Arthgyaan

Supporting everyone's personal finance journey

Insurance (15 articles)

<p>This article explains why Term insurance with return of premium (TROP) is more expensive and wastes money that you should invest instead.</p>
Insurance
Term Insurance with Return of Premium: a Complete Waste of Money

This article explains why Term insurance with return of premium (TROP) is more expensive and wastes money that you should invest instead.

Published: 23 August 2023

13 MIN READ

<p>This article explains why it is a waste of money to buy a term insurance policy beyond the usual retirement age of 60.</p>
Insurance
Why shouldn't you buy term insurance up to age 80? Or 100?

This article explains why it is a waste of money to buy a term insurance policy beyond the usual retirement age of 60.

Published: 25 January 2023

8 MIN READ

<p>LIC has relaunched its popular online-only term insurance plan as “New Tech Term” in Nov-2022. If you are looking for a new term insurance policy should you consider this?</p>
Insurance Review
A review of the LIC Tech Term plan in 2023

LIC has relaunched its popular online-only term insurance plan as “New Tech Term” in Nov-2022. If you are looking for a new term insurance policy should you consider this?

Published: 11 January 2023

5 MIN READ

<p>This article gives you an easy-to-use calculator to know your term insurance coverage amount.</p>
Calculator Insurance
How to calculate term insurance coverage amount?

This article gives you an easy-to-use calculator to know your term insurance coverage amount.

Published: 13 November 2022

10 MIN READ

<p>This article talks about deductible-based health insurance plans like top-up and super-top-up and shows which one you should buy and why.</p>
Health Insurance Insurance
What are top-up and super-top-up health insurance policies? Do you need either?

This article talks about deductible-based health insurance plans like top-up and super-top-up and shows which one you should buy and why.

Published: 24 August 2022

9 MIN READ

<p>This article shows the steps to correctly file a health insurance claim so that it gets processed quickly and you get back as much as possible.</p>
Health Insurance Insurance Step by step
How to make a health insurance claim that ensures you get back the claimed amount?

This article shows the steps to correctly file a health insurance claim so that it gets processed quickly and you get back as much as possible.

Published: 21 August 2022

6 MIN READ

<p>This article discusses some common mistakes people should avoid while buying term insurance.</p>
Insurance
Do not make these common mistakes while buying a term insurance policy

This article discusses some common mistakes people should avoid while buying term insurance.

Published: 10 August 2022

9 MIN READ

<p>This article explains the pros and cons of a Personal Accident Insurance policy and makes a case for getting one to safeguard your financial goals.</p>
Insurance Basics
What is a Personal Accident Insurance policy: who needs it and why?

This article explains the pros and cons of a Personal Accident Insurance policy and makes a case for getting one to safeguard your financial goals.

Published: 31 July 2022

8 MIN READ

<p>This article explains why health insurance is important, how to choose one that suits your needs, the tax benefits and where to buy it from.</p>
Basics Insurance Health Insurance
Health insurance: what, why, how much to get and from where?

This article explains why health insurance is important, how to choose one that suits your needs, the tax benefits and where to buy it from.

Published: 13 July 2022

15 MIN READ

<p>This article shows you a better alternative to paying premiums every month or quarter as well as manage when premiums increase over time.</p>
Insurance Budgeting Health Insurance
A health insurance premium fund: who needs it and why

This article shows you a better alternative to paying premiums every month or quarter as well as manage when premiums increase over time.

Published: 1 June 2022

7 MIN READ

<p>This post chronicles my recent experience of applying for a LIC Tech Term life policy and why it will change your belief that LIC plans are more expensive than private insurers.</p>
Insurance Step by step Review
My experience with the LIC Tech Term life insurance policy

This post chronicles my recent experience of applying for a LIC Tech Term life policy and why it will change your belief that LIC plans are more expensive than private insurers.

Published: 1 May 2022

10 MIN READ

<p>This post discusses how various agents pitch financial products to investors and how many of these products may not suit the investors’ goals.</p>
Choosing Investments Insurance
The agency problem in personal finance. What should you do?

This post discusses how various agents pitch financial products to investors and how many of these products may not suit the investors’ goals.

Published: 27 April 2022

9 MIN READ

<p>Term insurance coverage needs to be reviewed as per life stages. This post shows how to do that.</p>
Basics Insurance
How your term insurance coverage changes with time

Term insurance coverage needs to be reviewed as per life stages. This post shows how to do that.

Published: 23 March 2022

11 MIN READ

<p>This article focuses on clarifications sourced from reader queries on who needs term insurance, who doesn’t and how to calculate if you do.</p>
Insurance
You do not need term insurance if...

This article focuses on clarifications sourced from reader queries on who needs term insurance, who doesn’t and how to calculate if you do.

Published: 8 February 2022

11 MIN READ

<p>Term insurance gives your dependents the necessary financial support in your absence.</p>
Basics Insurance
Term life insurance: what, why, how much to get and from where?

Term insurance gives your dependents the necessary financial support in your absence.

Published: 2 June 2021

17 MIN READ


⬆️ Back to top

More topics you will like

Asset Allocation (20) Basics (8) Behaviour (10) Budgeting (11) Calculator (17) Case Study (6) Children (14) Choosing Investments (40) FAQ (7) FIRE (13) Gold (14) Health Insurance (4) House Purchase (21) Insurance (15) International Investing (10) Life Stages (2) Loans (13) Market Movements (17) Mutual Funds (34) NPS (6) NRI (15) News (10) Pension (8) Portfolio Construction (47) Portfolio Review (27) Reader Questions (6) Real Estate (6) Retirement (38) Review (13) Risk (6) Safe Withdrawal Rate (5) Set Goals (27) Step by step (15) Tax (43)