Retirement (38 articles)
![<p>This article discusses an alternative retirement portfolio construction method for generational wealth transfer.</p>](/assets/images/retirement-planning-that-allows-generational-wealth-transfer.jpg)
This article discusses an alternative retirement portfolio construction method for generational wealth transfer.
Published: 6 December 2023
6 MIN READ
![<p>Many investors are late to start retirement planning. This article shows what they should do to catch up.</p>](/assets/images/late-to-plan-retirement-how-much-does-this-48-year-old-investor-need-to-invest-to-retire.jpg)
Many investors are late to start retirement planning. This article shows what they should do to catch up.
Published: 1 October 2023
12 MIN READ
![<p>A quick retirement calculation for a reader query who has a good amount of corpus already saved for retirement.</p>](/assets/images/how-much-money-does-this-39-year-old-investor-need-to-invest-per-month-to-retire-at-58.jpg)
A quick retirement calculation for a reader query who has a good amount of corpus already saved for retirement.
Published: 27 September 2023
11 MIN READ
![<p>This article gives you a glimpse of how the power of compounding creates a multi-crore portfolio in retirement.</p>](/assets/images/how-big-will-your-portfolio-grow-in-retirement.jpg)
This article gives you a glimpse of how the power of compounding creates a multi-crore portfolio in retirement.
Published: 28 May 2023
3 MIN READ
![<p>This article shows how to combine dividends from an equity portfolio with pension plans to get guaranteed income for life.</p>](/assets/images/how-to-get-guaranteed-income-in-retirement-by-combining-dividends-and-pension.jpg)
This article shows how to combine dividends from an equity portfolio with pension plans to get guaranteed income for life.
Published: 14 May 2023
8 MIN READ
![<p>This article explains how retirees should allocate their investments between equity, debt and cash buckets for their post-retirement portfolio.</p>](/assets/images/bucket-wise-asset-allocation-in-retirement.jpg)
This article explains how retirees should allocate their investments between equity, debt and cash buckets for their post-retirement portfolio.
Published: 8 March 2023
4 MIN READ
![<p>This article explains how to create a target date fund to simplify retirement planning in India.</p>](/assets/images/how-to-invest-in-a-target-date-fund-for-retirement-in-india.jpg)
This article explains how to create a target date fund to simplify retirement planning in India.
Published: 1 March 2023
13 MIN READ
![<p>This article introduces the concept of the target date fund and explains why they are a good option for retirement planning.</p>](/assets/images/what-are-target-date-funds-and-why-we-need-them-in-india-for-retirement.jpg)
This article introduces the concept of the target date fund and explains why they are a good option for retirement planning.
Published: 26 February 2023
7 MIN READ
![<p>This article shows you the total expected returns for your retirement portfolio from the day you start investing for retirement to the day you stop drawing down from it.</p>](/assets/images/how-much-returns-should-you-expect-from-your-retirement-portfolio.jpg)
This article shows you the total expected returns for your retirement portfolio from the day you start investing for retirement to the day you stop drawing down from it.
Published: 11 December 2022
10 MIN READ
![<p>This article discusses a quick thumb rule for retirement corpus estimation that you can do today.</p>](/assets/images/thumbrule-for-how-much-money-is-needed-in-retirement.jpg)
This article discusses a quick thumb rule for retirement corpus estimation that you can do today.
Published: 12 October 2022
6 MIN READ
![<p>This article shows how much you can withdraw from an equity mutual fund if you have a pension plan as well in retirement.</p>](/assets/images/pension-with-swp-from-equity-mutual-fund-in-retirement.jpg)
This article shows how much you can withdraw from an equity mutual fund if you have a pension plan as well in retirement.
Published: 9 October 2022
12 MIN READ
![<p>We examine the results of running a long-term SWP in index funds for retirement.</p>](/assets/images/swp-from-index-fund-for-retirement.jpg)
We examine the results of running a long-term SWP in index funds for retirement.
Published: 28 September 2022
8 MIN READ
![<p>We discuss if it is a good idea for conservative NRI investors to create a retirement portfolio in India only with safe and risk-free investment options.</p>](/assets/images/nri-retiring-in-india-with-fixed-deposit.jpg)
We discuss if it is a good idea for conservative NRI investors to create a retirement portfolio in India only with safe and risk-free investment options.
Published: 25 September 2022
10 MIN READ
![<p>This article shows that if you decide to retire today, how long will the corpus last realistically based on real rates of return.</p>](/assets/images/how-long-will-your-money-last-if-you-retire-today.jpg)
This article shows that if you decide to retire today, how long will the corpus last realistically based on real rates of return.
Published: 18 September 2022
10 MIN READ
![<p>This article shows the maximum withdrawal in SWP form that you can take out from a retirement portfolio to make it last 30 years.</p>](/assets/images/swp-in-retirement.jpg)
This article shows the maximum withdrawal in SWP form that you can take out from a retirement portfolio to make it last 30 years.
Published: 4 September 2022
9 MIN READ
![<p>This article shows the steps to set up an investment portfolio for retirees with the help of their children.</p>](/assets/images/setup-regular-income-for-retired-parents.jpg)
This article shows the steps to set up an investment portfolio for retirees with the help of their children.
Published: 17 August 2022
14 MIN READ
![<p>This article shows a simple retirement and review plan that anyone can follow in a step-by-step manner.</p>](/assets/images/low-stress-retirement-planning-example.jpg)
This article shows a simple retirement and review plan that anyone can follow in a step-by-step manner.
Published: 3 August 2022
11 MIN READ
![<p>This article talks about if investors should go with NPS for retirement planning or look at other options which give them more control.</p>](/assets/images/is-nps-right-option-for-retirement.jpg)
This article talks about if investors should go with NPS for retirement planning or look at other options which give them more control.
Published: 20 July 2022
9 MIN READ
![<p>This article provides guidance on choosing the right combination of equity and debt along with an allocation plan for NPS subscribers.</p>](/assets/images/asset-allocation-for-nps.jpg)
This article provides guidance on choosing the right combination of equity and debt along with an allocation plan for NPS subscribers.
Published: 22 June 2022
7 MIN READ
![<p>The article investigates if you can retire in India with only 25x your expenses saved as retirement corpus.</p>](/assets/images/does-the-4-percent-rule-work-in-india.jpg)
The article investigates if you can retire in India with only 25x your expenses saved as retirement corpus.
Published: 19 June 2022
9 MIN READ
![<p>This article shows you an easy step-by-step way to start retirement planning.</p>](/assets/images/easy-retirement-planning-step-by-step.jpg)
This article shows you an easy step-by-step way to start retirement planning.
Published: 13 April 2022
9 MIN READ
![<p>This article shows you an easy way to calculate the equity allocation for your retirement corpus.</p>](/assets/images/equity-allocation-for-retirement-portfolio.jpg)
This article shows you an easy way to calculate the equity allocation for your retirement corpus.
Published: 10 April 2022
11 MIN READ
![<p>60% of the NPS corpus needs to be invested at maturity with other retirement funds as a lump sum. This post shows how.</p>](/assets/images/invest-withdrawn-nps-corpus.jpg)
60% of the NPS corpus needs to be invested at maturity with other retirement funds as a lump sum. This post shows how.
Published: 6 March 2022
10 MIN READ
![<p>What should you do if there is a fall in your NPS corpus just before retirement at 60? This post details the problems and shows how to remediate the risk.</p>](/assets/images/unknown-risk-in-NPS.jpg)
What should you do if there is a fall in your NPS corpus just before retirement at 60? This post details the problems and shows how to remediate the risk.
Published: 24 February 2022
14 MIN READ
![<p>This post uses goal-based investing principles to keep investors on track for their retirement goals.</p>](/assets/images/agewisecorpus.png)
This post uses goal-based investing principles to keep investors on track for their retirement goals.
Published: 13 September 2021
5 MIN READ
![<p>This post answers a common question asked by investors regarding investing for retirement.</p>](/assets/images/minified/calculator-385506_1920.jpg)
This post answers a common question asked by investors regarding investing for retirement.
Published: 10 September 2021
29 MIN READ
![<p>This post deals with a situation where a middle aged salaried employee is forced to retire due to changing workplace situations.</p>](/assets/images/minified/pexels-daniel-reche-3601097.jpg)
This post deals with a situation where a middle aged salaried employee is forced to retire due to changing workplace situations.
Published: 6 September 2021
6 MIN READ
![<p>This post shows a worked-out example for someone starting their career to plan for FIRE.</p>](/assets/images/minified/pexels-victor-freitas-847484.jpg)
This post shows a worked-out example for someone starting their career to plan for FIRE.
Published: 24 August 2021
7 MIN READ
![<p>This post shows an easy way to estimate your expenses in retirement/FIRE as the first step in knowing how much you need to target as a retirement corpus.</p>](/assets/images/minified/kelly-sikkema-3-Tc_5LROrM-unsplash.jpg)
This post shows an easy way to estimate your expenses in retirement/FIRE as the first step in knowing how much you need to target as a retirement corpus.
Published: 23 August 2021
8 MIN READ
![<p>This post explores the pros and cons of keeping money only in fixed income throughout retirement</p>](/assets/images/minified/janilson-furtado-AhAGyHoYqB0-unsplash.jpg)
This post explores the pros and cons of keeping money only in fixed income throughout retirement
Published: 18 August 2021
7 MIN READ
![<p>This post stress-tests the corpus accumulated to support your desired post-retirement expenses</p>](/assets/images/minified/pexels-rodnae-productions-7581014_min.jpg)
This post stress-tests the corpus accumulated to support your desired post-retirement expenses
Published: 6 August 2021
4 MIN READ
![<p>This post estimates the retirement corpus to reach a target spending figure and how to save for it</p>](/assets/images/minified/pexels-rodnae-productions-7581014_min.jpg)
This post estimates the retirement corpus to reach a target spending figure and how to save for it
Published: 5 August 2021
6 MIN READ
![<p>This post describes suitable debt instruments for both pre and post-retirement investing: Provident fund, PPF, Sukanya Samriddhi, FD/RD, NCD, pension plans, RBI bonds, post office and SCSS.</p>](/assets/images/minified/pexels-olia-danilevich-4974915.jpg)
This post describes suitable debt instruments for both pre and post-retirement investing: Provident fund, PPF, Sukanya Samriddhi, FD/RD, NCD, pension plans, RBI bonds, post office and SCSS.
Published: 29 July 2021
11 MIN READ
![<p>This post shows how to reach a goal without saving throughout the time horizon of the goal</p>](/assets/images/minified/alex-radelich-2gYsZUmockw-unsplash.jpg)
This post shows how to reach a goal without saving throughout the time horizon of the goal
Published: 27 July 2021
6 MIN READ
![<p>This is the impact of adding a pension plan to your retirement plan.</p>](/assets/images/pexels-andrea-piacquadio-3823487.jpg)
This is the impact of adding a pension plan to your retirement plan.
Published: 1 July 2021
5 MIN READ
![<p>How to get inflation-indexed income in retirement using dividends.</p>](/assets/images/pexels-karolina-grabowska-4475523.jpg)
How to get inflation-indexed income in retirement using dividends.
Published: 23 June 2021
9 MIN READ
![<p>This post shows how to use the bucket theory of asset allocation to create your FIRE portfolio.</p>](/assets/images/pexels-victor-freitas-847484.jpg)
This post shows how to use the bucket theory of asset allocation to create your FIRE portfolio.
Published: 22 June 2021
4 MIN READ
![<p>Use the bucket theory of asset allocation to create a simple and stress-free retirement portfolio.</p>](/assets/images/pexels-andrea-piacquadio-3823493.jpg)
Use the bucket theory of asset allocation to create a simple and stress-free retirement portfolio.
Published: 21 June 2021
7 MIN READ
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