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Best DSP Mutual Funds in 2025

What are DSP Mutual Fund funds?

DSP Mutual Fund is a mutual fund Asset Management Company (AMC) that pools money from many different investors and invests them.

Funds Included	All Fund Returns (3Y annualised)	Top 5 fund Returns (3Y annualised)
77	15.55%	34.08%

Trailing returns for DSP Mutual Fund funds

These are average returns over the indicated period.

Monthly trailing returns:

Dec-2025	Nov-2025	Oct-2025	Sep-2025	Aug-2025	Jul-2025
0.65%	1.72%	2.88%	2.64%	-0.34%	-0.57%

Quarterly trailing returns:

2025Q4	2025Q3	2025Q2	2025Q1	2024Q4	2024Q3
5.45%	1.97%	7.50%	-0.17%	-3.01%	6.28%

Yearly trailing returns:

2025	2024	2023	2022	2021	2020
16.12%	14.36%	20.06%	2.05%	18.39%	15.83%

Fundwise SIP, Lumpsum and SWP returns

Rolling SIP returns (less than 1 year)

Fund	Any 1M SIP	Any 3M SIP	Any 6M SIP
DSP Ultra Short Fund	6.73%	6.64%	6.48%
DSP Banking Financial Services Fund	20.96%	24.59%	24.03%
DSP Nifty It Index Fund	25.35%	20.94%	0%
DSP Nifty Private Bank ETF Fund	5.39%	23.1%	16.9%
DSP Nifty Healthcare Index Fund	0.78%	6.56%	0%
DSP Midcap Fund	1.94%	5.27%	6.85%
DSP Nifty Sdl Plus G Sec Jun 2028 3070 Index Fund	6.2%	7.11%	6.03%
DSP 10y G Sec Fund	3.73%	4.8%	2.37%
DSP Nifty Top 10 Equal Weight Index Fund	3.91%	2.78%	9.81%
DSP Bse Sensex Next 30 Index Fund	19.52%	17.72%	16.91%
DSP Quant Fund	24.26%	23.34%	17.26%
DSP Income Plus Arbitrage Omni FOF Fund	5.41%	6.62%	5.42%
DSP India Tiger Fund	-15.97%	-2.47%	1.07%
DSP Global Innovation Overseas Equity Omni FOF Fund	-13.25%	21.83%	37.77%
DSP Nifty Next 50 Index Fund	-20.41%	-2.36%	3.31%
DSP Nifty It ETF Fund	50.76%	31.2%	14.8%
DSP Business Cycle Fund	17.44%	17.1%	17.2%
DSP Focused Fund	22.68%	22.75%	14.85%
DSP Nifty Sdl Plus G Sec Sep 2027 5050 Index Fund	5.97%	6.75%	5.79%
DSP Large Mid Cap Fund	14.67%	18.62%	12.67%
DSP Nifty 50 Index Fund	12.98%	23.27%	14.96%
DSP Arbitrage Fund	7.09%	6.61%	6.32%
DSP Bond Fund	5.7%	7.4%	5.74%
DSP World Mining Overseas Equity Omni FOF Fund	220.09%	118.55%	128.61%
DSP Nifty 50 ETF Fund	13.17%	23.43%	15.1%
DSP Aggressive Hybrid Fund	5.15%	11.06%	6.93%
DSP Gold ETF Fund	28.83%	39.89%	36.25%
DSP Bse Sensex Next 30 ETF Fund	19.86%	18.06%	17.26%
DSP Nifty Bank ETF Fund	32.12%	34.29%	20.75%
DSP Gilt Fund	-6.05%	-0.67%	-1.35%
DSP Us Specific Debt Passive FOF Fund	13.82%	12.4%	8.14%
DSP Credit Risk Fund	5.99%	6.48%	5.74%
DSP Msci India ETF Fund	0%	0%	0%
DSP Nifty 50 Equal Weight Index Fund	4.69%	14.8%	15.07%
DSP Equity Savings Fund	5.97%	9.1%	6.69%
DSP Nifty Midcap 150 Quality 50 Index Fund	-9.79%	-5.21%	-3.45%
DSP Silver ETF Fund	669.13%	295.82%	237.77%
DSP Corporate Bond Fund	6.45%	6.7%	6.26%
DSP Savings Fund	6.64%	6.44%	6.34%
DSP Nifty500 Flexicap Quality 30 ETF Fund	16.18%	0%	0%
DSP Banking PSU Debt Fund	4.52%	6.59%	4.95%
DSP Global Clean Energy Overseas Equity Omni FOF Fund	5.1%	40.18%	56.15%
DSP Silver ETF Fund	121.22%	162.65%	211.78%
DSP World Gold Mining Overseas Equity Omni FOF Fund	431.55%	177.94%	189.66%
DSP Nifty Healthcare ETF Fund	14.59%	12.41%	13.88%
DSP Nifty500 Flexicap Quality 30 Index Fund	14.14%	16.24%	0%
DSP Short Term Fund	6.02%	7.27%	6.06%
DSP Multicap Fund	18.69%	14.67%	13.59%
DSP Nifty 1d Rate Liquid ETF Fund	0.0%	0.0%	0.0%
DSP Nifty Private Bank Index Fund	14.69%	21.81%	10.48%
DSP Value Fund	6.1%	16.35%	18.62%
DSP Bse Sensex ETF Fund	16.88%	18.15%	16.53%
DSP Multi Asset Allocation Fund	26.32%	27.56%	25.68%
DSP ELSS Tax Saver Fund	19.18%	21.46%	13.1%
DSP Dynamic Asset Allocation Fund	12.18%	14.43%	11.05%
DSP Flexi Cap Fund	4.0%	10.45%	8.55%
DSP Nifty Smallcap250 Quality 50 Index Fund	7.53%	8.28%	15.5%
DSP Strategic Bond Fund	-0.41%	2.89%	0.57%
DSP Us Specific Equity Omni FOF Fund	26.99%	41.32%	51.22%
DSP Bse Liquid Rate ETF Fund	6.25%	6.23%	6.06%
DSP Nifty Midcap 150 Index Fund	0%	0%	0%
DSP Gold ETF Fund	69.86%	72.94%	80.21%
DSP Nifty PSU Bank ETF Fund	8.55%	40.46%	32.33%
DSP Liquidity Fund	6.04%	6.01%	5.97%
DSP Low Duration Fund	6.57%	6.65%	6.36%
DSP Natural Resources And New Energy Fund	-13.18%	16.08%	18.01%
DSP Floater Fund	5.68%	6.8%	5.98%
DSP Nifty Midcap 150 Quality 50 ETF Fund	-9.8%	-5.24%	-3.48%
DSP Nifty Bank Index Fund	15.09%	11.79%	16.34%
DSP Nifty 50 Equal Weight ETF Fund	4.43%	14.82%	15.19%
DSP Small Cap Fund	-0.87%	-1.56%	-0.74%
DSP Nifty Smallcap 250 Index Fund	0%	0%	0%
DSP Nifty Top 10 Equal Weight ETF Fund	3.94%	2.58%	10.04%
DSP Crisil Ibx 5050 Gilt Plus Sdl April 2033 Index Fund	7.95%	6.3%	7.91%
DSP Large Cap Fund	10.14%	18.23%	11.0%
DSP Healthcare Fund	-0.88%	2.91%	5.28%
DSP Overnight Fund	5.39%	5.5%	5.49%

^{_{Data as of 14-Dec-2025}}

Note: Returns for less than one year are annualised. However, given the nature of the calculation, XIRR for such periods are not meaningful.

Rolling SIP returns (1 year or more):

Fund	Any 1Y SIP	Any 3Y SIP	Any 5Y SIP
DSP Ultra Short Fund	7.45%	6.91%	6.53%
DSP Banking Financial Services Fund	19.32%	0%	0%
DSP Nifty It Index Fund	0%	0%	0%
DSP Nifty Private Bank ETF Fund	10.33%	0%	0%
DSP Nifty Healthcare Index Fund	0%	0%	0%
DSP Midcap Fund	12.55%	17.81%	16.89%
DSP Nifty Sdl Plus G Sec Jun 2028 3070 Index Fund	7.8%	8.18%	0%
DSP 10y G Sec Fund	8.28%	6.14%	7.13%
DSP Nifty Top 10 Equal Weight Index Fund	8.46%	0%	0%
DSP Bse Sensex Next 30 Index Fund	0%	0%	0%
DSP Quant Fund	15.67%	11.26%	11.03%
DSP Income Plus Arbitrage Omni FOF Fund	6.56%	6.33%	7.99%
DSP India Tiger Fund	7.9%	19.03%	23.54%
DSP Global Innovation Overseas Equity Omni FOF Fund	34.26%	29.2%	0%
DSP Nifty Next 50 Index Fund	7.08%	15.85%	15.87%
DSP Nifty It ETF Fund	-0.53%	0%	0%
DSP Business Cycle Fund	0%	0%	0%
DSP Focused Fund	13.3%	18.1%	16.77%
DSP Nifty Sdl Plus G Sec Sep 2027 5050 Index Fund	8.21%	0%	0%
DSP Large Mid Cap Fund	16.02%	17.74%	15.32%
DSP Nifty 50 Index Fund	14.02%	13.7%	13.61%
DSP Arbitrage Fund	4.8%	4.72%	5.22%
DSP Bond Fund	7.58%	6.94%	6.53%
DSP World Mining Overseas Equity Omni FOF Fund	9.63%	12.62%	14.34%
DSP Nifty 50 ETF Fund	12.82%	13.64%	0%
DSP Aggressive Hybrid Fund	15.45%	15.64%	14.89%
DSP Gold ETF Fund	39.14%	0%	0%
DSP Bse Sensex Next 30 ETF Fund	0%	0%	0%
DSP Nifty Bank ETF Fund	14.74%	0%	0%
DSP Gilt Fund	8.14%	8.51%	7.81%
DSP Us Specific Debt Passive FOF Fund	9.61%	0%	0%
DSP Credit Risk Fund	8.25%	7.22%	5.07%
DSP Msci India ETF Fund	0%	0%	0%
DSP Nifty 50 Equal Weight Index Fund	9.77%	21.53%	17.21%
DSP Equity Savings Fund	8.14%	9.77%	9.87%
DSP Nifty Midcap 150 Quality 50 Index Fund	25.45%	11.56%	0%
DSP Silver ETF Fund	117.38%	53.31%	0%
DSP Corporate Bond Fund	6.15%	4.45%	5.52%
DSP Savings Fund	7.18%	7.28%	6.81%
DSP Nifty500 Flexicap Quality 30 ETF Fund	0%	0%	0%
DSP Banking PSU Debt Fund	8.2%	7.56%	7.07%
DSP Global Clean Energy Overseas Equity Omni FOF Fund	4.78%	3.96%	7.8%
DSP Silver ETF Fund	0%	0%	0%
DSP World Gold Mining Overseas Equity Omni FOF Fund	-3.65%	7.27%	7.63%
DSP Nifty Healthcare ETF Fund	7.04%	0%	0%
DSP Nifty500 Flexicap Quality 30 Index Fund	0%	0%	0%
DSP Short Term Fund	8.44%	7.92%	7.78%
DSP Multicap Fund	7.6%	0%	0%
DSP Nifty 1d Rate Liquid ETF Fund	0.0%	0.0%	0.0%
DSP Nifty Private Bank Index Fund	0%	0%	0%
DSP Value Fund	8.34%	18.92%	17.48%
DSP Bse Sensex ETF Fund	8.25%	0%	0%
DSP Multi Asset Allocation Fund	16.6%	0%	0%
DSP ELSS Tax Saver Fund	14.84%	18.91%	18.88%
DSP Dynamic Asset Allocation Fund	10.35%	10.25%	10.51%
DSP Flexi Cap Fund	11.96%	16.16%	16.77%
DSP Nifty Smallcap250 Quality 50 Index Fund	-1.94%	0%	0%
DSP Strategic Bond Fund	4.13%	7.05%	6.84%
DSP Us Specific Equity Omni FOF Fund	14.16%	13.03%	14.43%
DSP Bse Liquid Rate ETF Fund	5.76%	0%	0%
DSP Nifty Midcap 150 Index Fund	0%	0%	0%
DSP Gold ETF Fund	33.33%	0%	0%
DSP Nifty PSU Bank ETF Fund	9.59%	0%	0%
DSP Liquidity Fund	6.97%	6.97%	5.95%
DSP Low Duration Fund	7.27%	7.58%	6.97%
DSP Natural Resources And New Energy Fund	18.75%	20.57%	19.48%
DSP Floater Fund	4.77%	8.52%	0%
DSP Nifty Midcap 150 Quality 50 ETF Fund	9.16%	12.84%	0%
DSP Nifty Bank Index Fund	17.64%	0%	0%
DSP Nifty 50 Equal Weight ETF Fund	16.49%	16.34%	0%
DSP Small Cap Fund	22.98%	25.48%	20.8%
DSP Nifty Smallcap 250 Index Fund	0%	0%	0%
DSP Nifty Top 10 Equal Weight ETF Fund	8.73%	0%	0%
DSP Crisil Ibx 5050 Gilt Plus Sdl April 2033 Index Fund	9.32%	0%	0%
DSP Large Cap Fund	12.57%	12.11%	11.29%
DSP Healthcare Fund	27.23%	16.84%	18.6%
DSP Overnight Fund	5.68%	6.27%	6.0%

^{_{Data as of 14-Dec-2025}}

SIP Calculator Fund: Duration: 1 Year 3 Years 5 Years SIP Amount (₹):

Rolling Lumpsum returns

Fund	Any 1Y	Any 3Y	Any 5Y
DSP Ultra Short Fund	7.46%	6.94%	6.12%
DSP Banking Financial Services Fund	19.45%	0%	0%
DSP Nifty It Index Fund	0%	0%	0%
DSP Nifty Private Bank ETF Fund	9.35%	0%	0%
DSP Nifty Healthcare Index Fund	0%	0%	0%
DSP Midcap Fund	4.51%	19.97%	17.24%
DSP Nifty Sdl Plus G Sec Jun 2028 3070 Index Fund	7.77%	8.05%	0%
DSP 10y G Sec Fund	7.71%	7.5%	7.38%
DSP Nifty Top 10 Equal Weight Index Fund	4.06%	0%	0%
DSP Bse Sensex Next 30 Index Fund	0%	0%	0%
DSP Quant Fund	14.13%	17.07%	12.67%
DSP Income Plus Arbitrage Omni FOF Fund	5.36%	7.64%	8.06%
DSP India Tiger Fund	-3.69%	24.89%	29.79%
DSP Global Innovation Overseas Equity Omni FOF Fund	19.91%	30.81%	0%
DSP Nifty Next 50 Index Fund	-1.08%	17.4%	17.88%
DSP Nifty It ETF Fund	12.12%	0%	0%
DSP Business Cycle Fund	0%	0%	0%
DSP Focused Fund	5.89%	19.43%	17.31%
DSP Nifty Sdl Plus G Sec Sep 2027 5050 Index Fund	8.26%	0%	0%
DSP Large Mid Cap Fund	14.46%	16.89%	14.16%
DSP Nifty 50 Index Fund	9.36%	13.83%	15.73%
DSP Arbitrage Fund	5.08%	5.01%	5.49%
DSP Bond Fund	8.32%	7.71%	6.25%
DSP World Mining Overseas Equity Omni FOF Fund	9.09%	12.57%	13.72%
DSP Nifty 50 ETF Fund	10.63%	13.04%	0%
DSP Aggressive Hybrid Fund	14.1%	14.75%	15.05%
DSP Gold ETF Fund	33.54%	0%	0%
DSP Bse Sensex Next 30 ETF Fund	0%	0%	0%
DSP Nifty Bank ETF Fund	13.05%	0%	0%
DSP Gilt Fund	8.01%	8.44%	8.48%
DSP Us Specific Debt Passive FOF Fund	8.13%	0%	0%
DSP Credit Risk Fund	8.02%	6.43%	5.43%
DSP Msci India ETF Fund	0%	0%	0%
DSP Nifty 50 Equal Weight Index Fund	4.98%	17.77%	11.57%
DSP Equity Savings Fund	8.26%	9.26%	8.75%
DSP Nifty Midcap 150 Quality 50 Index Fund	9.98%	13.57%	0%
DSP Silver ETF Fund	78.48%	37.2%	0%
DSP Corporate Bond Fund	6.52%	5.56%	7.11%
DSP Savings Fund	7.39%	7.21%	6.02%
DSP Nifty500 Flexicap Quality 30 ETF Fund	0%	0%	0%
DSP Banking PSU Debt Fund	7.78%	7.79%	7.28%
DSP Global Clean Energy Overseas Equity Omni FOF Fund	2.18%	4.57%	5.94%
DSP Silver ETF Fund	0%	0%	0%
DSP World Gold Mining Overseas Equity Omni FOF Fund	-3.68%	5.6%	6.32%
DSP Nifty Healthcare ETF Fund	9.76%	0%	0%
DSP Nifty500 Flexicap Quality 30 Index Fund	0%	0%	0%
DSP Short Term Fund	8.56%	8.09%	8.31%
DSP Multicap Fund	3.91%	0%	0%
DSP Nifty 1d Rate Liquid ETF Fund	0.0%	0.0%	0.0%
DSP Nifty Private Bank Index Fund	0%	0%	0%
DSP Value Fund	6.07%	19.89%	18.7%
DSP Bse Sensex ETF Fund	8.4%	0%	0%
DSP Multi Asset Allocation Fund	15.89%	0%	0%
DSP ELSS Tax Saver Fund	14.97%	19.74%	18.59%
DSP Dynamic Asset Allocation Fund	9.45%	10.34%	10.07%
DSP Flexi Cap Fund	14.64%	16.64%	17.32%
DSP Nifty Smallcap250 Quality 50 Index Fund	-1.3%	0%	0%
DSP Strategic Bond Fund	5.58%	8.05%	6.65%
DSP Us Specific Equity Omni FOF Fund	14.06%	14.39%	14.28%
DSP Bse Liquid Rate ETF Fund	5.96%	0%	0%
DSP Nifty Midcap 150 Index Fund	0%	0%	0%
DSP Gold ETF Fund	29.16%	0%	0%
DSP Nifty PSU Bank ETF Fund	8.27%	0%	0%
DSP Liquidity Fund	7.37%	6.96%	5.83%
DSP Low Duration Fund	7.61%	7.55%	6.11%
DSP Natural Resources And New Energy Fund	10.57%	20.45%	19.09%
DSP Floater Fund	3.85%	8.55%	0%
DSP Nifty Midcap 150 Quality 50 ETF Fund	11.27%	13.93%	0%
DSP Nifty Bank Index Fund	10.42%	0%	0%
DSP Nifty 50 Equal Weight ETF Fund	11.75%	16.77%	0%
DSP Small Cap Fund	22.08%	22.64%	18.97%
DSP Nifty Smallcap 250 Index Fund	0%	0%	0%
DSP Nifty Top 10 Equal Weight ETF Fund	4.32%	0%	0%
DSP Crisil Ibx 5050 Gilt Plus Sdl April 2033 Index Fund	9.23%	0%	0%
DSP Large Cap Fund	10.44%	11.09%	10.24%
DSP Healthcare Fund	23.39%	28.13%	17.94%
DSP Overnight Fund	5.89%	5.52%	5.15%

^{_{Data as of 14-Dec-2025}}

Rolling SWP returns

Fund	Any 1Y SWP	Any 3Y SWP	Any 5Y SWP
DSP Ultra Short Fund	7.63%	6.81%	6.49%
DSP Banking Financial Services Fund	20.03%	0%	0%
DSP Nifty It Index Fund	0%	0%	0%
DSP Nifty Private Bank ETF Fund	8.01%	0%	0%
DSP Nifty Healthcare Index Fund	0%	0%	0%
DSP Midcap Fund	-0.42%	22.01%	18.76%
DSP Nifty Sdl Plus G Sec Jun 2028 3070 Index Fund	7.38%	7.9%	0%
DSP 10y G Sec Fund	7.79%	8.47%	8.47%
DSP Nifty Top 10 Equal Weight Index Fund	-1.58%	0%	0%
DSP Bse Sensex Next 30 Index Fund	0%	0%	0%
DSP Quant Fund	10.86%	23.04%	14.55%
DSP Income Plus Arbitrage Omni FOF Fund	6.89%	7.33%	7.62%
DSP India Tiger Fund	-13.39%	33.51%	39.78%
DSP Global Innovation Overseas Equity Omni FOF Fund	3.89%	32.02%	0%
DSP Nifty Next 50 Index Fund	-9.71%	17.77%	20.75%
DSP Nifty It ETF Fund	19.24%	0%	0%
DSP Business Cycle Fund	0%	0%	0%
DSP Focused Fund	-1.16%	20.95%	18.06%
DSP Nifty Sdl Plus G Sec Sep 2027 5050 Index Fund	8.43%	0%	0%
DSP Large Mid Cap Fund	12.81%	15.17%	13.28%
DSP Nifty 50 Index Fund	4.56%	12.13%	17.78%
DSP Arbitrage Fund	5.09%	5.34%	5.77%
DSP Bond Fund	8.57%	7.67%	5.41%
DSP World Mining Overseas Equity Omni FOF Fund	7.48%	8.91%	9.63%
DSP Nifty 50 ETF Fund	6.56%	12.48%	0%
DSP Aggressive Hybrid Fund	10.92%	14.26%	13.74%
DSP Gold ETF Fund	29.46%	0%	0%
DSP Bse Sensex Next 30 ETF Fund	0%	0%	0%
DSP Nifty Bank ETF Fund	11.08%	0%	0%
DSP Gilt Fund	7.74%	8.63%	8.67%
DSP Us Specific Debt Passive FOF Fund	8.74%	0%	0%
DSP Credit Risk Fund	7.68%	7.12%	6.87%
DSP Msci India ETF Fund	0%	0%	0%
DSP Nifty 50 Equal Weight Index Fund	2.15%	7.81%	5.87%
DSP Equity Savings Fund	7.47%	8.22%	7.04%
DSP Nifty Midcap 150 Quality 50 Index Fund	-4.08%	16.74%	0%
DSP Silver ETF Fund	43.5%	18.5%	0%
DSP Corporate Bond Fund	6.27%	7.28%	8.92%
DSP Savings Fund	7.54%	6.98%	6.8%
DSP Nifty500 Flexicap Quality 30 ETF Fund	0%	0%	0%
DSP Banking PSU Debt Fund	8.55%	7.7%	8.15%
DSP Global Clean Energy Overseas Equity Omni FOF Fund	0.53%	3.92%	3.93%
DSP Silver ETF Fund	0%	0%	0%
DSP World Gold Mining Overseas Equity Omni FOF Fund	-6.23%	4.19%	4.4%
DSP Nifty Healthcare ETF Fund	17.51%	0%	0%
DSP Nifty500 Flexicap Quality 30 Index Fund	0%	0%	0%
DSP Short Term Fund	8.61%	8.56%	8.32%
DSP Multicap Fund	-0.78%	0%	0%
DSP Nifty 1d Rate Liquid ETF Fund	-0.06%	0%	0%
DSP Nifty Private Bank Index Fund	0%	0%	0%
DSP Value Fund	8.5%	21.29%	20.34%
DSP Bse Sensex ETF Fund	14.12%	0%	0%
DSP Multi Asset Allocation Fund	16.78%	0%	0%
DSP ELSS Tax Saver Fund	10.71%	17.64%	18.51%
DSP Dynamic Asset Allocation Fund	9.11%	9.26%	9.58%
DSP Flexi Cap Fund	16.56%	15.5%	16.41%
DSP Nifty Smallcap250 Quality 50 Index Fund	0.46%	0%	0%
DSP Strategic Bond Fund	6.8%	9.25%	4.86%
DSP Us Specific Equity Omni FOF Fund	13.2%	14.57%	13.68%
DSP Bse Liquid Rate ETF Fund	6.17%	0%	0%
DSP Nifty Midcap 150 Index Fund	0%	0%	0%
DSP Gold ETF Fund	25.47%	0%	0%
DSP Nifty PSU Bank ETF Fund	-0.61%	0%	0%
DSP Liquidity Fund	7.21%	7.03%	6.39%
DSP Low Duration Fund	7.99%	7.51%	5.17%
DSP Natural Resources And New Energy Fund	5.54%	16.92%	17.26%
DSP Floater Fund	3.91%	8.58%	0%
DSP Nifty Midcap 150 Quality 50 ETF Fund	15.34%	16.02%	0%
DSP Nifty Bank Index Fund	4.96%	0%	0%
DSP Nifty 50 Equal Weight ETF Fund	6.26%	17.94%	0%
DSP Small Cap Fund	14.9%	19.93%	17.85%
DSP Nifty Smallcap 250 Index Fund	0%	0%	0%
DSP Nifty Top 10 Equal Weight ETF Fund	-1.31%	0%	0%
DSP Crisil Ibx 5050 Gilt Plus Sdl April 2033 Index Fund	9.61%	0%	0%
DSP Large Cap Fund	8.3%	9.63%	8.51%
DSP Healthcare Fund	20.88%	38.33%	17.19%
DSP Overnight Fund	5.81%	4.59%	4.48%

^{_{Data as of 14-Dec-2025}}

SIP and SWP returns with step-up

Rolling SIP returns with 10% step-up

Fund	Any 1Y SIP	Any 3Y 目↑ SIP	Any 5Y 目↑ SIP
DSP Ultra Short Fund	7.45%	7.57%	7.07%
DSP Banking Financial Services Fund	19.32%	0%	0%
DSP Nifty It Index Fund	0%	0%	0%
DSP Nifty Private Bank ETF Fund	10.33%	0%	0%
DSP Nifty Healthcare Index Fund	0%	0%	0%
DSP Midcap Fund	12.55%	17.5%	16.83%
DSP Nifty Sdl Plus G Sec Jun 2028 3070 Index Fund	7.8%	8.18%	0%
DSP 10y G Sec Fund	8.28%	7.58%	6.74%
DSP Nifty Top 10 Equal Weight Index Fund	8.46%	0%	0%
DSP Bse Sensex Next 30 Index Fund	0%	0%	0%
DSP Quant Fund	15.67%	12.02%	11.08%
DSP Income Plus Arbitrage Omni FOF Fund	6.56%	9.71%	8.39%
DSP India Tiger Fund	7.9%	18.0%	23.1%
DSP Global Innovation Overseas Equity Omni FOF Fund	34.26%	29.23%	0%
DSP Nifty Next 50 Index Fund	7.08%	15.05%	15.39%
DSP Nifty It ETF Fund	-0.53%	0%	0%
DSP Business Cycle Fund	0%	0%	0%
DSP Focused Fund	13.3%	17.87%	16.82%
DSP Nifty Sdl Plus G Sec Sep 2027 5050 Index Fund	8.21%	0%	0%
DSP Large Mid Cap Fund	16.02%	18.46%	18.76%
DSP Nifty 50 Index Fund	14.02%	13.38%	13.47%
DSP Arbitrage Fund	4.8%	7.36%	7.01%
DSP Bond Fund	7.58%	8.25%	7.44%
DSP World Mining Overseas Equity Omni FOF Fund	9.63%	30.66%	20.64%
DSP Nifty 50 ETF Fund	12.82%	13.55%	0%
DSP Aggressive Hybrid Fund	15.45%	15.07%	14.71%
DSP Gold ETF Fund	39.14%	0%	0%
DSP Bse Sensex Next 30 ETF Fund	0%	0%	0%
DSP Nifty Bank ETF Fund	14.74%	0%	0%
DSP Gilt Fund	8.14%	6.48%	6.58%
DSP Us Specific Debt Passive FOF Fund	9.61%	0%	0%
DSP Credit Risk Fund	8.25%	16.77%	14.66%
DSP Msci India ETF Fund	0%	0%	0%
DSP Nifty 50 Equal Weight Index Fund	9.77%	15.97%	16.59%
DSP Equity Savings Fund	8.14%	10.28%	10.18%
DSP Nifty Midcap 150 Quality 50 Index Fund	25.45%	11.27%	0%
DSP Silver ETF Fund	117.38%	54.63%	0%
DSP Corporate Bond Fund	6.15%	7.88%	6.96%
DSP Savings Fund	7.18%	7.4%	6.9%
DSP Nifty500 Flexicap Quality 30 ETF Fund	0%	0%	0%
DSP Banking PSU Debt Fund	8.2%	7.76%	7.1%
DSP Global Clean Energy Overseas Equity Omni FOF Fund	4.78%	19.59%	14.22%
DSP Silver ETF Fund	0%	0%	0%
DSP World Gold Mining Overseas Equity Omni FOF Fund	-3.65%	70.31%	42.97%
DSP Nifty Healthcare ETF Fund	7.04%	0%	0%
DSP Nifty500 Flexicap Quality 30 Index Fund	0%	0%	0%
DSP Short Term Fund	8.44%	8.11%	7.32%
DSP Multicap Fund	7.6%	0%	0%
DSP Nifty 1d Rate Liquid ETF Fund	0.0%	0.0%	0.0%
DSP Nifty Private Bank Index Fund	0%	0%	0%
DSP Value Fund	8.34%	18.74%	17.52%
DSP Bse Sensex ETF Fund	8.25%	0%	0%
DSP Multi Asset Allocation Fund	16.6%	0%	0%
DSP ELSS Tax Saver Fund	14.84%	18.44%	18.7%
DSP Dynamic Asset Allocation Fund	10.35%	13.14%	12.02%
DSP Flexi Cap Fund	11.96%	15.49%	15.72%
DSP Nifty Smallcap250 Quality 50 Index Fund	-1.94%	0%	0%
DSP Strategic Bond Fund	4.13%	6.86%	6.77%
DSP Us Specific Equity Omni FOF Fund	14.16%	28.28%	21.77%
DSP Bse Liquid Rate ETF Fund	5.76%	0%	0%
DSP Nifty Midcap 150 Index Fund	0%	0%	0%
DSP Gold ETF Fund	33.33%	0%	0%
DSP Nifty PSU Bank ETF Fund	9.59%	0%	0%
DSP Liquidity Fund	6.97%	6.95%	6.61%
DSP Low Duration Fund	7.27%	7.58%	7.03%
DSP Natural Resources And New Energy Fund	18.75%	17.18%	18.67%
DSP Floater Fund	4.77%	8.5%	0%
DSP Nifty Midcap 150 Quality 50 ETF Fund	9.16%	11.25%	0%
DSP Nifty Bank Index Fund	17.64%	0%	0%
DSP Nifty 50 Equal Weight ETF Fund	16.49%	16.16%	0%
DSP Small Cap Fund	22.98%	15.72%	18.67%
DSP Nifty Smallcap 250 Index Fund	0%	0%	0%
DSP Nifty Top 10 Equal Weight ETF Fund	8.73%	0%	0%
DSP Crisil Ibx 5050 Gilt Plus Sdl April 2033 Index Fund	9.32%	0%	0%
DSP Large Cap Fund	12.57%	16.91%	16.51%
DSP Healthcare Fund	27.23%	18.9%	18.55%
DSP Overnight Fund	5.68%	6.24%	6.02%

^{_{Data as of 14-Dec-2025}}

Rolling SWP returns with 10% step-up

Fund	Any 1Y SWP	Any 3Y 目↑ SWP	Any 5Y 目↑ SWP
DSP Ultra Short Fund	7.63%	7.61%	5.32%
DSP Banking Financial Services Fund	20.03%	0%	0%
DSP Nifty It Index Fund	0%	0%	0%
DSP Nifty Private Bank ETF Fund	8.01%	0%	0%
DSP Nifty Healthcare Index Fund	0%	0%	0%
DSP Midcap Fund	-0.42%	23.43%	18.58%
DSP Nifty Sdl Plus G Sec Jun 2028 3070 Index Fund	7.38%	7.92%	0%
DSP 10y G Sec Fund	7.79%	8.32%	3.44%
DSP Nifty Top 10 Equal Weight Index Fund	-1.58%	0%	0%
DSP Bse Sensex Next 30 Index Fund	0%	0%	0%
DSP Quant Fund	10.86%	11.39%	14.19%
DSP Income Plus Arbitrage Omni FOF Fund	6.89%	10.98%	5.65%
DSP India Tiger Fund	-13.39%	33.36%	38.88%
DSP Global Innovation Overseas Equity Omni FOF Fund	3.89%	31.92%	0%
DSP Nifty Next 50 Index Fund	-9.71%	18.56%	20.24%
DSP Nifty It ETF Fund	19.24%	0%	0%
DSP Business Cycle Fund	0%	0%	0%
DSP Focused Fund	-1.16%	21.13%	17.93%
DSP Nifty Sdl Plus G Sec Sep 2027 5050 Index Fund	8.43%	0%	0%
DSP Large Mid Cap Fund	12.81%	23.05%	24.08%
DSP Nifty 50 Index Fund	4.56%	12.43%	18.28%
DSP Arbitrage Fund	5.09%	8.03%	5.58%
DSP Bond Fund	8.57%	7.76%	5.12%
DSP World Mining Overseas Equity Omni FOF Fund	7.48%	1.34%	13.1%
DSP Nifty 50 ETF Fund	6.56%	12.64%	0%
DSP Aggressive Hybrid Fund	10.92%	18.61%	17.1%
DSP Gold ETF Fund	29.46%	0%	0%
DSP Bse Sensex Next 30 ETF Fund	0%	0%	0%
DSP Nifty Bank ETF Fund	11.08%	0%	0%
DSP Gilt Fund	7.74%	8.61%	5.27%
DSP Us Specific Debt Passive FOF Fund	8.74%	0%	0%
DSP Credit Risk Fund	7.68%	14.46%	9.35%
DSP Msci India ETF Fund	0%	0%	0%
DSP Nifty 50 Equal Weight Index Fund	2.15%	17.88%	23.96%
DSP Equity Savings Fund	7.47%	11.63%	11.9%
DSP Nifty Midcap 150 Quality 50 Index Fund	-4.08%	16.81%	0%
DSP Silver ETF Fund	43.5%	18.58%	0%
DSP Corporate Bond Fund	6.27%	7.28%	4.51%
DSP Savings Fund	7.54%	7.55%	5.21%
DSP Nifty500 Flexicap Quality 30 ETF Fund	0%	0%	0%
DSP Banking PSU Debt Fund	8.55%	7.72%	4.94%
DSP Global Clean Energy Overseas Equity Omni FOF Fund	0.53%	5.23%	9.34%
DSP Silver ETF Fund	0%	0%	0%
DSP World Gold Mining Overseas Equity Omni FOF Fund	-6.23%	20.1%	1.4%
DSP Nifty Healthcare ETF Fund	17.51%	0%	0%
DSP Nifty500 Flexicap Quality 30 Index Fund	0%	0%	0%
DSP Short Term Fund	8.61%	7.72%	5.01%
DSP Multicap Fund	-0.78%	0%	0%
DSP Nifty 1d Rate Liquid ETF Fund	-0.06%	0%	0%
DSP Nifty Private Bank Index Fund	0%	0%	0%
DSP Value Fund	8.5%	21.41%	20.06%
DSP Bse Sensex ETF Fund	14.12%	0%	0%
DSP Multi Asset Allocation Fund	16.78%	0%	0%
DSP ELSS Tax Saver Fund	10.71%	21.69%	25.71%
DSP Dynamic Asset Allocation Fund	9.11%	14.07%	10.11%
DSP Flexi Cap Fund	16.56%	20.89%	20.92%
DSP Nifty Smallcap250 Quality 50 Index Fund	0.46%	0%	0%
DSP Strategic Bond Fund	6.8%	9.24%	5.0%
DSP Us Specific Equity Omni FOF Fund	13.2%	18.29%	14.26%
DSP Bse Liquid Rate ETF Fund	6.17%	0%	0%
DSP Nifty Midcap 150 Index Fund	0%	0%	0%
DSP Gold ETF Fund	25.47%	0%	0%
DSP Nifty PSU Bank ETF Fund	-0.61%	0%	0%
DSP Liquidity Fund	7.21%	7.19%	5.1%
DSP Low Duration Fund	7.99%	7.52%	5.26%
DSP Natural Resources And New Energy Fund	5.54%	23.43%	30.07%
DSP Floater Fund	3.91%	8.6%	0%
DSP Nifty Midcap 150 Quality 50 ETF Fund	15.34%	16.79%	0%
DSP Nifty Bank Index Fund	4.96%	0%	0%
DSP Nifty 50 Equal Weight ETF Fund	6.26%	18.06%	0%
DSP Small Cap Fund	14.9%	26.46%	32.25%
DSP Nifty Smallcap 250 Index Fund	0%	0%	0%
DSP Nifty Top 10 Equal Weight ETF Fund	-1.31%	0%	0%
DSP Crisil Ibx 5050 Gilt Plus Sdl April 2033 Index Fund	9.61%	0%	0%
DSP Large Cap Fund	8.3%	19.73%	17.87%
DSP Healthcare Fund	20.88%	26.6%	17.35%
DSP Overnight Fund	5.81%	6.63%	4.79%

^{_{Data as of 14-Dec-2025}}

Note:N.A. in returns indicate that the fund does not have sufficient history.

Tables have been updated on 14-Dec-2025

Frequently Asked Questions (FAQs) regarding DSP Mutual Fund

What is DSP Mutual Fund?

DSP Mutual Fund is a mutual fund Asset Management Company (AMC) which is a company that pools money from many different investors and invests them in stocks, bonds, cash and metals (like gold) to generate returns.

How big is DSP Mutual Fund?

DSP Mutual Fund offers 77 funds in total across various categories.

How safe are mutual funds offered by DSP Mutual Fund?

Mutual Funds from DSP Mutual Fund are regulated by the Securities and Exchange Board of India (SEBI), which ensures that certain rules apply to how the company operates its funds. However, mutual fund investments are subject to market risks (i.e. they go up and down in value) and there is no guarantee of any returns.

What returns are given by the mutual funds offered by DSP Mutual Fund?

Mutual Funds from DSP Mutual Fund have given an average 15.55% return in the last 3 years for a lump sum investment. Past returns do not guarantee returns in the future.

How much returns are given by the best mutual funds offered by DSP Mutual Fund?

The five best mutual Funds from DSP Mutual Fund have given an average 34.08% return in the last 3 years for a lump sum investment. Past returns do not guarantee returns in the future.

How much SIP returns are given by the best mutual funds offered by DSP Mutual Fund?

The five best mutual Funds from DSP Mutual Fund have given an average 45.54% return in the last 3 years for a monthly SIP investment. Past returns do not guarantee returns in the future.

How much SWP returns are given by the best mutual funds offered by DSP Mutual Fund?

The five best mutual Funds from DSP Mutual Fund have given an average 28.89% return pre-tax in the last 3 years for a monthly withdrawal via SWP. Past returns do not guarantee returns in the future.

How can I invest in DSP Mutual Fund mutual funds?

You can invest in DSP Mutual Fund mutual funds online through their official website, mobile app, or via third-party platforms like MFCentral and distributors. You may also invest offline by submitting a physical application form through an authorised mutual fund distributor.

How can I redeem my investments from DSP Mutual Fund?

Redemption of DSP Mutual Fund mutual funds can be done online through the AMC's website, MFCentral website, or through your distributor. The redemption amount is typically credited to your registered bank account within 1-3 business days, depending on the fund type.

Does DSP Mutual Fund charge any fees or expenses?

Yes. Mutual funds managed by DSP Mutual Fund charge an expense ratio, which covers management fees and operational costs. Additionally, some schemes may have exit loads if you redeem units before a specific period.

Is a PAN and KYC mandatory to invest in DSP Mutual Fund mutual funds?

Yes. As per SEBI regulations, investors must have a valid PAN and complete the KYC process before investing in any mutual fund offered by DSP Mutual Fund.

Where can I view the performance and NAV of DSP Mutual Fund funds?

You can check the latest NAVs and performance data of all DSP Mutual Fund mutual funds on their official website, AMFI's portal, or financial websites like Arthgyaan.

Does DSP Mutual Fund offer SIP (Systematic Investment Plan) options?

Yes. DSP Mutual Fund allows investors to invest through SIPs, which enable disciplined investing by allowing them to contribute a fixed amount at regular intervals. You can see the SIP performance of their funds on this page.

Does DSP Mutual Fund offer SWP (Systematic Withdrawal Plan) options?

Yes. DSP Mutual Fund allows investors to withdraw through SWPs, where you can withdraw a fixed amount at regular intervals like monthly. You can see the pre-tax SWP performance of their funds on this page.

What is the minimum investment amount in DSP Mutual Fund mutual funds?

The minimum investment amount in DSP Mutual Fund mutual funds varies by fund and plan. Typically, SIPs can start from ₹500 per month, while lump sum investments usually begin at ₹5,000.

How are mutual fund returns from DSP Mutual Fund taxed?

Taxation of funds from DSP Mutual Fund depends on the type of fund and the holding period. Equity and debt funds are taxed differently under capital gains rules as defined by the Income Tax Act.

How can I contact DSP Mutual Fund for support or queries?

You can reach DSP Mutual Fund through their customer care email, toll-free number, or by visiting their nearest branch office. Contact details are available on their official website.

Explore All Funds Belonging to different AMCs

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Explore Different Categories of Mutual Funds

Equity Scheme funds Debt Scheme funds Hybrid Scheme funds Solution Oriented Schemes – Funds for Retirement and Children Other Schemes – ETFs and Fund of Funds Commodity Schemes – Funds Investing in Gold, Silver or Both

Disclaimer: Mutual fund investments are subject to market risks, read all scheme related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of future performance of the schemes. The Mutual Fund is not guaranteeing or assuring any dividend under any of the schemes and the same is subject to the availability and adequacy of distributable surplus. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

Note: NAVs and returns updated on 14-Dec-2025.

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