Arthgyaan

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Tax (25 articles)

<p>This article explains the concept of tax deferment and how it helps you convert income into capital gains that improve returns.</p>
Tax
Understanding tax deferment: how this concept improves your investment returns?

This article explains the concept of tax deferment and how it helps you convert income into capital gains that improve returns.

Published: 24 May 2023

5 MIN READ

<p>This article shows the impact of the new 20% TCS rule on all investments under the Liberalised Remittance Scheme from 1st July 2023 onwards.</p>
Tax International Investing
What is the impact of 20% TCS rule on all LRS investments from 1st July 2023?

This article shows the impact of the new 20% TCS rule on all investments under the Liberalised Remittance Scheme from 1st July 2023 onwards.

Published: 19 April 2023

5 MIN READ

<p>This article shows the latest Cost Inflation Index (CII) value for FY 2023-24. A table of historical values is also available.</p>
Tax
What is the latest Cost Inflation Index (CII) value in 2023?

This article shows the latest Cost Inflation Index (CII) value for FY 2023-24. A table of historical values is also available.

Published: 13 April 2023

4 MIN READ

<p>This article describes how to use the Arthgyaan goal-based investing tool as a calculator to determine if switching to the New Tax Regime makes sense.</p>
Tax Calculator
Should you choose the new tax regime from 1st April 2023?

This article describes how to use the Arthgyaan goal-based investing tool as a calculator to determine if switching to the New Tax Regime makes sense.

Published: 1 April 2023

5 MIN READ

<p>This article describes a tweak that investors can implement to plan taxes more efficiently, given that non-equity funds will be taxed at slab rates after 1st April 2023.</p>
Tax Mutual Funds
How to invest in mutual funds which are taxed at slab rates from 1st April 2023

This article describes a tweak that investors can implement to plan taxes more efficiently, given that non-equity funds will be taxed at slab rates after 1st April 2023.

Published: 29 March 2023

5 MIN READ

<p>This article shows the way forward for investors in debt, gold, hybrid and international funds which have lost indexation benefits on units purchased after 1st April 2023.</p>
Tax Mutual Funds
What should debt, international and gold mutual fund investors do now that these funds are taxable at slab rate?

This article shows the way forward for investors in debt, gold, hybrid and international funds which have lost indexation benefits on units purchased after 1st April 2023.

Published: 26 March 2023

9 MIN READ

<p>This article discusses the mechanics and tax exemption rules applicable to US-based NRIs who wish to gift money to their parents in India.</p>
NRI Tax
How can NRIs in the US gift money to their parents in India in 2023?

This article discusses the mechanics and tax exemption rules applicable to US-based NRIs who wish to gift money to their parents in India.

Published: 4 January 2023

6 MIN READ

<p>This post sifts through 38 options to find the best ELSS funds for investing in 2023.</p>
Choosing Investments Tax Mutual Funds
What are the best tax-saving ELSS mutual funds in 2023?

This post sifts through 38 options to find the best ELSS funds for investing in 2023.

Published: 1 January 2023

5 MIN READ

<p>This article discusses a new category of ELSS funds relaunched in India that are run as index funds. Should investors invest in ELSS index funds for tax-saving purposes?</p>
Review Tax Mutual Funds
Should you invest in ELSS Index Funds like the new IIFL ELSS fund?

This article discusses a new category of ELSS funds relaunched in India that are run as index funds. Should investors invest in ELSS index funds for tax-saving purposes?

Published: 28 December 2022

5 MIN READ

<p>This article shows you how the concept of indexation lowers the capital gains tax you pay when you sell debt mutual funds.</p>
Tax Mutual Funds
Pay lower capital gains taxes for debt mutual funds: understand how indexation works

This article shows you how the concept of indexation lowers the capital gains tax you pay when you sell debt mutual funds.

Published: 23 November 2022

9 MIN READ

<p>This article settles the question of which type of capital gain calculation is better - debt-type funds taxed at 20% with indexation vs equity-type at 10%.</p>
Tax International Investing
Which mutual fund has lower tax - international funds at 20 percent vs domestic at 10 percent?

This article settles the question of which type of capital gain calculation is better - debt-type funds taxed at 20% with indexation vs equity-type at 10%.

Published: 21 September 2022

6 MIN READ

<p>This article shows you if it is better to take advantage of Section 80CCD to save up to 15,000 tax by investing in NPS Tier 1.</p>
NPS Tax
Which is better: save tax by investing 50,000 in NPS or 35,000 in equity mutual fund?

This article shows you if it is better to take advantage of Section 80CCD to save up to 15,000 tax by investing in NPS Tier 1.

Published: 11 September 2022

8 MIN READ

<p>This article discusses the Section 54EC exemption available for property sale: conditions applicable and worked-out examples.</p>
Tax
How Section 54EC helps you save tax when you sell property

This article discusses the Section 54EC exemption available for property sale: conditions applicable and worked-out examples.

Published: 14 August 2022

5 MIN READ

<p>This article explains the concept of equity LTCG grandfathering in detail with multiple case studies and examples.</p>
Tax Calculator
Pay lower capital gains taxes for equity: understand how grandfathering works

This article explains the concept of equity LTCG grandfathering in detail with multiple case studies and examples.

Published: 27 July 2022

7 MIN READ

<p>This article shows how to save capital gains taxes under income tax Section 54F when you sell other assets to raise money to buy your first or second house.</p>
Tax House Purchase
Sec 54F: a hack that can save lakhs in taxes when you buy a house

This article shows how to save capital gains taxes under income tax Section 54F when you sell other assets to raise money to buy your first or second house.

Published: 10 July 2022

9 MIN READ

<p>This article lists the latest as well as historical Cost Inflation Index (CII) values and shows you how to use CII for calculating capital gains tax.</p>
Tax
How to use the Cost Inflation Index (CII): latest value and historical rates

This article lists the latest as well as historical Cost Inflation Index (CII) values and shows you how to use CII for calculating capital gains tax.

Published: 29 June 2022

6 MIN READ

<p>A common dilemma of investors is whether they should invest in the name of their children for goals like college education.</p>
Children Tax
Should you invest in the name of your children?

A common dilemma of investors is whether they should invest in the name of their children for goals like college education.

Published: 20 April 2022

10 MIN READ

<p>This article shows what steps investors should take in April at the beginning of the financial year.</p>
Choosing Investments Tax
How should you plan your investments and taxes in April?

This article shows what steps investors should take in April at the beginning of the financial year.

Published: 1 April 2022

12 MIN READ

<p>At the end of the financial year, you need to complete some essential tasks and opportunities related to personal finance. Here’s a small list.</p>
Tax Portfolio Review
March is the time for...

At the end of the financial year, you need to complete some essential tasks and opportunities related to personal finance. Here’s a small list.

Published: 13 March 2022

5 MIN READ

<p>This article shows you the steps to follow to once you become an NRI regarding your accounts in India.</p>
NRI Tax
How should an NRI handle investments and accounts in India before shifting?

This article shows you the steps to follow to once you become an NRI regarding your accounts in India.

Published: 2 February 2022

15 MIN READ

<p>This article talks about understanding capital gains tax calculations and computing offsets vs other income.</p>
Tax
How to calculate taxes from capital gains and combine them with your other income

This article talks about understanding capital gains tax calculations and computing offsets vs other income.

Published: 28 January 2022

13 MIN READ

<p>This post targets explicitly new investors who are getting started with investing. We cover the most common, i.e. 80C, 80D, HRA, home loan and educational loan interest deductions.</p>
Tax
How to plan tax deductions for salaried income?

This post targets explicitly new investors who are getting started with investing. We cover the most common, i.e. 80C, 80D, HRA, home loan and educational loan interest deductions.

Published: 18 January 2022

12 MIN READ

<p>This article talks about one of the most basic ways of saving tax and how to plan the deductions smartly.</p>
Tax
How to best use 80C deductions to plan your taxes?

This article talks about one of the most basic ways of saving tax and how to plan the deductions smartly.

Published: 5 January 2022

13 MIN READ

<p>This post sifts through 38 options to find the best ELSS funds for investing in 2022.</p>
Choosing Investments Tax Mutual Funds
What are the best tax-saving ELSS Mutual Funds in 2022?

This post sifts through 38 options to find the best ELSS funds for investing in 2022.

Published: 1 January 2022

4 MIN READ

<p>This post discusses the concept of tax calculations and tax harvesting in a simple manner.</p>
Tax Asset Allocation
How is tax calculated on selling shares/MFs and how do to do tax harvesting?

This post discusses the concept of tax calculations and tax harvesting in a simple manner.

Published: 1 September 2021

12 MIN READ


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