Latest Posts

Returning to India? What to do with your NRE and NRO accounts and by when?

This article explains the rules for dealing with NRO, NRE, FCNR and RFC accounts for an NRI returning to India from both FEMA and Income Tax perspective.

Case study: how can this middle-aged investor with two children plan for retirement and children's goals?

This article shows how a single-income middle-aged couple with two small children reach their retirement and children’s goals.

NRI Money Transfers to India: What are the Taxation and Reporting Rules in the Foreign Country?

This guide provides country-specific rules for NRIs transferring money to India regarding tax in their home country and reporting.

NRI Taxes in India: Your Guide to Income, Capital Gains and DTAA

This guide simplifies the rules for income earned in India and abroad, including taxability, exemptions and DTAA application.

Mutual Fund AUM: How Fund Size Impacts Performance, Longevity and Risk

This article delves into the advantages and challenges associated with fund sizes across various types and its real-world implications on your mutual fund investments.

How can NRIs transfer large amounts to India legally and safely?

This article discusses the best options for NRIs transferring large amounts to India along with the tax and compliance rules.

Direct Indexing in India: 4 Passive Stock Portfolio Strategies for NRIs and DIY Investors

This article explains the concept of direct indexing in India which allows you to build a personalized portfolio by directly purchasing stocks that mirror popular indices like the Nifty 50 or SENSEX.

Understanding the U.S. Expatriation Tax: Applicability and Implications for H-1B Visa Holders, Green Card Holders, and U.S. Citizens

This article demystifies who is subject to US exit tax, outlines the criteria defining a ‘Covered Expatriate,’ and provides insights into potential tax implications.

NRI Guide: Save on Crores in Capital Gains Tax with Sections 54, 54EC, and 54F in India

This article explains the benefits of Section 54, 54EC and 54F for NRIs looking to buy and sell real-estate in India.

Save ₹15,625 in Taxes: How to Harvest Taxes in Your Mutual Funds for Free

This article explains the concept of tax harvesting and provides a free tool that can help you locate those mutual funds in your portfolio that can save tax by harvesting.

NRI Mutual Fund Taxation in India: Capital Gains, TDS and DTAA Explained

This guide breaks down how much tax you owe as an NRI when selling mutual funds in India, how TDS applies, and how you can claim tax refunds or credits in your home country.

TCS and TDS on Transfers to NRO Accounts: Rules, Tax Implications and Exemptions

This article deals with complex taxation rules around NRO and NRE accounts and how TDS and TCS applies to them.

PPF Account Maturity in 2025: How Much Higher Returns Can You Get if You Withdraw and Invest in Mutual Funds?

This article shows that if your PPF account is maturing, you need not by default invest it back into PPF since you have the option of getting higher returns in mutual funds.

SENSEX vs PPF report card 2025: should you invest 1.5 lakhs in PPF in April?

Many investors wonder which is a better option for long-term investment: Public Provident Fund or investing in the stock market via mutual funds. Given that PPF returns more the earlier you make the investment, many investors also try to target investing the maximum in PPF as early as possible, preferably in April.

Which are the important points regarding Unified Pension Scheme that you must keep in mind as per the final March 2025 gazette notification?

This article goes through the 194-page gazette notification to prepare a list of key points, FAQs and an updated calculator for UPS subscribers.