Latest Posts

Mutual Fund AUM: How Fund Size Impacts Performance, Longevity and Risk

This article delves into the advantages and challenges associated with fund sizes across various types and its real-world implications on your mutual fund investments.

Case study: how this double income single kid family can perform DIY goal-based investment planning

This article shows how a very typical salaried couple with one child can invest for future goals using the Arthgyaan goal-based investing tool.

How can NRIs transfer large amounts to India legally and safely?

This article discusses the best options for NRIs transferring large amounts to India along with the tax and compliance rules.

Direct Indexing in India: 4 Passive Stock Portfolio Strategies for NRIs and DIY Investors

This article explains the concept of direct indexing in India which allows you to build a personalized portfolio by directly purchasing stocks that mirror popular indices like the Nifty 50 or SENSEX.

Understanding the U.S. Expatriation Tax: Applicability and Implications for H-1B Visa Holders, Green Card Holders, and U.S. Citizens

This article demystifies who is subject to US exit tax, outlines the criteria defining a ‘Covered Expatriate,’ and provides insights into potential tax implications.

NRI Guide: Save on Crores in Capital Gains Tax with Sections 54, 54EC, and 54F in India

This article explains the benefits of Section 54, 54EC and 54F for NRIs looking to buy and sell real-estate in India.

Save ₹15,625 in Taxes: How to Harvest Taxes in Your Mutual Funds for Free

This article explains the concept of tax harvesting and provides a free tool that can help you locate those mutual funds in your portfolio that can save tax by harvesting.

NRI Mutual Fund Taxation in India: Capital Gains, TDS and DTAA Explained

This guide breaks down how much tax you owe as an NRI when selling mutual funds in India, how TDS applies, and how you can claim tax refunds or credits in your home country.

TCS and TDS on Transfers to NRO Accounts: Rules, Tax Implications and Exemptions

This article deals with complex taxation rules around NRO and NRE accounts and how TDS and TCS applies to them.

PPF Account Maturity in 2025: How Much Higher Returns Can You Get if You Withdraw and Invest in Mutual Funds?

This article shows that if your PPF account is maturing, you need not by default invest it back into PPF since you have the option of getting higher returns in mutual funds.

SENSEX vs PPF report card 2025: should you invest 1.5 lakhs in PPF in April?

Many investors wonder which is a better option for long-term investment: Public Provident Fund or investing in the stock market via mutual funds. Given that PPF returns more the earlier you make the investment, many investors also try to target investing the maximum in PPF as early as possible, preferably in April.

Which are the important points regarding Unified Pension Scheme that you must keep in mind as per the final March 2025 gazette notification?

This article goes through the 194-page gazette notification to prepare a list of key points, FAQs and an updated calculator for UPS subscribers.

What to do if you have received an email from the Income Tax department regarding HRA and TDS on rent?

If you’re paying rent above ₹50,000/month and haven’t deducted TDS, you could face penalties and must act soon.

Which are the best and worst performing mutual funds 5 years after the COVID-19 crash?

This article analyzes the best and worst mutual fund performers over the past five years to answer one question: Were active funds worth the risk, or did index funds prove the safer bet?.

Arbitrage Funds Explained: How They Work and what Key Risks vs Rewards are applicable to Investors

This guide breaks down how arbitrage funds operate, the risks involved, and where returns come from for investors.