Latest Posts

What Should You Do If You Have Received the Income Tax Email Regarding Data Has Been Shared by a Foreign Jurisdiction or the USA authorities?

This article outlines the next steps for taxpayers who receive an email or SMS regarding missed or incomplete Schedule FA, based on FATCA/CRS data-sharing agreements.

Case study: how can this middle-aged investor with two children plan for retirement and children's goals?

This article shows how a single-income middle-aged couple with two small children reach their retirement and children’s goals.

What Should You Do If You Have Received the Income Tax SMS Regarding Significant Mismatches?

This article outlines the next steps for taxpayers who receive an SMS regarding significant mismatches in their income tax filing and IT records.

How can Investors in Their 40s Who Have Not Invested Before Reach ₹10 Crores Before Retiring?

This article helps investors plan a large mutual fund portfolio for retirement, especially those who are late starters.

How Much SIP You Need to Reach 1 crore?

This article helps you calculate how much you will need to invest every month to reach the first significant portfolio milestone of ₹ 1 crore by investing in mutual funds.

How much money can NRIs in the US gift to their parents in India in 2026?

This article discusses the mechanics and tax exemption rules applicable to US-based NRIs who wish to gift money to their parents in India in 2026.

Arbitrage Funds Risk: Why Cash Settlement Exposes Funds to Liquidity Risk

This article explains how cash settlement of futures contracts introduces liquidity and market risk, demanding high-quality, liquid equity portfolios in arbitrage funds.

Section 54F Capital Gains Exemption after Land Sale: Claiming on Delayed Under-Construction Property

This article explains the timelines, rules, and steps to be taken that protect taxpayers claiming Section 54F exemption when builders delay projects.

How to Save Taxes on Stock Dividends in India Using HUF?

This article explains how HUF taxation works, the rules on transfers and gifts, and the best strategies to build a dividend-paying portfolio under HUF ownership.

How Returning NRIs can Preserve Forex and Save Taxes via RFC accounts?

This article is a deep-dive into how, when, and why to use RFC accounts: not just as a banking product, but as a transitional asset management strategy for intelligent NRIs planning a return to India.

UK Non-Dom Tax Regime Ended in April 2025: What should UK NRIs do with their Indian Investments?

This article explains what UK-based NRIs should do with their India investments post the new non-dom tax changes.

Best Mutual Funds for SWP: Fixed and Step-Up (with Free SWP Calculator)

This article has an always updated list of mutual fund categories along with their SWP returns for the short, medium, and long term.

Returning to India? What to do with your NRE and NRO accounts and by when?

This article explains the rules for dealing with NRO, NRE, FCNR and RFC accounts for an NRI returning to India from both FEMA and Income Tax perspective.

NRI Money Transfers to India: What are the Taxation and Reporting Rules in the Foreign Country?

This guide provides country-specific rules for NRIs transferring money to India regarding tax in their home country and reporting.

NRI Taxes in India: Your Guide to Income, Capital Gains and DTAA

This guide simplifies the rules for income earned in India and abroad, including taxability, exemptions and DTAA application.