Latest Posts

Should you prepay your home loan at the beginning or at the end of the tenure?

This article helps you decide when to prepay your home loan - at the beginning, middle or end of the total loan period.

How much returns should you estimate for your goals?

This article helps you estimate the returns from your investments to help you decide how much you need to invest.

How to invest for a single goal using Target Date Funds in India?

This article extends the concept of a target date fund for one-time goals like house downpayment for investors in India.

How to construct buckets for your retirement portfolio?

This article explains how retirees should allocate their investments between equity, debt and cash buckets for their post-retirement portfolio.

Why parents should invest for the downpayment of their child's first home?

This article explains why parents should add a new goal in their financial plan to save for their child’s first home in a major metropolitan city.

How to invest in a target date fund for retirement in India?

This article explains how to create a target date fund to simplify retirement planning in India.

What are target date funds and why do we need them in India for retirement?

This article introduces the concept of the target date fund and explains why they are a good option for retirement planning.

Which category of debt mutual funds is best for rebalancing?

This article helps you decide which debt mutual fund category to choose when rebalancing between debt and equity.

What is CoastFIRE? How to achieve CoastFIRE in India?

This article explains the concept of CoastFIRE and lets you calculate when you can achieve CoastFIRE.

The myth of the 15*15*15 or crorepati rule for mutual funds in India

This article debunks the myth of the 15 * 15 * 15 or crorepati rule for mutual funds in India, revealing that a common marketing tactic for selling mutual funds does not work in practice.