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Loans (13 articles)

<p>Home loan rate hike? You can prepay to keep EMI and tenor same. This post shows how.</p>
Loans House Purchase
Home Loan Rate Hiked? How Much Prepayment should you make to Keep EMI and Tenor Same?

Home loan rate hike? You can prepay to keep EMI and tenor same. This post shows how.

Published: 29 October 2023

8 MIN READ

<p>This article shows how paying a small fee to your bank to reduce your home loan rate can save you lakhs in interest over the life of your loan.</p>
Loans House Purchase
How paying a small fee to your bank can save you lakhs in home-loan interest?

This article shows how paying a small fee to your bank to reduce your home loan rate can save you lakhs in interest over the life of your loan.

Published: 11 October 2023

10 MIN READ

<p>This article shows you the benefits due to interest saving when you make a part-payment to your home loan. Your loan duration also reduces due to the pre-payment.</p>
Loans House Purchase
What benefit do you get if you make a one-time prepayment to your home loan?

This article shows you the benefits due to interest saving when you make a part-payment to your home loan. Your loan duration also reduces due to the pre-payment.

Published: 4 October 2023

9 MIN READ

<p>This article shows a handy ready reckoner for home loan EMI amounts for all tenures and interest rates along with the amount of principal and interest to be paid.</p>
Loans House Purchase
How much EMI do I have to pay for my home loan?

This article shows a handy ready reckoner for home loan EMI amounts for all tenures and interest rates along with the amount of principal and interest to be paid.

Published: 29 September 2023

7 MIN READ

<p>This articles describes overdraft home loans like SBI Maxgain and BOB Home Loan Advantage.</p>
House Purchase Loans
How does an overdraft loan like SBI Maxgain work?

This articles describes overdraft home loans like SBI Maxgain and BOB Home Loan Advantage.

Published: 22 May 2022

10 MIN READ

<p>A home loan is a multi-year commitment to your cash flows and changes your risk profile. So how should you change your income and investing?</p>
Risk Loans House Purchase
How does your risk profile change with a home loan?

A home loan is a multi-year commitment to your cash flows and changes your risk profile. So how should you change your income and investing?

Published: 15 February 2022

14 MIN READ

<p>This article talks about the best funding mix for buying your dream home from investments and home loans.</p>
Loans House Purchase
Should you sell your mutual funds to buy a house?

This article talks about the best funding mix for buying your dream home from investments and home loans.

Published: 4 February 2022

13 MIN READ

<p>This article shows a few ways to avoid and escape from EMI traps to be able to invest via goal-based investing.</p>
Loans
My EMIs take up all my salary. How do I start investing?

This article shows a few ways to avoid and escape from EMI traps to be able to invest via goal-based investing.

Published: 13 January 2022

12 MIN READ

<p>This article will help you choose the home loan duration best suited for your financial situation.</p>
Loans House Purchase
What is the best home loan tenure?

This article will help you choose the home loan duration best suited for your financial situation.

Published: 20 December 2021

8 MIN READ

<p>What do you do if your dream house is above your budget? How to know if you can stretch?</p>
Loans Real Estate House Purchase
Should you stretch to buy your dream home?

What do you do if your dream house is above your budget? How to know if you can stretch?

Published: 7 December 2021

7 MIN READ

<p>This post shows how goal-based investing can answer whether you should or should not prepay your home loan.</p>
Loans Reader Questions House Purchase
Should you use your stock market profits to prepay a home loan?

This post shows how goal-based investing can answer whether you should or should not prepay your home loan.

Published: 28 September 2021

9 MIN READ

<p>We discuss the two common debt payment methods that exist which can be used to easily pay off multiple loans: the avalanche and snowball methods.</p>
Loans
Which debt to pay off when you have more than one loan?

We discuss the two common debt payment methods that exist which can be used to easily pay off multiple loans: the avalanche and snowball methods.

Published: 19 June 2021

5 MIN READ

<p>Quickly figure out if you should prepay your home loan vs investing in the stock market?</p>
Loans House Purchase
Should you prepay your home loan or invest instead?

Quickly figure out if you should prepay your home loan vs investing in the stock market?

Published: 23 March 2021

8 MIN READ


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