Category: NRI

<p>This guide breaks down how these accounts handle rental income, property sales, and capital gains. Learn how TDS applies, whether DTAA helps avoid double taxation, and how to legally repatriate funds abroad.</p>

NRI Real Estate Tax

NRE vs. NRO Accounts for Real Estate: Tax & Repatriation Explained

This guide breaks down how these accounts handle rental income, property sales, and capital gains. Learn how TDS applies, whether DTAA helps avoid double taxation, and how to legally repatriate funds abroad.

Published: 22 February 2025

17 MIN READ

<p>This article describes the tax benefits announced in Budget 2025 that can be used by NRIs planning to retire in India to create a tax-free and inflation-indexed passive income stream.</p>

Budget Tax NRI

Budget 2025: how NRIs planning to retire in India can get ₹2 lakhs per month tax-free with a $1million investment

This article describes the tax benefits announced in Budget 2025 that can be used by NRIs planning to retire in India to create a tax-free and inflation-indexed passive income stream.

Published: 1 February 2025

9 MIN READ

<p>This article simplifies compliance for US, Canada, UK, and Australia-based NRIs, covering FBAR, FATCA, PFIC, and T1135 requirements.</p>

NRI Tax

What NRIs Must Do With Indian Investments Before the Year-End? PFIC, FATCA, DTAA and ITR rules Simplified

This article simplifies compliance for US, Canada, UK, and Australia-based NRIs, covering FBAR, FATCA, PFIC, and T1135 requirements.

Published: 18 December 2024

9 MIN READ

<p>This article discusses the mechanics and tax exemption rules applicable to US-based NRIs who wish to gift money to their parents in India.</p>

NRI Tax Senior Citizens

How much money can NRIs in the US gift to their parents in India in 2025?

This article discusses the mechanics and tax exemption rules applicable to US-based NRIs who wish to gift money to their parents in India.

Published: 19 November 2024

8 MIN READ

<p>This article uses the Arthgyaan goal-based investing calculator to understand how much corpus is needed to have a comfortable lifestyle in India.</p>

Case Study NRI FIRE

Barista FIRE Calculator for NRI Returning to India: Can $1 million be enough for this NRI returning to India in 5 years for early-retirement?

This article uses the Arthgyaan goal-based investing calculator to understand how much corpus is needed to have a comfortable lifestyle in India.

Published: 3 November 2024

9 MIN READ

<p>This guide covers when NRIs become RNORs, what taxes they must pay on Indian and foreign income, and how to take advantage of Double Taxation Avoidance Agreements (DTAA).</p>

NRI Tax

Understanding RNOR Tax Status in India: Key Rules and Tax Obligations Explained

This guide covers when NRIs become RNORs, what taxes they must pay on Indian and foreign income, and how to take advantage of Double Taxation Avoidance Agreements (DTAA).

Published: 2 October 2024

9 MIN READ

<p>This article simplifies the process of selling land in India for NRIs, offering clear insights on how to manage TDS deductions, understand the differences between urban and rural agricultural land, and calculate capital gains tax.</p>

NRI Tax Real Estate

Complete Tax Guide for NRIs Selling Land in India

This article simplifies the process of selling land in India for NRIs, offering clear insights on how to manage TDS deductions, understand the differences between urban and rural agricultural land, and calculate capital gains tax.

Published: 4 September 2024

14 MIN READ

<p>This article explains the concept of US Estate taxes that might take out a large chunk of the portfolio of Indian and NRI investors due to tax on their US-based assets.</p>

Tax NRI International Investing

Understanding the 40% IRS Estate Tax: Crucial for Indians with US Assets

This article explains the concept of US Estate taxes that might take out a large chunk of the portfolio of Indian and NRI investors due to tax on their US-based assets.

Published: 28 August 2024

4 MIN READ

<p>This article lists out the processes and frequently asked questions for NRIs looking to create a Power of Attorney for selling their house in India.</p>

FAQ NRI

FAQs for NRIs for applying for Power of Attorney (PoA) for selling a house in India

This article lists out the processes and frequently asked questions for NRIs looking to create a Power of Attorney for selling their house in India.

Published: 5 August 2024

7 MIN READ

<p>The article lists out the important points and steps an NRI property seller must keep in mind while selling property in India.</p>

NRI Real Estate Tax

How should NRIs sell property in India?

The article lists out the important points and steps an NRI property seller must keep in mind while selling property in India.

Published: 4 August 2024

18 MIN READ

<p>This article lists out the processes and frequently asked questions for NRIs looking to fill Form 13 for applying for Lower Deduction Certificate.</p>

FAQ NRI Tax

FAQs for NRIs for applying for Lower Deduction Certificate by filling Form 13

This article lists out the processes and frequently asked questions for NRIs looking to fill Form 13 for applying for Lower Deduction Certificate.

Published: 2 August 2024

8 MIN READ

<p>This article provides a ready-reckoner list of Tax Deduction at Source (TDS) rates applicable to NRIs for their income in India.</p>

NRI Tax

What are the TDS rates applicable to NRIs?

This article provides a ready-reckoner list of Tax Deduction at Source (TDS) rates applicable to NRIs for their income in India.

Published: 21 July 2024

7 MIN READ

<p>This article advises on the steps a US-based Non-Resident Indian (NRI) should take regarding unreported mutual funds in India under FBAR and PFIC rules.</p>

NRI Tax

What should an US NRI do to become compliant with PFIC and FBAR rules on their Indian investments?

This article advises on the steps a US-based Non-Resident Indian (NRI) should take regarding unreported mutual funds in India under FBAR and PFIC rules.

Published: 14 April 2024

12 MIN READ

<p>This article looks at the tax and compliance rules to keep in mind for transferring money to an NRE account by resident Indians, from NRO accounts and from abroad.</p>

NRI

The complete guide for transferring money to an NRE account: NRO to NRE and resident to NRE covered

This article looks at the tax and compliance rules to keep in mind for transferring money to an NRE account by resident Indians, from NRO accounts and from abroad.

Published: 10 April 2024

7 MIN READ

NRI Tax

How much money can NRIs in the US gift to their parents in India in 2024?

This article discusses the mechanics and tax exemption rules applicable to US-based NRIs who wish to gift money to their parents in India.

Published: 14 January 2024

6 MIN READ

<p>The article uses rolling returns to compare various investment options for US-based NRIs intending to invest in the Indian stock market.</p>

NRI

Best Investment Choices for US NRIs in Indian Stocks: a Rolling Returns Analysis

The article uses rolling returns to compare various investment options for US-based NRIs intending to invest in the Indian stock market.

Published: 17 December 2023

10 MIN READ

<p>The article compares various investment options for US-based NRIs intending to invest in the Indian stock market.</p>

NRI

Wall Street or Dalal Street: which is the best option for US NRIs to invest in Indian stocks based on PFIC rule?

The article compares various investment options for US-based NRIs intending to invest in the Indian stock market.

Published: 29 November 2023

11 MIN READ

<p>This article discusses a common tax saving technique of investing in the name of parents to save tax. We also look at the pros and cons.</p>

Tax NRI

Who should invest in the name of parents to save tax? Who should not?

This article discusses a common tax saving technique of investing in the name of parents to save tax. We also look at the pros and cons.

Published: 15 November 2023

6 MIN READ

<p>NRIs need to follow FEMA rules once their tax residency status changes from resident Indian to NRI. This article shows how to calculate the residency status based on the amount of time spent inside and outside India.</p>

NRI

Who is an NRI and who is not? Understanding FEMA and NRE/NRO bank accounts

NRIs need to follow FEMA rules once their tax residency status changes from resident Indian to NRI. This article shows how to calculate the residency status based on the amount of time spent inside and outside India.

Published: 20 September 2023

10 MIN READ

<p>Discover how expats can secure the right salary abroad to get a better than India lifestyle using the concept of purchasing parity.</p>

NRI

Calculating Minimum Salaries for Indian Expats Looking to Shift Abroad

Discover how expats can secure the right salary abroad to get a better than India lifestyle using the concept of purchasing parity.

Published: 10 September 2023

10 MIN READ

<p>NRIs must file your income tax return on rental income from Indian property the right way. Learn about the tax deductions you can claim and how to file your return without hassles.</p>

NRI Tax

NRIs: How to File Your Income Tax Return on Rental Income from Indian Property

NRIs must file your income tax return on rental income from Indian property the right way. Learn about the tax deductions you can claim and how to file your return without hassles.

Published: 13 August 2023

7 MIN READ

<p>This article covers the mechanics for NRIs to regularly send or make one-time large gifts of money to parents in India.</p>

NRI Tax

How much money can NRIs gift to parents in India?

This article covers the mechanics for NRIs to regularly send or make one-time large gifts of money to parents in India.

Published: 30 July 2023

6 MIN READ

<p>This article shows the solution in case NRIs suddenly find their PAN number has become inoperative after 30th June 2023.</p>

NRI Tax

What should NRIs do if your PAN has become inoperative?

This article shows the solution in case NRIs suddenly find their PAN number has become inoperative after 30th June 2023.

Published: 21 July 2023

6 MIN READ

<p>This article compiles an exhaustive list of FAQs on the concept of NRE Fixed Deposits (NRE FD).</p>

FAQ NRI Fixed Deposit

Frequently asked questions on NRE Fixed Deposits (NRE FD): the complete guide

This article compiles an exhaustive list of FAQs on the concept of NRE Fixed Deposits (NRE FD).

Published: 31 May 2023

9 MIN READ

<p>This article shows what returns NRIs should expect if they invest in India and later repatriate that corpus to their current country of residence.</p>

NRI

Should NRIs invest in India for higher returns and later repatriate?

This article shows what returns NRIs should expect if they invest in India and later repatriate that corpus to their current country of residence.

Published: 21 May 2023

4 MIN READ

<p>This article makes US-based NRIs aware of the taxation on the unrealised gain rule if they invest in Indian stocks, ETFs and mutual funds.</p>

NRI

Should US-based NRIs sell off their mutual funds and stocks in India?

This article makes US-based NRIs aware of the taxation on the unrealised gain rule if they invest in Indian stocks, ETFs and mutual funds.

Published: 12 April 2023

11 MIN READ

NRI Tax

How can NRIs in the US gift money to their parents in India in 2023?

This article discusses the mechanics and tax exemption rules applicable to US-based NRIs who wish to gift money to their parents in India.

Published: 4 January 2023

6 MIN READ

<p>We discuss if it is a good idea for conservative NRI investors to create a retirement portfolio in India only with safe and risk-free investment options.</p>

NRI Retirement Fixed Deposit

Can NRIs retire in India with only safe investment options like a fixed deposit?

We discuss if it is a good idea for conservative NRI investors to create a retirement portfolio in India only with safe and risk-free investment options.

Published: 25 September 2022

10 MIN READ