Tax (70 articles)
![<p>This article shows you how debt, international and gold/silver mutual funds will get taxed as per the new capital gains tax declared in the Union Budget 2024.</p>](/assets/images/budget-2024-how-will-international-debt-and-gold-silver-funds-get-taxed-going-forward.jpg)
This article shows you how debt, international and gold/silver mutual funds will get taxed as per the new capital gains tax declared in the Union Budget 2024.
Published: 25 July 2024
7 MIN READ
![<p>This article shows you how to do tax harvesting for shares and mutual funds as per the new capital gains tax declared in the Union Budget 2024.</p>](/assets/images/budget-2024-how-to-do-tax-harvesting-for-your-shares-and-mutual-funds.jpg)
This article shows you how to do tax harvesting for shares and mutual funds as per the new capital gains tax declared in the Union Budget 2024.
Published: 25 July 2024
9 MIN READ
![<p>This article analyses the most important changes affecting your portfolio as per the Union Budget 2024.</p>](/assets/images/union-budget-2024-what-are-the-most-important-changes-that-will-now-affect-your-portfolio.jpg)
This article analyses the most important changes affecting your portfolio as per the Union Budget 2024.
Published: 24 July 2024
8 MIN READ
![<p>This article analyses the change in taxation of stocks and mutual funds as per the Union Budget 2024.</p>](/assets/images/union-budget-2024-what-are-the-changes-in-capital-gains-tax-for-stocks-and-mutual-funds.jpg)
This article analyses the change in taxation of stocks and mutual funds as per the Union Budget 2024.
Published: 23 July 2024
8 MIN READ
![<p>This article describes how to use the Arthgyaan goal-based investing tool as a calculator to determine if switching to the New Tax Regime makes sense from 1st April 2024.</p>](/assets/images/budget-2024-best-tax-regime-to-choose-from-1st-april-2024.jpg)
This article describes how to use the Arthgyaan goal-based investing tool as a calculator to determine if switching to the New Tax Regime makes sense from 1st April 2024.
Published: 23 July 2024
12 MIN READ
![<p>This article provides a ready-reckoner list of Tax Deduction at Source (TDS) rates applicable to NRIs for their income in India.</p>](/assets/images/what-are-the-tds-rates-applicable-to-nris.jpg)
This article provides a ready-reckoner list of Tax Deduction at Source (TDS) rates applicable to NRIs for their income in India.
Published: 21 July 2024
5 MIN READ
![<p>This article explores how paying home loan EMI via regular withdrawals from mutual funds can be beneficial.</p>](/assets/images/should-you-pay-home-loan-emi-by-swp-from-mutual-funds.jpg)
This article explores how paying home loan EMI via regular withdrawals from mutual funds can be beneficial.
Published: 17 July 2024
10 MIN READ
![<p>This article gives a high level overview on dividends and related taxtion rules for both residents and NRIs.</p>](/assets/images/how-to-calculate-and-pay-tax-on-dividends-in-india.jpg)
This article gives a high level overview on dividends and related taxtion rules for both residents and NRIs.
Published: 26 June 2024
7 MIN READ
![<p>This article explains what you need to do to save tax by creating a HUF.</p>](/assets/images/how-to-set-up-a-huf-to-save-taxes-in-the-right-way.jpg)
This article explains what you need to do to save tax by creating a HUF.
Published: 23 June 2024
6 MIN READ
![<p>This article shows the latest Cost Inflation Index (CII) value for FY 2024-25. A table of historical values is also available.</p>](/assets/images/what-is-the-latest-cost-inflation-index-cii-value-in-2024.jpg)
This article shows the latest Cost Inflation Index (CII) value for FY 2024-25. A table of historical values is also available.
Published: 25 May 2024
5 MIN READ
![<p>This article discusses how AIFs work and how they are taxed for both Resident Indians and NRIs.</p>](/assets/images/alternative-investment-funds-in-india-mechanism-and-taxation.jpg)
This article discusses how AIFs work and how they are taxed for both Resident Indians and NRIs.
Published: 19 May 2024
4 MIN READ
![<p>This article explains the new rules regarding income tax return verification which are now in place for tax returns to be filed 1st April 2024 onwards.</p>](/assets/images/when-should-you-verify-your-income-tax-return-as-per-the-new-rules-effective-from-1st-april-2024.jpg)
This article explains the new rules regarding income tax return verification which are now in place for tax returns to be filed 1st April 2024 onwards.
Published: 16 April 2024
5 MIN READ
![<p>This article advises on the steps a US-based Non-Resident Indian (NRI) should take regarding unreported mutual funds in India under FBAR and PFIC rules.</p>](/assets/images/what-should-an-us-nri-do-to-become-compliant-with-pfic-and-fbar-rules-on-their-indian-investments.jpg)
This article advises on the steps a US-based Non-Resident Indian (NRI) should take regarding unreported mutual funds in India under FBAR and PFIC rules.
Published: 14 April 2024
11 MIN READ
![<p>This article allows you to calculate the best tax regime to choose based on your investments and salary structure.</p>](/assets/images/which-tax-regime-is-better-if-you-want-to-invest-in-ppf-or-elss-or-have-a-home-loan.jpg)
This article allows you to calculate the best tax regime to choose based on your investments and salary structure.
Published: 31 March 2024
8 MIN READ
![<p>This article compiles an exhaustive list of FAQs on the concept of tax saving by creating an HUF.</p>](/assets/images/faq-hindu-undivided-family-huf.jpg)
This article compiles an exhaustive list of FAQs on the concept of tax saving by creating an HUF.
Published: 30 March 2024
16 MIN READ
![<p>This post sifts through 43 options to find the best performing ELSS funds for the 3-year period ending before Apr 2024.</p>](/assets/images/best-elss-mutual-funds-for-apr-2024.jpg)
This post sifts through 43 options to find the best performing ELSS funds for the 3-year period ending before Apr 2024.
Published: 29 March 2024
9 MIN READ
![<p>This article is expected to give investors in India a complete guide on the topic of calculation of taxes on mutual funds.</p>](/assets/images/how-to-calculate-and-save-tax-on-mutual-funds.jpg)
This article is expected to give investors in India a complete guide on the topic of calculation of taxes on mutual funds.
Published: 27 March 2024
11 MIN READ
![<p>This article shows you the right way to apply Section 54F to save tax when you sell shares and mutual funds to buy an under-construction house.</p>](/assets/images/how-to-save-tax-using-section-54f-for-an-under-construction-house.jpg)
This article shows you the right way to apply Section 54F to save tax when you sell shares and mutual funds to buy an under-construction house.
Published: 24 March 2024
7 MIN READ
![<p>This article gives you an overview of the tax-related tasks and calculations needed for resident Indians who hold foreign shares.</p>](/assets/images/why-you-must-declare-your-foreign-shares-and-rsus-during-tax-filing.jpg)
This article gives you an overview of the tax-related tasks and calculations needed for resident Indians who hold foreign shares.
Published: 10 March 2024
3 MIN READ
![<p>This article gives you the list of things you must do in March regarding taxes and improving your portfolio returns.</p>](/assets/images/what-are-the-portfolio-and-tax-related-things-that-you-must-do-in-march-2024.jpg)
This article gives you the list of things you must do in March regarding taxes and improving your portfolio returns.
Published: 6 March 2024
7 MIN READ
![<p>This post sifts through 43 options to find the best performing ELSS funds for the 3-year period ending before March 2024.</p>](/assets/images/best-elss-mutual-funds-for-mar-2024.jpg)
This post sifts through 43 options to find the best performing ELSS funds for the 3-year period ending before March 2024.
Published: 2 March 2024
10 MIN READ
![<p>This article tells you why it is a good idea to buy a home jointly as a couple and it is not only the tax benefits you get.</p>](/assets/images/home-loan-tax-benefits-you-get-when-you-buy-a-property-jointly-with-your-spouse.jpg)
This article tells you why it is a good idea to buy a home jointly as a couple and it is not only the tax benefits you get.
Published: 18 February 2024
8 MIN READ
![<p>This article describes how to use the Arthgyaan goal-based investing tool as a calculator to determine if switching to the New Tax Regime makes sense from 1st April 2024 as per Interim Budget 2024.</p>](/assets/images/budget-2024-best-tax-regime-to-choose-from-1st-april-2024.jpg)
This article describes how to use the Arthgyaan goal-based investing tool as a calculator to determine if switching to the New Tax Regime makes sense from 1st April 2024 as per Interim Budget 2024.
Published: 1 February 2024
7 MIN READ
![<p>This article discusses the mechanics and tax exemption rules applicable to US-based NRIs who wish to gift money to their parents in India.</p>](/assets/images/how-much-money-can-nris-in-the-us-gift-to-their-parents-in-india-in-2024.jpg)
This article discusses the mechanics and tax exemption rules applicable to US-based NRIs who wish to gift money to their parents in India.
Published: 14 January 2024
7 MIN READ
![<p>This post sifts through 39 options to find the best ELSS funds for investing in 2024.</p>](/assets/images/best-elss-mutual-funds-for-2024.jpg)
This post sifts through 39 options to find the best ELSS funds for investing in 2024.
Published: 1 January 2024
8 MIN READ
![<p>This article tells you the common mistakes to avoid while giving your HRA exemption proof to your company.</p>](/assets/images/which-mistakes-in-tax-proof-submission-can-make-you-lose-your-hra-exemption.jpg)
This article tells you the common mistakes to avoid while giving your HRA exemption proof to your company.
Published: 24 December 2023
5 MIN READ
This article considers one risk on TDS payment due to an inoperative seller PAN card where the buyers ends up with an income tax notice to pay the remaining tax.
Published: 20 December 2023
5 MIN READ
![<p>This article gives you a list of common questions and their answers on the concept of tax collected at source when you buy a car.</p>](/assets/images/frequently-asked-questions-on-tax-collected-at-source-when-you-buy-a-car.jpg)
This article gives you a list of common questions and their answers on the concept of tax collected at source when you buy a car.
Published: 26 November 2023
4 MIN READ
![<p>This article lists the historical Cost Inflation Index (CII) values since 1981 which are to be used for capital gains tax calculation for assets purchased before 2001.</p>](/assets/images/cost-inflation-index-cii-since-1981.jpg)
This article lists the historical Cost Inflation Index (CII) values since 1981 which are to be used for capital gains tax calculation for assets purchased before 2001.
Published: 21 November 2023
11 MIN READ
![<p>This article discusses a common tax saving technique of investing in the name of parents to save tax. We also look at the pros and cons.</p>](/assets/images/who-should-invest-in-the-name-of-parents-to-save-tax-who-should-not.jpg)
This article discusses a common tax saving technique of investing in the name of parents to save tax. We also look at the pros and cons.
Published: 15 November 2023
6 MIN READ
![<p>This article explains the concept of income clubbing. It shows how tax saving by investing in the name of family members may not save tax.</p>](/assets/images/are-you-trying-to-save-tax-by-investing-in-the-name-of-your-parents-or-wife.jpg)
This article explains the concept of income clubbing. It shows how tax saving by investing in the name of family members may not save tax.
Published: 12 November 2023
7 MIN READ
![<p>This article tells you who all can receive gifts of cash, shares, property or any other assets from you without paying any gift tax.</p>](/assets/images/gift-tax-exemption-rules-who-can-receive-gifts-that-are-tax-free.jpg)
This article tells you who all can receive gifts of cash, shares, property or any other assets from you without paying any gift tax.
Published: 8 November 2023
6 MIN READ
![<p>This articles discusses some benefits and drawbacks of storing your mutual funds in demat mode with one killer feature that makes transmission possible.</p>](/assets/images/what-is-the-biggest-benefit-of-holding-mutual-fund-units-in-demat-form.jpg)
This articles discusses some benefits and drawbacks of storing your mutual funds in demat mode with one killer feature that makes transmission possible.
Published: 1 November 2023
8 MIN READ
![<p>Expert tips for maximizing your tax refund so that you can do the best thing to do for your portfolio in India.</p>](/assets/images/what-to-do-with-tax-refund-windfall.jpg)
Expert tips for maximizing your tax refund so that you can do the best thing to do for your portfolio in India.
Published: 13 September 2023
6 MIN READ
![<p>This article explains the steps for paying TDS on purchasing property in an easy step-by-step manner.</p>](/assets/images/how-to-pay-tds-for-buying-a-house-step-by-step.jpg)
This article explains the steps for paying TDS on purchasing property in an easy step-by-step manner.
Published: 3 September 2023
4 MIN READ
![<p>This article explains the concept and steps for calculating TDS on purchasing property from builders, on resale or from NRIs, with and without a home loan.</p>](/assets/images/tds-for-buying-a-house-step-by-step.jpg)
This article explains the concept and steps for calculating TDS on purchasing property from builders, on resale or from NRIs, with and without a home loan.
Published: 30 August 2023
6 MIN READ
![<p>This article helps you choose the right type of gold for your long-term investments since all options do not give the best results.</p>](/assets/images/which-type-of-gold-gives-the-best-returns.jpg)
This article helps you choose the right type of gold for your long-term investments since all options do not give the best results.
Published: 16 August 2023
9 MIN READ
![<p>NRIs must file your income tax return on rental income from Indian property the right way. Learn about the tax deductions you can claim and how to file your return without hassles.</p>](/assets/images/nri-tax-filing-rental-income-india.jpg)
NRIs must file your income tax return on rental income from Indian property the right way. Learn about the tax deductions you can claim and how to file your return without hassles.
Published: 13 August 2023
6 MIN READ
![<p>This article shows you what do do if you receive this cryptic SMS from the income tax department.</p>](/assets/images/transactions-reported-by-you-in-form-60-61-sms-from-the-income-tax-department.jpg)
This article shows you what do do if you receive this cryptic SMS from the income tax department.
Published: 10 August 2023
7 MIN READ
![<p>This article covers the mechanics for NRIs to regularly send or make one-time large gifts of money to parents in India.</p>](/assets/images/how-much-money-can-nris-gift-to-parents-in-india.jpg)
This article covers the mechanics for NRIs to regularly send or make one-time large gifts of money to parents in India.
Published: 30 July 2023
6 MIN READ
![<p>This article compiles an exhaustive list of FAQs on the concept of tax saving while purchasing a house under Section 54F.</p>](/assets/images/faq-section-54f.jpg)
This article compiles an exhaustive list of FAQs on the concept of tax saving while purchasing a house under Section 54F.
Published: 26 July 2023
14 MIN READ
![<p>This article shows you how to know the status of your income tax refund from Income Tax India website.</p>](/assets/images/how-to-check-your-income-tax-refund-status.jpg)
This article shows you how to know the status of your income tax refund from Income Tax India website.
Published: 23 July 2023
4 MIN READ
![<p>This article shows the solution in case NRIs suddenly find their PAN number has become inoperative after 30th June 2023.</p>](/assets/images/what-should-nris-do-if-your-pan-has-become-inoperative.jpg)
This article shows the solution in case NRIs suddenly find their PAN number has become inoperative after 30th June 2023.
Published: 21 July 2023
5 MIN READ
![<p>The article shows you the right way to allow your CA or other intermediary to file your income tax return instead of sharing username and password.</p>](/assets/images/do-not-share-login-and-password-of-income-tax-portal-with-your-ca-this-is-what-you-should-do-instead.jpg)
The article shows you the right way to allow your CA or other intermediary to file your income tax return instead of sharing username and password.
Published: 12 July 2023
6 MIN READ
![<p>This article provides the latest updates to the Liberalised Remittance Scheme (LRS) and Tax Collected at Source (TCS) rules as applicable from 1st Oct 2023.</p>](/assets/images/updated-liberalised-remittance-scheme-and-tax-collected-at-source-rules-28-jun-2023.jpg)
This article provides the latest updates to the Liberalised Remittance Scheme (LRS) and Tax Collected at Source (TCS) rules as applicable from 1st Oct 2023.
Published: 29 June 2023
4 MIN READ
![<p>This article explains the concept of tax deferment and how it helps you convert income into capital gains that improve returns.</p>](/assets/images/understanding-tax-deferment-how-this-concept-improves-your-investment-returns.jpg)
This article explains the concept of tax deferment and how it helps you convert income into capital gains that improve returns.
Published: 24 May 2023
5 MIN READ
![<p>This article shows the impact of the new 20% TCS rule on all investments under the Liberalised Remittance Scheme from 1st July 2023 onwards.</p>](/assets/images/what-is-the-impact-of-20-tcs-rule-on-all-lrs-investments-from-1st-july-2023.jpg)
This article shows the impact of the new 20% TCS rule on all investments under the Liberalised Remittance Scheme from 1st July 2023 onwards.
Published: 19 April 2023
6 MIN READ
![<p>This article shows the latest Cost Inflation Index (CII) value for FY 2023-24. A table of historical values is also available.</p>](/assets/images/what-is-the-latest-cost-inflation-index-cii-value-in-2023.jpg)
This article shows the latest Cost Inflation Index (CII) value for FY 2023-24. A table of historical values is also available.
Published: 13 April 2023
5 MIN READ
![<p>This article describes how to use the Arthgyaan goal-based investing tool as a calculator to determine if switching to the New Tax Regime makes sense.</p>](/assets/images/should-you-choose-new-tax-regime-from-1st-april-2023.jpg)
This article describes how to use the Arthgyaan goal-based investing tool as a calculator to determine if switching to the New Tax Regime makes sense.
Published: 1 April 2023
6 MIN READ
![<p>This article describes a tweak that investors can implement to plan taxes more efficiently, given that non-equity funds will be taxed at slab rates after 1st April 2023.</p>](/assets/images/how-to-invest-in-mutual-funds-which-are-taxed-at-slab-rates-from-1st-april-2023.jpg)
This article describes a tweak that investors can implement to plan taxes more efficiently, given that non-equity funds will be taxed at slab rates after 1st April 2023.
Published: 29 March 2023
5 MIN READ
![<p>This article shows the way forward for investors in debt, gold, hybrid and international funds which have lost indexation benefits on units purchased after 1st April 2023.</p>](/assets/images/what-should-investors-do-now-that-debt-international-gold-funds-are-taxable-at-slab-rate.jpg)
This article shows the way forward for investors in debt, gold, hybrid and international funds which have lost indexation benefits on units purchased after 1st April 2023.
Published: 26 March 2023
12 MIN READ
![<p>This article discusses the mechanics and tax exemption rules applicable to US-based NRIs who wish to gift money to their parents in India.</p>](/assets/images/how-can-nris-in-the-us-gift-money-to-their-parents-in-india-in-2023.jpg)
This article discusses the mechanics and tax exemption rules applicable to US-based NRIs who wish to gift money to their parents in India.
Published: 4 January 2023
5 MIN READ
![<p>This post sifts through 38 options to find the best ELSS funds for investing in 2023.</p>](/assets/images/best-elss-mutual-funds-for-2023.jpg)
This post sifts through 38 options to find the best ELSS funds for investing in 2023.
Published: 1 January 2023
8 MIN READ
![<p>This article discusses a new category of ELSS funds relaunched in India that are run as index funds. Should investors invest in ELSS index funds for tax-saving purposes?</p>](/assets/images/should-you-invest-in-elss-index-funds.jpg)
This article discusses a new category of ELSS funds relaunched in India that are run as index funds. Should investors invest in ELSS index funds for tax-saving purposes?
Published: 28 December 2022
8 MIN READ
![<p>This article shows you how the concept of indexation lowers the capital gains tax you pay when you sell debt mutual funds.</p>](/assets/images/how-indexation-leads-to-lower-tax-for-debt-mutual-funds.jpg)
This article shows you how the concept of indexation lowers the capital gains tax you pay when you sell debt mutual funds.
Published: 23 November 2022
12 MIN READ
![<p>This article settles the question of which type of capital gain calculation is better - debt-type funds taxed at 20% with indexation vs equity-type at 10%.</p>](/assets/images/which-has-lower-tax-twenty-percent-with-indexation-vs-ten-percent.jpg)
This article settles the question of which type of capital gain calculation is better - debt-type funds taxed at 20% with indexation vs equity-type at 10%.
Published: 21 September 2022
8 MIN READ
![<p>This article shows you if it is better to take advantage of Section 80CCD to save up to 15,000 tax by investing in NPS Tier 1.</p>](/assets/images/should-you-try-to-save-tax-using-nps.jpg)
This article shows you if it is better to take advantage of Section 80CCD to save up to 15,000 tax by investing in NPS Tier 1.
Published: 11 September 2022
8 MIN READ
![<p>This article discusses the Section 54EC exemption available for property sale: conditions applicable and worked-out examples.</p>](/assets/images/sec-54ec-helps-save-tax-when-you-sell-property.png)
This article discusses the Section 54EC exemption available for property sale: conditions applicable and worked-out examples.
Published: 14 August 2022
6 MIN READ
![<p>This article explains the concept of equity LTCG grandfathering in detail with multiple case studies and examples.</p>](/assets/images/pay-lower-capital-gains-taxes-for-equity-how-grandfathering-works.jpg)
This article explains the concept of equity LTCG grandfathering in detail with multiple case studies and examples.
Published: 27 July 2022
10 MIN READ
![<p>This article shows how to save capital gains taxes under income tax Section 54F when you sell other assets to raise money to buy your first or second house.</p>](/assets/images/sec-54f-save-capital-gains-tax-while-buying-a-house.jpg)
This article shows how to save capital gains taxes under income tax Section 54F when you sell other assets to raise money to buy your first or second house.
Published: 10 July 2022
12 MIN READ
![<p>This article lists the latest as well as historical Cost Inflation Index (CII) values and shows you how to use CII for calculating capital gains tax.</p>](/assets/images/latest-cost-inflation-index-cii.jpg)
This article lists the latest as well as historical Cost Inflation Index (CII) values and shows you how to use CII for calculating capital gains tax.
Published: 29 June 2022
8 MIN READ
![<p>A common dilemma of investors is whether they should invest in the name of their children for goals like college education.</p>](/assets/images/invest-in-childrens-name.jpg)
A common dilemma of investors is whether they should invest in the name of their children for goals like college education.
Published: 20 April 2022
11 MIN READ
![<p>This article shows what steps investors should take in April at the beginning of the financial year.</p>](/assets/images/investing-and-taxes-in-April.jpg)
This article shows what steps investors should take in April at the beginning of the financial year.
Published: 1 April 2022
13 MIN READ
![<p>At the end of the financial year, you need to complete some essential tasks and opportunities related to personal finance. Here’s a small list.</p>](/assets/images/personal-finance-tasks-in-march.jpg)
At the end of the financial year, you need to complete some essential tasks and opportunities related to personal finance. Here’s a small list.
Published: 13 March 2022
5 MIN READ
![<p>This article shows you the steps to follow to once you become an NRI regarding your accounts in India.</p>](/assets/images/minified/checklist-shifting-abroad.jpg)
This article shows you the steps to follow to once you become an NRI regarding your accounts in India.
Published: 2 February 2022
20 MIN READ
![<p>This article talks about understanding capital gains tax calculations and computing offsets vs other income.</p>](/assets/images/minified/pexels-nataliya-vaitkevich-6863183.jpg)
This article talks about understanding capital gains tax calculations and computing offsets vs other income.
Published: 28 January 2022
17 MIN READ
![<p>This post targets explicitly new investors who are getting started with investing. We cover the most common, i.e. 80C, 80D, HRA, home loan and educational loan interest deductions.</p>](/assets/images/minified/pexels-karolina-grabowska-4386369.jpg)
This post targets explicitly new investors who are getting started with investing. We cover the most common, i.e. 80C, 80D, HRA, home loan and educational loan interest deductions.
Published: 18 January 2022
13 MIN READ
![<p>This article talks about one of the most basic ways of saving tax and how to plan the deductions smartly.</p>](/assets/images/minified/pexels-nataliya-vaitkevich-6863286.jpg)
This article talks about one of the most basic ways of saving tax and how to plan the deductions smartly.
Published: 5 January 2022
13 MIN READ
![<p>This post sifts through 38 options to find the best ELSS funds for investing in 2022.</p>](/assets/images/minified/doors-gc4f8241d6_1920.jpg)
This post sifts through 38 options to find the best ELSS funds for investing in 2022.
Published: 1 January 2022
7 MIN READ
![<p>This post discusses the concept of tax calculations and tax harvesting in a simple manner.</p>](/assets/images/minified/pexels-nataliya-vaitkevich-6863514.jpg)
This post discusses the concept of tax calculations and tax harvesting in a simple manner.
Published: 1 September 2021
15 MIN READ
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