This article categorizes mutual funds based on relative performance, highlighting those offering lower returns at higher risk which can be potentially avoided by investors.
Disclaimer: The Fund names in this article are not recommendations to buy/hold/sell. Mutual funds are subject to market risks. Do not invest real money without adequate research.
If you are unhappy with the performance of your mutual funds, you can get a free Mutual Fund Portfolio review.
This article is a part of our detailed article series on the worst performing mutual funds in India. Ensure you have read the other parts here:
This article shows the funds and categories of mutual funds which have been the worst performers in 2024.
This article shows the funds and categories of mutual funds which have been the worst performers in since the 2020 market crash caused by COVID.
This article lists all the mutual funds that fell the most due to market volatility on 4th June 2024.
This article shows the funds and categories of mutual funds which have been the worst performers in 2023.
This article lists mutual funds with the worst historical performance over 3, 5, 10, 15, and 20 years.
This article shows the funds and categories of mutual funds which have been the worst performers in 2022.
This article shows the funds and categories of mutual funds which have been the worst performers in 2021.
The most basic and simplest equity mutual fund investment that an investor can make is a Nifty 50 Index fund.
Since a diversified index like the Nifty 50 is a decent representative of the stock market, since Nifty 500 and Nifty Total Market funds are quite new, and index funds tracking the Nifty 50 are quite common and popular, it makes a lot of sense to choose active funds that at least attempt to give better returns than the humble Nifty 50 index fund.
By better returns here, we mean, vs. the Nifty 50 index fund,
Funds that don’t give either better returns or have higher volatility than index funds should be carefully reviewed to understand the reason for underperformance.
If we split the list of all equity mutual funds then we will end up with four categories:
Users of the free Arthgyaan mutual fund portfolio review service will get the above chart created for all funds in their portfolio.
In this article, we will look at the latest list of equity mutual funds, including index funds tracking indices other than the Nifty 50, to check if they are in the worst category of lower returns and higher risk.
In the analysis below, we have chosen equity and hybrid mutual funds with worse returns at higher risk using the last three years of market data from AMFI for the period ending 06-May-2025. The funds that have fallen the most from their 52-week high levels are presented first.
Note: This chart represents point-to-point data. The funds in the list will change over time as the future performance of any particular fund is random and cannot be predicted in advance.
| Fund | Change (%) | NAV (52w high) | Latest NAV |
|---|---|---|---|
| JM Aggressive Hybrid | 11.50 | 147.1653 | 130.2377 |
| Fund | Change (%) | NAV (52w high) | Latest NAV |
|---|---|---|---|
| ICICI Prudential MNC | 14.02 | 33.0200 | 28.3900 |
| ICICI Prudential Bharat Consumption | 12.92 | 29.7100 | 25.8700 |
| SBI Equity Minimum Variance | 12.58 | 27.2354 | 23.8104 |
| Fund | Change (%) | NAV (52w high) | Latest NAV |
|---|---|---|---|
| SBI Magnum Childrens Benefit | 10.19 | 46.3549 | 41.6324 |
| Fund | Change (%) | NAV (52w high) | Latest NAV |
|---|---|---|---|
| SBI Retirement Benefit | 10.87 | 22.4838 | 20.0403 |
| Fund | Change (%) | NAV (52w high) | Latest NAV |
|---|---|---|---|
| ICICI Prudential Nifty 100 Low Volatility 30 ETF FOF | 10.38 | 19.8080 | 17.7527 |
| Fund | Change (%) | NAV (52w high) | Latest NAV |
|---|---|---|---|
| Edelweiss Nifty 100 Quality 30 Index | 14.43 | 16.2351 | 13.8925 |
| UTI BSE Low Volatility Index | 10.49 | 18.2369 | 16.3230 |
| Fund | Change (%) | NAV (52w high) | Latest NAV |
|---|---|---|---|
| BARODA BNP PARIBAS LARGE CAP | 10.34 | 271.7361 | 243.6421 |
There are three key takeaways from this data:
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More posts...Disclaimer: Content on this site is for educational purpose only and is not financial advice. Nothing on this site should be construed as an offer or recommendation to buy/sell any financial product or service. Please consult a registered investment advisor before making any investments.
This post titled Which are the high-risk and underperforming mutual funds that can be avoided by investors? first appeared on 22 Jan 2025 at https://arthgyaan.com
