for Indian investors

  This article shows how different asset allocation models for Indian stock and bonds have performed over the years.

• Should Indian investors invest 100% in equity for their goals?

  This article shows a comparison of different asset-allocation values for debt and equity for different holding periods for Indian investors.

• How have different portfolios of stocks and bonds performed in India?

  This article shows the historical performance of stocks and bonds in India since 1999 for different asset allocations.

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Choosing Investments (38 articles)

• Retirement Portfolio Strategy: How to Allocate Equity, Debt, and Cash Buckets for Maximum Security and Growth

  This article explains how retirees should choose different investments for their equity, debt, and cash buckets for their post-retirement portfolio.

• Which are the common statistical terms used in Investing?

  This article gives a brief overview of basic statistical terms used in investing in stocks and mutual funds.

• Exploring Alternative Investment Funds (AIF) in India: Opportunities and Taxation

  This article discusses how AIFs work and how they are taxed for both Resident Indians and NRIs.

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Mutual Funds (78 articles)

• Best Mutual Funds for Lump Sum Investment: How to Pick High-Return Low-Risk Funds

  This guide helps you shortlist the best mutual funds for lump sum investing based on two proven criteria: those trading near their 52-week lows and those offering higher returns with lower risk.

• Mutual Funds Near 52-Week Lows: Is Now the Best Time to Buy?

  This article lists funds that are currently close to their lowest NAVs in the past year.

• Top Mutual Funds with High Returns & Low Risk for Bottom Fishing

  This article highlights the best-performing equity and hybrid funds, based on their historical performance compared to the Nifty 50 index.

• Read more on this topic of Mutual Funds

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Risk (8 articles)

• 5.93% Fall in the Nifty: What Does Election Result Day Teach Us about Risk in Our Portfolio?

  This article talks about the volatility in the stock market on 4th June 2024, which was the day of election results.

• Portfolio construction basics: sources of risk

  Risk and return go hand in hand, and a portfolio requires a balanced representation from various sources of risk to generate returns.

• How conservative investors risk falling short of their goals

  A reader query prompted this post on the risks of not investing in volatile assets for long term goals.

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Portfolio Construction (59 articles)

• The lie of enjoying financial freedom via SWP from mutual funds

  This article will show how starting an SWP once you are retired (early or otherwise) does not always guarantee a comfortable lifestyle in retirement.

• Does this DISK family need to work longer even after reaching 45x FIRE corpus?

  This article discusses how to plan early retirement in the face of lifestyle inflation and lack of health insurance for an investor in their 40s.

• Is real-estate a large part of your portfolio - how to value income-generating investments?

  This article provides thumb-rules for adding the value of income-generating investments for your long-term portfolio based on how much returns they give.

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Portfolio Review (31 articles)

• Analyse Your Mutual Fund Portfolio for Free with Arthgyaan's Mutual Fund Review Service

  The Arthgyaan Mutual Fund Portfolio Review Tool is a free, easy-to-use online service that helps investors analyze and optimize their mutual fund portfolios.

• Stock Markets do not give Fixed Return like FD: What to do instead?

  This article debunks common myths about SIPs and SWPs, showing how unpredictable returns impact wealth creation and retirement planning since you will never get fixed steady or average returns.

• Which mutual funds have fallen the least in this market correction? Should you switch?

  This article shows you which funds have not fallen the most now that the stock market has corrected by 10-15% from life-time highs.

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Insurance (19 articles)

• Does ICICI Lombard Elevate really offer unlimited health insurance?

  This article discusses the ICICI Lombard Elevate health insurance plan to understand whether it really offers unlimited claims.

• Review: LIC Digi Credit Plan (UIN: 512N358V01) as loan insurance for your dream home

  This article discusses the new LIC Digi Credit Plan (UIN: 512N358V01) policy and how it can be used as loan insurance for your home loan.

• Understanding Insurance Requirements for Home Loans in India: What's Mandatory and What's Optional?

  This article provides a clear guide to navigating the insurance requirements when securing a home loan, helping you make informed decisions.

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Calculator (32 articles)

• Repo Rate Cut leads to Banks Reducing Home Loan Rates Automatically: Find Out How Much Lower Interest You Need To Pay

  This article lets you calculate the total interest savings on your home and other loans as well as to choose which option is better between EMI reduction vs loan tenure reduction.

• Free Calculator: Union Budget 2025: which is the best tax regime to choose from 1st April 2025?

  This article describes how to use the Arthgyaan goal-based investing tool as a calculator to determine if switching to the New Tax Regime makes sense from 1st April 2025.

• How can you add multiple income streams to your portfolio for retirement?

  This article guides retirees and FIRE aspirants on using the Arthgyaan goal-based investing tool to incorporate diverse income sources like rent, pension, royalties, and commissions into your portfolio.

• Read more on this topic of Calculator

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Retirement (43 articles)

• Safe Withdrawal Rates and Required Portfolio Returns For Retirement Planning

  This article brings together the interrelationship between the size of the retirement corpus, inflation, asset returns, longevity and the amount you wish to spend in retirement.

• Can senior citizens get both safety and high returns from their retirement portfolio?

  This article provides an alternative to the usual safe investments that retirees choose vs growing their wealth without taking market risk themselves.

• The lie of enjoying financial freedom via SWP from mutual funds

  This article will show how starting an SWP once you are retired (early or otherwise) does not always guarantee a comfortable lifestyle in retirement.

• Read more on this topic of Retirement

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FIRE (19 articles)

• Safe Withdrawal Rates and Required Portfolio Returns For Retirement Planning

  This article brings together the interrelationship between the size of the retirement corpus, inflation, asset returns, longevity and the amount you wish to spend in retirement.

• When should you buy a house if your goal is FIRE or early retirement? In your 30s, 40s or 50s?

  This article explores how purchasing a house affects your retirement timeline, offering scenarios based on your early retirement goals.

• The lie of enjoying financial freedom via SWP from mutual funds

  This article will show how starting an SWP once you are retired (early or otherwise) does not always guarantee a comfortable lifestyle in retirement.

• Read more on this topic of FIRE

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Pension (10 articles)

• Do Retirees with a Pension Still Need Equity Mutual Funds?

  This article explores whether retirees can manage without risky equity investments if they already have a pension plan for their retirement.

• Calculator: UPS vs. NPS - which is better?

  This article shows how to determine if an NPS subscriber should switch to the newly announced Unified Pension Scheme from April 2025.

• How to get guaranteed income in retirement by combining dividends and pension?

  This article shows how to combine dividends from an equity portfolio with pension plans to get guaranteed income for life.

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Stock Investing (4 articles)

• 5 mistakes that investors make with their stock portfolios

  This article makes you aware of classic behavioural mistakes with stock investing and shows you the right way to safeguard against each.

• How to Avoid Losing Money in Indian Stocks: 2 Proven Strategies for Long-Term Success

  This article breaks down the misconceptions about stock investing and provides actionable advice on why you should avoid individual stocks and invest for the long term.

• Why the stock market in India is not a casino?

  This article dives deep into why the stock market is often misunderstood as a casino, using historical data and statistical analysis to debunk this myth.

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Market Movements (26 articles)

• Are We in a Bear Market? What is Mutual Fund Performance Data telling us?

  This article explores the signals from the mutual fund market to see if we are currently in or approaching a bear market in India.

• Which mutual funds have fallen the least in this market correction? Should you switch?

  This article shows you which funds have not fallen the most now that the stock market has corrected by 10-15% from life-time highs.

• Are you invested in these mutual funds which have fallen the most in this market correction? What to do now?

  This article shows you what to do given that the stock market has corrected by 10-15% from lifetime highs.

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Fixed Deposit (10 articles)

• Budget 2025: how retirees can pay zero tax on a 5 crore fixed deposit portfolio with risk-free 2 lakh per month income

  This article describes the tax benefits announced in Budget 2025 applicable to retirees and other fixed-income investors.

• Arbitrage Funds vs Fixed Deposits in India: Which is Better?

  This article highlights the main differences between arbitrage funds and fixed deposits in India to help investors make the best choice for their financial needs.

• Do the worst performing equity mutual funds beat FD?

  This article explores if the worst performing equity mutual funds have beat FD and RD returns.

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Free Planning Tool (13 articles)

• How to track the prices of your SGB portfolio for free in Google Sheets via the Arthgyaan SGB price API?

  This article walks you through setting up and tracking your SGB portfolio for free using this user-friendly and free tool.

• Free Calculator: Union Budget 2025: which is the best tax regime to choose from 1st April 2025?

  This article describes how to use the Arthgyaan goal-based investing tool as a calculator to determine if switching to the New Tax Regime makes sense from 1st April 2025.

• How can you add multiple income streams to your portfolio for retirement?

  This article guides retirees and FIRE aspirants on using the Arthgyaan goal-based investing tool to incorporate diverse income sources like rent, pension, royalties, and commissions into your portfolio.

• Read more on this topic of Free Planning Tool

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Tax (91 articles)

• Budget 2025: how NRIs planning to retire in India can get ₹2 lakhs per month tax-free with a $1million investment

  This article describes the tax benefits announced in Budget 2025 that can be used by NRIs planning to retire in India to create a tax-free and inflation-indexed passive income stream.

• Budget 2025: what income tax benefits are there for NPS Vatsalya? Is it good for children?

  This article describes the tax benefits announced in Budget 2025 for the NPS Vatsalya Scheme to understand if these benefits make NPS Vatsalya a good scheme for children’s future.

• Budget 2025: how retirees can pay zero tax on a 5 crore fixed deposit portfolio with risk-free 2 lakh per month income

  This article describes the tax benefits announced in Budget 2025 applicable to retirees and other fixed-income investors.

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NRI (30 articles)

• Budget 2025: how NRIs planning to retire in India can get ₹2 lakhs per month tax-free with a $1million investment

  This article describes the tax benefits announced in Budget 2025 that can be used by NRIs planning to retire in India to create a tax-free and inflation-indexed passive income stream.

• What NRIs Must Do With Indian Investments Before the Year-End? PFIC, FATCA, DTAA and ITR rules Simplified

  This article simplifies compliance for US, Canada, UK, and Australia-based NRIs, covering FBAR, FATCA, PFIC, and T1135 requirements.

• How much money can NRIs in the US gift to their parents in India in 2025?

  This article discusses the mechanics and tax exemption rules applicable to US-based NRIs who wish to gift money to their parents in India.

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Reader Questions (8 articles)

• How to balance FOMO and loss-aversion in the case of foreign RSUs?

  This article gives you a few pointers about what to do with your foreign RSUs that have appreciated a lot in value.

• What are the best ways to pay off a large credit card balance quickly?

  This article gives the list of people to whom you can give or receive gifts like cash, property, stocks, mutual funds or any other assets without paying tax.

• How much money does this 39 year old investor need to invest per month to retire at 58?

  A quick retirement calculation for a reader query who has a good amount of corpus already saved for retirement.

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Real Estate (14 articles)

• Complete Tax Guide for Resident Indians Selling Land in India

  This article simplifies the process of selling land in India offering clear insights on how to manage TDS deductions, understand the differences between urban and rural agricultural land, and calculate capital gains tax.

• Complete Tax Guide for NRIs Selling Land in India

  This article simplifies the process of selling land in India for NRIs, offering clear insights on how to manage TDS deductions, understand the differences between urban and rural agricultural land, and calculate capital gains tax.

• Budget 2024 taxation rule reversal: grandfathering rule brings back indexation benefit to properties acquired before July 2024

  This article explains the new of the reversal of the 12.5% without indexation tax rule to allow 20% with indexation for all properties bought before 23rd July 2024.

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International Investing (16 articles)

• Budget 2024: How New Changes Make International Investing under LRS Easier for Indians?

  This article analyses the changes in Budget 2024 that impact investors investing abroad under the RBI’s Liberalised Remittance Scheme.

• Budget 2024 TCS Changes: Minimise the Impact Of TCS on Your Foreign Stocks and other LRS Investments

  This article shows how you can now offset TCS against your salary’s TDS providing significant relief and improving your cash flow.

• Understanding the 40% IRS Estate Tax: Crucial for Indians with US Assets

  This article explains the concept of US Estate taxes that might take out a large chunk of the portfolio of Indian and NRI investors due to tax on their US-based assets.

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Gold (28 articles)

• How to track the prices of your SGB portfolio for free in Google Sheets via the Arthgyaan SGB price API?

  This article walks you through setting up and tracking your SGB portfolio for free using this user-friendly and free tool.

• SGB issued in Nov 2016 has given 159% return in 8 years. How does that compare with FDs and equity mutual funds?

  The Nov 2016 SGB showcased a fantastic return on maturity compared to other investment avenues like fixed deposits and some equity mutual funds.

• SGB issued in Sep 2016 has given 139% return in 8 years. How does that compare with FDs and equity mutual funds?

  The Sep 2016 SGB showcased a fantastic return on maturity compared to other investment avenues like fixed deposits and some equity mutual funds.

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Review (27 articles)

• The 2024 Arthgyaan Year in Review

  This blog completes its fourth year with 100+ new posts in 12 months. Here’s looking back.

• Does ICICI Lombard Elevate really offer unlimited health insurance?

  This article discusses the ICICI Lombard Elevate health insurance plan to understand whether it really offers unlimited claims.

• Adani Enterprises Bond Issue: Should You Invest?

  This article analyses the Adani Enterprise Bond Offering for retail investors to help understand whether retail investors should invest in it or not.

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News (35 articles)

• Repo Rate Cut leads to Banks Reducing Home Loan Rates Automatically: Find Out How Much Lower Interest You Need To Pay

  This article lets you calculate the total interest savings on your home and other loans as well as to choose which option is better between EMI reduction vs loan tenure reduction.

• How mutual funds can supplement the Centre's plan on pension schemes for gig workers?

  This article shows the various investment options available to gig workers over and above the Central Government proposals for pension and other retirement benefits.

• What should you do if you have received the income tax SMS telling you about the opportunity to file your updated ITR under section 139(8A)?

  This article tells the next steps to take if you have received an SMS about your past income tax returns which you can amend using the ITR-U facility.

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Life Stages (2 articles)

• Life stage investing: how should couples manage finances

  Having a common understanding of the role of money is one of the pillars of a successful life as a couple.

• Life stage investing: how to manage finances when you are joining your first job

  This post from our life stage series shows how your finances need to be managed when you transition from being a student to joining your first job.

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NPS (16 articles)

• Budget 2025: what income tax benefits are there for NPS Vatsalya? Is it good for children?

  This article describes the tax benefits announced in Budget 2025 for the NPS Vatsalya Scheme to understand if these benefits make NPS Vatsalya a good scheme for children’s future.

• Can NPS Vatsalya be used to create wealth across generations?

  This article explores using the NPS Vatsalya scheme for grandparents to transfer wealth to their grandchildren by gifting them a large corpus to be used to create a pension income stream.

• Will NPS Vatsalya Give Your Child Eleven Crores When They Retire?

  This article discusses the corpus projections shared officially when launching the NPS Vatsalya scheme and how parents should be aware of the danger of ignoring inflation.

• Read more on this topic of NPS

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Step by step (15 articles)

• How to Buy Your Dream Home Without Any Savings: A Step-by-Step Guide

  This article shows how sufficient cash flow is the key to purchasing a house, even if you are yet to save for the down payment.

• How to file TDS for Property Purchase: A Step-by-Step Guide

  This article explains the steps for paying TDS on purchasing property in an easy step-by-step manner.

• Where to invest your monthly income if you spend only 45% a month?

  This article answers a question about investing a certain percentage (here 55%) of your monthly income.

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Senior Citizens (5 articles)

• Can senior citizens get both safety and high returns from their retirement portfolio?

  This article provides an alternative to the usual safe investments that retirees choose vs growing their wealth without taking market risk themselves.

• How much money can NRIs in the US gift to their parents in India in 2025?

  This article discusses the mechanics and tax exemption rules applicable to US-based NRIs who wish to gift money to their parents in India.

• Building Generational Wealth through an Alternative Retirement Portfolio Planning Technique

  This article discusses an alternative retirement portfolio construction method for generational wealth transfer.

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FAQ (18 articles)

• Frequently asked questions (FAQs) on SEBI's new Specialised Investment Funds (SIF) which sit in between Mutual Funds and PMS

  This article explains the basics of SEBI’s new Specialised Investment Funds which offer advanced strategies that mutual funds cannot and is suitable for investors below the PMS ₹50 lakhs threshold.

• Form 12BAA: How to reduce TCS on foreign remittances and foreign travel after 1st October 2024?

  This article shows you the method for lowering the effect of Tax Collected at Source (TCS) on foreign remittances and travel via RBI’s Liberalised Remittance Scheme (LRS) as per new rules introduced under Union Budget 2024.

• Frequently Asked Questions on New Rules for Irregular PPF and Sukanya Samriddhi Accounts from 1st October 2024

  This article discusses the new Department of Economic Affairs rules regarding irregular PPF and Sukanya Samriddhi Accounts as applicable from 1st October 2024.

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Health Insurance (8 articles)

• Does this DISK family need to work longer even after reaching 45x FIRE corpus?

  This article discusses how to plan early retirement in the face of lifestyle inflation and lack of health insurance for an investor in their 40s.

• Does ICICI Lombard Elevate really offer unlimited health insurance?

  This article discusses the ICICI Lombard Elevate health insurance plan to understand whether it really offers unlimited claims.

• What Policyholders Must Know about IRDA's Master Circular on Health Insurance Business (29/05/2024)?

  This article discusses the latest Master Circular on Health Insurance Business, issued on 29/05/2024, which introduced significant changes aimed at enhancing policyholder protection and streamlining claim settlements.

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Safe Withdrawal Rate (6 articles)

• Safe Withdrawal Rates and Required Portfolio Returns For Retirement Planning

  This article brings together the interrelationship between the size of the retirement corpus, inflation, asset returns, longevity and the amount you wish to spend in retirement.

• How to mix an SWP from an equity mutual fund with a pension plan in retirement?

  This article shows how much you can withdraw from an equity mutual fund if you have a pension plan as well in retirement.

• What happens if you do an SWP from an index fund in retirement?

  We examine the results of running a long-term SWP in index funds for retirement.

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Market Data (10 articles)

• What are the rolling returns of SIP and lump sum of direct mutual funds? (July 2024 edition)

  This article provides a list of fund and category-wise statistics of rolling return of SIP and lump sum investments for various mutual funds.

• What are the Latest Coupon Rates for Government Bonds in India?

  This article gives you the latest government bond coupon rates so that you can maximize your return from these bonds.

• How to use Arthgyaan API to get NPS NAV to calculate your NPS corpus value?

  This article helps you get NPS NAV data via an easy to use API so that you can easily calculate, using Excel or Google Sheets, how much money you have in NPS.

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Case Study (7 articles)

• Barista FIRE Calculator for NRI Returning to India: Can $1 million be enough for this NRI returning to India in 5 years for early-retirement?

  This article uses the Arthgyaan goal-based investing calculator to understand how much corpus is needed to have a comfortable lifestyle in India.

• Case study: how can this middle-aged investor with two children plan for retirement and children's goals?

  This article shows how a single-income middle-aged couple with two small children reach their retirement and children’s goals.

• Case study: can this double income single kid family reach FIRE at 50?

  This article shows how a double-income couple with a 2-year old reach their FIRE dream at the age of 50.

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Screener (8 articles)

• Best Mutual Funds for Lump Sum Investment: How to Pick High-Return Low-Risk Funds

  This guide helps you shortlist the best mutual funds for lump sum investing based on two proven criteria: those trading near their 52-week lows and those offering higher returns with lower risk.

• Mutual Funds Near 52-Week Lows: Is Now the Best Time to Buy?

  This article lists funds that are currently close to their lowest NAVs in the past year.

• Top Mutual Funds with High Returns & Low Risk for Bottom Fishing

  This article highlights the best-performing equity and hybrid funds, based on their historical performance compared to the Nifty 50 index.

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Budget (24 articles)

• Budget 2025 coverage: what is the impact on your portfolio and tax?

  This article gives a high-level overview of the most important points which affect your portfolio and taxation in Union Budget 2025 for both residents and NRIs.

• Budget 2025: how NRIs planning to retire in India can get ₹2 lakhs per month tax-free with a $1million investment

  This article describes the tax benefits announced in Budget 2025 that can be used by NRIs planning to retire in India to create a tax-free and inflation-indexed passive income stream.

• Budget 2025: what income tax benefits are there for NPS Vatsalya? Is it good for children?

  This article describes the tax benefits announced in Budget 2025 for the NPS Vatsalya Scheme to understand if these benefits make NPS Vatsalya a good scheme for children’s future.

• Read more on this topic of Budget

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Research (6 articles)

• Lumpsum vs. SIP: Here's the Truth on the Winning Strategy for Mutual Fund Investors

  This article helps you to decide for the last time which option is better for investing in mutual funds: SIP or lump sum.

• Arthgyaan India Active Fund Scorecard (Dec-2023)

  This is the first release of the Arthgyaan India Active Fund Scorecard to help mutual fund investors in India make better investment decisions.

• Portfolio allocation models for Indian investors

  This article shows how different asset allocation models for Indian stock and bonds have performed over the years.

• Read more on this topic of Research

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