Loans (27 articles)

Article: This article lets you calculate the total interest savings on your home and other loans as well as to choose which option is better between EMI reduction vs loan tenure reduction.
News Loans Calculator
Repo Rate Cut leads to Banks Reducing Home Loan Rates Automatically: Find Out How Much Lower Interest You Need To Pay Article: This article lets you calculate the total interest savings on your home and other loans as well as to choose which option is better between EMI reduction vs loan tenure reduction.

Published: 15 February 2025

5 MIN READ
Article: This article explores the math behind matching your EMI to your rent, highlights the role of rental yield and loan tenure, and helps you understand why leveraging your house purchase is a good decision.
House Purchase Loans
Can You Buy a House with EMI Equal to Rent? Here's How Article: This article explores the math behind matching your EMI to your rent, highlights the role of rental yield and loan tenure, and helps you understand why leveraging your house purchase is a good decision.

Published: 9 January 2025

8 MIN READ
Article: This article gives you practical tips to pay off your home loan in case you are in your 40s and are concerned about potential income stability impacting your home loan.
House Purchase Loans
Should you consider paying off your home loan faster in your 40s or 50s? Article: This article gives you practical tips to pay off your home loan in case you are in your 40s and are concerned about potential income stability impacting your home loan.

Published: 4 December 2024

5 MIN READ
Article: This article gives you the mathematical support regarding the financial and life-stage reasons to consider accelerating loan repayment, from income stability concerns to freeing up funds for retirement or children’s education.
House Purchase Loans
Pay Off Your Home Loan Faster: How Extra EMI Payments Save Time and Money Article: This article gives you the mathematical support regarding the financial and life-stage reasons to consider accelerating loan repayment, from income stability concerns to freeing up funds for retirement or children’s education.

Published: 1 December 2024

7 MIN READ
Article: This article breaks down the benefits of prepaying your home loan and how it impacts both your interest payments and tax savings.
Calculator House Purchase Loans
How can you pay the least interest and get the most tax deduction on your home loan? Article: This article breaks down the benefits of prepaying your home loan and how it impacts both your interest payments and tax savings.

Published: 22 September 2024

16 MIN READ
Article: This article explores how paying home loan EMI via regular withdrawals from mutual funds can be beneficial.
Loans Tax
Should you pay home loan EMI by SWP from mutual funds? Article: This article explores how paying home loan EMI via regular withdrawals from mutual funds can be beneficial.

Published: 17 July 2024

17 MIN READ
Article: This article lists out the most important questions to ask your bank before taking a home loan.
FAQ House Purchase Loans
32 Questions to Ask Your Bank Before Taking a Home Loan in India Article: This article lists out the most important questions to ask your bank before taking a home loan.

Published: 16 June 2024

11 MIN READ
Article: This article provides a clear guide to navigating the insurance requirements when securing a home loan, helping you make informed decisions.
House Purchase Loans Insurance
Understanding Insurance Requirements for Home Loans in India: What's Mandatory and What's Optional? Article: This article provides a clear guide to navigating the insurance requirements when securing a home loan, helping you make informed decisions.

Published: 15 May 2024

5 MIN READ
Article: This article discusses the steps for investors in high-income brackets but hesitant to commit to a home loan due to the fear of job instability.
Behaviour House Purchase Loans
How to manage a home loan if you are worried about job loss? Article: This article discusses the steps for investors in high-income brackets but hesitant to commit to a home loan due to the fear of job instability.

Published: 14 May 2024

11 MIN READ
Article: This article shows how quickly you can pay off your home loan, and even save a lot of interest, by increasing your EMI steadily year-on-year.
House Purchase Loans
How much time and interest do you save if you pay off your home loan using a step-up EMI? Article: This article shows how quickly you can pay off your home loan, and even save a lot of interest, by increasing your EMI steadily year-on-year.

Published: 1 May 2024

13 MIN READ
Article: This article gives the list of people to whom you can give or receive gifts like cash, property, stocks, mutual funds or any other assets without paying tax.
Reader Questions Loans
What are the best ways to pay off a large credit card balance quickly? Article: This article gives the list of people to whom you can give or receive gifts like cash, property, stocks, mutual funds or any other assets without paying tax.

Published: 9 February 2024

7 MIN READ
Article: This article looks at the effects of leverage while investing in risky assets like the stock market by directly purchasing stocks or via mutual funds.
Loans
Should you take a personal loan to invest in the stock market or mutual funds? Article: This article looks at the effects of leverage while investing in risky assets like the stock market by directly purchasing stocks or via mutual funds.

Published: 21 January 2024

10 MIN READ
Article: This article shows you an easy way to calculate how big a house you can buy based on your family’s combined monthly salary.
House Purchase Loans
Home Loan Eligibility for Joint Applicants: how to buy a bigger house Article: This article shows you an easy way to calculate how big a house you can buy based on your family’s combined monthly salary.

Published: 17 January 2024

19 MIN READ
Article: This article shows you an easy way to know your EMI for any home, car, personal, gold or credit card loan.
Loans
EMI Calculator: know your EMI per lakh to easily know how much total EMI you have to pay Article: This article shows you an easy way to know your EMI for any home, car, personal, gold or credit card loan.

Published: 10 January 2024

3 MIN READ
Article: Home loan rate hike? You can prepay to keep EMI and tenor same. This post shows how.
Loans House Purchase
Home Loan Rate Hiked? How Much Prepayment should you make to Keep EMI and Tenor Same? Article: Home loan rate hike? You can prepay to keep EMI and tenor same. This post shows how.

Published: 29 October 2023

10 MIN READ
Article: This article shows how paying a small fee to your bank to reduce your home loan rate can save you lakhs in interest over the life of your loan.
Loans House Purchase
How paying a small fee to your bank can save you lakhs in home-loan interest? Article: This article shows how paying a small fee to your bank to reduce your home loan rate can save you lakhs in interest over the life of your loan.

Published: 11 October 2023

13 MIN READ
Article: This article shows you the benefits due to interest saving when you make a part-payment to your home loan. Your loan duration also reduces due to the pre-payment.
Loans House Purchase
What benefit do you get if you make a one-time prepayment to your home loan? Article: This article shows you the benefits due to interest saving when you make a part-payment to your home loan. Your loan duration also reduces due to the pre-payment.

Published: 4 October 2023

12 MIN READ
Article: This article shows a handy ready reckoner for home loan EMI amounts for all tenures and interest rates along with the amount of principal and interest to be paid.
Loans House Purchase
How much EMI do I have to pay for my home loan? Article: This article shows a handy ready reckoner for home loan EMI amounts for all tenures and interest rates along with the amount of principal and interest to be paid.

Published: 29 September 2023

10 MIN READ
Article: This articles describes overdraft home loans like SBI Maxgain and BOB Home Loan Advantage.
House Purchase Loans
How does an overdraft loan like SBI Maxgain work? Article: This articles describes overdraft home loans like SBI Maxgain and BOB Home Loan Advantage.

Published: 22 May 2022

13 MIN READ
Article: A home loan is a multi-year commitment to your cash flows and changes your risk profile. So how should you change your income and investing?
Risk Loans House Purchase
How does your risk profile change with a home loan? Article: A home loan is a multi-year commitment to your cash flows and changes your risk profile. So how should you change your income and investing?

Published: 15 February 2022

15 MIN READ
Article: This article talks about the best funding mix for buying your dream home from investments and home loans.
Loans House Purchase
Should you sell your mutual funds to buy a house? Article: This article talks about the best funding mix for buying your dream home from investments and home loans.

Published: 4 February 2022

13 MIN READ
Article: This article shows a few ways to avoid and escape from EMI traps to be able to invest via goal-based investing.
Loans
My EMIs take up all my salary. How do I start investing? Article: This article shows a few ways to avoid and escape from EMI traps to be able to invest via goal-based investing.

Published: 13 January 2022

14 MIN READ
Article: This article will help you choose the home loan duration best suited for your financial situation.
Loans House Purchase
What is the best home loan tenure? Article: This article will help you choose the home loan duration best suited for your financial situation.

Published: 20 December 2021

9 MIN READ
Article: What do you do if your dream house is above your budget? How to know if you can stretch?
Loans Real Estate House Purchase
Should you stretch to buy your dream home? Article: What do you do if your dream house is above your budget? How to know if you can stretch?

Published: 7 December 2021

7 MIN READ
Article: This post shows how goal-based investing can answer whether you should or should not prepay your home loan.
Loans Reader Questions House Purchase
Should you use your stock market profits to prepay a home loan? Article: This post shows how goal-based investing can answer whether you should or should not prepay your home loan.

Published: 28 September 2021

9 MIN READ
Article: We discuss the two common debt payment methods that exist which can be used to easily pay off multiple loans: the avalanche and snowball methods.
Loans
Which debt to pay off when you have more than one loan? Article: We discuss the two common debt payment methods that exist which can be used to easily pay off multiple loans: the avalanche and snowball methods.

Published: 19 June 2021

8 MIN READ
Article: Quickly figure out if you should prepay your home loan vs investing in the stock market?
Loans House Purchase
Should you prepay your home loan or invest instead? Article: Quickly figure out if you should prepay your home loan vs investing in the stock market?

Published: 23 March 2021

9 MIN READ

⬆️ Back to top

More topics you will like

Asset Allocation (19) Basics (8) Behaviour (20) Budget (24) Budgeting (12) Calculator (36) Case Study (7) Children (22) Choosing Investments (39) FAQ (20) FIRE (19) Fixed Deposit (10) Free Planning Tool (15) Gold (29) Health Insurance (8) House Purchase (43) Index Funds (1) Insurance (20) International Investing (16) Life Stages (2) Loans (27) Market Data (10) Market Movements (28) Mutual Funds (81) NPS (17) NRI (33) News (38) Pension (11) Portfolio Construction (61) Portfolio Review (32) Reader Questions (8) Real Estate (15) Research (6) Retirement (44) Return to India (4) Review (27) Risk (8) Safe Withdrawal Rate (6) Screener (8) Senior Citizens (5) Set Goals (28) Step by step (15) Stock Investing (4) Tax (97)
YouTube WhatsApp Facebook Group Consult