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Best ITI Mutual Funds in 2025

Fundwise SIP and SWP returns


Rolling SIP returns
Fund Any 1Y SIPAny 3Y SIPAny 5Y SIP
ITI Balanced Advantage Fund13.0%13.01%12.34%
ITI Value Fund17.4%20.26%0%
ITI Multi Cap Fund14.71%18.47%20.49%
ITI Bharat Consumption Fund0%0%0%
ITI Mid Cap Fund14.23%28.65%0%
ITI Large Midcap Fund9.7%0%0%
ITI Focused Fund14.96%0%0%
ITI Arbitrage Fund4.54%6.24%6.36%
ITI Large Cap Fund11.06%18.97%0%
ITI Dynamic Bond Fund6.97%8.19%0%
ITI Small Cap Fund24.59%28.14%24.55%
ITI Overnight Fund5.66%5.87%5.72%
ITI Banking And Financial Services Fund17.63%15.53%0%
ITI Liquid Fund5.52%5.84%5.93%
ITI Banking PSU Debt Fund6.94%7.31%7.19%
ITI Pharma And Healthcare Fund22.66%24.53%0%
ITI Flexi Cap Fund15.66%0%0%
ITI ELSS Tax Saver Fund19.68%20.68%20.26%
ITI Ultra Short Duration Fund7.19%7.15%0%
SIP Calculator


Rolling SWP returns
Fund Any 1Y SWPAny 3Y SWPAny 5Y SWP
ITI Balanced Advantage Fund12.47%12.68%14.27%
ITI Value Fund16.56%21.17%0%
ITI Multi Cap Fund15.33%14.37%15.16%
ITI Bharat Consumption Fund0%0%0%
ITI Mid Cap Fund16.24%17.63%0%
ITI Large Midcap Fund-7.87%0%0%
ITI Focused Fund27.2%0%0%
ITI Arbitrage Fund4.28%3.98%4.1%
ITI Large Cap Fund12.67%12.54%0%
ITI Dynamic Bond Fund7.16%6.7%0%
ITI Small Cap Fund33.08%25.4%36.2%
ITI Overnight Fund5.11%4.31%4.1%
ITI Banking And Financial Services Fund14.23%15.51%0%
ITI Liquid Fund4.95%4.13%4.15%
ITI Banking PSU Debt Fund6.87%5.58%5.53%
ITI Pharma And Healthcare Fund21.38%22.55%0%
ITI Flexi Cap Fund39.87%0%0%
ITI ELSS Tax Saver Fund19.82%17.87%25.43%
ITI Ultra Short Duration Fund7.17%5.95%0%

SIP and SWP returns with step-up


Rolling SIP returns with 10% step-up
Fund Any 1Y SIPAny 3Y Step-up SIPAny 5Y Step-up SIP
ITI Balanced Advantage Fund13.0%12.88%12.29%
ITI Value Fund17.4%19.89%0%
ITI Multi Cap Fund14.71%18.36%20.45%
ITI Bharat Consumption Fund0%0%0%
ITI Mid Cap Fund14.23%28.66%0%
ITI Large Midcap Fund9.7%0%0%
ITI Focused Fund14.96%0%0%
ITI Arbitrage Fund4.54%6.31%6.46%
ITI Large Cap Fund11.06%19.26%0%
ITI Dynamic Bond Fund6.97%8.22%0%
ITI Small Cap Fund24.59%28.13%24.44%
ITI Overnight Fund5.66%5.9%5.77%
ITI Banking And Financial Services Fund17.63%15.53%0%
ITI Liquid Fund5.52%5.88%6.01%
ITI Banking PSU Debt Fund6.94%7.34%7.25%
ITI Pharma And Healthcare Fund22.66%24.25%0%
ITI Flexi Cap Fund15.66%0%0%
ITI ELSS Tax Saver Fund19.68%20.36%20.18%
ITI Ultra Short Duration Fund7.19%7.16%0%

Rolling SWP returns with 10% step-up
Fund Any 1Y SWPAny 3Y Step-up SWPAny 5Y Step-up SWP
ITI Balanced Advantage Fund12.47%12.51%14.16%
ITI Value Fund16.56%21.62%0%
ITI Multi Cap Fund15.33%14.51%15.54%
ITI Bharat Consumption Fund0%0%0%
ITI Mid Cap Fund16.24%17.7%0%
ITI Large Midcap Fund-7.87%0%0%
ITI Focused Fund27.2%0%0%
ITI Arbitrage Fund4.28%4.01%4.16%
ITI Large Cap Fund12.67%12.44%0%
ITI Dynamic Bond Fund7.16%6.75%0%
ITI Small Cap Fund33.08%25.93%35.29%
ITI Overnight Fund5.11%4.35%4.18%
ITI Banking And Financial Services Fund14.23%15.59%0%
ITI Liquid Fund4.95%4.15%4.18%
ITI Banking PSU Debt Fund6.87%5.61%5.6%
ITI Pharma And Healthcare Fund21.38%22.97%0%
ITI Flexi Cap Fund39.87%0%0%
ITI ELSS Tax Saver Fund19.82%17.68%24.91%
ITI Ultra Short Duration Fund7.17%5.99%0%

Note:N.A. in returns indicate that the fund does not have sufficient history.

Frequently Asked Questions (FAQs) regarding ITI Mutual Fund

What is ITI Mutual Fund?

ITI Mutual Fund is a mutual fund Asset Management Company (AMC) which is a company that pools money from many different investors and invests them in stocks, bonds, cash and metals (like gold) to generate returns.

How big is ITI Mutual Fund?

ITI Mutual Fund offers 19 funds in total across various categories.

How safe are mutual funds offered by ITI Mutual Fund?

Mutual Funds from ITI Mutual Fund are regulated by the Securities and Exchange Board of India (SEBI), which ensures that certain rules apply to how the company operates its funds. However, mutual fund investments are subject to market risks (i.e. they go up and down in value) and there is no guarantee of any returns.

What returns are given by the mutual funds offered by ITI Mutual Fund?

Mutual Funds from ITI Mutual Fund have given an average 15.07% return in the last 3 years for a lump sum investment. Past returns do not guarantee returns in the future.

How much returns are given by the best mutual funds offered by ITI Mutual Fund?

The five best mutual Funds from ITI Mutual Fund have given an average 23.6% return in the last 3 years for a lump sum investment. Past returns do not guarantee returns in the future.

How much SIP returns are given by the best mutual funds offered by ITI Mutual Fund?

The five best mutual Funds from ITI Mutual Fund have given an average 19.61% return in the last 3 years for a monthly SIP investment. Past returns do not guarantee returns in the future.

How much SWP returns are given by the best mutual funds offered by ITI Mutual Fund?

The five best mutual Funds from ITI Mutual Fund have given an average 28.96% return pre-tax in the last 3 years for a monthly withdrawal via SWP. Past returns do not guarantee returns in the future.

How can I invest in ITI Mutual Fund mutual funds?

You can invest in ITI Mutual Fund mutual funds online through their official website, mobile app, or via third-party platforms like MFCentral and distributors. You may also invest offline by submitting a physical application form through an authorised mutual fund distributor.

How can I redeem my investments from ITI Mutual Fund?

Redemption of ITI Mutual Fund mutual funds can be done online through the AMC's website, MFCentral website, or through your distributor. The redemption amount is typically credited to your registered bank account within 1-3 business days, depending on the fund type.

Does ITI Mutual Fund charge any fees or expenses?

Yes. Mutual funds managed by ITI Mutual Fund charge an expense ratio, which covers management fees and operational costs. Additionally, some schemes may have exit loads if you redeem units before a specific period.

Is a PAN and KYC mandatory to invest in ITI Mutual Fund mutual funds?

Yes. As per SEBI regulations, investors must have a valid PAN and complete the KYC process before investing in any mutual fund offered by ITI Mutual Fund.

Where can I view the performance and NAV of ITI Mutual Fund funds?

You can check the latest NAVs and performance data of all ITI Mutual Fund mutual funds on their official website, AMFI's portal, or financial websites like Arthgyaan.

Does ITI Mutual Fund offer SIP (Systematic Investment Plan) options?

Yes. ITI Mutual Fund allows investors to invest through SIPs, which enable disciplined investing by allowing them to contribute a fixed amount at regular intervals. You can see the SIP performance of their funds on this page.

Does ITI Mutual Fund offer SWP (Systematic Withdrawal Plan) options?

Yes. ITI Mutual Fund allows investors to withdraw through SWPs, where you can withdraw a fixed amount at regular intervals like monthly. You can see the pre-tax SWP performance of their funds on this page.

What is the minimum investment amount in ITI Mutual Fund mutual funds?

The minimum investment amount in ITI Mutual Fund mutual funds varies by fund and plan. Typically, SIPs can start from ₹500 per month, while lump sum investments usually begin at ₹5,000.

How are mutual fund returns from ITI Mutual Fund taxed?

Taxation of funds from ITI Mutual Fund depends on the type of fund and the holding period. Equity and debt funds are taxed differently under capital gains rules as defined by the Income Tax Act.

How can I contact ITI Mutual Fund for support or queries?

You can reach ITI Mutual Fund through their customer care email, toll-free number, or by visiting their nearest branch office. Contact details are available on their official website.

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Explore Different Categories of Mutual Funds

Equity Scheme funds Hybrid Scheme funds Debt Scheme funds Solution Oriented Schemes – Funds for Retirement and Children Other Schemes – Index Funds, ETFs and Fund of Funds Commodity Schemes – Funds Investing in Gold, Silver or Both

Disclaimer: Mutual fund investments are subject to market risks, read all scheme related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of future performance of the schemes. The Mutual Fund is not guaranteeing or assuring any dividend under any of the schemes and the same is subject to the availability and adequacy of distributable surplus. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

Note: NAVs and returns updated on 23-Nov-2025.

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