Latest Posts

Can senior citizens get both safety and high returns from their retirement portfolio?

This article provides an alternative to the usual safe investments that retirees choose vs growing their wealth without taking market risk themselves.

Case study: how can this middle-aged investor with two children plan for retirement and children's goals?

This article shows how a single-income middle-aged couple with two small children reach their retirement and children’s goals.

What NRIs Must Do With Indian Investments Before the Year-End? PFIC, FATCA, DTAA and ITR rules Simplified

This article simplifies compliance for US, Canada, UK, and Australia-based NRIs, covering FBAR, FATCA, PFIC, and T1135 requirements.

Frequently asked questions (FAQs) on SEBI's new Specialised Investment Funds (SIF) which sit in between Mutual Funds and PMS

This article explains the basics of SEBI’s new Specialised Investment Funds which offer advanced strategies that mutual funds cannot and is suitable for investors below the PMS ₹50 lakhs threshold.

When should you buy a house if your goal is FIRE or early retirement? In your 30s, 40s or 50s?

This article explores how purchasing a house affects your retirement timeline, offering scenarios based on your early retirement goals.

The lie of enjoying financial freedom via SWP from mutual funds

This article will show how starting an SWP once you are retired (early or otherwise) does not always guarantee a comfortable lifestyle in retirement.

Does this DISK family need to work longer even after reaching 45x FIRE corpus?

This article discusses how to plan early retirement in the face of lifestyle inflation and lack of health insurance for an investor in their 40s.

Should you consider paying off your home loan faster in your 40s or 50s?

This article gives you practical tips to pay off your home loan in case you are in your 40s and are concerned about potential income stability impacting your home loan.

Pay Off Your Home Loan Faster: How Extra EMI Payments Save Time and Money

This article gives you the mathematical support regarding the financial and life-stage reasons to consider accelerating loan repayment, from income stability concerns to freeing up funds for retirement or children’s education.

How Much CTC Do You Need to Buy a ₹1 Crore Home in India?

This article explores how your CTC translates to in-hand salary, maximum loan eligibility, and the right down payment for your dream house.

Do Retirees with a Pension Still Need Equity Mutual Funds?

This article explores whether retirees can manage without risky equity investments if they already have a pension plan for their retirement.

Which mutual funds have fallen the least in this market correction? Should you switch?

This article shows you which funds have not fallen the most now that the stock market has corrected by 10-15% from life-time highs.

How much money can NRIs in the US gift to their parents in India in 2025?

This article discusses the mechanics and tax exemption rules applicable to US-based NRIs who wish to gift money to their parents in India.

Are you invested in these mutual funds which have fallen the most in this market correction? What to do now?

This article shows you what to do given that the stock market has corrected by 10-15% from lifetime highs.

SGB issued in Nov 2016 has given 159% return in 8 years. How does that compare with FDs and equity mutual funds?

The Nov 2016 SGB showcased a fantastic return on maturity compared to other investment avenues like fixed deposits and some equity mutual funds.