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The 2023 Arthgyaan Year in Review

Posted on 31 Dec 2023
Author: Sayan Sircar

Tags: Review

8 mins read
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This blog completes its third year with 100+ new posts in 12 months. Here’s looking back.

How it all started in March 2021

Our previous year in review: 2022

Arthgyaan was started in March 2021 to simplify goal-based investing and personal finance. The blog helps you create a system for reaching your financial goals by sharing simple, actionable advice backed by research and analysis. Our tagline is “Supporting everyone’s personal finance journey”.

This blog is a single-person effort. You can find more details on the About page. Our readers are located worldwide.

You can start reading here: Start here.

Looking back at 2023

In our third year of operation, the stock markets globally rose to life-time high levels. We responded with relevant posts and topics:

We also extensively covered gold investing:

as well as investing for NRIs:

We also covered the mechanics of purchasing a house in India:

Did you know that we have a private Facebook group which you can join for free and ask your own questions? Please click the button below to join.

Goal-based investing Google sheets tool

Goal-based investing cycle

We added new features to our Google Sheets workbook that allows you to find out your goal-wise asset allocation, SIP amount and rebalancing plan. The tool is designed to simplify your financial planning to help you set goals, manage your investments and let you take the right decisions that will help you achieve your life goals.

Here is a video that talks about the tool and what you can do with it.

You can get access to the tool here.

Case studies

We created some case studies showing how to use the goal-based investing tool from the previous section to perform your own financial planning:

Case study: how can this middle-aged investor with two children plan for retirement and children's goals?

This article shows how a single-income middle-aged couple with two small children reach their retirement and children’s goals.
Case study: can this double income single kid family reach FIRE at 50?

This article shows how a double-income couple with a 2-year old reach their FIRE dream at the age of 50.
Case study: how a family in their mid-30s with a newborn kid can FIRE and invest in real estate?

This article shows how a double-income couple with a newborn child can invest for their future goals of FIRE and real-estate investment.
Case study: how this double income recently married family can perform DIY goal-based investment planning

This article shows how a young just-married couple can invest for future goals using the Arthgyaan goal-based investing tool.
Case Study: How should couples in their 40s with a new baby plan their financial future?

Did you welcome a bundle of joy in your 40s? This article will discuss ways of planning the child’s (and your’s financial future)
Case study: how this double income single kid family can perform DIY goal-based investment planning

This article shows how a very typical salaried couple with one child can invest for future goals using the Arthgyaan goal-based investing tool.

These are the five most popular posts according to page views from Google Search Console:

Tools and calculators

There are multiple popular and useful tools and calculators available on the site:

Comprehensive goal-based investing calculator that can handle all goals like retirement, FIRE, children’s education/marriage and home buying. The tool will show you the asset allocation for each goal and SIP amount. It will even show the minimum term insurance coverage you need
Simple web-based single-goal planner that will help you find out the asset allocation and SIP amount for a single goal
Risk profiling tool that you should use before investing in your goals
eBook: 30 essential personal finance concepts
How to calculate your term insurance coverage amount?
Should you break your FD and create a new one at new higher rates?

Next steps

2024 is expected to be a fun year with more coverage of important goal-based investing concepts, research backed by data and coverage of relevant news topics.

Here’s wishing you all happy holidays and a happy new year. 2024 will be great! 😊

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Discover an article from the archives

Worked out case studies for goal-based investing

Case study: how can this middle-aged investor with two children plan for retirement and children's goals?

This article shows how a single-income middle-aged couple with two small children reach their retirement and children’s goals.
Case study: can this double income single kid family reach FIRE at 50?

This article shows how a double-income couple with a 2-year old reach their FIRE dream at the age of 50.
Case study: how a family in their mid-30s with a newborn kid can FIRE and invest in real estate?

This article shows how a double-income couple with a newborn child can invest for their future goals of FIRE and real-estate investment.
Case study: how this double income recently married family can perform DIY goal-based investment planning

This article shows how a young just-married couple can invest for future goals using the Arthgyaan goal-based investing tool.
Case Study: How should couples in their 40s with a new baby plan their financial future?

Did you welcome a bundle of joy in your 40s? This article will discuss ways of planning the child’s (and your’s financial future)
Case study: how this double income single kid family can perform DIY goal-based investment planning

This article shows how a very typical salaried couple with one child can invest for future goals using the Arthgyaan goal-based investing tool.

Previous and next articles:

<p>This article discusses what kind of caution you should exercise in case you are using media outlets to learn about personal finance.</p>

Portfolio Construction

What are the dangers of following financial advice from main-stream media?

This article discusses what kind of caution you should exercise in case you are using media outlets to learn about personal finance.

Published: 27 December 2023

5 MIN READ

<p>This post sifts through 39 options to find the best ELSS funds for investing in 2024.</p>

Choosing Investments Tax Mutual Funds

What are the best tax-saving ELSS mutual funds in 2024?

This post sifts through 39 options to find the best ELSS funds for investing in 2024.

Published: 1 January 2024

5 MIN READ

Latest articles:

<p>This article helps you get NPS NAV data via an easy to use API so that you can easily calculate, using Excel or Google Sheets, how much money you have in NPS.</p>

Market Data NPS

How to use Arthgyaan API to get NPS NAV to calculate your NPS corpus value?

This article helps you get NPS NAV data via an easy to use API so that you can easily calculate, using Excel or Google Sheets, how much money you have in NPS.

Published: 5 May 2024

3 MIN READ

<p>This article shows how quickly you can pay off your home loan, and even save a lot of interest, by increasing your EMI steadily year-on-year.</p>

House Purchase Loans

How much time and interest do you save if you pay off your home loan using a step-up EMI?

This article shows how quickly you can pay off your home loan, and even save a lot of interest, by increasing your EMI steadily year-on-year.

Published: 1 May 2024

4 MIN READ

Topics you will like:

Asset Allocation (21) Basics (8) Behaviour (12) Budgeting (12) Calculator (25) Case Study (6) Children (17) Choosing Investments (40) FAQ (12) FIRE (13) Gold (22) Health Insurance (5) House Purchase (30) Insurance (16) International Investing (12) Life Stages (2) Loans (18) Market Data (8) Market Movements (17) Mutual Funds (46) NPS (8) NRI (19) News (18) Pension (8) Portfolio Construction (53) Portfolio Review (27) Reader Questions (8) Real Estate (7) Research (5) Retirement (38) Review (15) Risk (6) Safe Withdrawal Rate (5) Set Goals (28) Step by step (15) Tax (59)

Next steps:

1. Email me with any questions.

2. Use our goal-based investing template to prepare a financial plan for yourself.

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