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Best ELSS Equity Funds in 2025

What are Equity: ELSS funds?

Funds Included	All Fund Returns (3Y annualised)	Top 5 fund Returns (3Y annualised)
42	18.27%	23.45%

This fund category is an example of Equity Scheme funds.

These funds mainly invest in equity i.e. shares and equity-related instruments. They are suitable for investors seeking long-term capital appreciation and willing to tolerate short-term market volatility. Equity funds may focus on specific sectors, investment styles, or market capitalizations. Investors with a high risk appetite and long investment horizon may consider investing in equity funds.

Trailing returns for Equity: ELSS funds

These are average returns over the indicated period.

Monthly trailing returns:

Returns	Oct-2025	Sep-2025	Aug-2025	Jul-2025
Value	3.64%	0.95%	-1.78%	-2.16%

Quarterly trailing returns:

Returns	2025Q3	2025Q2	2025Q1	2024Q4
Value	-2.99%	10.31%	-6.02%	-5.61%

Yearly trailing returns:

Returns	2024	2023	2022	2021
Value	20.94%	29.01%	2.94%	33.8%

Fundwise SIP and SWP returns

Rolling SIP returns

Fund	Any 1Y SIP	Any 3Y SIP	Any 5Y SIP
Quantum ELSS Tax Saver Fund	12.43%	15.18%	14.84%
Canara Robeco ELSS Tax Saver Fund	15.06%	14.94%	17.5%
Bandhan ELSS Tax Saver Fund	18.86%	19.47%	19.51%
Franklin India ELSS Tax Saver Fund	15.03%	17.35%	16.34%
Edelweiss ELSS Tax Saver Fund	15.23%	15.52%	15.5%
Nippon India Tax Saver Fund	14.23%	17.5%	13.5%
Taurus ELSS Tax Saver Fund	15.27%	15.97%	14.58%
HDFC Long Term Advantage Fund	16.19%	14.67%	12.75%
HDFC ELSS Tax Saver Fund	16.37%	16.84%	14.98%
DSP ELSS Tax Saver Fund	17.38%	19.13%	18.29%
Union ELSS Tax Saver Fund	13.84%	13.22%	16.22%
Bank Of India ELSS Tax Saver Fund	20.13%	18.0%	19.64%
Aditya Birla Sun Life ELSS Tax Saver Fund	14.6%	14.39%	12.48%
SBI ELSS Tax Saver Fund	15.92%	17.11%	15.93%
Kotak ELSS Tax Saver Fund	17.66%	18.01%	17.54%
HSBC Tax Saver Equity Fund	14.63%	17.03%	15.24%
LIC MF ELSS Tax Saver Fund	17.44%	15.01%	15.01%
Invesco India ELSS Tax Saver Fund	18.6%	16.95%	16.34%
JM ELSS Tax Saver Fund	17.78%	19.05%	18.39%
Axis ELSS Tax Saver Fund	18.2%	14.95%	13.97%
ICICI Prudential ELSS Tax Saver Fund	13.63%	16.02%	16.35%
UTI ELSS Tax Saver Fund	13.67%	14.34%	15.35%
Quant ELSS Tax Saver Fund	18.57%	25.15%	30.9%
Tata ELSS Fund	15.07%	17.58%	17.09%
Motilal Oswal ELSS Tax Saver Fund	18.47%	19.81%	17.92%
PGIM India ELSS Tax Saver Fund	13.57%	17.39%	19.09%
Navi ELSS Tax Saver Fund	12.3%	14.95%	15.08%
Mirae Asset ELSS Tax Saver Fund	17.71%	18.41%	20.53%
Mahindra Manulife ELSS Tax Saver Fund	11.23%	19.75%	18.97%
Groww ELSS Tax Saver Fund	11.53%	16.98%	16.0%
Shriram ELSS Tax Saver Fund	14.48%	14.32%	18.55%
Parag Parikh ELSS Tax Saver Fund	23.58%	21.95%	21.91%
ITI ELSS Tax Saver Fund	19.68%	20.68%	20.26%
Sundaram ELSS Tax Saver Fund	15.21%	15.44%	0%
Baroda BNP Paribas ELSS Tax Saver Fund	21.78%	19.11%	0%
Whiteoak Capital ELSS Tax Saver Fund	31.86%	21.99%	0%
Samco ELSS Tax Saver Fund	9.06%	0%	0%
HSBC ELSS Tax Saver Fund	30.39%	0%	0%
360 One ELSS Tax Saver Nifty 50 Index Fund	13.63%	0%	0%
Navi ELSS Tax Saver Nifty 50 Index Fund	11.2%	0%	0%
NJ ELSS Tax Saver Scheme Fund	5.28%	0%	0%
Bajaj Finserv ELSS Tax Saver Fund	0%	0%	0%

SIP Calculator Fund: Duration: 1 Year 3 Years 5 Years SIP Amount (₹):

Rolling SWP returns

Fund	Any 1Y SWP	Any 3Y SWP	Any 5Y SWP
Quantum ELSS Tax Saver Fund	12.34%	12.47%	11.13%
Canara Robeco ELSS Tax Saver Fund	13.42%	15.76%	15.57%
Bandhan ELSS Tax Saver Fund	17.29%	17.49%	15.22%
Franklin India ELSS Tax Saver Fund	13.25%	13.75%	11.48%
Edelweiss ELSS Tax Saver Fund	15.08%	13.43%	12.89%
Nippon India Tax Saver Fund	13.41%	12.9%	7.92%
Taurus ELSS Tax Saver Fund	14.1%	13.53%	12.53%
HDFC Long Term Advantage Fund	12.87%	12.34%	14.45%
HDFC ELSS Tax Saver Fund	14.39%	13.7%	9.7%
DSP ELSS Tax Saver Fund	15.51%	16.26%	15.79%
Union ELSS Tax Saver Fund	11.37%	13.34%	11.23%
Bank Of India ELSS Tax Saver Fund	17.36%	19.69%	17.48%
Aditya Birla Sun Life ELSS Tax Saver Fund	11.92%	12.76%	12.47%
SBI ELSS Tax Saver Fund	14.11%	14.54%	11.81%
Kotak ELSS Tax Saver Fund	14.18%	15.65%	15.51%
HSBC Tax Saver Equity Fund	13.76%	13.47%	12.52%
LIC MF ELSS Tax Saver Fund	15.15%	13.24%	12.53%
Invesco India ELSS Tax Saver Fund	15.47%	15.04%	14.88%
JM ELSS Tax Saver Fund	16.41%	16.05%	15.98%
Axis ELSS Tax Saver Fund	15.28%	13.84%	14.52%
ICICI Prudential ELSS Tax Saver Fund	13.14%	12.9%	12.44%
UTI ELSS Tax Saver Fund	12.05%	13.56%	13.3%
Quant ELSS Tax Saver Fund	14.32%	19.72%	17.7%
Tata ELSS Fund	14.5%	14.37%	13.71%
Motilal Oswal ELSS Tax Saver Fund	15.15%	15.69%	14.72%
PGIM India ELSS Tax Saver Fund	14.06%	14.59%	14.33%
Navi ELSS Tax Saver Fund	13.49%	11.68%	11.45%
Mirae Asset ELSS Tax Saver Fund	17.54%	18.05%	18.74%
Mahindra Manulife ELSS Tax Saver Fund	10.63%	12.39%	13.35%
Groww ELSS Tax Saver Fund	9.41%	11.44%	12.25%
Shriram ELSS Tax Saver Fund	12.67%	14.67%	16.76%
Parag Parikh ELSS Tax Saver Fund	22.68%	23.33%	27.0%
ITI ELSS Tax Saver Fund	19.82%	17.87%	25.43%
Sundaram ELSS Tax Saver Fund	16.43%	16.41%	0%
Baroda BNP Paribas ELSS Tax Saver Fund	21.73%	21.48%	0%
Whiteoak Capital ELSS Tax Saver Fund	33.37%	23.19%	0%
Samco ELSS Tax Saver Fund	19.38%	0%	0%
HSBC ELSS Tax Saver Fund	34.48%	0%	0%
360 One ELSS Tax Saver Nifty 50 Index Fund	17.78%	0%	0%
Navi ELSS Tax Saver Nifty 50 Index Fund	17.72%	0%	0%
NJ ELSS Tax Saver Scheme Fund	18.0%	0%	0%
Bajaj Finserv ELSS Tax Saver Fund	0%	0%	0%

SIP and SWP returns with step-up

Rolling SIP returns with 10% step-up

Fund	Any 1Y SIP	Any 3Y Step-up SIP	Any 5Y Step-up SIP
Quantum ELSS Tax Saver Fund	12.43%	15.15%	15.1%
Canara Robeco ELSS Tax Saver Fund	15.06%	14.86%	17.39%
Bandhan ELSS Tax Saver Fund	18.86%	19.56%	19.44%
Franklin India ELSS Tax Saver Fund	15.03%	17.18%	16.5%
Edelweiss ELSS Tax Saver Fund	15.23%	15.45%	15.65%
Nippon India Tax Saver Fund	14.23%	17.37%	13.78%
Taurus ELSS Tax Saver Fund	15.27%	15.97%	14.88%
HDFC Long Term Advantage Fund	16.19%	14.61%	12.73%
HDFC ELSS Tax Saver Fund	16.37%	17.13%	15.23%
DSP ELSS Tax Saver Fund	17.38%	19.02%	18.41%
Union ELSS Tax Saver Fund	13.84%	13.21%	16.22%
Bank Of India ELSS Tax Saver Fund	20.13%	17.81%	19.63%
Aditya Birla Sun Life ELSS Tax Saver Fund	14.6%	14.49%	12.45%
SBI ELSS Tax Saver Fund	15.92%	16.94%	16.23%
Kotak ELSS Tax Saver Fund	17.66%	17.89%	17.47%
HSBC Tax Saver Equity Fund	14.63%	17.07%	15.49%
LIC MF ELSS Tax Saver Fund	17.44%	15.02%	15.08%
Invesco India ELSS Tax Saver Fund	18.6%	16.88%	16.39%
JM ELSS Tax Saver Fund	17.78%	18.98%	18.51%
Axis ELSS Tax Saver Fund	18.2%	14.94%	13.92%
ICICI Prudential ELSS Tax Saver Fund	13.63%	15.77%	16.39%
UTI ELSS Tax Saver Fund	13.67%	14.31%	15.3%
Quant ELSS Tax Saver Fund	18.57%	24.62%	30.96%
Tata ELSS Fund	15.07%	17.44%	17.32%
Motilal Oswal ELSS Tax Saver Fund	18.47%	19.8%	18.4%
PGIM India ELSS Tax Saver Fund	13.57%	17.39%	19.26%
Navi ELSS Tax Saver Fund	12.3%	14.81%	15.22%
Mirae Asset ELSS Tax Saver Fund	17.71%	18.35%	20.62%
Mahindra Manulife ELSS Tax Saver Fund	11.23%	19.67%	19.07%
Groww ELSS Tax Saver Fund	11.53%	16.95%	15.88%
Shriram ELSS Tax Saver Fund	14.48%	14.18%	18.62%
Parag Parikh ELSS Tax Saver Fund	23.58%	21.9%	21.7%
ITI ELSS Tax Saver Fund	19.68%	20.36%	20.18%
Sundaram ELSS Tax Saver Fund	15.21%	15.23%	0%
Baroda BNP Paribas ELSS Tax Saver Fund	21.78%	18.84%	0%
Whiteoak Capital ELSS Tax Saver Fund	31.86%	21.77%	0%
Samco ELSS Tax Saver Fund	9.06%	0%	0%
HSBC ELSS Tax Saver Fund	30.39%	0%	0%
360 One ELSS Tax Saver Nifty 50 Index Fund	13.63%	0%	0%
Navi ELSS Tax Saver Nifty 50 Index Fund	11.2%	0%	0%
NJ ELSS Tax Saver Scheme Fund	5.28%	0%	0%
Bajaj Finserv ELSS Tax Saver Fund	0%	0%	0%

Rolling SWP returns with 10% step-up

Fund	Any 1Y SWP	Any 3Y Step-up SWP	Any 5Y Step-up SWP
Quantum ELSS Tax Saver Fund	12.34%	12.51%	11.14%
Canara Robeco ELSS Tax Saver Fund	13.42%	15.98%	15.62%
Bandhan ELSS Tax Saver Fund	17.29%	17.31%	15.29%
Franklin India ELSS Tax Saver Fund	13.25%	13.86%	11.67%
Edelweiss ELSS Tax Saver Fund	15.08%	13.73%	13.02%
Nippon India Tax Saver Fund	13.41%	13.07%	7.88%
Taurus ELSS Tax Saver Fund	14.1%	13.61%	12.43%
HDFC Long Term Advantage Fund	12.87%	12.25%	14.08%
HDFC ELSS Tax Saver Fund	14.39%	13.81%	9.98%
DSP ELSS Tax Saver Fund	15.51%	16.52%	15.76%
Union ELSS Tax Saver Fund	11.37%	13.5%	11.49%
Bank Of India ELSS Tax Saver Fund	17.36%	19.65%	17.23%
Aditya Birla Sun Life ELSS Tax Saver Fund	11.92%	12.81%	12.35%
SBI ELSS Tax Saver Fund	14.11%	14.89%	11.49%
Kotak ELSS Tax Saver Fund	14.18%	15.9%	15.57%
HSBC Tax Saver Equity Fund	13.76%	13.73%	12.7%
LIC MF ELSS Tax Saver Fund	15.15%	13.29%	12.75%
Invesco India ELSS Tax Saver Fund	15.47%	15.12%	14.86%
JM ELSS Tax Saver Fund	16.41%	16.2%	16.12%
Axis ELSS Tax Saver Fund	15.28%	13.94%	14.45%
ICICI Prudential ELSS Tax Saver Fund	13.14%	13.18%	12.62%
UTI ELSS Tax Saver Fund	12.05%	13.77%	13.14%
Quant ELSS Tax Saver Fund	14.32%	19.96%	18.01%
Tata ELSS Fund	14.5%	14.6%	13.74%
Motilal Oswal ELSS Tax Saver Fund	15.15%	15.87%	15.05%
PGIM India ELSS Tax Saver Fund	14.06%	14.64%	14.61%
Navi ELSS Tax Saver Fund	13.49%	11.73%	11.72%
Mirae Asset ELSS Tax Saver Fund	17.54%	18.19%	18.85%
Mahindra Manulife ELSS Tax Saver Fund	10.63%	12.78%	13.95%
Groww ELSS Tax Saver Fund	9.41%	11.7%	12.71%
Shriram ELSS Tax Saver Fund	12.67%	14.79%	16.93%
Parag Parikh ELSS Tax Saver Fund	22.68%	23.42%	26.56%
ITI ELSS Tax Saver Fund	19.82%	17.68%	24.91%
Sundaram ELSS Tax Saver Fund	16.43%	16.56%	0%
Baroda BNP Paribas ELSS Tax Saver Fund	21.73%	21.65%	0%
Whiteoak Capital ELSS Tax Saver Fund	33.37%	23.39%	0%
Samco ELSS Tax Saver Fund	19.38%	0%	0%
HSBC ELSS Tax Saver Fund	34.48%	0%	0%
360 One ELSS Tax Saver Nifty 50 Index Fund	17.78%	0%	0%
Navi ELSS Tax Saver Nifty 50 Index Fund	17.72%	0%	0%
NJ ELSS Tax Saver Scheme Fund	18.0%	0%	0%
Bajaj Finserv ELSS Tax Saver Fund	0%	0%	0%

Note:N.A. in returns indicate that the fund does not have sufficient history.

How are Equity: ELSS funds taxed on selling?

Equity Funds Tax for FY2025-26	STCG Rate	LTCG Eligibility	LTCG Rate
Bought Anytime	20%	After 1Y	12.5% (above 1.25L) w 31Jan18 exemption

Only units older than 3 years can be sold.

Note:

• Dividends from mutual funds (called IDCW or Income Distribution cum Capital Withdrawal funds), are added to the income of the investor and taxed at their highest applicable (slab) rate.
• Cess and surcharge (if applicable) is to be applied to taxes from mutual funds from selling and dividends.
• Switches, SWP and selling any lump sum amount are taxable as per the table above.

Articles regarding Equity: ELSS funds

• Which ELSS funds have consistently doubled your money in three years?
• Which tax regime is better if you want to invest in PPF or ELSS or have a home loan?

Explore All Funds Belonging to this Type

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Explore Different Categories of Mutual Funds

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Disclaimer: Mutual fund investments are subject to market risks, read all scheme related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of future performance of the schemes. The Mutual Fund is not guaranteeing or assuring any dividend under any of the schemes and the same is subject to the availability and adequacy of distributable surplus. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

Note: NAVs and returns updated on 23-Nov-2025.

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