Arthgyaan

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Latest article

<p>We discuss if it is a good idea for conservative NRI investors to create a retirement portfolio in India only with safe and risk-free investment options.</p>
NRI Retirement
Can NRIs retire in India with only safe investment options like a fixed deposit?

We discuss if it is a good idea for conservative NRI investors to create a retirement portfolio in India only with safe and risk-free investment options.

Published: 25 September 2022

10 MIN READ

Create your own goal-based investing plan

The plan is a Google Sheets workbook that allows you to find out your goal-wise asset allocation, SIP amount and rebalancing plan.
Goal-based investing Plan

The plan is a Google Sheets workbook that allows you to find out your goal-wise asset allocation, SIP amount and rebalancing plan.

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Previous articles

<p>This article settles the question of which type of capital gain calculation is better - debt-type funds taxed at 20% with indexation vs equity-type at 10%.</p>
Tax International Investing
Which mutual fund has lower tax - international funds at 20 percent vs domestic at 10 percent?

This article settles the question of which type of capital gain calculation is better - debt-type funds taxed at 20% with indexation vs equity-type at 10%.

Published: 21 September 2022

6 MIN READ

<p>This article shows that if you decide to retire today, how long will the corpus last realistically based on real rates of return.</p>
Safe Withdrawal Rate Retirement FIRE
How long will your money last if you retire today?

This article shows that if you decide to retire today, how long will the corpus last realistically based on real rates of return.

Published: 18 September 2022

9 MIN READ

<p>This article shows you a simple set of rules for planning any financial goal: from a month to decades away via three buckets of assets.</p>
Portfolio Construction Portfolio Review
How to use the bucket theory to plan for your goals?

This article shows you a simple set of rules for planning any financial goal: from a month to decades away via three buckets of assets.

Published: 14 September 2022

7 MIN READ

<p>This article shows you if it is better to take advantage of Section 80CCD to save up to 15,000 tax by investing in NPS Tier 1.</p>
NPS Tax
Which is better: save tax by investing 50,000 in NPS or 35,000 in equity mutual fund?

This article shows you if it is better to take advantage of Section 80CCD to save up to 15,000 tax by investing in NPS Tier 1.

Published: 11 September 2022

7 MIN READ