Category: Loans

<p>This article explores the math behind matching your EMI to your rent, highlights the role of rental yield and loan tenure, and helps you understand why leveraging your house purchase is a good decision.</p>

House Purchase Loans

Can You Buy a House with EMI Equal to Rent? Here's How

This article explores the math behind matching your EMI to your rent, highlights the role of rental yield and loan tenure, and helps you understand why leveraging your house purchase is a good decision.

Published: 9 January 2025

8 MIN READ

<p>This article gives you practical tips to pay off your home loan in case you are in your 40s and are concerned about potential income stability impacting your home loan.</p>

House Purchase Loans

Should you consider paying off your home loan faster in your 40s or 50s?

This article gives you practical tips to pay off your home loan in case you are in your 40s and are concerned about potential income stability impacting your home loan.

Published: 4 December 2024

5 MIN READ

<p>This article gives you the mathematical support regarding the financial and life-stage reasons to consider accelerating loan repayment, from income stability concerns to freeing up funds for retirement or children’s education.</p>

House Purchase Loans

Pay Off Your Home Loan Faster: How Extra EMI Payments Save Time and Money

This article gives you the mathematical support regarding the financial and life-stage reasons to consider accelerating loan repayment, from income stability concerns to freeing up funds for retirement or children’s education.

Published: 1 December 2024

6 MIN READ

<p>This article breaks down the benefits of prepaying your home loan and how it impacts both your interest payments and tax savings.</p>

Calculator House Purchase Loans

How can you pay the least interest and get the most tax deduction on your home loan?

This article breaks down the benefits of prepaying your home loan and how it impacts both your interest payments and tax savings.

Published: 22 September 2024

15 MIN READ

<p>This article explores how paying home loan EMI via regular withdrawals from mutual funds can be beneficial.</p>

Loans Tax

Should you pay home loan EMI by SWP from mutual funds?

This article explores how paying home loan EMI via regular withdrawals from mutual funds can be beneficial.

Published: 17 July 2024

10 MIN READ

<p>This article lists out the most important questions to ask your bank before taking a home loan.</p>

FAQ House Purchase Loans

32 Questions to Ask Your Bank Before Taking a Home Loan in India

This article lists out the most important questions to ask your bank before taking a home loan.

Published: 16 June 2024

11 MIN READ

<p>This article provides a clear guide to navigating the insurance requirements when securing a home loan, helping you make informed decisions.</p>

House Purchase Loans Insurance

Understanding Insurance Requirements for Home Loans in India: What's Mandatory and What's Optional?

This article provides a clear guide to navigating the insurance requirements when securing a home loan, helping you make informed decisions.

Published: 15 May 2024

4 MIN READ

<p>This article discusses the steps for investors in high-income brackets but hesitant to commit to a home loan due to the fear of job instability.</p>

Behaviour House Purchase Loans

How to manage a home loan if you are worried about job loss?

This article discusses the steps for investors in high-income brackets but hesitant to commit to a home loan due to the fear of job instability.

Published: 14 May 2024

11 MIN READ

<p>This article shows how quickly you can pay off your home loan, and even save a lot of interest, by increasing your EMI steadily year-on-year.</p>

House Purchase Loans

How much time and interest do you save if you pay off your home loan using a step-up EMI?

This article shows how quickly you can pay off your home loan, and even save a lot of interest, by increasing your EMI steadily year-on-year.

Published: 1 May 2024

13 MIN READ

<p>This article gives the list of people to whom you can give or receive gifts like cash, property, stocks, mutual funds or any other assets without paying tax.</p>

Reader Questions Loans

What are the best ways to pay off a large credit card balance quickly?

This article gives the list of people to whom you can give or receive gifts like cash, property, stocks, mutual funds or any other assets without paying tax.

Published: 9 February 2024

6 MIN READ

<p>This article looks at the effects of leverage while investing in risky assets like the stock market by directly purchasing stocks or via mutual funds.</p>

Loans

Should you take a personal loan to invest in the stock market or mutual funds?

This article looks at the effects of leverage while investing in risky assets like the stock market by directly purchasing stocks or via mutual funds.

Published: 21 January 2024

10 MIN READ

<p>This article shows you an easy way to calculate how big a house you can buy based on your family’s combined monthly salary.</p>

House Purchase Loans

Home Loan Eligibility for Joint Applicants: how to buy a bigger house

This article shows you an easy way to calculate how big a house you can buy based on your family’s combined monthly salary.

Published: 17 January 2024

18 MIN READ

<p>This article shows you an easy way to know your EMI for any home, car, personal, gold or credit card loan.</p>

Loans

EMI Calculator: know your EMI per lakh to easily know how much total EMI you have to pay

This article shows you an easy way to know your EMI for any home, car, personal, gold or credit card loan.

Published: 10 January 2024

3 MIN READ

<p>Home loan rate hike? You can prepay to keep EMI and tenor same. This post shows how.</p>

Loans House Purchase

Home Loan Rate Hiked? How Much Prepayment should you make to Keep EMI and Tenor Same?

Home loan rate hike? You can prepay to keep EMI and tenor same. This post shows how.

Published: 29 October 2023

10 MIN READ

<p>This article shows how paying a small fee to your bank to reduce your home loan rate can save you lakhs in interest over the life of your loan.</p>

Loans House Purchase

How paying a small fee to your bank can save you lakhs in home-loan interest?

This article shows how paying a small fee to your bank to reduce your home loan rate can save you lakhs in interest over the life of your loan.

Published: 11 October 2023

12 MIN READ

<p>This article shows you the benefits due to interest saving when you make a part-payment to your home loan. Your loan duration also reduces due to the pre-payment.</p>

Loans House Purchase

What benefit do you get if you make a one-time prepayment to your home loan?

This article shows you the benefits due to interest saving when you make a part-payment to your home loan. Your loan duration also reduces due to the pre-payment.

Published: 4 October 2023

11 MIN READ

<p>This article shows a handy ready reckoner for home loan EMI amounts for all tenures and interest rates along with the amount of principal and interest to be paid.</p>

Loans House Purchase

How much EMI do I have to pay for my home loan?

This article shows a handy ready reckoner for home loan EMI amounts for all tenures and interest rates along with the amount of principal and interest to be paid.

Published: 29 September 2023

9 MIN READ