Calculators

Arthgyaan provides many free to use calculators to make your financial planning simple and easy to implement. Check these out below:

EPF/VPF Withdrawal Calculator Our EPF Withdrawal Calculator helps you estimate the amount you can withdraw from your Employees' Provident Fund (EPF) based on factors like service tenure, contribution, and withdrawal type. It simplifies the process by applying EPFO withdrawal rules automatically.

FIRE Calculator Our interactive calculator for planning your path to financial independence and early retirement (FIRE).

Gratuity Calculator A user-friendly tool to calculate gratuity for Indian employees based on years of service, last drawn salary (Basic + DA), and employee type. It provides a breakdown of gratuity payable, tax-free amount (up to ₹20 lakh for private and ₹25 lakh for government), and any taxable portion.

House Property Capital Gains Calculator India Use this free online calculator to estimate your short-term and long-term capital gains and the tax liability on a house property sale in India. It accounts for the holding period, indexation benefits, and the special rules for properties acquired before July 23, 2024, and for NRIs.

HUF Tax Savings Calculator Our interactive calculator to Save Tax using Hindu Undivided Family (HUF).

Section 54F exemption calculator If you sell mutual funds, stocks, or gold and use the proceeds to buy or construct a house within the required timeline, you can claim up to 100% capital gains tax exemption under Section 54F - provided you don't own more than one other house at the time of sale

Step Up SIP Calculator A step-up SIP is one where you increase the monthly amount invested, say by 5% or 10%, every year. This way you make a lot more money vs. the normal fixed SIP.

Step Up SWP Calculator with Inflation and Tax A step-up SWP is a retirement income tool where you increase the monthly amount withdrawn, say by 5% or 10%, every year from your mutual funds. This way your income in retirement keeps pace with inflation. Our calculator also tells you how much capital gains tax you will pay.

Gold Jewellery Price Calculator with Today's Gold Price Calculate how much gold jewellery will cost today with making charge and GST.

UPS Calculator The Unified Pension Scheme (UPS) is a new pension scheme being introduced by the Indian government for central government employees who joined service on or after January 1, 2004. It serves as an alternative to the National Pension System (NPS). The UPS will be implemented from April 1, 2025.