Loans (22 articles)
![<p>This article explores how paying home loan EMI via regular withdrawals from mutual funds can be beneficial.</p>](/assets/images/should-you-pay-home-loan-emi-by-swp-from-mutual-funds.jpg)
This article explores how paying home loan EMI via regular withdrawals from mutual funds can be beneficial.
Published: 17 July 2024
10 MIN READ
![<p>This article lists out the most important questions to ask your bank before taking a home loan.</p>](/assets/images/questions-to-ask-before-taking-a-home-loan-in-india.jpg)
This article lists out the most important questions to ask your bank before taking a home loan.
Published: 16 June 2024
11 MIN READ
![<p>This article provides a clear guide to navigating the insurance requirements when securing a home loan, helping you make informed decisions.</p>](/assets/images/home-loan-insurance-requirements-india-mandatory-vs-optional.jpg)
This article provides a clear guide to navigating the insurance requirements when securing a home loan, helping you make informed decisions.
Published: 15 May 2024
4 MIN READ
![<p>This article discusses the steps for investors in high-income brackets but hesitant to commit to a home loan due to the fear of job instability.</p>](/assets/images/how-to-manage-a-home-loan-if-you-are-worried-about-job-loss.jpg)
This article discusses the steps for investors in high-income brackets but hesitant to commit to a home loan due to the fear of job instability.
Published: 14 May 2024
10 MIN READ
![<p>This article shows how quickly you can pay off your home loan, and even save a lot of interest, by increasing your EMI steadily year-on-year.</p>](/assets/images/how-much-time-and-interest-do-you-save-if-you-pay-off-your-home-loan-using-a-step-up-emi.jpg)
This article shows how quickly you can pay off your home loan, and even save a lot of interest, by increasing your EMI steadily year-on-year.
Published: 1 May 2024
12 MIN READ
![<p>This article gives the list of people to whom you can give or receive gifts like cash, property, stocks, mutual funds or any other assets without paying tax.</p>](/assets/images/best-ways-to-pay-off-a-large-credit-card-balance-quickly.jpg)
This article gives the list of people to whom you can give or receive gifts like cash, property, stocks, mutual funds or any other assets without paying tax.
Published: 9 February 2024
6 MIN READ
![<p>This article looks at the effects of leverage while investing in risky assets like the stock market by directly purchasing stocks or via mutual funds.</p>](/assets/images/should-you-take-a-personal-loan-to-invest-in-the-stock-market-or-mutual-funds.jpg)
This article looks at the effects of leverage while investing in risky assets like the stock market by directly purchasing stocks or via mutual funds.
Published: 21 January 2024
10 MIN READ
![<p>This article shows you an easy way to calculate how big a house you can buy based on your family’s combined monthly salary.</p>](/assets/images/home-loan-eligibility-for-joint-applicants-how-to-buy-a-bigger-house.jpg)
This article shows you an easy way to calculate how big a house you can buy based on your family’s combined monthly salary.
Published: 17 January 2024
18 MIN READ
![<p>This article shows you an easy way to know your EMI for any home, car, personal, gold or credit card loan.</p>](/assets/images/emi-calculator-know-your-emi-per-lakh-to-easily-know-how-much-total-emi-you-have-to-pay.jpg)
This article shows you an easy way to know your EMI for any home, car, personal, gold or credit card loan.
Published: 10 January 2024
3 MIN READ
![<p>Home loan rate hike? You can prepay to keep EMI and tenor same. This post shows how.</p>](/assets/images/home-loan-rate-hiked-how-much-prepayment-should-you-make-to-keep-emi-and-tenor-same.jpg)
Home loan rate hike? You can prepay to keep EMI and tenor same. This post shows how.
Published: 29 October 2023
10 MIN READ
![<p>This article shows how paying a small fee to your bank to reduce your home loan rate can save you lakhs in interest over the life of your loan.</p>](/assets/images/why-paying-small-fee-saves-lakhs-in-interest-for-home-loan.jpg)
This article shows how paying a small fee to your bank to reduce your home loan rate can save you lakhs in interest over the life of your loan.
Published: 11 October 2023
12 MIN READ
![<p>This article shows you the benefits due to interest saving when you make a part-payment to your home loan. Your loan duration also reduces due to the pre-payment.</p>](/assets/images/what-benefit-do-you-get-if-you-make-a-one-time-prepayment-to-your-home-loan.jpg)
This article shows you the benefits due to interest saving when you make a part-payment to your home loan. Your loan duration also reduces due to the pre-payment.
Published: 4 October 2023
11 MIN READ
![<p>This article shows a handy ready reckoner for home loan EMI amounts for all tenures and interest rates along with the amount of principal and interest to be paid.</p>](/assets/images/how-much-emi-do-i-have-to-pay-for-my-home-loan.jpg)
This article shows a handy ready reckoner for home loan EMI amounts for all tenures and interest rates along with the amount of principal and interest to be paid.
Published: 29 September 2023
9 MIN READ
![<p>This articles describes overdraft home loans like SBI Maxgain and BOB Home Loan Advantage.</p>](/assets/images/how-does-an-overdraft-home-loan-like-sbi-maxgain-work.jpg)
This articles describes overdraft home loans like SBI Maxgain and BOB Home Loan Advantage.
Published: 22 May 2022
12 MIN READ
![<p>A home loan is a multi-year commitment to your cash flows and changes your risk profile. So how should you change your income and investing?</p>](/assets/images/minified/home-loan-risk-management-and-investing.png)
A home loan is a multi-year commitment to your cash flows and changes your risk profile. So how should you change your income and investing?
Published: 15 February 2022
14 MIN READ
![<p>This article talks about the best funding mix for buying your dream home from investments and home loans.</p>](/assets/images/sell-mutual-funds-to-buy-house.png)
This article talks about the best funding mix for buying your dream home from investments and home loans.
Published: 4 February 2022
13 MIN READ
![<p>This article shows a few ways to avoid and escape from EMI traps to be able to invest via goal-based investing.</p>](/assets/images/minified/niu-niu-5HzOtV-FSlw-unsplash-debtEMI.jpg)
This article shows a few ways to avoid and escape from EMI traps to be able to invest via goal-based investing.
Published: 13 January 2022
14 MIN READ
![<p>This article will help you choose the home loan duration best suited for your financial situation.</p>](/assets/images/minified/in-the-short-term-g97e237fb5_1920.jpg)
This article will help you choose the home loan duration best suited for your financial situation.
Published: 20 December 2021
8 MIN READ
![<p>What do you do if your dream house is above your budget? How to know if you can stretch?</p>](/assets/images/minified/florian-schmidinger-b_79nOqf95I-unsplash.jpg)
What do you do if your dream house is above your budget? How to know if you can stretch?
Published: 7 December 2021
7 MIN READ
![<p>This post shows how goal-based investing can answer whether you should or should not prepay your home loan.</p>](/assets/images/minified/precondo-ca-OHS6jMpuUnM-unsplash.jpg)
This post shows how goal-based investing can answer whether you should or should not prepay your home loan.
Published: 28 September 2021
9 MIN READ
![<p>We discuss the two common debt payment methods that exist which can be used to easily pay off multiple loans: the avalanche and snowball methods.</p>](/assets/images/pexels-olia-danilevich-5466785.jpg)
We discuss the two common debt payment methods that exist which can be used to easily pay off multiple loans: the avalanche and snowball methods.
Published: 19 June 2021
7 MIN READ
![<p>Quickly figure out if you should prepay your home loan vs investing in the stock market?</p>](/assets/images/tierra-mallorca-rgJ1J8SDEAY-unsplash.jpg)
Quickly figure out if you should prepay your home loan vs investing in the stock market?
Published: 23 March 2021
8 MIN READ
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