Best JM Financial Mutual Funds in 2025
Fundwise SIP and SWP returns
Rolling SIP returns
| Fund | Any 1Y SIP | Any 3Y SIP | Any 5Y SIP |
|---|---|---|---|
| JM Liquid Unclaimed Dividend Ief Fund | 0.0% | 0.0% | 0.0% |
| JM Money Market Fund | 5.6% | 0% | 0% |
| JM Medium To Long Duration Fund | 6.75% | 5.05% | 4.05% |
| JM Ultra Short Duration Fund | 8.54% | 7.44% | 7.78% |
| JM Midcap Fund | 29.47% | 0% | 0% |
| JM Overnight Unclaimed Redemption Ief Fund | 0.0% | 0.0% | 0% |
| JM Low Duration Fund | 6.97% | 7.27% | 7.05% |
| JM Liquid Unclaimed Application Refund Amount Ief Fund | 0.0% | 0.0% | 0.0% |
| JM Dynamic Bond Fund | 7.96% | 7.64% | 7.02% |
| JM Value Fund | 18.6% | 21.09% | 17.7% |
| JM Liquid Unclaimed Redemption Fund | 6.75% | 5.82% | 5.21% |
| JM Liquid Withheld Brokerage Ief Fund | 0.0% | 0.0% | 0% |
| JM Short Duration Fund | 7.92% | 8.02% | 0% |
| JM Large Mid Cap Fund | 0% | 0% | 0% |
| JM ELSS Tax Saver Fund | 17.78% | 19.05% | 18.39% |
| JM Small Cap Fund | 7.54% | 0% | 0% |
| JM Liquid Unclaimed Dividend Fund | 6.75% | 5.82% | 5.21% |
| JM Focused Fund | 16.32% | 16.75% | 13.59% |
| JM Liquid Unclaimed Redemption Ief Fund | 0.0% | 0.0% | 0.0% |
| JM Flexicap Fund | 19.82% | 20.09% | 18.13% |
| JM Liquid Unclaimed Brokerage Ief Fund | 0.0% | 0.0% | 0.0% |
| JM Aggressive Hybrid Fund | 12.6% | 14.87% | 14.94% |
| JM Liquid Fund | 7.16% | 6.92% | 5.98% |
| JM Overnight Fund | 5.85% | 6.14% | 5.89% |
| JM Short Term Fund | 7.32% | 6.74% | 7.12% |
| JM Arbitrage Fund | 6.49% | 6.01% | 5.63% |
| JM Large Cap Fund | 12.55% | 12.45% | 13.13% |
| JM Overnight Unclaimed Redemption Fund | 6.58% | 6.46% | 0% |
Rolling SWP returns
| Fund | Any 1Y SWP | Any 3Y SWP | Any 5Y SWP |
|---|---|---|---|
| JM Liquid Unclaimed Dividend Ief Fund | 0% | 0% | 0% |
| JM Money Market Fund | 6.73% | 0% | 0% |
| JM Medium To Long Duration Fund | 6.27% | 4.9% | 4.77% |
| JM Ultra Short Duration Fund | 8.79% | 8.86% | 8.68% |
| JM Midcap Fund | 47.81% | 0% | 0% |
| JM Overnight Unclaimed Redemption Ief Fund | 0% | 0% | 0% |
| JM Low Duration Fund | 5.78% | 5.16% | 4.96% |
| JM Liquid Unclaimed Application Refund Amount Ief Fund | 0% | 0% | 0% |
| JM Dynamic Bond Fund | 7.96% | 7.62% | 7.65% |
| JM Value Fund | 17.73% | 17.17% | 15.45% |
| JM Liquid Unclaimed Redemption Fund | 6.85% | 7.0% | 6.73% |
| JM Liquid Withheld Brokerage Ief Fund | 0% | 0% | 0% |
| JM Short Duration Fund | 7.83% | 7.4% | 0% |
| JM Large Mid Cap Fund | 0% | 0% | 0% |
| JM ELSS Tax Saver Fund | 16.41% | 16.05% | 15.98% |
| JM Small Cap Fund | -8.77% | 0% | 0% |
| JM Liquid Unclaimed Dividend Fund | 6.85% | 7.0% | 6.73% |
| JM Focused Fund | 15.29% | 14.26% | 12.46% |
| JM Liquid Unclaimed Redemption Ief Fund | 0% | 0% | 0% |
| JM Flexicap Fund | 17.23% | 17.04% | 16.28% |
| JM Liquid Unclaimed Brokerage Ief Fund | 0% | 0% | 0% |
| JM Aggressive Hybrid Fund | 10.41% | 11.84% | 8.21% |
| JM Liquid Fund | 7.17% | 6.97% | 6.51% |
| JM Overnight Fund | 5.62% | 4.58% | 4.28% |
| JM Short Term Fund | 6.98% | 8.13% | 8.27% |
| JM Arbitrage Fund | 6.55% | 5.78% | 5.35% |
| JM Large Cap Fund | 9.69% | 12.88% | 11.3% |
| JM Overnight Unclaimed Redemption Fund | 6.55% | 6.29% | 0% |
SIP and SWP returns with step-up
Rolling SIP returns with 10% step-up
| Fund | Any 1Y SIP | Any 3Y Step-up SIP | Any 5Y Step-up SIP |
|---|---|---|---|
| JM Liquid Unclaimed Dividend Ief Fund | 0.0% | 0.0% | 0.0% |
| JM Money Market Fund | 5.6% | 0% | 0% |
| JM Medium To Long Duration Fund | 6.75% | 5.0% | 4.12% |
| JM Ultra Short Duration Fund | 8.54% | 7.43% | 7.74% |
| JM Midcap Fund | 29.47% | 0% | 0% |
| JM Overnight Unclaimed Redemption Ief Fund | 0.0% | 0.0% | 0% |
| JM Low Duration Fund | 6.97% | 7.24% | 7.07% |
| JM Liquid Unclaimed Application Refund Amount Ief Fund | 0.0% | 0.0% | 0.0% |
| JM Dynamic Bond Fund | 7.96% | 7.67% | 6.99% |
| JM Value Fund | 18.6% | 20.96% | 18.06% |
| JM Liquid Unclaimed Redemption Fund | 6.75% | 5.77% | 5.12% |
| JM Liquid Withheld Brokerage Ief Fund | 0.0% | 0.0% | 0% |
| JM Short Duration Fund | 7.92% | 8.03% | 0% |
| JM Large Mid Cap Fund | 0% | 0% | 0% |
| JM ELSS Tax Saver Fund | 17.78% | 18.98% | 18.51% |
| JM Small Cap Fund | 7.54% | 0% | 0% |
| JM Liquid Unclaimed Dividend Fund | 6.75% | 5.77% | 5.12% |
| JM Focused Fund | 16.32% | 16.61% | 13.58% |
| JM Liquid Unclaimed Redemption Ief Fund | 0.0% | 0.0% | 0.0% |
| JM Flexicap Fund | 19.82% | 19.98% | 18.25% |
| JM Liquid Unclaimed Brokerage Ief Fund | 0.0% | 0.0% | 0.0% |
| JM Aggressive Hybrid Fund | 12.6% | 14.98% | 15.33% |
| JM Liquid Fund | 7.16% | 6.93% | 6.01% |
| JM Overnight Fund | 5.85% | 6.17% | 5.94% |
| JM Short Term Fund | 7.32% | 6.72% | 7.04% |
| JM Arbitrage Fund | 6.49% | 6.01% | 5.7% |
| JM Large Cap Fund | 12.55% | 12.3% | 13.23% |
| JM Overnight Unclaimed Redemption Fund | 6.58% | 6.45% | 0% |
Rolling SWP returns with 10% step-up
| Fund | Any 1Y SWP | Any 3Y Step-up SWP | Any 5Y Step-up SWP |
|---|---|---|---|
| JM Liquid Unclaimed Dividend Ief Fund | 0% | 0% | 0% |
| JM Money Market Fund | 6.73% | 0% | 0% |
| JM Medium To Long Duration Fund | 6.27% | 4.92% | 4.75% |
| JM Ultra Short Duration Fund | 8.79% | 8.84% | 8.65% |
| JM Midcap Fund | 47.81% | 0% | 0% |
| JM Overnight Unclaimed Redemption Ief Fund | 0% | 0% | 0% |
| JM Low Duration Fund | 5.78% | 5.21% | 5.05% |
| JM Liquid Unclaimed Application Refund Amount Ief Fund | 0% | 0% | 0% |
| JM Dynamic Bond Fund | 7.96% | 7.62% | 7.62% |
| JM Value Fund | 17.73% | 17.48% | 15.53% |
| JM Liquid Unclaimed Redemption Fund | 6.85% | 6.99% | 6.69% |
| JM Liquid Withheld Brokerage Ief Fund | 0% | 0% | 0% |
| JM Short Duration Fund | 7.83% | 7.42% | 0% |
| JM Large Mid Cap Fund | 0% | 0% | 0% |
| JM ELSS Tax Saver Fund | 16.41% | 16.2% | 16.12% |
| JM Small Cap Fund | -8.77% | 0% | 0% |
| JM Liquid Unclaimed Dividend Fund | 6.85% | 6.99% | 6.69% |
| JM Focused Fund | 15.29% | 14.44% | 12.55% |
| JM Liquid Unclaimed Redemption Ief Fund | 0% | 0% | 0% |
| JM Flexicap Fund | 17.23% | 17.44% | 16.51% |
| JM Liquid Unclaimed Brokerage Ief Fund | 0% | 0% | 0% |
| JM Aggressive Hybrid Fund | 10.41% | 12.0% | 8.06% |
| JM Liquid Fund | 7.17% | 6.96% | 6.46% |
| JM Overnight Fund | 5.62% | 4.62% | 4.35% |
| JM Short Term Fund | 6.98% | 8.12% | 8.22% |
| JM Arbitrage Fund | 6.55% | 5.79% | 5.31% |
| JM Large Cap Fund | 9.69% | 12.94% | 11.24% |
| JM Overnight Unclaimed Redemption Fund | 6.55% | 6.31% | 0% |
Note:N.A. in returns indicate that the fund does not have sufficient history.
Frequently Asked Questions (FAQs) regarding JM Financial Mutual Fund
What is JM Financial Mutual Fund?
JM Financial Mutual Fund is a mutual fund Asset Management Company (AMC) which is a company that pools money from many different investors and invests them in stocks, bonds, cash and metals (like gold) to generate returns.
How big is JM Financial Mutual Fund?
JM Financial Mutual Fund offers 28 funds in total across various categories.
How safe are mutual funds offered by JM Financial Mutual Fund?
Mutual Funds from JM Financial Mutual Fund are regulated by the Securities and Exchange Board of India (SEBI), which ensures that certain rules apply to how the company operates its funds. However, mutual fund investments are subject to market risks (i.e. they go up and down in value) and there is no guarantee of any returns.
What returns are given by the mutual funds offered by JM Financial Mutual Fund?
Mutual Funds from JM Financial Mutual Fund have given an average 11.21% return in the last 3 years for a lump sum investment. Past returns do not guarantee returns in the future.
How much returns are given by the best mutual funds offered by JM Financial Mutual Fund?
The five best mutual Funds from JM Financial Mutual Fund have given an average 21.84% return in the last 3 years for a lump sum investment. Past returns do not guarantee returns in the future.
How much SIP returns are given by the best mutual funds offered by JM Financial Mutual Fund?
The five best mutual Funds from JM Financial Mutual Fund have given an average 16.65% return in the last 3 years for a monthly SIP investment. Past returns do not guarantee returns in the future.
How much SWP returns are given by the best mutual funds offered by JM Financial Mutual Fund?
The five best mutual Funds from JM Financial Mutual Fund have given an average 28.6% return pre-tax in the last 3 years for a monthly withdrawal via SWP. Past returns do not guarantee returns in the future.
How can I invest in JM Financial Mutual Fund mutual funds?
You can invest in JM Financial Mutual Fund mutual funds online through their official website, mobile app, or via third-party platforms like MFCentral and distributors. You may also invest offline by submitting a physical application form through an authorised mutual fund distributor.
How can I redeem my investments from JM Financial Mutual Fund?
Redemption of JM Financial Mutual Fund mutual funds can be done online through the AMC's website, MFCentral website, or through your distributor. The redemption amount is typically credited to your registered bank account within 1-3 business days, depending on the fund type.
Does JM Financial Mutual Fund charge any fees or expenses?
Yes. Mutual funds managed by JM Financial Mutual Fund charge an expense ratio, which covers management fees and operational costs. Additionally, some schemes may have exit loads if you redeem units before a specific period.
Is a PAN and KYC mandatory to invest in JM Financial Mutual Fund mutual funds?
Yes. As per SEBI regulations, investors must have a valid PAN and complete the KYC process before investing in any mutual fund offered by JM Financial Mutual Fund.
Where can I view the performance and NAV of JM Financial Mutual Fund funds?
You can check the latest NAVs and performance data of all JM Financial Mutual Fund mutual funds on their official website, AMFI's portal, or financial websites like Arthgyaan.
Does JM Financial Mutual Fund offer SIP (Systematic Investment Plan) options?
Yes. JM Financial Mutual Fund allows investors to invest through SIPs, which enable disciplined investing by allowing them to contribute a fixed amount at regular intervals. You can see the SIP performance of their funds on this page.
Does JM Financial Mutual Fund offer SWP (Systematic Withdrawal Plan) options?
Yes. JM Financial Mutual Fund allows investors to withdraw through SWPs, where you can withdraw a fixed amount at regular intervals like monthly. You can see the pre-tax SWP performance of their funds on this page.
What is the minimum investment amount in JM Financial Mutual Fund mutual funds?
The minimum investment amount in JM Financial Mutual Fund mutual funds varies by fund and plan. Typically, SIPs can start from ₹500 per month, while lump sum investments usually begin at ₹5,000.
How are mutual fund returns from JM Financial Mutual Fund taxed?
Taxation of funds from JM Financial Mutual Fund depends on the type of fund and the holding period. Equity and debt funds are taxed differently under capital gains rules as defined by the Income Tax Act.
How can I contact JM Financial Mutual Fund for support or queries?
You can reach JM Financial Mutual Fund through their customer care email, toll-free number, or by visiting their nearest branch office. Contact details are available on their official website.
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Equity Scheme funds Hybrid Scheme funds Debt Scheme funds Solution Oriented Schemes – Funds for Retirement and Children Other Schemes – Index Funds, ETFs and Fund of Funds Commodity Schemes – Funds Investing in Gold, Silver or BothDisclaimer: Mutual fund investments are subject to market risks, read all scheme related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of future performance of the schemes. The Mutual Fund is not guaranteeing or assuring any dividend under any of the schemes and the same is subject to the availability and adequacy of distributable surplus. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
Note: NAVs and returns updated on 23-Nov-2025.
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