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Debt: Banking And PSU funds

What are Debt: Banking And PSU funds?


Funds Included All Fund Returns
(3Y annualised)		 Top 5 fund Returns
(3Y annualised)
23 7.89% 8.04%

This fund category is an example of Debt Scheme funds.

Debt funds invest primarily in fixed-income securities such as government bonds, corporate bonds, debentures, treasury bills, and money market instruments. They aim to provide steady income and capital preservation with lower volatility compared to equity funds. Depending on portfolio maturity and credit quality, debt funds range from liquid and short-duration funds to gilt and dynamic bond funds. Suitable for investors with moderate to low risk appetite seeking regular income.

Trailing returns for Debt: Banking And PSU funds

These are average returns over the indicated period.

Monthly trailing returns:
Returns Oct-2025 Sep-2025 Aug-2025 Jul-2025
Value 0.79% 0.63% -0.09% 0.58%

Quarterly trailing returns:
Returns 2025Q3 2025Q2 2025Q1 2024Q4
Value 1.12% 2.57% 2.32% 1.58%

Yearly trailing returns:
Returns 2024 2023 2022 2021
Value 8.14% 6.97% 3.7% 3.74%

Fundwise SIP and SWP returns


Rolling SIP returns
Fund Any 1Y SIPAny 3Y SIPAny 5Y SIP
Aditya Birla Sun Life Banking PSU Debt Fund8.32%7.95%7.85%
Sundaram Banking PSU Fund7.97%7.22%6.83%
ICICI Prudential Banking And PSU Debt Fund8.17%7.79%7.71%
LIC MF Banking PSU Fund7.71%7.54%7.45%
Axis Banking PSU Debt Fund8.09%7.91%7.63%
Invesco India Banking And PSU Fund7.7%7.35%7.01%
Bandhan Banking And PSU Fund7.75%7.35%7.24%
Kotak Banking And PSU Debt8.36%7.82%7.71%
DSP Banking PSU Debt Fund8.18%7.6%7.36%
SBI Banking PSU Fund8.04%7.67%7.7%
UTI Banking PSU Fund8.04%7.53%7.13%
HDFC Banking And PSU Debt Fund8.18%7.57%7.57%
Franklin India Banking PSU Debt Fund7.73%7.48%7.28%
Sundaram Banking PSU Fund9.03%0%0%
Nippon India Banking And PSU Fund7.71%7.31%7.61%
Nippon India Banking And PSU Fund Bonus7.7%7.31%7.61%
Edelweiss Banking And PSU Debt Fund7.24%7.52%6.78%
Mirae Asset Banking And PSU Fund6.9%6.84%6.75%
ITI Banking PSU Debt Fund6.91%7.29%7.5%
Trustmf Banking PSU Fund7.16%7.11%7.39%
Canara Robeco Banking And PSU Debt Fund7.41%7.41%0%
HSBC Banking And PSU Debt Fund7.61%0%0%
Bajaj Finserv Banking And PSU Fund8.42%0%0%

Rolling SWP returns
Fund Any 1Y SWPAny 3Y SWPAny 5Y SWP
Aditya Birla Sun Life Banking PSU Debt Fund8.58%8.76%8.87%
Sundaram Banking PSU Fund8.01%7.12%7.25%
ICICI Prudential Banking And PSU Debt Fund8.35%7.97%8.39%
LIC MF Banking PSU Fund7.81%7.73%7.92%
Axis Banking PSU Debt Fund8.15%8.1%8.35%
Invesco India Banking And PSU Fund7.76%7.28%7.51%
Bandhan Banking And PSU Fund7.78%7.55%7.9%
Kotak Banking And PSU Debt8.64%8.45%8.54%
DSP Banking PSU Debt Fund8.48%8.14%8.28%
SBI Banking PSU Fund8.45%8.04%8.33%
UTI Banking PSU Fund7.96%7.09%6.86%
HDFC Banking And PSU Debt Fund8.54%7.9%8.31%
Franklin India Banking PSU Debt Fund7.89%7.86%8.17%
Sundaram Banking PSU Fund8.2%0%0%
Nippon India Banking And PSU Fund8.01%7.48%7.95%
Nippon India Banking And PSU Fund Bonus8.01%7.47%7.95%
Edelweiss Banking And PSU Debt Fund7.42%7.53%8.34%
Mirae Asset Banking And PSU Fund6.09%4.48%4.76%
ITI Banking PSU Debt Fund6.82%5.5%5.63%
Trustmf Banking PSU Fund7.03%4.57%4.82%
Canara Robeco Banking And PSU Debt Fund7.62%7.08%0%
HSBC Banking And PSU Debt Fund7.7%0%0%
Bajaj Finserv Banking And PSU Fund8.81%0%0%

SIP and SWP returns with step-up


Rolling SIP returns with 10% step-up
Fund Any 1Y SIPAny 3Y Step-up SIPAny 5Y Step-up SIP
Aditya Birla Sun Life Banking PSU Debt Fund8.32%7.94%7.79%
Sundaram Banking PSU Fund7.97%7.25%6.67%
ICICI Prudential Banking And PSU Debt Fund8.17%7.78%7.7%
LIC MF Banking PSU Fund7.71%7.51%7.27%
Axis Banking PSU Debt Fund8.09%7.9%7.41%
Invesco India Banking And PSU Fund7.7%7.37%7.03%
Bandhan Banking And PSU Fund7.75%7.33%7.03%
Kotak Banking And PSU Debt8.36%7.79%7.56%
DSP Banking PSU Debt Fund8.18%7.62%7.27%
SBI Banking PSU Fund8.04%7.65%7.22%
UTI Banking PSU Fund8.04%7.55%6.51%
HDFC Banking And PSU Debt Fund8.18%7.56%7.36%
Franklin India Banking PSU Debt Fund7.73%7.46%7.15%
Sundaram Banking PSU Fund9.03%0%0%
Nippon India Banking And PSU Fund7.71%7.3%6.75%
Nippon India Banking And PSU Fund Bonus7.7%7.3%6.75%
Edelweiss Banking And PSU Debt Fund7.24%7.54%6.81%
Mirae Asset Banking And PSU Fund6.9%6.89%7.0%
ITI Banking PSU Debt Fund6.91%7.32%7.25%
Trustmf Banking PSU Fund7.16%7.15%0%
Canara Robeco Banking And PSU Debt Fund7.41%7.41%0%
HSBC Banking And PSU Debt Fund7.61%0%0%
Bajaj Finserv Banking And PSU Fund8.42%0%0%

Rolling SWP returns with 10% step-up
Fund Any 1Y SWPAny 3Y Step-up SWPAny 5Y Step-up SWP
Aditya Birla Sun Life Banking PSU Debt Fund8.58%8.74%8.72%
Sundaram Banking PSU Fund8.01%7.09%7.4%
ICICI Prudential Banking And PSU Debt Fund8.35%7.98%8.31%
LIC MF Banking PSU Fund7.81%7.74%7.95%
Axis Banking PSU Debt Fund8.15%8.1%8.37%
Invesco India Banking And PSU Fund7.76%7.29%7.59%
Bandhan Banking And PSU Fund7.78%7.6%8.01%
Kotak Banking And PSU Debt8.64%8.4%8.59%
DSP Banking PSU Debt Fund8.48%8.1%8.28%
SBI Banking PSU Fund8.45%8.05%8.28%
UTI Banking PSU Fund7.96%7.09%6.69%
HDFC Banking And PSU Debt Fund8.54%7.84%8.39%
Franklin India Banking PSU Debt Fund7.89%7.87%8.31%
Sundaram Banking PSU Fund8.2%0%0%
Nippon India Banking And PSU Fund8.01%7.48%8.34%
Nippon India Banking And PSU Fund Bonus8.01%7.48%8.34%
Edelweiss Banking And PSU Debt Fund7.42%7.56%8.65%
Mirae Asset Banking And PSU Fund6.09%4.48%4.96%
ITI Banking PSU Debt Fund6.82%5.54%5.57%
Trustmf Banking PSU Fund7.03%4.61%0%
Canara Robeco Banking And PSU Debt Fund7.62%7.09%0%
HSBC Banking And PSU Debt Fund7.7%0%0%
Bajaj Finserv Banking And PSU Fund8.81%0%0%

Note:N.A. in returns indicate that the fund does not have sufficient history.

Explore All Funds Belonging to this Type

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Disclaimer: Mutual fund investments are subject to market risks, read all scheme related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of future performance of the schemes. The Mutual Fund is not guaranteeing or assuring any dividend under any of the schemes and the same is subject to the availability and adequacy of distributable surplus. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

Note: NAVs and returns updated on 02-Nov-2025.

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