This article categorizes mutual funds based on relative performance, highlighting those offering lower returns at higher risk which can be potentially avoided by investors.
Disclaimer: The Fund names in this article are not recommendations to buy/hold/sell. Mutual funds are subject to market risks. Do not invest real money without adequate research.
If you are unhappy with the performance of your mutual funds, you can get a free Mutual Fund Portfolio review.
This article is a part of our detailed article series on the worst performing mutual funds in India. Ensure you have read the other parts here:
This article shows the funds and categories of mutual funds which have been the worst performers in 2024.
This article shows the funds and categories of mutual funds which have been the worst performers in since the 2020 market crash caused by COVID.
This article lists all the mutual funds that fell the most due to market volatility on 4th June 2024.
This article shows the funds and categories of mutual funds which have been the worst performers in 2023.
This article lists mutual funds with the worst historical performance over 3, 5, 10, 15, and 20 years.
This article shows the funds and categories of mutual funds which have been the worst performers in 2022.
This article shows the funds and categories of mutual funds which have been the worst performers in 2021.
The most basic and simplest equity mutual fund investment that an investor can make is a Nifty 50 Index fund.
Since a diversified index like the Nifty 50 is a decent representative of the stock market, since Nifty 500 and Nifty Total Market funds are quite new, and index funds tracking the Nifty 50 are quite common and popular, it makes a lot of sense to choose active funds that at least attempt to give better returns than the humble Nifty 50 index fund.
By better returns here, we mean, vs. the Nifty 50 index fund,
Funds that don’t give either better returns or have higher volatility than index funds should be carefully reviewed to understand the reason for underperformance.
If we split the list of all equity mutual funds then we will end up with four categories:
Users of the free Arthgyaan mutual fund portfolio review service will get the above chart created for all funds in their portfolio.
In this article, we will look at the latest list of equity mutual funds, including index funds tracking indices other than the Nifty 50, to check if they are in the worst category of lower returns and higher risk.
In the analysis below, we have chosen equity and hybrid mutual funds with worse returns at higher risk using the last three years of market data from AMFI for the period ending 17-Jan-2025. The funds that have fallen the most from their 52-week high levels are presented first.
Note: This chart represents point-to-point data. The funds in the list will change over time as the future performance of any particular fund is random and cannot be predicted in advance.
| Fund | Fall | 52w high NAV | NAV (17-Jan-2025) |
|---|---|---|---|
| Aditya Birla Sun Life Equity Advantage | -11.50% | 1061.9200 | 939.8300 |
| Fund | Fall | 52w high NAV | NAV (17-Jan-2025) |
|---|---|---|---|
| SBI Magnum COMMA | -14.09% | 120.1465 | 103.2156 |
| Kotak ESG Exclusionary Strategy | -12.88% | 19.3890 | 16.8920 |
| Axis ESG Integration Strategy | -10.84% | 24.7200 | 22.0400 |
| Aditya Birla Sun Life ESG Integration Strategy | -9.39% | 20.0300 | 18.1500 |
| Nippon India Japan Equity | -7.07% | 22.1703 | 20.6033 |
| Franklin Asian Equity | -6.87% | 32.9471 | 30.6830 |
| Aditya Birla Sun Life International Equity | -2.19% | 38.7708 | 37.9205 |
| Fund | Fall | 52w high NAV | NAV (17-Jan-2025) |
|---|---|---|---|
| PGIM India Large Cap | -15.08% | 32.8200 | 27.8700 |
| Axis Bluechip | -11.41% | 72.9300 | 64.6100 |
| LIC MF Large Cap | -10.09% | 66.5642 | 59.8474 |
| Fund | Fall | 52w high NAV | NAV (17-Jan-2025) |
|---|---|---|---|
| UTI ELSS Tax Saver | -11.87% | 246.1668 | 216.9358 |
| Axis ELSS Tax Saver | -10.93% | 113.6083 | 101.1868 |
| Fund | Fall | 52w high NAV | NAV (17-Jan-2025) |
|---|---|---|---|
| Axis Flexi Cap | -9.95% | 30.4600 | 27.4300 |
| PGIM India Flexi Cap | -9.41% | 43.4500 | 39.3600 |
| UTI - Flexi Cap | -8.70% | 360.1385 | 328.8214 |
| Fund | Fall | 52w high NAV | NAV (17-Jan-2025) |
|---|---|---|---|
| Axis Focused | -11.86% | 66.3700 | 58.5000 |
| Fund | Fall | 52w high NAV | NAV (17-Jan-2025) |
|---|---|---|---|
| LIC MF BSE Sensex Index | -10.38% | 170.6684 | 152.9552 |
| HDFC BSE Sensex Index | -10.35% | 805.0363 | 721.6756 |
| ICICI Prudential BSE Sensex Index | -10.35% | 28.0884 | 25.1826 |
| Nippon India Index | -10.34% | 45.7462 | 41.0166 |
| Tata S&P BSE Sensex Index | -10.26% | 225.7186 | 202.5605 |
| Navi Nifty Bank Index | -9.89% | 14.0786 | 12.6866 |
| Motilal Oswal Nifty Bank Index | -9.85% | 19.8419 | 17.8866 |
Related:
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This post titled Which are the high-risk and underperforming mutual funds that can be avoided by investors? first appeared on 22 Jan 2025 at https://arthgyaan.com
