Mutual Funds Near 52-Week Lows: Is Now the Best Time to Buy?

This article lists funds that are currently close to their lowest NAVs in the past year.

Mutual Funds Near 52-Week Lows: Is Now the Best Time to Buy?


Posted on 03 Feb 2025 • Updated on: 27 Apr 2025
Author: Sayan Sircar
23 mins read
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This article lists funds that are currently close to their lowest NAVs in the past year.

Mutual Funds Near 52-Week Lows: Is Now the Best Time to Buy?

Disclaimer: The Fund names in this article are not recommendations to buy/hold/sell. Mutual funds are subject to market risks. Do not invest real money without adequate research.

📚 Table of Contents

Mutual Funds Near Their 52-Week Lows ? Should You Buy?

Identifying mutual funds trading close to their 52-week lows will give you an idea that the market has bottomed out. We already have a list of funds available for bottom-fishing based on the fall of their 52-week high NAVs: Bottom fishing tracker: which mutual funds have fallen the most?

Objection: Isn't buying at 52-week lows just market timing?
Response: While it may seem like market timing, this approach is about performing an initial shortlist of funds as a part of a broader fund-picking strategy.

This article will show you a list of funds that have fallen and are trading very close to their 52-week low NAVs.


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Who Benefits from This Strategy?

Investors who have received a recent windfall like an annual bonus, money from a property sale or are simply rebalancing their portfolio, can start their mutual fund shortlisting journey from a list like this.

We recommend having the experience of at least one market cycle because, without it, it is easy to believe that stock markets rise 15-20% every year, like a supercharged fixed deposit.

If you are not this type of investor, it’s best to continue your SIP in your chosen funds as-is without making any additional changes.

Did you know that we have a private Facebook group which you can join for free and ask your own questions? Please click the button below to join.

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Which mutual funds are trading closest to their 52-week lows?

We have set a threshold of 10% or less closeness to the 52-week low NAV to identify these opportunities using NAV data from AMFI for the closing date of 29-Apr-2025.

A fund will make it to this list if, for example, the 52-week low NAV is 50 and its current NAV is equal to or lower than 55. A maximum of 10 funds in each category are presented to keep the list of funds manageable.

Debt: Liquid

Fund Change (%) NAV (52w low) Latest NAV
Shriram Liquid 2.98 1002.1019 1032.0142
Motilal Oswal Liquid 7.04 12.8840 13.7913
Quantum Liquid 7.11 32.5527 34.8661
Parag Parikh Liquid 7.11 1347.4625 1443.3227
ITI Liquid 7.26 1264.6559 1356.4431
360 ONE LIQUID 7.29 1864.8389 2000.8435
JM Liquid 7.40 66.3050 71.2131
WhiteOak Capital Liquid 7.40 1301.1879 1397.5259
SBI Liquid 7.41 3796.8388 4078.0208
TRUSTMF Liquid 7.42 1175.7448 1263.0067

Debt: Low Duration

Fund Change (%) NAV (52w low) Latest NAV
Edelweiss Low Duration 1.23 1000.7779 1013.1209
Franklin India Low Duration 1.70 10.0000 10.1697
BANDHAN Low Duration 8.14 36.1073 39.0465
CANARA ROBECO SAVINGS 8.17 39.5512 42.7842
Invesco India Low Duration 8.20 3597.3507 3892.2802
DSP Low Duration 8.23 18.6929 20.2306
Tata Treasury Advantage 8.27 3688.9296 3993.8458
UTI Low Duration 8.30 3287.3669 3560.1720
JM Low Duration 8.33 34.7154 37.6068
BARODA BNP PARIBAS LOW DURATION 8.34 39.9973 43.3330

Debt: Ultra Short Duration

Fund Change (%) NAV (52w low) Latest NAV
Franklin India Ultra Short Duration 5.30 10.0000 10.5301
Motilal Oswal Ultra Short Term 6.64 16.1633 17.2363
BANK OF INDIA Ultra Short Duration 7.53 3006.3227 3232.5834
ITI Ultra Short Duration 7.65 1174.7854 1264.6739
WhiteOak Capital Ultra Short Duration 7.66 1293.7323 1392.8720
CANARA ROBECO ULTRA SHORT TERM 7.68 3706.8013 3991.5938
PGIM India Ultra Short Duration 7.75 32.6629 35.1934
BANDHAN ULTRA SHORT TERM 7.78 14.1196 15.2181
SBI MAGNUM ULTRA SHORT DURATION 7.84 5569.6511 6006.4904
Baroda BNP Paribas Ultra Short Duration 7.87 1430.4212 1543.0371

Debt: Short Duration

Fund Change (%) NAV (52w low) Latest NAV
Union Short Duration 2.68 10.0087 10.2771
Franklin India SHORT TERM INCOME PLAN GROWTH 6.61 5168.6698 5510.4095
CANARA ROBECO SHORT DURATION 9.22 25.1122 27.4272
UTI Short Duration 9.46 30.5084 33.3946
TRUSTMF Short Duration 9.51 1151.2683 1260.7033
JM Short Duration 9.59 11.1106 12.1763
DSP Short Term 9.77 45.6123 50.0699
Groww Short Duration 9.77 2152.0757 2362.3223
Invesco India Short Duration 9.78 3545.7610 3892.4891
ICICI Prudential Short Term 9.81 59.0631 64.8592

Debt: Money Market

Fund Change (%) NAV (52w low) Latest NAV
Bank of India Money Market 2.12 10.0047 10.2168
LIC MF Money Market 6.77 1113.8788 1189.2493
DSP Savings 7.81 49.7262 53.6107
Union Money Market 7.88 1160.1067 1251.4944
TRUSTMF MONEY MARKET 7.91 1122.3782 1211.2092
PGIM India Money Market 7.99 1251.4711 1351.4972
Invesco India Money Market 8.00 2884.0760 3114.8434
Baroda BNP Paribas Money Market 8.01 1279.6836 1382.2020
Sundaram Money Market 8.07 13.8047 14.9188
HSBC Money Market 8.09 25.3145 27.3619

Other: FoF Domestic

Fund Change (%) NAV (52w low) Latest NAV
UTI Income Plus Arbitrage Active 0.71 10.0090 10.0805
HDFC Income Plus Arbitrage Active FOF 7.34 39.5579 42.4613
BHARAT Bond FOF April 2025 Pan 7.51 11.9920 12.8931
Axis Nifty AAA Bond Plus SDL Apr 2026 5050 ETF FOF 7.61 11.2317 12.0867
Axis Equity ETFs FOF 8.03 13.2944 14.3624
HSBC Aggressive Hybrid Active FOF 8.26 36.6428 39.6699
Mirae Asset BSE 200 Equal Weight ETF 8.59 9.7230 10.5580
BANDHAN Asset Allocation 8.76 32.1602 34.9772
Mirae Asset Nifty India Manufacturing ETF FOF 9.02 15.4180 16.8090
Mirae Asset Nifty India New Age Consumption ETF 9.07 8.2100 8.9550

Equity: Flexi Cap

Fund Change (%) NAV (52w low) Latest NAV
SBI Flexicap 7.77 107.0911 115.4142
Taurus Flexi Cap 7.87 207.0600 223.3500
Navi Flexi Cap 8.06 22.3842 24.1873
LIC MF Flexi Cap 8.23 90.1490 97.5661
NJ Flexi Cap 8.72 12.0400 13.0900
Samco Flexi Cap 8.87 9.2400 10.0600
JM Flexicap 8.98 97.8154 106.6000
Shriram Flexi Cap 9.22 19.9654 21.8054
Nippon India Flexi Cap 9.30 15.0405 16.4389
ICICI Prudential Flexicap 9.57 16.6200 18.2100

Equity: ELSS

Fund Change (%) NAV (52w low) Latest NAV
Groww ELSS Tax Saver 7.33 19.2300 20.6400
Union ELSS Tax Saver 8.64 59.9200 65.1000
BANDHAN ELSS Tax Saver 8.74 152.4550 165.7840
Shriram ELSS Tax Saver 9.00 20.6814 22.5417
Sundaram Diversified Equity ELSS 9.12 203.1430 221.6659
Sundaram ELSS Tax Saver 9.14 472.2318 515.4080
Aditya Birla Sun Life ELSS Tax Saver 9.19 57.1000 62.3500
JM ELSS Tax Saver 9.31 47.0811 51.4659
BAJAJ FINSERV ELSS TAX SAVER 9.36 9.8370 10.7580
NJ ELSS Tax Saver Scheme 9.43 12.8300 14.0400

Hybrid: Arbitrage

Fund Change (%) NAV (52w low) Latest NAV
quant Arbitrage 0.53 10.0075 10.0605
Samco Arbitrage 2.50 10.0000 10.2500
Motilal Oswal Arbitrage 2.57 10.0112 10.2689
Franklin India Arbitrage 3.35 10.0000 10.3352
WhiteOak Capital Arbitrage 4.92 10.0130 10.5060
Mahindra Manulife Arbitrage 6.85 11.9131 12.7287
NJ Arbitrage 7.37 11.2836 12.1153
Bajaj Finserv Arbitrage 7.65 10.4600 11.2600
JM Arbitrage 7.68 31.9860 34.4434
Parag Parikh Arbitrage 7.71 10.3703 11.1694

Hybrid: Equity Savings

Fund Change (%) NAV (52w low) Latest NAV
WhiteOak Capital Equity Savings 3.54 9.9930 10.3470
Union Equity Savings 6.89 15.9700 17.0700
Nippon India Equity Savings 7.20 16.0426 17.1972
Nippon India Equity Savings 7.20 16.0426 17.1972
Mahindra Manulife Equity Savings 7.85 21.4472 23.1315
HDFC Equity Savings 8.07 66.3220 71.6730
PGIM India Equity Savings 8.08 50.7000 54.7948
Franklin India Equity Savings 8.45 16.1730 17.5392
Aditya Birla Sun Life Equity Savings 8.55 21.8600 23.7300
HSBC Equity Savings 8.56 32.1541 34.9056

Equity: Value

Fund Change (%) NAV (52w low) Latest NAV
Mahindra Manulife Value 7.13 9.9691 10.6801
BANDHAN Sterling Value 8.17 147.5250 159.5720
Baroda BNP Paribas Value 8.48 12.6520 13.7251
Quant Value 8.92 17.6527 19.2272
Templeton India Value 9.03 699.1915 762.3256
Aditya Birla Sun Life Pure Value 9.03 118.8609 129.5988
LIC MF Value 9.40 21.7292 23.7714
Tata Equity PE 9.48 337.2983 369.2640
Union Value 9.50 25.2700 27.6700
Canara Robeco Value 9.99 16.6200 18.2800

Equity: Dividend Yield

Fund Change (%) NAV (52w low) Latest NAV
Aditya Birla Sun Life Dividend Yield 6.55 430.3500 458.5300
SBI Dividend Yield 7.18 13.6002 14.5772
Templeton India Equity Income 7.85 136.0266 146.7011
Baroda BNP Paribas Dividend Yield 8.88 8.4065 9.1532
Sundaram Dividend Yield 9.38 129.5871 141.7488
HDFC Dividend Yield 9.45 22.7680 24.9200

Equity: Sectoral or Thematic

Fund Change (%) NAV (52w low) Latest NAV
ICICI Prudential MNC 5.08 26.5900 27.9400
Shriram Multi Sector Rotation 6.29 7.4906 7.9619
SBI MAGNUM GLOBAL 6.53 356.6975 379.9771
UTI MNC 6.57 373.7375 398.2880
Aditya Birla Sun Life MNC 6.73 1272.4800 1358.1000
Kotak MNC 6.85 8.6610 9.2540
HDFC MNC 6.89 11.8460 12.6620
Kotak Transportation Logistics 6.92 8.7460 9.3510
Taurus Ethical 7.12 125.2400 134.1600
HDFC Business Cycle 7.24 13.0750 14.0210

Solution: Retirement Fund

Fund Change (%) NAV (52w low) Latest NAV
SBI Retirement Benefit 6.77 17.4578 18.6390
SBI Retirement Benefit 7.56 18.4562 19.8507
ICICI Prudential Retirement 8.35 23.9500 25.9500
Aditya Birla Sun Life Retirement 8.55 13.0732 14.1913
Tata Retirement Savings 8.86 33.1307 36.0652
SBI Retirement Benefit 8.87 14.2863 15.5530
ICICI Prudential Retirement 8.88 16.6655 18.1461
Bandhan Retirement 9.25 11.3510 12.4010
Union Retirement 9.50 13.7900 15.1000
HDFC Retirement Savings 9.56 21.8329 23.9206

Equity: Focused

Fund Change (%) NAV (52w low) Latest NAV
JM Focused 7.39 20.0834 21.5668
Sundaram Focused 7.69 156.1631 168.1653
Union Focused 7.93 23.0900 24.9200
quant Focused 8.01 82.5848 89.1987
Franklin India Focused Equity 8.12 105.7977 114.3910
360 ONE Focused Equity 8.42 46.6993 50.6308
UTI Focused 8.61 14.3493 15.5850
Tata Focused Equity 9.39 22.0926 24.1662
Kotak Focused equity 9.49 23.3530 25.5700
Motilal Oswal Focused 25 9.50 41.1809 45.0950

Debt: Corporate Bond

Fund Change (%) NAV (52w low) Latest NAV
DSP Corporate Bond 9.03 14.7067 16.0345
CANARA ROBECO CORPORATE BOND 9.36 21.1433 23.1223
TRUSTMF CORPORATE BOND 9.36 1089.2678 1191.2398
Franklin India Corporate Debt 9.60 96.1827 105.4185
ICICI Prudential Corporate Bond 9.60 28.2190 30.9274
BANDHAN Corporate Bond 9.90 17.8352 19.6017
Sundaram Corporate Bond 9.93 37.4460 41.1653
HSBC Corporate Bond 9.99 69.9710 76.9607

Hybrid: Dynamic Asset Allocation Or Balanced Advantage

Fund Change (%) NAV (52w low) Latest NAV
Unifi Dynamic Asset Allocation 1.40 10.0047 10.1449
Samco Dynamic Asset Allocation 2.80 10.0000 10.2800
Shriram Balanced Advantage 5.56 17.4112 18.3797
NJ Balanced Advantage 5.79 12.9500 13.7000
BANK OF INDIA BALANCED ADVANTAGE 6.64 24.1169 25.7186
Canara Robeco Balanced Advantage 6.72 9.3700 10.0000
Motilal Oswal Balanced Advantage 6.77 18.8177 20.0918
Tata Balanced Advantage 6.98 20.4380 21.8645
Bajaj Finserv Balanced Advantage 7.40 10.3870 11.1560
Helios Balanced Advantage 7.44 10.2100 10.9700

Equity: Large Cap

Fund Change (%) NAV (52w low) Latest NAV
Samco Large Cap 0.10 9.8600 9.8700
JM Large Cap 8.22 152.7536 165.3067
Union Largecap 8.53 21.9100 23.7800
quant Large Cap 8.55 13.3863 14.5310
Tata Large Cap 8.70 505.7365 549.7252
BARODA BNP PARIBAS LARGE CAP 8.76 222.3780 241.8497
BAJAJ FINSERV LARGE CAP 9.03 8.7620 9.5530
Taurus Large Cap 9.28 144.9900 158.4500
HDFC Large Cap 9.32 1085.8200 1187.0310
Sundaram Large Cap 9.39 20.0217 21.9014

Equity: Multi Cap

Fund Change (%) NAV (52w low) Latest NAV
Samco Multi Cap 3.19 8.7900 9.0700
BAJAJ FINSERV MULTI CAP 7.28 9.9150 10.6370
Union Multicap 9.01 13.7700 15.0100
Baroda BNP Paribas MULTI CAP 9.17 274.3035 299.4582
PGIM India Multi Cap 9.20 8.3700 9.1400
quant Active 9.42 588.7864 644.2578
Sundaram Multi Cap 9.49 79.5545 87.1007
Tata Multicap 9.62 12.4357 13.6325
DSP Multicap 9.67 10.3030 11.2990
Groww Multicap 9.71 8.4106 9.2270

Debt: Floater

Fund Change (%) NAV (52w low) Latest NAV
UTI Floater 8.16 1430.8882 1547.6413
Aditya Birla Sun Life Floating Rate 8.69 324.9654 353.1942
SBI Floating Rate Debt 9.06 12.1716 13.2741
ICICI Prudential Floating Interest 9.19 418.9506 457.4688
HDFC Floating Rate Debt 9.29 46.0797 50.3588
Tata Floating Rate 9.65 11.7421 12.8750
KOTAK FLOATING RATE 9.68 1392.4456 1527.1711
Nippon India Floating Rate 9.69 42.8624 47.0166

Hybrid: Conservative

Fund Change (%) NAV (52w low) Latest NAV
Nippon India Hybrid Bond 9.32 56.9809 62.2926
BARODA BNP PARIBAS Conservative Hybrid 9.56 48.7070 53.3630
LIC MF Conservative Hybrid 9.60 81.1746 88.9701

Hybrid: Aggressive

Fund Change (%) NAV (52w low) Latest NAV
JM Aggressive Hybrid 7.56 122.5969 131.8629
Shriram Aggressive Hybrid 7.62 32.0756 34.5191
Tata Hybrid Equity 7.70 436.2155 469.8249
Groww Aggressive Hybrid 8.36 20.5483 22.2658
HSBC Aggressive Hybrid 8.62 52.5597 57.0879
LIC MF Aggressive Hybrid 9.05 192.0395 209.4184
Baroda BNP Paribas Aggressive Hybrid 9.07 27.7100 30.2226
quant Absolute 9.68 394.1956 432.3355
Union Aggressive Hybrid 9.84 16.3600 17.9700
Aditya Birla Sun Life Equity Hybrid95 9.95 1468.7000 1614.8000

Other: Index Funds

Fund Change (%) NAV (52w low) Latest NAV
ICICI Prudential CRISILIBX Financial Services 36 Months Debt Index 1.01 10.0032 10.1044
Bandhan CRISILIBX Financial Services 36 Months Debt Index 1.12 10.0107 10.1224
Aditya Birla Sun Life CrisilIBX Financial Services 912 Months Debt Index 1.15 10.0084 10.1232
Kotak CRISILIBX Financial Services 36 Months Debt Index 1.23 10.0094 10.1323
Kotak CRISIL IBX AAA Bond Financial Services Index Dec 2026 2.10 10.0112 10.2214
Edelweiss CRISIL IBX AAA Bond NBFC HFC Jun 2027 Index 2.32 10.0057 10.2381
ICICI Prudential CRISILIBX AAA Bond Financial Services Index Dec 2026 2.62 10.0037 10.2660
Bandhan CRISILIBX 1090 Gilt Plus SDL Index Dec 2029 2.82 10.0059 10.2881
Aditya Birla Sun Life CrisilIBX financial Services 3 to 6 months Debt Index 2.94 10.0034 10.2979
Axis CRISILIBX AAA Bond NBFCHFC Jun 2027 Index 3.59 10.0001 10.3587

Equity: Mid Cap

Fund Change (%) NAV (52w low) Latest NAV
Helios Mid Cap 7.08 9.8900 10.5900
BARODA BNP PARIBAS Mid Cap 9.11 101.5721 110.8249
UTI Mid Cap 9.58 277.6101 304.2077
Canara Robeco Mid Cap 9.78 14.3100 15.7100
ICICI Prudential MidCap 9.90 266.4300 292.8000
Tata Mid Cap 9.98 408.1124 448.8288

Equity: Small Cap

Fund Change (%) NAV (52w low) Latest NAV
QUANTUM SMALL CAP 9.25 10.6000 11.5800
DSP Small Cap 9.77 171.9890 188.7900
PGIM India Small Cap 9.80 14.0800 15.4600
HDFC Small Cap 9.81 128.0830 140.6470
KotakSmall Cap 9.84 254.4000 279.4310
CANARA ROBECO SMALL CAP 9.92 35.3900 38.9000

Other: FoF Overseas

Fund Change (%) NAV (52w low) Latest NAV
Edelweiss US Value Equity Offshore 6.80 30.8994 32.9996
Bandhan US TREASURY BOND 01 YEAR 7.68 10.6435 11.4604
Aditya Birla Sun Life Global Excellence Equity 8.39 29.7968 32.2977
Aditya Birla Sun Life US Treasury 13 Year Bond ETFs 8.77 10.1982 11.0927
Sundaram Global Brand 8.97 31.1254 33.9167
Edelweiss Emerging Markets Opportunities Equity Offshore 8.98 15.1223 16.4798
DSP US Flexible Equity 9.48 52.0632 56.9988
Aditya Birla Sun Life Global Emerging Opportunities 9.71 22.8744 25.0954
Kotak International REIT FOF 9.94 9.0424 9.9412

Debt: Medium To Long Duration

Fund Change (%) NAV (52w low) Latest NAV
BANK OF INDIA Conservative Hybrid 5.57 33.7712 35.6520
Franklin India Medium to Long Duration 6.63 9.9889 10.6511

Equity: Large Mid Cap

Fund Change (%) NAV (52w low) Latest NAV
Union Large Midcap 8.58 23.0900 25.0700
Kotak Equity Opportunities 9.55 329.8520 361.3380
Axis Opportunities 9.72 30.2400 33.1800
HSBC Large Mid Cap 9.84 23.9379 26.2929
Aditya Birla Sun Life Equity Advantage 9.91 844.0800 927.7600
ITI Large Midcap 9.98 8.2531 9.0771

Debt: Banking And PSU

Fund Change (%) NAV (52w low) Latest NAV
HSBC Banking and PSU Debt 9.06 23.1650 25.2639
Canara Robeco Banking and PSU Debt 9.11 11.0682 12.0765
TRUSTMF BANKING PSU 9.14 1175.2381 1282.6081
UTI Banking PSU 9.16 20.1815 22.0300
ITI Banking PSU Debt 9.25 12.1080 13.2284
BANDHAN Banking PSU Debt 9.27 22.9487 25.0771
Axis Banking PSU Debt 9.30 2461.5261 2690.5203
Franklin India Banking PSU Debt 9.36 21.2334 23.2202
ICICI Prudential Banking and PSU Debt 9.60 30.8318 33.7903
Sundaram Banking PSU 9.76 39.4282 43.2753

Debt: Medium Duration

Fund Change (%) NAV (52w low) Latest NAV
Sundaram Medium Duration 9.11 70.1466 76.5355

Debt: Credit Risk

Fund Change (%) NAV (52w low) Latest NAV
Kotak Credit Risk 8.75 29.9366 32.5550
HDFC Credit Risk Debt 9.58 23.4054 25.6485
BANDHAN Credit Risk 9.61 16.1085 17.6562
UTI Credit Risk 9.63 17.3818 19.0565
Axis Credit Risk 9.88 21.4796 23.6021
SBI CREDIT RISK 9.99 44.2173 48.6332

Equity: Contra

Fund Change (%) NAV (52w low) Latest NAV
SBI CONTRA 8.54 366.8150 398.1279
Kotak India EQ Contra 9.38 150.0940 164.1670

Debt: Overnight

Fund Change (%) NAV (52w low) Latest NAV
Zerodha Overnight 0.28 10.0213 10.0491
ITI Overnight 6.45 1221.7114 1300.4990
Samco Overnight 6.47 1102.7961 1174.1237
Shriram Overnight 6.57 11.1172 11.8471
CANARA ROBECO OVERNIGHT 6.59 1242.7199 1324.5843
Helios Overnight 6.59 1033.4677 1101.6108
JM Overnight 6.62 1220.6634 1301.4438
JM Overnight 6.62 1220.6799 1301.4635
NJ Overnight 6.62 1113.9991 1187.6956
Edelweiss Overnight 6.63 1244.7024 1327.2232

Solution: Child Fund

Fund Change (%) NAV (52w low) Latest NAV
LIC MF Childrens 8.19 31.6985 34.2936
ADITYA BIRLA SUN LIFE BAL BHAVISHYA YOJNA DIRECT GROWTH 8.87 18.7200 20.3800
Baroda BNP Paribas Childrens 8.88 9.0623 9.8672
UTI Childrens Equity 9.19 81.2741 88.7407

Hybrid: Multi Asset Allocation

Fund Change (%) NAV (52w low) Latest NAV
Motilal Oswal Multi Asset 5.16 11.8056 12.4144
Invesco India Multi Asset Allocation 6.25 9.7600 10.3700
Bajaj Finserv Multi Asset Allocation 7.49 9.9936 10.7419
Shriram Multi Asset Allocation 7.50 11.3048 12.1526
quant Multi Asset 8.04 131.3398 141.9027
Bank of India Multi Asset Allocation 8.19 10.2761 11.1177
HSBC Multi Asset Allocation 8.42 10.3138 11.1826
Union Multi Asset Allocation 8.75 9.4900 10.3200
Kotak Multi Asset Allocation 9.35 11.7400 12.8380
Edelweiss Multi Asset Allocation 9.43 10.6201 11.6217

Debt: Dynamic Bond

Fund Change (%) NAV (52w low) Latest NAV
Mirae Asset Dynamic Bond 9.07 15.9824 17.4319

Debt: Long Duration

Fund Change (%) NAV (52w low) Latest NAV
Mirae Asset Long Duration 5.85 9.9452 10.5268
Franklin India Long Duration 6.15 9.9770 10.5907

Debt: Gilt

Fund Change (%) NAV (52w low) Latest NAV
Bajaj Finserv Gilt 5.08 1000.1294 1050.9779

Note Arbitrage funds will be on this list since by design they don’t give a huge amount of returns and therefore will be fairly close to their 52-week low levels.

What should investors do with this data?

Investors must be extremely cautious that this exercise does not turn into catching a falling knife. Just because a fund has fallen does not make it “cheap” to invest.

Objection: I don't have experience with market cycles; should I still look at this list?
Response: If you're unsure about market trends, it's best to stick with regular SIPs rather than making lump-sum investments based on NAV movement.

There are three key takeaways from this data:

  1. Review existing funds: Investors should check if their current funds are on the list and evaluate their next steps, including consulting their advisor.
  2. Rebalance portfolios: Most investors should use this opportunity to rebalance from debt to equity if their portfolio’s asset allocation has drifted by 5%. Having a worked out financial plan is important to execute this step correctly
  3. Understand market trends: If you’re trying to determine whether we’re in a bear market, here’s a guide to help you assess the situation.

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This post titled Mutual Funds Near 52-Week Lows: Is Now the Best Time to Buy? first appeared on 03 Feb 2025 at https://arthgyaan.com


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