Top Mutual Funds with High Returns & Low Risk for Bottom Fishing

This article highlights the best-performing equity and hybrid funds, based on their historical performance compared to the Nifty 50 index.

Top Mutual Funds with High Returns & Low Risk for Bottom Fishing


Posted on 26 Jan 2025
Author: Sayan Sircar
Tags: Tags Screener ;  Mutual Funds
13 mins read
📢Join 3700+ readers on WhatsApp and get new post notifications!

This article highlights the best-performing equity and hybrid funds, based on their historical performance compared to the Nifty 50 index.

Top Mutual Funds with High Returns & Low Risk for Bottom Fishing

Disclaimer: The Fund names in this article are not recommendations to buy/hold/sell. Mutual funds are subject to market risks. Do not invest real money without adequate research.

📚 Topics covered:

High returns at low risk is the ultimate investment goal for mutual fund investors. The stock market always has opportunities to pick up funds that have the potential to give stable returns with lower fluctuations.

Identifying funds that have done well in the past vs. the Nifty 50 index fund can be tricky since getting and analysing the data might be tricky.

This article shows a list of mutual funds based on their historical returns.

What is the concept of relative risk vs. return performance of mutual funds against the market benchmark?

Excess Risk and Return of Funds vs the Nifty 50 TRI

If we split the list of all equity mutual funds then we will end up with four categories:

  • funds that give better returns than the Nifty 50 index fund but with lower risk which are ideal for any investor
  • funds that give better returns than the Nifty 50 index fund but with higher risk which are great for investors with high risk tolerance
  • funds that give lower returns than the Nifty 50 index fund but with lower risk which are good for debt funds
  • funds that give lower returns than the Nifty 50 index fund but with higher risk which is a terrible place to be for an equity fund

Related:
Which are high-risk and underperforming mutual funds that can be avoided by investors?

Users of the free Arthgyaan mutual fund portfolio review service will get the above chart created for all funds in their portfolio.

In this article, we will look at the latest list of equity mutual funds, including index funds tracking indices other than the Nifty 50, to check if they are in the best category of higher returns and lower risk.

In the analysis below, we have chosen equity and hybrid mutual funds with higher returns at lower risk using the last three years of market data from AMFI for the period ending 24-Jan-2025. The funds that have fallen the most from their 52-week high levels are presented first.

Related:
Bottom fishing tracker: which mutual funds have fallen the most?

Which mutual funds have higher returns at lower risk vs the broad market?

Note: This chart represents point-to-point data. The funds in the list will change over time as the future performance of any particular fund is random and cannot be predicted in advance.

Dynamic Asset Allocation Or Balanced Advantage category

Fund Fall 52w high NAV NAV (24-Jan-2025)
BANK OF INDIA BALANCED ADVANTAGE -9.70% 27.6528 24.9701
NJ Balanced Advantage -8.99% 15.1300 13.7700
Baroda BNP Paribas Balanced Advantage -6.18% 26.1182 24.5034
HDFC Balanced Advantage -6.05% 556.2500 522.6210
Mahindra Manulife Balanced Advantage -5.94% 15.2721 14.3657
Aditya Birla Sun Life Balanced Advantage -5.59% 117.8500 111.2600
Invesco India Balanced Advantage -5.49% 63.9200 60.4100
Axis Balanced Advantage -4.97% 23.1300 21.9800
ICICI Prudential Balanced Advantage -4.66% 79.7800 76.0600
SBI Balanced Advantage -3.38% 15.5172 14.9929

Aggressive Hybrid category

Fund Fall 52w high NAV NAV (24-Jan-2025)
JM Aggressive Hybrid -11.00% 146.6406 130.5103
Groww Aggressive Hybrid -9.32% 23.8886 21.6630
Mirae Asset Aggressive Hybrid -9.03% 37.6590 34.2600
ICICI Prudential Equity & Debt -8.91% 433.2100 394.6100
Sundaram Aggressive Hybrid -8.83% 188.5837 171.9404
Aditya Birla Sun Life Equity Hybrid’95 -8.82% 1731.0200 1578.3100
BANDHAN Hybrid Equity -8.81% 28.9280 26.3790
CANARA ROBECO EQUITY HYBRID -8.60% 410.3300 375.0300
Tata Hybrid Equity -8.47% 506.7607 463.8606
Mahindra Manulife Aggressive Hybrid -8.45% 30.2236 27.6695
Edelweiss Aggressive Hybrid -7.98% 73.2900 67.4400
UTI Aggressive Hybrid -7.64% 443.2494 409.3744
Kotak Equity Hybrid - Growth - Direct -7.62% 73.5960 67.9910
Navi Aggressive Hybrid -7.61% 23.5179 21.7276
Invesco India Aggressive Hybrid -7.50% 25.7083 23.7810
DSP Aggressive Hybrid -6.84% 398.3100 371.0500
HDFC Hybrid Equity -6.35% 127.4990 119.4030
Franklin India Equity Hybrid -6.28% 308.4749 289.1077

Focused category

Fund Fall 52w high NAV NAV (24-Jan-2025)
Canara Robeco Focused Equity -11.50% 21.5600 19.0800
Aditya Birla Sun Life Focused -11.39% 165.3609 146.5288
HDFC Focused 30 -9.13% 256.6460 233.2080
SBI FOCUSED EQUITY -6.20% 386.5074 362.5283

Large Cap category

Fund Fall 52w high NAV NAV (24-Jan-2025)
HDFC Large Cap -12.35% 1306.5220 1145.1020
Aditya Birla Sun Life Frontline Equity -12.28% 605.2500 530.9300
Franklin India Bluechip -11.71% 1177.1235 1039.2925
Kotak Bluechip -11.58% 678.8240 600.2260
ICICI Prudential Bluechip -11.34% 124.4200 110.3100
Sundaram Large Cap -11.30% 23.9802 21.2715
CANARA ROBECO BLUE CHIP EQUITY -10.67% 74.4900 66.5400
SBI BLUE CHIP -10.63% 105.5046 94.2853
DSP Top 100 Equity -10.30% 526.4090 472.1680

Index Funds category

Fund Fall 52w high NAV NAV (24-Jan-2025)
Edelweiss Nifty 100 Quality 30 Index -13.32% 16.2351 14.0727
BANDHAN Nifty 50 Index -11.65% 57.4997 50.8013
Navi Nifty 50 Index -11.61% 16.9405 14.9742
Edelweiss MSCI India Domestic & World Healthcare 45 Index -5.89% 20.7929 19.5690

Flexi Cap category

Fund Fall 52w high NAV NAV (24-Jan-2025)
CANARA ROBECO FLEXICAP -12.21% 391.4900 343.6800
Union Flexi Cap -11.22% 58.3600 51.8100
Tata Flexi Cap -10.07% 27.1186 24.3884
SBI Flexicap -9.62% 127.6240 115.3445
HDFC Flexi Cap -9.37% 2147.7960 1946.6430
Parag Parikh Flexi Cap -3.70% 89.4327 86.1202

Value category

Fund Fall 52w high NAV NAV (24-Jan-2025)
ICICI Prudential Value Discovery -10.17% 524.2800 470.9600
Quantum Long Term Equity Value -8.46% 135.7700 124.2900
DSP Value -5.75% 22.3220 21.0390

ELSS category

Fund Fall 52w high NAV NAV (24-Jan-2025)
ICICI Prudential ELSS Tax Saver -13.41% 1076.6800 932.2500
HDFC ELSS Tax saver - Growth Option - Direct Plan -11.02% 1537.1960 1367.7270
Sundaram ELSS Tax Saver -10.89% 561.4681 500.2992
PGIM India ELSS Tax Saver -8.57% 40.6100 37.1300
Quantum ELSS Tax Saver -8.40% 135.0400 123.6900
Parag Parikh ELSS Tax Saver -6.84% 33.9407 31.6204

Multi Asset Allocation category

Fund Fall 52w high NAV NAV (24-Jan-2025)
UTI Multi Asset Allocation -6.05% 82.0457 77.0823
Tata Multi Asset Opportnities -5.86% 24.9829 23.5195
Tata Multi Asset Opportunities -5.86% 24.9829 23.5195
Nippon India Multi Asset Allocation -5.44% 22.0554 20.8551
ICICI Prudential Multi-Asset -4.27% 799.0584 764.9652
HDFC Multi-Asset -4.12% 76.6140 73.4600
SBI MULTI ASSET ALLOCATION -3.92% 62.8037 60.3396

Sectoral Thematic category

Fund Fall 52w high NAV NAV (24-Jan-2025)
SBI Equity Minimum Variance -14.49% 27.2354 23.2902
ICICI Prudential Bharat Consumption -13.63% 29.7100 25.6600
ICICI Prudential FMCG -13.50% 603.6400 522.1400
Tata Ethical -13.21% 493.1378 427.9971
UTI - MNC -12.28% 474.0691 415.8320
ICICI Prudential MNC -11.72% 33.0200 29.1500
ICICI Prudential ESG Exclusionary Strategy -11.45% 24.8000 21.9600
ICICI Prudential Exports & Services -11.16% 183.0800 162.6500
QUANTUM ESG BEST IN CLASS STRATEGY -11.13% 27.0400 24.0300
ICICI Prudential Business Cycle -11.03% 25.4700 22.6600
ICICI Prudential India Opportunities -10.48% 39.3100 35.1900
ICICI Prudential Quant -9.15% 24.1500 21.9400
SBI HEALTHCARE OPPORTUNITIES -6.09% 501.3956 470.8493

Dividend Yield category

Fund Fall 52w high NAV NAV (24-Jan-2025)
Sundaram Dividend Yield -12.43% 159.7432 139.8907
UTI-Dividend Yield -11.98% 203.8115 179.3903
ICICI Prudential Dividend Yield Equity -11.71% 60.3900 53.3200
Templeton India Equity Income -10.77% 164.5244 146.7980

Large & Mid Cap category

Fund Fall 52w high NAV NAV (24-Jan-2025)
ICICI Prudential Large & Mid Cap -10.58% 1136.2200 1015.9800
SBI LARGE & MIDCAP -9.58% 677.9683 613.0409

Balanced Hybrid category

Fund Fall 52w high NAV NAV (24-Jan-2025)
Nippon India Balanced Advantage -5.27% 197.4901 187.0891

Contra category

Fund Fall 52w high NAV NAV (24-Jan-2025)
SBI CONTRA -10.38% 440.4668 394.7537

Did you know that we have a private Facebook group which you can join for free and ask your own questions? Please click the button below to join.

Also read
What should an US NRI do to become compliant with PFIC and FBAR rules on their Indian investments?

What should investors do with this data?

Related:
Analyze Your Mutual Fund Portfolio for Free with Arthgyaan's Mutual Fund Review Service

There are three key takeaways from this data:

  1. Review existing funds: Investors should check if their current funds are on the list and evaluate their next steps, including consulting their advisor. Such funds should be shortlisted for future additional investment
  2. Bottom fishing opportunities: Funds in the list might represent bottom-fishing opportunities since their performance has been stable vs. the market index
  3. Introduce hybrid funds into the portfolio: This might be a good opportunity to move some portion of the portfolio to hybrid funds that have an allocation to both equity and debt with automated tax-free rebalancing

Related Articles

What's next? You can join the Arthgyaan WhatsApp community

You can stay updated on our latest content and learn about our webinars. Our community is fully private so that no one, other than the admin, can see your name or number. Also, we will not spam you.

For resident Indians 🇮🇳:


For NRIs 🇺🇸🇬🇧🇪🇺🇦🇺🇦🇪🇸🇬:

To understand how this article can help you:

If you have a comment or question about this article

The following button will open a form with the link of this page populated for context:

If you liked this article, please leave us a rating

The following button will take you to Trustpilot:

Check out our two calculators: Arthgyaan step-up SIP calculator
Arthgyaan step-up SWP calculator

Latest articles:

<p>This article categorizes mutual funds based on relative performance, highlighting those offering lower returns at higher risk which can be potentially avoided by investors.</p>
Screener Mutual Funds
Which are the high-risk and underperforming mutual funds that can be avoided by investors?

This article categorizes mutual funds based on relative performance, highlighting those offering lower returns at higher risk which can be potentially avoided by investors.

Published: 22 January 2025

10 MIN READ

<p>This article gives you the list of the biggest declines in equity mutual funds since their last peak.</p>
Screener Mutual Funds
Bottom fishing tracker: which mutual funds have fallen the most?

This article gives you the list of the biggest declines in equity mutual funds since their last peak.

Published: 14 January 2025

13 MIN READ

Topics you will like:



Next steps:

1. Email me with any questions.

2. Use our goal-based investing template to prepare a financial plan for yourself.

Don't forget to share this article on WhatsApp or Twitter or post this to Facebook.

Discuss this post with us via Facebook or get regular bite-sized updates on Twitter.

More posts...

Disclaimer: Content on this site is for educational purpose only and is not financial advice. Nothing on this site should be construed as an offer or recommendation to buy/sell any financial product or service. Please consult a registered investment advisor before making any investments.

This post titled Top Mutual Funds with High Returns & Low Risk for Bottom Fishing first appeared on 26 Jan 2025 at https://arthgyaan.com


We are currently at 514 posts and growing fast. Search this site:
Copyright © 2021-2025 Arthgyaan.com. All rights reserved.
YouTube WhatsApp Facebook Group Consult