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Debt: Gilt funds

What are Debt: Gilt funds?


Funds Included All Fund Returns
(3Y annualised)		 Top 5 fund Returns
(3Y annualised)
25 7.83% 8.28%

This fund category is an example of Debt Scheme funds.

Debt funds invest primarily in fixed-income securities such as government bonds, corporate bonds, debentures, treasury bills, and money market instruments. They aim to provide steady income and capital preservation with lower volatility compared to equity funds. Depending on portfolio maturity and credit quality, debt funds range from liquid and short-duration funds to gilt and dynamic bond funds. Suitable for investors with moderate to low risk appetite seeking regular income.

Trailing returns for Debt: Gilt funds

These are average returns over the indicated period.

Monthly trailing returns:
Returns Sep-2025 Aug-2025 Jul-2025 Jun-2025
Value 1.61% -2.06% 0.43% -1.52%

Quarterly trailing returns:
Returns 2025Q3 2025Q2 2025Q1 2024Q4
Value -0.06% 0.97% 2.85% 0.67%

Yearly trailing returns:
Returns 2024 2023 2022 2021
Value 9.28% 7.22% 2.76% 2.59%

Fundwise SIP and SWP returns


Rolling SIP returns
Fund Any 1Y SIPAny 3Y SIPAny 5Y SIP
Canara Robeco Gilt Fund7.89%7.62%7.34%
Bandhan Government Securities Fund Investment8.63%8.66%8.05%
Franklin India Government Securities Fund6.8%6.39%6.14%
Nippon India Gilt Fund9.15%8.6%8.73%
DSP Gilt Fund8.32%8.62%8.06%
HDFC Gilt Fund7.75%7.19%7.03%
Baroda BNP Paribas Gilt Fund8.44%7.79%7.37%
Aditya Birla Sun Life Government Securities Fund8.82%8.34%8.11%
SBI Magnum Gilt Fund8.55%8.58%7.95%
Kotak Gilt Investment Provident Fund And Trust8.6%8.35%7.85%
Tata Gilt Securities Fund8.71%7.8%7.16%
LIC MF Gilt Fund7.9%7.62%7.35%
Axis Gilt Fund8.07%8.36%7.67%
Invesco India Gilt Fund8.04%7.53%7.08%
ICICI Prudential Gilt Fund8.57%8.38%8.05%
ICICI Prudential Short Term Gilt Fund9.23%10.16%9.91%
UTI Gilt Fund7.72%7.75%7.58%
Nippon India Gilt Fund Bonus8.28%8.06%7.92%
PGIM India Gilt Fund7.31%7.91%7.39%
Edelweiss Government Securities Fund7.56%8.28%7.3%
Union Gilt Fund8.12%6.35%0%
HSBC Gilt Fund8.81%0%0%
Quant Gilt Fund8.04%0%0%
Bajaj Finserv Gilt Fund0%0%0%
Groww Gilt Fund0%0%0%

Rolling SWP returns
Fund Any 1Y SWPAny 3Y SWPAny 5Y SWP
Canara Robeco Gilt Fund7.68%7.85%8.55%
Bandhan Government Securities Fund Investment8.45%8.89%9.01%
Franklin India Government Securities Fund6.83%6.29%6.99%
Nippon India Gilt Fund8.88%8.68%9.64%
DSP Gilt Fund8.32%8.58%8.43%
HDFC Gilt Fund7.69%7.18%7.47%
Baroda BNP Paribas Gilt Fund7.97%7.98%7.85%
Aditya Birla Sun Life Government Securities Fund8.59%8.48%9.09%
SBI Magnum Gilt Fund8.55%8.9%9.13%
Kotak Gilt Investment Provident Fund And Trust8.7%8.88%8.61%
Tata Gilt Securities Fund8.52%8.07%7.78%
LIC MF Gilt Fund7.66%7.62%7.89%
Axis Gilt Fund7.95%7.94%7.85%
Invesco India Gilt Fund0%0%0%
ICICI Prudential Gilt Fund8.92%9.03%8.82%
ICICI Prudential Short Term Gilt Fund10.32%10.33%10.53%
UTI Gilt Fund7.26%7.96%8.74%
Nippon India Gilt Fund Bonus8.51%8.34%9.07%
PGIM India Gilt Fund7.34%6.53%6.79%
Edelweiss Government Securities Fund7.03%7.61%8.17%
Union Gilt Fund8.23%7.79%0%
HSBC Gilt Fund8.43%0%0%
Quant Gilt Fund8.37%0%0%
Bajaj Finserv Gilt Fund0%0%0%
Groww Gilt Fund0%0%0%

SIP and SWP returns with step-up


Rolling SIP returns with 10% step-up
Fund Any 1Y SIPAny 3Y Step-up SIPAny 5Y Step-up SIP
Canara Robeco Gilt Fund7.89%7.61%7.29%
Bandhan Government Securities Fund Investment8.63%8.65%7.7%
Franklin India Government Securities Fund6.8%6.35%6.03%
Nippon India Gilt Fund9.15%8.57%8.63%
DSP Gilt Fund8.32%8.62%7.71%
HDFC Gilt Fund7.75%7.19%7.01%
Baroda BNP Paribas Gilt Fund8.44%7.78%7.11%
Aditya Birla Sun Life Government Securities Fund8.82%8.34%8.27%
SBI Magnum Gilt Fund8.55%8.59%8.05%
Kotak Gilt Investment Provident Fund And Trust8.6%8.37%7.79%
Tata Gilt Securities Fund8.71%7.73%7.01%
LIC MF Gilt Fund7.9%7.65%7.11%
Axis Gilt Fund8.07%8.37%7.12%
Invesco India Gilt Fund8.04%7.51%6.94%
ICICI Prudential Gilt Fund8.57%8.4%8.3%
ICICI Prudential Short Term Gilt Fund9.23%10.13%8.46%
UTI Gilt Fund7.72%7.73%7.5%
Nippon India Gilt Fund Bonus8.28%8.05%7.11%
PGIM India Gilt Fund7.31%7.88%6.77%
Edelweiss Government Securities Fund7.56%8.3%7.25%
Union Gilt Fund8.12%6.27%0%
HSBC Gilt Fund8.81%0%0%
Quant Gilt Fund8.04%0%0%
Bajaj Finserv Gilt Fund0%0%0%
Groww Gilt Fund0%0%0%

Rolling SWP returns with 10% step-up
Fund Any 1Y SWPAny 3Y Step-up SWPAny 5Y Step-up SWP
Canara Robeco Gilt Fund7.68%7.88%8.47%
Bandhan Government Securities Fund Investment8.45%8.89%9.68%
Franklin India Government Securities Fund6.83%6.28%7.25%
Nippon India Gilt Fund8.88%8.73%10.12%
DSP Gilt Fund8.32%8.6%9.19%
HDFC Gilt Fund7.69%7.21%7.54%
Baroda BNP Paribas Gilt Fund7.97%7.93%7.94%
Aditya Birla Sun Life Government Securities Fund8.59%8.47%9.4%
SBI Magnum Gilt Fund8.55%8.9%9.77%
Kotak Gilt Investment Provident Fund And Trust8.7%8.89%9.16%
Tata Gilt Securities Fund8.52%8.11%8.1%
LIC MF Gilt Fund7.66%7.55%8.6%
Axis Gilt Fund7.95%7.97%8.19%
Invesco India Gilt Fund0%0%8.02%
ICICI Prudential Gilt Fund8.92%9.01%9.26%
ICICI Prudential Short Term Gilt Fund10.32%10.35%9.02%
UTI Gilt Fund7.26%7.99%8.87%
Nippon India Gilt Fund Bonus8.51%8.35%9.48%
PGIM India Gilt Fund7.34%6.58%7.24%
Edelweiss Government Securities Fund7.03%7.68%8.51%
Union Gilt Fund8.23%7.82%0%
HSBC Gilt Fund8.43%0%0%
Quant Gilt Fund8.37%0%0%
Bajaj Finserv Gilt Fund0%0%0%
Groww Gilt Fund0%0%0%

Note:N.A. in returns indicate that the fund does not have sufficient history.

Explore All Funds Belonging to this Type

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Disclaimer: Mutual fund investments are subject to market risks, read all scheme related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of future performance of the schemes. The Mutual Fund is not guaranteeing or assuring any dividend under any of the schemes and the same is subject to the availability and adequacy of distributable surplus. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

Note: NAVs and returns updated on 02-Nov-2025.

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