This article lists funds that are currently close to their lowest NAVs in the past year.
Disclaimer: The Fund names in this article are not recommendations to buy/hold/sell. Mutual funds are subject to market risks. Do not invest real money without adequate research.
Mutual Funds Near Their 52-Week Lows ? Should You Buy?
Identifying mutual funds trading close to their 52-week lows will give you an idea that the market has bottomed out. We already have a list of funds available for bottom-fishing based on the fall of their 52-week high NAVs: Bottom fishing tracker: which mutual funds have fallen the most?
Objection: Isn't buying at 52-week lows just market timing?
Response: While it may seem like market timing, this approach is about performing an initial shortlist of funds as a part of a broader fund-picking strategy.
This article will show you a list of funds that have fallen and are trading very close to their 52-week low NAVs.
Investors who have received a recent windfall like an annual bonus, money from a property sale or are simply rebalancing their portfolio, can start their mutual fund shortlisting journey from a list like this.
We recommend having the experience of at least one market cycle because, without it, it is easy to believe that stock markets rise 15-20% every year, like a supercharged fixed deposit.
If you are not this type of investor, it’s best to continue your SIP in your chosen funds as-is without making any additional changes.
Did you know that we have a private Facebook group which you can join for free and ask your own questions? Please click the button below to join.
Start Building Wealth with Expertly Curated Mutual Fund Packages
Which mutual funds are trading closest to their 52-week lows?
We have set a threshold of 10% or less closeness to the 52-week low NAV to identify these opportunities using NAV data from AMFI for the closing date of 06-May-2025.
A fund will make it to this list if, for example, the 52-week low NAV is 50 and its current NAV is equal to or lower than 55. A maximum of 10 funds in each category are presented to keep the list of funds manageable.
Debt: Liquid
Fund
Change (%)
NAV (52w low)
Latest NAV
Shriram Liquid
3.14
1002.1019
1033.5506
Motilal Oswal Liquid
6.94
12.9153
13.8111
Quantum Liquid
7.00
32.6331
34.9168
Parag Parikh Liquid
7.01
1350.7233
1445.4543
ITI Liquid
7.16
1267.7278
1358.4539
360 ONE LIQUID
7.18
1869.4043
2003.6830
SBI Liquid
7.29
3806.3247
4083.9664
JM Liquid
7.29
66.4738
71.3172
WhiteOak Capital Liquid
7.30
1304.4159
1399.5886
TRUSTMF Liquid
7.31
1178.6595
1264.8697
Debt: Low Duration
Fund
Change (%)
NAV (52w low)
Latest NAV
Edelweiss Low Duration
1.46
1000.7779
1015.3561
Franklin India Low Duration
1.94
10.0000
10.1939
BANDHAN Low Duration
8.10
36.2014
39.1320
CANARA ROBECO SAVINGS
8.11
39.6592
42.8757
Invesco India Low Duration
8.16
3606.6984
3900.9047
DSP Low Duration
8.16
18.7458
20.2753
Tata Treasury Advantage
8.21
3698.6883
4002.4610
UTI Low Duration
8.25
3296.2940
3568.2661
BARODA BNP PARIBAS LOW DURATION
8.29
40.1080
43.4344
SBI MAGNUM LOW DURATION
8.30
3321.7129
3597.3383
Debt: Ultra Short Duration
Fund
Change (%)
NAV (52w low)
Latest NAV
Franklin India Ultra Short Duration
5.51
10.0000
10.5511
Motilal Oswal Ultra Short Term
6.58
16.2000
17.2667
BANK OF INDIA Ultra Short Duration
7.49
3013.1475
3238.7986
WhiteOak Capital Ultra Short Duration
7.59
1297.0571
1395.4784
ITI Ultra Short Duration
7.59
1177.7028
1267.1322
CANARA ROBECO ULTRA SHORT TERM
7.63
3715.7961
3999.2064
PGIM India Ultra Short Duration
7.69
32.7488
35.2658
BANDHAN ULTRA SHORT TERM
7.73
14.1549
15.2492
SBI MAGNUM ULTRA SHORT DURATION
7.79
5583.6054
6018.4180
Baroda BNP Paribas Ultra Short Duration
7.81
1433.9975
1545.9701
Debt: Short Duration
Fund
Change (%)
NAV (52w low)
Latest NAV
Union Short Duration
2.91
10.0087
10.3002
CANARA ROBECO SHORT DURATION
9.04
25.2126
27.4909
UTI Short Duration
9.34
30.6150
33.4748
TRUSTMF Short Duration
9.41
1155.4396
1264.2098
JM Short Duration
9.42
11.1564
12.2072
ICICI Prudential Short Term
9.59
59.3080
64.9981
Invesco India Short Duration
9.60
3560.4514
3902.4323
HDFC Short Term Debt
9.62
29.8817
32.7569
Tata Short Term Bond
9.62
48.0177
52.6357
HSBC Short Duration
9.63
25.3714
27.8138
Debt: Money Market
Fund
Change (%)
NAV (52w low)
Latest NAV
Bank of India Money Market
2.35
10.0047
10.2396
LIC MF Money Market
6.72
1116.7610
1191.7952
DSP Savings
7.77
49.8475
53.7204
Union Money Market
7.83
1162.9194
1253.9896
TRUSTMF MONEY MARKET
7.87
1125.0814
1213.5849
PGIM India Money Market
7.96
1254.5202
1354.3449
Invesco India Money Market
7.97
2890.9859
3121.3926
Baroda BNP Paribas Money Market
7.97
1282.8178
1385.0635
Sundaram Money Market
8.05
13.8366
14.9500
HSBC Money Market
8.06
25.3749
27.4206
Debt: Medium To Long Duration
Fund
Change (%)
NAV (52w low)
Latest NAV
BANK OF INDIA Conservative Hybrid
5.44
33.7712
35.6077
Franklin India Medium to Long Duration
6.86
9.9889
10.6740
BANDHAN Bond
9.73
64.7427
71.0423
Other: FoF Domestic
Fund
Change (%)
NAV (52w low)
Latest NAV
Groww Nifty 500 Momentum 50 ETF FOF
0.40
9.7712
9.8106
UTI Income Plus Arbitrage Active
0.90
10.0090
10.0993
ICICI Prudential Nifty EV New Age Automotive ETF FOF
1.65
10.2202
10.3888
BHARAT Bond FOF April 2025 Pan
7.25
12.0213
12.8931
HDFC Income Plus Arbitrage Active FOF
7.51
39.5579
42.5270
Axis Nifty AAA Bond Plus SDL Apr 2026 5050 ETF FOF
Hybrid: Dynamic Asset Allocation Or Balanced Advantage
Fund
Change (%)
NAV (52w low)
Latest NAV
Unifi Dynamic Asset Allocation
1.53
10.0047
10.1576
Samco Dynamic Asset Allocation
2.10
10.0000
10.2100
NJ Balanced Advantage
5.56
12.9500
13.6700
Shriram Balanced Advantage
6.17
17.4112
18.4847
Motilal Oswal Balanced Advantage
6.84
18.8177
20.1054
Canara Robeco Balanced Advantage
6.94
9.3700
10.0200
BANK OF INDIA BALANCED ADVANTAGE
7.32
24.1169
25.8826
Tata Balanced Advantage
7.50
20.4380
21.9716
Helios Balanced Advantage
7.64
10.2100
10.9900
Bajaj Finserv Balanced Advantage
8.04
10.3870
11.2220
Equity: Multi Cap
Fund
Change (%)
NAV (52w low)
Latest NAV
Samco Multi Cap
2.05
8.7900
8.9700
Sundaram Multi Cap
5.04
79.5545
83.5659
BAJAJ FINSERV MULTI CAP
7.14
9.9150
10.6230
Union Multicap
8.64
13.7700
14.9600
Baroda BNP Paribas MULTI CAP
8.87
274.3035
298.6257
DSP Multicap
9.08
10.3030
11.2380
quant Active
9.18
588.7864
642.8205
BANDHAN MULTI CAP
9.19
15.4770
16.9000
Tata Multicap
9.34
12.4357
13.5970
Sundaram Multi Cap
9.40
358.3719
392.0519
Debt: Floater
Fund
Change (%)
NAV (52w low)
Latest NAV
UTI Floater
8.14
1434.6219
1551.4472
Aditya Birla Sun Life Floating Rate
8.60
325.9078
353.9248
SBI Floating Rate Debt
8.85
12.2179
13.2995
ICICI Prudential Floating Interest
9.00
420.3538
458.1936
HDFC Floating Rate Debt
9.14
46.2355
50.4595
Tata Floating Rate
9.46
11.7789
12.8936
Nippon India Floating Rate
9.57
42.9999
47.1131
KOTAK FLOATING RATE
9.59
1396.5644
1530.4844
Hybrid: Conservative
Fund
Change (%)
NAV (52w low)
Latest NAV
LIC MF Conservative Hybrid
9.49
81.6188
89.3642
BARODA BNP PARIBAS Conservative Hybrid
9.49
48.8427
53.4779
SBI Conservative Hybrid
9.60
70.6810
77.4640
Nippon India Hybrid Bond
9.62
57.0602
62.5494
Equity: Sectoral or Thematic
Fund
Change (%)
NAV (52w low)
Latest NAV
Kotak Energy Opportunities
0.02
10.0200
10.0220
Shriram Multi Sector Rotation
4.94
7.4906
7.8603
ICICI Prudential MNC
6.77
26.5900
28.3900
SBI Innovative Opportunities
6.77
8.2054
8.7607
Quantum Ethical
6.99
8.7300
9.3400
Tata Ethical
7.24
388.7248
416.8576
UTI Innovation
7.34
9.8933
10.6197
Tata India Innovation
7.38
8.4039
9.0242
Motilal Oswal Quant
7.43
8.5949
9.2337
HDFC MNC
7.50
11.8460
12.7350
Equity: Flexi Cap
Fund
Change (%)
NAV (52w low)
Latest NAV
LIC MF Flexi Cap
6.35
90.1490
95.8749
Navi Flexi Cap
7.49
22.3842
24.0608
Taurus Flexi Cap
7.55
207.0600
222.6900
NJ Flexi Cap
8.31
12.0400
13.0400
JM Flexicap
8.61
97.8154
106.2390
Shriram Flexi Cap
8.80
19.9654
21.7224
Samco Flexi Cap
8.87
9.2400
10.0600
SBI Flexicap
9.27
107.0911
117.0222
BANK OF INDIA Flexi Cap
9.53
30.7600
33.6900
Nippon India Flexi Cap
9.92
15.0405
16.5330
Debt: Corporate Bond
Fund
Change (%)
NAV (52w low)
Latest NAV
DSP Corporate Bond
8.93
14.7601
16.0781
TRUSTMF CORPORATE BOND
9.01
1093.6970
1192.2592
CANARA ROBECO CORPORATE BOND
9.17
21.2128
23.1587
ICICI Prudential Corporate Bond
9.37
28.3329
30.9884
BANDHAN Corporate Bond
9.70
17.9140
19.6521
Sundaram Corporate Bond
9.73
37.5955
41.2522
HSBC Corporate Bond
9.75
70.2954
77.1506
UTI Corporate Bond
9.83
15.1512
16.6405
Union Corporate Bond
9.89
14.1147
15.5112
Mirae Asset Corporate Bond
9.90
11.7701
12.9350
Equity: Large Cap
Fund
Change (%)
NAV (52w low)
Latest NAV
Samco Large Cap
0.10
9.8400
9.8500
JM Large Cap
8.15
152.7536
165.1990
quant Large Cap
8.53
13.3863
14.5280
ITI Large Cap
9.23
16.7366
18.2808
Tata Large Cap
9.41
505.7365
553.3076
Union Largecap
9.54
21.9100
24.0000
BARODA BNP PARIBAS LARGE CAP
9.56
222.3780
243.6421
Groww Largecap
9.61
43.9200
48.1400
HDFC Large Cap
9.96
1085.8200
1193.9390
Hybrid: Aggressive
Fund
Change (%)
NAV (52w low)
Latest NAV
JM Aggressive Hybrid
5.76
123.1480
130.2377
Shriram Aggressive Hybrid
8.09
32.0756
34.6700
Groww Aggressive Hybrid
8.37
20.5483
22.2672
Tata Hybrid Equity
8.74
436.2155
474.3442
BANK OF INDIA MID SMALL CAP EQUITY DEBT
8.98
34.9500
38.0900
LIC MF Aggressive Hybrid
9.26
192.0395
209.8301
Navi Aggressive Hybrid
9.29
19.9541
21.8077
HSBC Aggressive Hybrid
9.33
52.5597
57.4648
Baroda BNP Paribas Aggressive Hybrid
9.86
27.7100
30.4421
Equity: Mid Cap
Fund
Change (%)
NAV (52w low)
Latest NAV
Helios Mid Cap
6.57
9.8900
10.5400
BARODA BNP PARIBAS Mid Cap
8.34
102.0385
110.5462
LIC MF Mid Cap
9.00
27.1179
29.5594
SBI Magnum MIDCAP
9.42
227.4410
248.8590
BANDHAN MIDCAP
9.54
14.8500
16.2660
UTI Mid Cap
9.55
277.6101
304.1105
Canara Robeco Mid Cap
9.64
14.3100
15.6900
Union Midcap
9.94
41.6600
45.8000
Tata Mid Cap
9.95
408.1124
448.7318
Equity: Small Cap
Fund
Change (%)
NAV (52w low)
Latest NAV
QUANTUM SMALL CAP
6.60
10.6000
11.3000
Tata Small Cap
7.36
37.3062
40.0518
DSP Small Cap
7.50
171.9890
184.8880
HDFC Small Cap
7.65
128.0830
137.8870
LIC MF Small Cap
7.90
28.1269
30.3480
PGIM India Small Cap
8.17
14.0800
15.2300
HSBC Small Cap
8.31
74.0448
80.1963
KotakSmall Cap
8.57
254.4000
276.1940
SBI Small Cap
8.61
166.5363
180.8742
TRUSTMF SMALL CAP
8.74
8.3500
9.0800
Solution: Retirement Fund
Fund
Change (%)
NAV (52w low)
Latest NAV
SBI Retirement Benefit
7.54
17.4578
18.7748
Aditya Birla Sun Life Retirement
8.45
13.1195
14.2283
SBI Retirement Benefit
8.58
18.4562
20.0403
ICICI Prudential Retirement
9.14
16.6655
18.1893
SBI Retirement Benefit
9.15
14.3178
15.6278
Tata Retirement Savings
9.19
33.1307
36.1752
ICICI Prudential Retirement
9.48
23.9500
26.2200
Nippon India Retirement
9.54
27.9412
30.6056
Nippon India Retirement
9.54
27.9412
30.6056
ICICI Prudential Retirement
9.54
14.8394
16.2545
Solution: Child Fund
Fund
Change (%)
NAV (52w low)
Latest NAV
LIC MF Childrens
5.24
31.6985
33.3580
ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA DIRECT GROWTH
9.51
18.7200
20.5000
Baroda BNP Paribas Childrens
9.69
9.0623
9.9402
Tata Young Citizens
9.82
59.4888
65.3325
UTI Childrens Equity
9.82
81.4597
89.4608
Debt: Banking And PSU
Fund
Change (%)
NAV (52w low)
Latest NAV
Canara Robeco Banking and PSU Debt
8.89
11.1086
12.0961
HSBC Banking and PSU Debt
8.98
23.2385
25.3256
ITI Banking PSU Debt
8.99
12.1594
13.2522
UTI Banking PSU
9.00
20.2641
22.0880
Franklin India Banking PSU Debt
9.07
21.2919
23.2229
TRUSTMF BANKING PSU
9.10
1178.4841
1285.7630
BANDHAN Banking PSU Debt
9.13
23.0361
25.1389
Axis Banking PSU Debt
9.22
2468.5925
2696.2268
ICICI Prudential Banking and PSU Debt
9.30
30.9626
33.8434
Sundaram Banking PSU
9.58
39.5842
43.3765
Debt: Medium Duration
Fund
Change (%)
NAV (52w low)
Latest NAV
Sundaram Medium Duration
8.91
70.4581
76.7344
UTI Medium Duration
9.78
17.7398
19.4756
Debt: Credit Risk
Fund
Change (%)
NAV (52w low)
Latest NAV
Kotak Credit Risk
8.89
29.9937
32.6610
UTI Credit Risk
9.39
17.4522
19.0910
BANDHAN Credit Risk
9.45
16.1682
17.6960
HDFC Credit Risk Debt
9.59
23.4592
25.7090
SBI CREDIT RISK
9.73
44.3751
48.6928
Axis Credit Risk
9.79
21.5556
23.6658
Baroda BNP Paribas Credit Risk
9.82
21.9725
24.1312
Equity: Contra
Fund
Change (%)
NAV (52w low)
Latest NAV
Kotak India EQ Contra
9.37
150.0940
164.1550
Debt: Overnight
Fund
Change (%)
NAV (52w low)
Latest NAV
Zerodha Overnight
0.42
10.0213
10.0631
ITI Overnight
6.35
1224.5572
1302.3042
Samco Overnight
6.35
1105.5149
1175.7579
Shriram Overnight
6.45
11.1450
11.8637
CANARA ROBECO OVERNIGHT
6.47
1245.7906
1326.4462
Helios Overnight
6.48
1036.0619
1103.1485
JM Overnight
6.50
1223.7071
1303.2683
JM Overnight
6.50
1223.7229
1303.2879
NJ Overnight
6.50
1116.7427
1189.3640
Edelweiss Overnight
6.52
1247.7881
1329.0976
Equity: Focused
Fund
Change (%)
NAV (52w low)
Latest NAV
Motilal Oswal Focused 25
7.41
41.1809
44.2326
Sundaram Focused
7.60
156.1631
168.0383
JM Focused
7.91
20.0834
21.6713
360 ONE Focused Equity
7.98
46.6993
50.4240
quant Focused
8.38
82.5848
89.5054
LIC MF Focused
8.93
20.0318
21.8205
UTI Focused
9.02
14.3725
15.6682
Tata Focused Equity
9.04
22.0926
24.0902
Union Focused
9.31
23.0900
25.2400
Mahindra Manulife Focused
9.99
25.3127
27.8403
Hybrid: Multi Asset Allocation
Fund
Change (%)
NAV (52w low)
Latest NAV
Motilal Oswal Multi Asset
4.93
11.8056
12.3872
Invesco India Multi Asset Allocation
7.38
9.7600
10.4800
Bajaj Finserv Multi Asset Allocation
7.47
9.9936
10.7400
Bank of India Multi Asset Allocation
7.65
10.2761
11.0618
Shriram Multi Asset Allocation
8.28
11.3048
12.2406
quant Multi Asset
8.60
131.3398
142.6353
Kotak Multi Asset Allocation
9.00
11.7400
12.7970
LIC MF Multi Asset Allocation
9.12
9.7878
10.6808
Edelweiss Multi Asset Allocation
9.26
10.6524
11.6390
Union Multi Asset Allocation
9.48
9.4900
10.3900
Other: FoF Overseas
Fund
Change (%)
NAV (52w low)
Latest NAV
Bandhan US TREASURY BOND 01 YEAR
6.16
10.6711
11.3281
Aditya Birla Sun Life US Treasury 13 Year Bond ETFs
7.06
10.2291
10.9517
DSP US Treasury
7.26
9.9519
10.6741
Edelweiss US Value Equity Offshore
7.58
30.9805
33.3295
Axis US Treasury Dynamic Bond ETF
7.76
9.6889
10.4409
Aditya Birla Sun Life US Treasury 310 Year Bond ETFs
8.08
10.3261
11.1602
Debt: Dynamic Bond
Fund
Change (%)
NAV (52w low)
Latest NAV
Mirae Asset Dynamic Bond
8.98
16.0456
17.4863
Other: Index Funds
Fund
Change (%)
NAV (52w low)
Latest NAV
ICICI Prudential CRISILIBX Financial Services 36 Months Debt Index
1.21
10.0032
10.1243
Bandhan CRISILIBX Financial Services 36 Months Debt Index
1.31
10.0107
10.1421
Aditya Birla Sun Life CrisilIBX Financial Services 912 Months Debt Index
1.38
10.0084
10.1466
Kotak CRISILIBX Financial Services 36 Months Debt Index
1.43
10.0094
10.1526
SBI BSE PSU BANK INDEX
2.15
9.7910
10.0014
Kotak CRISIL IBX AAA Bond Financial Services Index Dec 2026
2.35
10.0112
10.2469
Edelweiss CRISIL IBX AAA Bond NBFC HFC Jun 2027 Index
2.57
10.0057
10.2625
ICICI Prudential CRISILIBX AAA Bond Financial Services Index Dec 2026
2.87
10.0037
10.2910
Bandhan CRISILIBX 1090 Gilt Plus SDL Index Dec 2029
3.13
10.0059
10.3193
Aditya Birla Sun Life CrisilIBX financial Services 3 to 6 months Debt Index
3.15
10.0034
10.3185
Equity: Large Mid Cap
Fund
Change (%)
NAV (52w low)
Latest NAV
Union Large Midcap
9.14
23.0900
25.2000
Baroda BNP Paribas Large and Mid Cap
9.39
24.8422
27.1737
ITI Large Midcap
9.71
8.2531
9.0543
Debt: Gilt
Fund
Change (%)
NAV (52w low)
Latest NAV
Bajaj Finserv Gilt
5.22
1000.1294
1052.2975
quant Gilt
9.97
11.0361
12.1366
Debt: Long Duration
Fund
Change (%)
NAV (52w low)
Latest NAV
Mirae Asset Long Duration
5.98
9.9452
10.5397
Franklin India Long Duration
6.24
9.9770
10.5991
Note Arbitrage funds will be on this list since by design they don’t give a huge amount of returns and therefore will be fairly close to their 52-week low levels.
What should investors do with this data?
Investors must be extremely cautious that this exercise does not turn into catching a falling knife. Just because a fund has fallen does not make it “cheap” to invest.
Objection: I don't have experience with market cycles; should I still look at this list?
Response: If you're unsure about market trends, it's best to stick with regular SIPs rather than making lump-sum investments based on NAV movement.
There are three key takeaways from this data:
Review existing funds: Investors should check if their current funds are on the list and evaluate their next steps, including consulting their advisor.
Rebalance portfolios: Most investors should use this opportunity to rebalance from debt to equity if their portfolio’s asset allocation has drifted by 5%. Having a worked out financial plan is important to execute this step correctly
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This post titled Mutual Funds Near 52-Week Lows: Is Now the Best Time to Buy? first appeared on 03 Feb 2025 at https://arthgyaan.com
