House Purchase (36 articles)
The article lists out the important points and steps that a resident Indian buyer should keep in mind when purchasing property from an NRI seller.
Published: 11 August 2024
13 MIN READ
This article discusses the new LIC Digi Credit Plan (UIN: 512N358V01) policy and how it can be used as loan insurance for your home loan.
Published: 5 August 2024
4 MIN READ
This article lists out the most important questions to ask your bank before taking a home loan.
Published: 16 June 2024
11 MIN READ
This article provides a clear guide to navigating the insurance requirements when securing a home loan, helping you make informed decisions.
Published: 15 May 2024
4 MIN READ
This article discusses the steps for investors in high-income brackets but hesitant to commit to a home loan due to the fear of job instability.
Published: 14 May 2024
10 MIN READ
This article shows how to understand the impact on your portfolio if you stop investing for a few years between today and retirement to buy a house.
Published: 8 May 2024
4 MIN READ
This article shows how quickly you can pay off your home loan, and even save a lot of interest, by increasing your EMI steadily year-on-year.
Published: 1 May 2024
12 MIN READ
This article explains what happens if you withdraw from your EPF to buy a house and who should or shouldn’t withdraw from EPF for this reason.
Published: 21 April 2024
10 MIN READ
This article shows you the right way to apply Section 54F to save tax when you sell shares and mutual funds to buy an under-construction house.
Published: 24 March 2024
7 MIN READ
This article shows the minimum income needed to buy a luxury property in India.
Published: 17 March 2024
9 MIN READ
This article gives you some points to think about if you are buying a second house which is a luxury property.
Published: 28 February 2024
6 MIN READ
This article helps you figure out how to purchase real estate priced over ₹1.5 crore.
Published: 21 February 2024
10 MIN READ
This article tells you why it is a good idea to buy a home jointly as a couple and it is not only the tax benefits you get.
Published: 18 February 2024
8 MIN READ
This article shows you an easy way to calculate how big a house you can buy based on your family’s combined monthly salary.
Published: 17 January 2024
18 MIN READ
This article considers one risk on TDS payment due to an inoperative seller PAN card where the buyers ends up with an income tax notice to pay the remaining tax.
Published: 20 December 2023
5 MIN READ
Home loan rate hike? You can prepay to keep EMI and tenor same. This post shows how.
Published: 29 October 2023
10 MIN READ
This article shows how paying a small fee to your bank to reduce your home loan rate can save you lakhs in interest over the life of your loan.
Published: 11 October 2023
12 MIN READ
This article shows you the benefits due to interest saving when you make a part-payment to your home loan. Your loan duration also reduces due to the pre-payment.
Published: 4 October 2023
11 MIN READ
This article shows how sufficient cash flow is the key to purchasing a house, even if you are yet to save for the down payment.
Published: 30 September 2023
11 MIN READ
This article shows a handy ready reckoner for home loan EMI amounts for all tenures and interest rates along with the amount of principal and interest to be paid.
Published: 29 September 2023
9 MIN READ
This article explains the steps for paying TDS on purchasing property in an easy step-by-step manner.
Published: 3 September 2023
4 MIN READ
This article explains the concept and steps for calculating TDS on purchasing property from builders, on resale or from NRIs, with and without a home loan.
Published: 30 August 2023
6 MIN READ
This article helps you decide when to prepay your home loan - at the beginning, middle or end of the total loan period.
Published: 19 March 2023
10 MIN READ
This article offers the steps for identifying, quantifying and investing for buying your dream house.
Published: 7 September 2022
11 MIN READ
This article shows how to save capital gains taxes under income tax Section 54F when you sell other assets to raise money to buy your first or second house.
Published: 10 July 2022
12 MIN READ
This article helps you choose a home loan that is suitable for your personal situation.
Published: 25 May 2022
14 MIN READ
This articles describes overdraft home loans like SBI Maxgain and BOB Home Loan Advantage.
Published: 22 May 2022
12 MIN READ
This post discusses managing when interest rates go up increasing your home loan EMI.
Published: 24 April 2022
13 MIN READ
A home loan is a multi-year commitment to your cash flows and changes your risk profile. So how should you change your income and investing?
Published: 15 February 2022
14 MIN READ
This article talks about the best funding mix for buying your dream home from investments and home loans.
Published: 4 February 2022
13 MIN READ
This article will help you choose the home loan duration best suited for your financial situation.
Published: 20 December 2021
8 MIN READ
What do you do if your dream house is above your budget? How to know if you can stretch?
Published: 7 December 2021
7 MIN READ
If you have decided how much you need to save for your downpayment, this post will show you where to invest.
Published: 4 December 2021
4 MIN READ
This post shows how goal-based investing can help you afford your dream home down-payment and EMI.
Published: 5 October 2021
9 MIN READ
This post shows how goal-based investing can answer whether you should or should not prepay your home loan.
Published: 28 September 2021
9 MIN READ
Quickly figure out if you should prepay your home loan vs investing in the stock market?
Published: 23 March 2021
8 MIN READ
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