Latest Posts

Which are the important points regarding Unified Pension Scheme that you must keep in mind as per the final March 2025 gazette notification?

This article goes through the 194-page gazette notification to prepare a list of key points, FAQs and an updated calculator for UPS subscribers.

Case study: can this double income single kid family reach FIRE at 50?

This article shows how a double-income couple with a 2-year old reach their FIRE dream at the age of 50.

What to do if you have received an email from the Income Tax depatment regarding HRA and TDS on rent?

If you’re paying rent above ₹50,000/month and haven’t deducted TDS, you could face penalties and must act soon.

Which are the best and worst performing mutual funds 5 years after the COVID-19 crash?

This article analyzes the best and worst mutual fund performers over the past five years to answer one question: Were active funds worth the risk, or did index funds prove the safer bet?.

Arbitrage Funds Explained: How They Work and what Key Risks vs Rewards are applicable to Investors

This guide breaks down how arbitrage funds operate, the risks involved, and where returns come from for investors.

Amazon Layoffs 2025: How to Prepare and Protect Your Financial Plan

If you’re worried about job security - whether at Amazon or elsewhere - now is the time to prepare. This guide helps you safeguard your finances, manage loans, and build a backup plan.

What should new investors do during a stock market correction?

This guide explains why new investors should focus on asset allocation more than fund selection, how to balance risk, and what steps to take based on your investment timeline.

SGB issued in Feb 2017 has given 193% return in 8 years. How does that compare with FDs and equity mutual funds?

The Feb 2017 SGB showcased a fantastic return on maturity compared to other investment avenues like fixed deposits and some equity mutual funds.

Advance Tax: Who Needs to Pay and not Pay, Deadlines and Penalties Explained

If your estimated tax liability exceeds ₹10,000 after TDS/TCS, you must pay advance tax as per the schedule to avoid penalties.

Retirement Planning in 2025: Simple Steps for a Secure Future in Your 40s and 50s

This article introduces the Arthgyaan Retirement Package which simplifies investment decisions for retirement by optimizing portfolio allocation, rebalancing strategies, and long-term wealth creation.

Income Tax Notices Under Section 148A: What you should and should not do?

This guide explains why you might receive a notice under Section 148A, how to respond effectively, and the new time limits for reassessment along with Frequently Asked Questions (FAQs).

Stock Market Crash 2025: How Much Has the Nifty Fallen & What Should Investors Do?

This article explores how to manage SIP investments, allocate fresh capital during a downturn, and assess bottom-fishing opportunities.

Returning to India? How to Handle 401(k), IRA & US Accounts the Right Way

This guide explores tax-efficient strategies to minimize lifetime taxes, maximize post-tax returns, and navigate US estate tax rules.

Term Insurance Explained: Why You Need It & How Much to Get For Your Financial Goals

This guide breaks down what term insurance is, why it’s crucial for financial planning, and how much coverage you actually need for financial goals like your child’s education, home loans, and retirement planning.

March 2025 Tax Planning Checklist: Advance Tax, Portfolio Rebalancing & Tax Harvesting Strategies

This article gives you the list of things you must do in March regarding taxes and improving your portfolio returns.