Latest article
Case study: how this double income recently married family can perform DIY goal-based investment planning
This article shows how a young just-married couple can invest for future goals using the Arthgyaan goal-based investing tool. Disclaimer: The purpose of this Case Study article is solely to demonstrate, as a reference guide, how an investor can use the Arthgyaan goal-based investing tool to invest in a do-it-yourself...
Published: 7 August 2022
16 MIN READ
Create your own goal-based investing plan
Plan The plan is a Google Sheets workbook that allows you to find out your goal-wise asset allocation, SIP amount and rebalancing plan. The tool is designed to simplify your financial planning to help you set goals, manage your investments and let you take the right decisions that will help...
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Previous articles
Low stress retirement planning calculations: worked out example
This article shows a simple retirement and review plan that anyone can follow in a step-by-step manner. Table of Contents Retirement is the hardest problem in finance Expense structuring Derivation of investment amounts Model output SIP amount for retirement Where to invest? Allowed investments Disallowed investments Rebalancing plan Portfolio review...
Published: 3 August 2022
8 MIN READ
What is a Personal Accident Insurance policy: who needs it and why?
This article explains the pros and cons of a Personal Accident Insurance policy and makes a case for getting one to safeguard your financial goals. Table of Contents What is personal accident insurance? What are the main features of a PA policy? Temporary Partial/Total Disability (TPD/TTD) Permanent Partial Disability (PPD)...
Published: 31 July 2022
8 MIN READ
Pay lower capital gains taxes for equity: understand how grandfathering works
This article explains the concept of equity LTCG grandfathering in detail with multiple case studies and examples. Table of Contents What is so special about equity capital gains calculation? Scope of assets under equity taxation Calculating short-term capital gains tax on equity-related assets Calculating long-term capital gains tax on equity-related...
Published: 27 July 2022
7 MIN READ
Case Study: How should couples in their 40s with a new baby plan their financial future?
Did you welcome a bundle of joy in your 40s? This article will discuss ways of planning the child’s (and your’s financial future) Disclaimer: The purpose of this Case Study article is solely to demonstrate, as a reference guide, how an investor can use the Arthgyaan goal-based investing tool to...
Published: 24 July 2022
17 MIN READ