Arthgyaan

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Portfolio Construction (34 articles)

<p>This article shows you a simple set of rules for planning any financial goal: from a month to decades away via three buckets of assets.</p>
Portfolio Construction Portfolio Review
How to use the bucket theory to plan for your goals?

This article shows you a simple set of rules for planning any financial goal: from a month to decades away via three buckets of assets.

Published: 14 September 2022

7 MIN READ


<p>This article talks about the impact of inflation on your goals and shows which assets have beaten inflation over time in India.</p>
Portfolio Construction
Inflation: the impact on your goals and how to choose assets that beat it

This article talks about the impact of inflation on your goals and shows which assets have beaten inflation over time in India.

Published: 1 September 2022

8 MIN READ


<p>This article demystifies some common jargons of investing in mutual funds by explaining SIP, SWP and STP along with examples of which one to use and when.</p>
Portfolio Construction Portfolio Review
SIP, SWP and STP - what do they mean, which one should you choose and when?

This article demystifies some common jargons of investing in mutual funds by explaining SIP, SWP and STP along with examples of which one to use and when.

Published: 28 August 2022

6 MIN READ


<p>This article shows the steps to set up an investment portfolio for retirees with the help of their children.</p>
Retirement Portfolio Construction
How can children help their retired parents to set up their finances?

This article shows the steps to set up an investment portfolio for retirees with the help of their children.

Published: 17 August 2022

13 MIN READ


<p>This article shows how a young just-married couple can invest for future goals using the Arthgyaan goal-based investing tool.</p>
Case Study Portfolio Construction
Case study: how this double income recently married family can perform DIY goal-based investment planning

This article shows how a young just-married couple can invest for future goals using the Arthgyaan goal-based investing tool.

Published: 7 August 2022

16 MIN READ


<p>This article shows a simple retirement and review plan that anyone can follow in a step-by-step manner.</p>
Retirement Portfolio Construction Step by step
Low stress retirement planning calculations: worked out example

This article shows a simple retirement and review plan that anyone can follow in a step-by-step manner.

Published: 3 August 2022

9 MIN READ


<p>This article explains how the RBI repo rate drives the values of all your loans and investments and shows what investors should do to best take advantage of the situation.</p>
Portfolio Construction
Repo rates are rising - what should investors do?

This article explains how the RBI repo rate drives the values of all your loans and investments and shows what investors should do to best take advantage of the situation.

Published: 6 July 2022

10 MIN READ


<p>A common advice given by many people is to stop investing when stocks markets are down. This article explores if this advice makes sense.</p>
Portfolio Construction Behaviour
Don't stop investing when the markets are down

A common advice given by many people is to stop investing when stocks markets are down. This article explores if this advice makes sense.

Published: 29 May 2022

5 MIN READ


<p>A guide to both new and seasoned investors for choosing suitable investments for their portfolio in the same way selectors choose a World Cup winning team.</p>
Asset Allocation Portfolio Construction
What does the 1983 World Cup win teach us about investing?

A guide to both new and seasoned investors for choosing suitable investments for their portfolio in the same way selectors choose a World Cup winning team.

Published: 27 March 2022

8 MIN READ


<p>Risk and return go hand in hand, and a portfolio requires a balanced representation from various sources of risk to generate returns.</p>
Portfolio Construction Asset Allocation
Portfolio construction basics: sources of risk

Risk and return go hand in hand, and a portfolio requires a balanced representation from various sources of risk to generate returns.

Published: 20 March 2022

6 MIN READ


<p>60% of the NPS corpus needs to be invested at maturity with other retirement funds as a lump sum. This post shows how.</p>
NPS Retirement Portfolio Construction
How to invest your NPS corpus to get most returns in retirement?

60% of the NPS corpus needs to be invested at maturity with other retirement funds as a lump sum. This post shows how.

Published: 6 March 2022

9 MIN READ


<p>The standard advice given to investors is to match their goal duration with the portfolio duration in the case of the debt component. But, is that the right thing to do?</p>
Portfolio Construction Choosing Investments
Should you match debt portfolio duration with goal duration?

The standard advice given to investors is to match their goal duration with the portfolio duration in the case of the debt component. But, is that the right thing to do?

Published: 13 February 2022

15 MIN READ


<p>Do not chase returns. Invest more instead. To do that, focus on increasing your income by focusing on human capital.</p>
Portfolio Construction
Your human capital, not investment returns, is your biggest wealth creator

Do not chase returns. Invest more instead. To do that, focus on increasing your income by focusing on human capital.

Published: 6 February 2022

10 MIN READ


<p>This article discusses a no-shortcuts, step-by-step guide for investors who want to create wealth.</p>
Set Goals Portfolio Construction
Do you want to create wealth? This is how you should proceed step by step

This article discusses a no-shortcuts, step-by-step guide for investors who want to create wealth.

Published: 22 January 2022

13 MIN READ


<p>This article shows how the power of compounding works to create phenomenal wealth.</p>
Portfolio Construction
How compounding works: the journey to a 10 crore portfolio

This article shows how the power of compounding works to create phenomenal wealth.

Published: 11 January 2022

6 MIN READ


<p>This article analyses if a permanent portfolio (equal proportion of stocks, bonds, gold and cash) works for Indian investors.</p>
Portfolio Construction Gold
Should Indian investors invest in the permanent portfolio?

This article analyses if a permanent portfolio (equal proportion of stocks, bonds, gold and cash) works for Indian investors.

Published: 9 January 2022

11 MIN READ


<p>If you can increase the amount of monthly investments, where should you invest next?</p>
Portfolio Construction
Where to invest additional money every month?

If you can increase the amount of monthly investments, where should you invest next?

Published: 13 December 2021

6 MIN READ


<p>Understanding the risk of every asset class in our portfolio is essential. This article talks about the risk in index funds.</p>
Portfolio Construction Risk
Are index funds less risky than active funds?

Understanding the risk of every asset class in our portfolio is essential. This article talks about the risk in index funds.

Published: 10 December 2021

5 MIN READ


<p>Many investors have a need where they want the safety of assured returns and wish to beat inflation simultaneously. Can debt funds do that?</p>
Portfolio Construction
Can debt funds beat inflation?

Many investors have a need where they want the safety of assured returns and wish to beat inflation simultaneously. Can debt funds do that?

Published: 9 December 2021

10 MIN READ


<p>Equity markets do not guarantee any returns, but we can estimate how much return we will get from SIP or lumpsum investing.</p>
Portfolio Construction
What returns should we expect from equity investing?

Equity markets do not guarantee any returns, but we can estimate how much return we will get from SIP or lumpsum investing.

Published: 22 November 2021

5 MIN READ


<p>This post describes RBI’s new Retail Direct Scheme and how you can use it to build a guaranteed income stream.</p>
Portfolio Construction Review
How to use the RBI Retail Direct Scheme to get guaranteed income?

This post describes RBI’s new Retail Direct Scheme and how you can use it to build a guaranteed income stream.

Published: 16 November 2021

18 MIN READ


<p>This post shows investors in which situations they should invest in FD vs other products like mutual funds.</p>
Portfolio Construction Choosing Investments
Mutual Fund vs Fixed Deposit - where should you invest?

This post shows investors in which situations they should invest in FD vs other products like mutual funds.

Published: 28 October 2021

11 MIN READ


<p>This post will answer the frequently asked question for many investors regarding the proportion of equity they need to hold as per age.</p>
Asset Allocation Portfolio Construction
Asset allocation by age: How much equity should you have at various ages?

This post will answer the frequently asked question for many investors regarding the proportion of equity they need to hold as per age.

Published: 19 October 2021

9 MIN READ


<p>This post shows how to simplify portfolio construction and management via a unified portfolio along with its associated risks.</p>
Portfolio Construction Asset Allocation
Goal-based investing: should you use a unified portfolio?

This post shows how to simplify portfolio construction and management via a unified portfolio along with its associated risks.

Published: 11 October 2021

10 MIN READ


<p>This post shows how goal-based investing can help you afford your dream home down-payment and EMI.</p>
Portfolio Construction Loans House Purchase
Goal-based investing: how to purchase your dream home

This post shows how goal-based investing can help you afford your dream home down-payment and EMI.

Published: 5 October 2021

9 MIN READ


<p>This post is targeted towards investors facing too many choices in funds, stocks, and insurance policies, making it difficult to get started.</p>
Set Goals Portfolio Construction
How Goal-based investing helps you to cut through the clutter and lets you get started with investing

This post is targeted towards investors facing too many choices in funds, stocks, and insurance policies, making it difficult to get started.

Published: 14 September 2021

7 MIN READ


<p>This post shows a way to estimate the final corpus for a SIP</p>
Portfolio Construction Calculator
I have started a 15k SIP. How much money will I have in 15 years?

This post shows a way to estimate the final corpus for a SIP

Published: 2 September 2021

6 MIN READ


<p>This post deals with a problem that many investors face: how to invest some “spare” money</p>
Set Goals Portfolio Construction
I have ₹5 lakhs in the bank. What do I do now to get the best returns?

This post deals with a problem that many investors face: how to invest some “spare” money

Published: 31 August 2021

6 MIN READ


<p>The answer is just enough as per your portfolio goals: here’s how to calculate it</p>
Portfolio Construction
How much cash should I hold in my portfolio?

The answer is just enough as per your portfolio goals: here’s how to calculate it

Published: 17 July 2021

4 MIN READ


<p>The Investment Policy Statement is an important starting point of goal-based investing: here’s why</p>
Portfolio Construction
What is an Investment Policy Statement and why it is needed?

The Investment Policy Statement is an important starting point of goal-based investing: here’s why

Published: 30 June 2021

5 MIN READ


<p>Investing in a mixed portfolio of equity and debt mutual funds cannot beat inflation in most cases</p>
Portfolio Construction
You cannot beat inflation even with equity mutual funds: here's why

Investing in a mixed portfolio of equity and debt mutual funds cannot beat inflation in most cases

Published: 29 June 2021

4 MIN READ


<p>Diversification is spreading risk across various investments so that all of them don’t perform equally bad (or good) at the same time</p>
Portfolio Construction
What is diversification: how and why should you do it?

Diversification is spreading risk across various investments so that all of them don’t perform equally bad (or good) at the same time

Published: 28 June 2021

3 MIN READ


<p>Investors are often in a dilemma as to the best way of structuring their portfolio for different goals.</p>
Portfolio Construction
Should the same funds and folios be chosen for different goals?

Investors are often in a dilemma as to the best way of structuring their portfolio for different goals.

Published: 14 June 2021

3 MIN READ


<p>Lumpsum investments are easy to do if you know what you feel about it, not how markets move.</p>
Portfolio Construction
SIP vs. lump sum: what should I choose?

Lumpsum investments are easy to do if you know what you feel about it, not how markets move.

Published: 25 April 2021

4 MIN READ



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More topics you will like

Asset Allocation (17) Basics (7) Behaviour (10) Budgeting (9) Calculator (11) Case Study (3) Children (7) Choosing Investments (24) FAQ (2) FIRE (9) Gold (6) Health Insurance (4) House Purchase (13) Insurance (11) International Investing (8) Life Stages (2) Loans (10) NPS (5) NRI (4) News (5) Portfolio Construction (34) Portfolio Review (20) Retirement (26) Review (7) Risk (6) Safe Withdrawal Rate (3) Set Goals (25) Step by step (6) Tax (15)