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Best Index Debt Funds in 2025

What are Debt: Index funds?

Funds Included	All Fund Returns (3Y annualised)	Top 5 fund Returns (3Y annualised)
107	7.86%	8.6%

This fund category is an example of Debt Scheme funds.

Debt funds invest primarily in fixed-income securities such as government bonds, corporate bonds, debentures, treasury bills, and money market instruments. They aim to provide steady income and capital preservation with lower volatility compared to equity funds. Depending on portfolio maturity and credit quality, debt funds range from liquid and short-duration funds to gilt and dynamic bond funds. Suitable for investors with moderate to low risk appetite seeking regular income.

Trailing returns for Debt: Index funds

These are average returns over the indicated period.

Monthly trailing returns:

Nov-2025	Oct-2025	Sep-2025	Aug-2025	Jul-2025	Jun-2025
0.37%	0.68%	0.72%	-0.16%	0.49%	0.25%

Quarterly trailing returns:

2025Q4	2025Q3	2025Q2	2025Q1	2024Q4	2024Q3
1.05%	1.05%	2.83%	2.34%	1.36%	2.83%

Yearly trailing returns:

2025	2024	2023	2022	2021
7.44%	8.56%	7.39%	2.23%	0.00%

Rolling returns for Debt: Index funds

SIP

10% Step-up SIP

Lump sum

SWP

10% Step-up SWP

Metric	Any 1Y SIP	Any 2Y SIP	Any 3Y SIP	Any 5Y SIP	Any 7Y SIP	Any 10Y SIP
Minimum	5.57%	7.57%	7.66%	0%	0%	0%
Median	8.13%	8.34%	7.86%	0%	0%	0%
Maximum	10.94%	9.4%	8.05%	0%	0%	0%
Risk	1.2%	0.48%	0.1%	0%	0%	0%
Sharpe Ratio	93.93%	282.21%	836.21%	0%	0%	0%

^{_{Data as of 27-Dec-2025}}

Metric	Any 1Y SIP	Any 2Y 目↑ SIP	Any 3Y 目↑ SIP	Any 5Y 目↑ SIP	Any 7Y 目↑ SIP	Any 10Y 目↑ SIP
Minimum	5.57%	7.57%	7.66%	0%	0%	0%
Median	8.13%	8.36%	7.83%	0%	0%	0%
Maximum	10.94%	9.43%	7.96%	0%	0%	0%
Risk	1.2%	0.49%	0.08%	0%	0%	0%
Sharpe Ratio	93.93%	279.81%	988.06%	0%	0%	0%

^{_{Data as of 27-Dec-2025}}

Metric	Any 1Y	Any 2Y	Any 3Y	Any 5Y	Any 7Y	Any 10Y
Minimum	6.19%	8.0%	7.69%	0%	0%	0%
Median	8.22%	8.55%	7.84%	0%	0%	0%
Maximum	10.33%	8.95%	8.02%	0%	0%	0%
Risk	0.99%	0.23%	0.08%	0%	0%	0%
Sharpe Ratio	122.89%	666.72%	996.5%	0%	0%	0%

^{_{Data as of 27-Dec-2025}}

Metric	Any 1Y SWP	Any 2Y SWP	Any 3Y SWP	Any 5Y SWP	Any 7Y SWP	Any 10Y SWP
Minimum	5.32%	7.61%	7.55%	0%	0%	0%
Median	8.49%	8.57%	7.82%	0%	0%	0%
Maximum	10.26%	9.52%	8.08%	0%	0%	0%
Risk	1.21%	0.52%	0.13%	0%	0%	0%
Sharpe Ratio	123.48%	301.2%	625.04%	0%	0%	0%

^{_{Data as of 27-Dec-2025}}

Metric	Any 1Y SWP	Any 2Y 目↑ SWP	Any 3Y 目↑ SWP	Any 5Y 目↑ SWP	Any 7Y 目↑ SWP	Any 10Y 目↑ SWP
Minimum	5.32%	7.7%	7.68%	0%	0%	0%
Median	8.49%	8.62%	7.84%	0%	0%	0%
Maximum	10.26%	9.54%	8.03%	0%	0%	0%
Risk	1.21%	0.5%	0.1%	0%	0%	0%
Sharpe Ratio	123.48%	322.46%	880.04%	0%	0%	0%

^{_{Data as of 27-Dec-2025}}

Fundwise SIP, Lumpsum and SWP returns

Rolling SIP returns (less than 1 year)

Fund	Any 1M SIP	Any 3M SIP	Any 6M SIP
ICICI Prudential Nifty Sdl Sep 2026 Index Fund	6.78%	6.41%	7.11%
Baroda BNP Paribas Nifty Sdl December 2028 Index Fund	8.09%	8.39%	6.05%
Mirae Asset Nifty Sdl Jun 2027 Index Fund	5.82%	6.44%	5.91%
Baroda BNP Paribas Nifty Sdl December 2026 Index Fund	7.01%	6.90%	6.81%
Aditya Birla Sun Life Nifty Sdl Apr 2027 Index Fund	6.21%	6.56%	6.04%
Kotak Nifty Sdl Jul 2033 Index Fund	6.97%	6.01%	5.67%
UTI Nifty Sdl Plus Aaa PSU Bond Apr 2028 7525 Index Fund	7.37%	6.96%	7.08%
Nippon India Nifty G Sec Oct 2028 Maturity Index Fund	6.50%	7.17%	6.37%
ICICI Prudential Nifty PSU Bond Plus Sdl Sep 2027 4060 Index Fund	4.99%	6.30%	5.73%
Axis Crisil Ibx Aaa Bond Financial Services Sep 2027 Index Fund	7.40%	7.68%	8.20%
ICICI Prudential Nifty Sdl Sep 2027 Index Fund	5.39%	6.21%	5.66%
Axis Crisil Ibx Aaa Bond Nbfc Hfc Jun 2027 Index Fund	7.69%	7.78%	7.96%
Kotak Crisil Ibx Aaa Financial Services Index Sep 2027 Fund	7.83%	7.43%	9.04%
Edelweiss Crisil Ibx 5050 Gilt Plus Sdl Sep 2028 Index Fund	6.56%	7.15%	6.05%
Bandhan Crisil Ibx Gilt April 2026 Index Fund	6.04%	5.79%	6.90%
Nippon India Crisil Ibx Aaa Financial Services Dec 2026 Index Fund	7.29%	7.44%	8.62%
Kotak Nifty G Sec July 2033 Index Fund	10.01%	8.77%	9.07%
Edelweiss Nifty PSU Bond Plus Sdl Apr 2027 5050 Index Fund	5.79%	6.14%	5.85%
Kotak Nifty Aaa Bond Financial Services Mar 2028 Index Fund	6.80%	7.65%	0%
Aditya Birla Sun Life Crisil Ibx Aaa Nbfc Hfc Index Dec 2025 Fund	7.09%	7.42%	8.04%
Aditya Birla Sun Life Nifty Sdl Sep 2027 Index Fund	5.46%	6.19%	5.78%
Nippon India Crisil Ibx Aaa Financial Services Jan 2028 Index Fund	7.74%	7.86%	8.74%
Bandhan Crisil Ibx Financial Services 3 6 Months Debt Index Fund	6.92%	6.57%	6.58%
Tata Nifty G Sec Dec 2029 Index Fund	6.73%	6.87%	6.14%
Aditya Birla Sun Life Crisil Ibx Financial Services 3 To 6 Months Debt Index Fund	7.14%	7.17%	7.00%
Kotak Crisil Ibx Financial Services 9 To 12 Months Debt Index Fund	6.42%	0%	0%
SBI Crisil Ibx Gilt Index June 2036 Fund	3.98%	4.95%	2.95%
Aditya Birla Sun Life Crisil Ibx Gilt June 2027 Index Fund	8.13%	7.42%	7.58%
Jioblackrock Nifty 8 13 Yr G Sec Index Fund	5.55%	3.62%	0%
Axis Crisil Ibx Aaa Bond Nbfc Jun 2027 Index Fund	7.85%	7.46%	9.06%
Edelweiss Crisil Ibx 5050 Gilt Plus Sdl Short Duration Index Fund	6.19%	6.57%	6.93%
Tata Crisil Ibx Gilt Index April 2026 Index Fund	5.93%	5.75%	5.65%
Nippon India Nifty Sdl Plus G Sec Jun 2028 Maturity 7030 Index Fund	6.70%	7.43%	5.96%
Nippon India Nifty Aaa PSU Bond Plus Sdl Sep 2026 Maturity 5050 Index Fund	5.98%	6.14%	6.03%
SBI Cpse Bond Plus Sdl Sep 2026 5050 Index Fund	5.95%	6.13%	5.91%
Mirae Asset Crisil Ibx Financial Services 9 12 Months Debt Index Fund	6.34%	6.34%	5.91%
Mirae Asset Nifty Sdl June 2028 Index Fund	7.04%	7.64%	7.26%
SBI Crisil Ibx Gilt Index April 2029 Fund	8.37%	7.54%	6.60%
Aditya Birla Sun Life Crisil Ibx Gilt Apr 2033 Index Fund	9.26%	8.14%	9.20%
Aditya Birla Sun Life Crisil Ibx 5050 Gilt Plus Sdl Apr 2028 Index Fund	7.20%	7.53%	6.66%
HDFC Nifty G Sec July 2031 Index Fund	3.08%	6.05%	4.17%
Aditya Birla Sun Life Crisil Ibx Gilt Apr 2029 Index Fund	8.19%	8.35%	6.61%
DSP Nifty Sdl Plus G Sec Sep 2027 5050 Index Fund	5.63%	6.19%	5.76%
Nippon India Nifty Sdl Plus G Sec Jun 2029 Maturity 7030 Index Fund	7.70%	8.13%	5.99%
Axis Nifty Sdl September 2026 Debt Index Fund	6.89%	6.62%	7.04%
Nippon India Nifty Aaa Cpse Bond Plus Sdl Apr 2027 Maturity 6040 Index Fund	5.70%	6.23%	5.93%
ICICI Prudential Crisil Ibx Financial Services 3 6 Months Debt Index Fund	7.06%	6.67%	6.68%
Tata Nifty G Sec Dec 2026 Index Fund	7.03%	6.49%	6.90%
Aditya Birla Sun Life Crisil Ibx Financial Services 9 12 Months Debt Index Fund	6.99%	6.56%	6.70%
Aditya Birla Sun Life Crisil Ibx Gilt April 2026 Index Fund	5.85%	5.68%	5.57%
Aditya Birla Sun Life Crisil Ibx Gilt Apr 2028 Index Fund	6.71%	6.43%	6.31%
Aditya Birla Sun Life Crisil Ibx 6040 Sdlaaa PSU Apr 2027 Index Fund	5.96%	6.30%	6.01%
HSBC Crisil Ibx Gilt June 2027 Index Fund	5.19%	5.81%	5.79%
Axis Crisil Ibx Sdl June 2034 Debt Index Fund	9.21%	8.25%	8.44%
HDFC Nifty G Sec Jun 2027 Index Fund	5.30%	5.84%	5.75%
Nippon India Nifty G Sec Jun 2036 Maturity Index Fund	8.18%	7.22%	6.27%
Axis Crisil Ibx 5050 Gilt Plus Sdl June 2028 Index Fund	6.50%	7.31%	5.95%
PGIM India Crisil Ibx Gilt Index Apr 2028 Fund	6.10%	6.39%	6.03%
Kotak Nifty Sdl Jul 2026 Index Fund	6.19%	6.17%	5.86%
DSP Crisil Ibx 5050 Gilt Plus Sdl April 2033 Index Fund	7.21%	5.77%	6.75%
Aditya Birla Sun Life Crisil Ibx Aaa Nbfc Hfc Index Sep 2026 Fund	7.48%	7.49%	8.77%
ICICI Prudential Nifty G Sec Dec 2030 Index Fund	4.04%	5.54%	4.66%
HSBC Crisil Ibx 5050 Gilt Plus Sdl Apr 2028 Index Fund	6.05%	6.96%	5.91%
Bandhan Crisil Ibx Gilt June 2027 Index Fund	5.44%	5.89%	5.81%
Tata Nifty Sdl Plus Aaa PSU Bond Dec 6040 Index Fund	4.73%	6.21%	5.64%
HDFC Nifty G Sec Apr 2029 Index Fund	8.20%	8.43%	6.66%
HDFC Crisil Ibx Financial Services 3 6 Months Debt Index Fund	7.07%	6.66%	6.73%
Edelweiss Crisil Ibx 5050 Gilt Plus Sdl June 2027 Index Fund	6.95%	6.72%	7.06%
Kotak Nifty Sdl Plus Aaa PSU Bond Jul 2028 6040 Index Fund	7.14%	6.95%	7.50%
Kotak Nifty Sdl Apr 2027 Top 12 Equal Weight Index Fund	6.49%	6.67%	6.10%
Edelweiss Crisil Ibx Aaa Financial Services Jan 2028 Index Fund	7.84%	7.85%	8.27%
Nippon India Nifty G Sec Sep 2027 Maturity Index Fund	5.44%	6.12%	6.18%
Edelweiss Nifty PSU Bond Plus Sdl Apr 2026 5050 Index Fund	5.95%	5.99%	5.91%
Aditya Birla Sun Life Crisil Ibx 6040 Sdl Aaa PSU Apr 2026 Index Fund	5.92%	5.86%	5.78%
Axis Crisil Ibx 5050 Gilt Plus Sdl September 2027 Index Fund	5.46%	6.58%	5.73%
Axis Crisil Ibx Financial Services 3 6 Months Debt Index Fund	6.72%	0%	0%
Bandhan Crisil Ibx 9010 Sdl Plus Gilt Nov 2026 Index Fund	6.33%	6.63%	6.06%
Kotak Crisil Ibx Aaa Bond Financial Services Index Dec 2026 Fund	7.32%	6.64%	6.83%
HDFC Nifty G Sec Sep 2032 Index Fund	4.24%	5.83%	3.61%
SBI Crisil Ibx Sdl Index September 2027 Fund	5.22%	6.16%	5.64%
Axis Crisil Ibx Sdl May 2027 Index Fund	6.04%	6.54%	6.01%
Kotak Nifty Financial Services Ex Bank Index Fund	9.36%	25.03%	21.80%
Aditya Birla Sun Life Crisil Ibx Aaa Financial Services Index Sep 2027 Fund	7.70%	7.91%	8.41%
HDFC Nifty Sdl Plus G Sec Jun 2027 4060 Index Fund	6.47%	6.61%	7.08%
Kotak Nifty Sdl Apr 2032 Top 12 Equal Weight Index Fund	2.63%	6.50%	2.93%
Edelweiss Crisil Ibx Aaa Bond Nbfc Hfc Jun 2027 Index Fund	7.76%	7.52%	7.64%
UTI Crisil Sdl Maturity June 2027 Index Fund	6.73%	6.76%	6.53%
Edelweiss Crisil Ibx 5050 Gilt Plus Sdl April 2037 Index Fund	0.26%	3.31%	1.25%
Mirae Asset Crisil Ibx Gilt Index April 2033 Index Fund	1.21%	5.54%	3.70%
Bandhan Crisil Ibx 1090 Gilt Plus Sdl Index Dec 2029 Fund	5.85%	5.63%	4.73%
Bandhan Crisil Ibx 9010 Sdl Plus Gilt Sep27 Index Fund	5.49%	6.38%	5.76%
DSP Nifty Sdl Plus G Sec Jun 2028 3070 Index Fund	6.14%	6.98%	6.05%
ICICI Prudential Nifty Sdl Dec 2028 Index Fund	7.57%	8.20%	5.70%
Kotak Crisil Ibx Financial Services 3 6 Months Debt Index Fund	6.85%	6.54%	6.53%
Aditya Birla Sun Life Crisil Ibx Sdl Jun 2032 Index Fund	5.29%	6.77%	3.15%
HDFC Nifty G Sec Jun 2036 Index Fund	6.89%	6.51%	4.16%
HDFC Nifty G Sec Dec 2026 Index Fund	6.78%	6.36%	5.96%
HDFC Nifty Sdl Oct 2026 Index Fund	6.02%	6.23%	5.92%
Bandhan Crisil Ibx Gilt April 2028 Index Fund	5.96%	6.50%	6.09%
UTI Crisil Sdl Maturity April 2033 Index Fund	7.37%	7.05%	5.22%
Mirae Asset Nifty Aaa PSU Bond Plus Sdl Apr 2026 5050 Index Fund	6.25%	6.10%	5.98%
Aditya Birla Sun Life Nifty Sdl Plus PSU Bond Sep 2026 6040 Index Fund	5.91%	6.18%	5.91%
Invesco India Nifty G Sec Jul 2027 Index Fund	5.35%	5.94%	5.88%
UTI Nifty Sdl Plus Aaa PSU Bond Apr 2026 7525 Index Fund	6.16%	6.00%	5.87%
Bandhan Crisil Ibx 9010 Sdl Plus Gilt April 2032 Index Fund	5.27%	6.52%	3.07%
Bandhan Crisil Ibx Gilt April 2032 Index Fund	5.84%	6.81%	6.57%
Invesco India Nifty G Sec Sep 2032 Index Fund	4.74%	6.20%	6.40%

^{_{Data as of 27-Dec-2025}}

Note: Returns for less than one year are annualised. However, given the nature of the calculation, XIRR for such periods are not meaningful.

Rolling SIP returns (1 year or more):

Fund	Any 1Y SIP	Any 3Y SIP	Any 5Y SIP
ICICI Prudential Nifty Sdl Sep 2026 Index Fund	7.84%	7.50%	0%
Baroda BNP Paribas Nifty Sdl December 2028 Index Fund	8.75%	0%	0%
Mirae Asset Nifty Sdl Jun 2027 Index Fund	7.86%	8.09%	0%
Baroda BNP Paribas Nifty Sdl December 2026 Index Fund	8.09%	0%	0%
Aditya Birla Sun Life Nifty Sdl Apr 2027 Index Fund	7.75%	7.93%	0%
Kotak Nifty Sdl Jul 2033 Index Fund	9.27%	0%	0%
UTI Nifty Sdl Plus Aaa PSU Bond Apr 2028 7525 Index Fund	8.38%	0%	0%
Nippon India Nifty G Sec Oct 2028 Maturity Index Fund	8.43%	0%	0%
ICICI Prudential Nifty PSU Bond Plus Sdl Sep 2027 4060 Index Fund	6.64%	7.98%	0%
Axis Crisil Ibx Aaa Bond Financial Services Sep 2027 Index Fund	7.94%	0%	0%
ICICI Prudential Nifty Sdl Sep 2027 Index Fund	7.45%	8.00%	0%
Axis Crisil Ibx Aaa Bond Nbfc Hfc Jun 2027 Index Fund	7.48%	0%	0%
Kotak Crisil Ibx Aaa Financial Services Index Sep 2027 Fund	8.52%	0%	0%
Edelweiss Crisil Ibx 5050 Gilt Plus Sdl Sep 2028 Index Fund	8.35%	8.30%	0%
Bandhan Crisil Ibx Gilt April 2026 Index Fund	7.40%	7.11%	0%
Nippon India Crisil Ibx Aaa Financial Services Dec 2026 Index Fund	7.98%	0%	0%
Kotak Nifty G Sec July 2033 Index Fund	9.21%	0%	0%
Edelweiss Nifty PSU Bond Plus Sdl Apr 2027 5050 Index Fund	7.37%	7.84%	0%
Kotak Nifty Aaa Bond Financial Services Mar 2028 Index Fund	0%	0%	0%
Aditya Birla Sun Life Crisil Ibx Aaa Nbfc Hfc Index Dec 2025 Fund	7.39%	0%	0%
Aditya Birla Sun Life Nifty Sdl Sep 2027 Index Fund	8.32%	0%	0%
Nippon India Crisil Ibx Aaa Financial Services Jan 2028 Index Fund	8.56%	0%	0%
Bandhan Crisil Ibx Financial Services 3 6 Months Debt Index Fund	0%	0%	0%
Tata Nifty G Sec Dec 2029 Index Fund	8.70%	0%	0%
Aditya Birla Sun Life Crisil Ibx Financial Services 3 To 6 Months Debt Index Fund	6.94%	0%	0%
Kotak Crisil Ibx Financial Services 9 To 12 Months Debt Index Fund	0%	0%	0%
SBI Crisil Ibx Gilt Index June 2036 Fund	5.42%	8.15%	0%
Aditya Birla Sun Life Crisil Ibx Gilt June 2027 Index Fund	8.03%	0%	0%
Jioblackrock Nifty 8 13 Yr G Sec Index Fund	0%	0%	0%
Axis Crisil Ibx Aaa Bond Nbfc Jun 2027 Index Fund	8.47%	0%	0%
Edelweiss Crisil Ibx 5050 Gilt Plus Sdl Short Duration Index Fund	8.21%	0%	0%
Tata Crisil Ibx Gilt Index April 2026 Index Fund	6.78%	7.17%	0%
Nippon India Nifty Sdl Plus G Sec Jun 2028 Maturity 7030 Index Fund	8.33%	8.18%	0%
Nippon India Nifty Aaa PSU Bond Plus Sdl Sep 2026 Maturity 5050 Index Fund	7.64%	7.56%	0%
SBI Cpse Bond Plus Sdl Sep 2026 5050 Index Fund	7.07%	7.54%	0%
Mirae Asset Crisil Ibx Financial Services 9 12 Months Debt Index Fund	0%	0%	0%
Mirae Asset Nifty Sdl June 2028 Index Fund	8.67%	0%	0%
SBI Crisil Ibx Gilt Index April 2029 Fund	8.31%	8.59%	0%
Aditya Birla Sun Life Crisil Ibx Gilt Apr 2033 Index Fund	9.04%	0%	0%
Aditya Birla Sun Life Crisil Ibx 5050 Gilt Plus Sdl Apr 2028 Index Fund	8.21%	8.27%	0%
HDFC Nifty G Sec July 2031 Index Fund	8.88%	8.56%	0%
Aditya Birla Sun Life Crisil Ibx Gilt Apr 2029 Index Fund	8.51%	8.62%	0%
DSP Nifty Sdl Plus G Sec Sep 2027 5050 Index Fund	8.20%	0%	0%
Nippon India Nifty Sdl Plus G Sec Jun 2029 Maturity 7030 Index Fund	8.68%	0%	0%
Axis Nifty Sdl September 2026 Debt Index Fund	7.83%	7.68%	0%
Nippon India Nifty Aaa Cpse Bond Plus Sdl Apr 2027 Maturity 6040 Index Fund	7.14%	7.76%	0%
ICICI Prudential Crisil Ibx Financial Services 3 6 Months Debt Index Fund	0%	0%	0%
Tata Nifty G Sec Dec 2026 Index Fund	7.76%	0%	0%
Aditya Birla Sun Life Crisil Ibx Financial Services 9 12 Months Debt Index Fund	0%	0%	0%
Aditya Birla Sun Life Crisil Ibx Gilt April 2026 Index Fund	7.38%	7.10%	0%
Aditya Birla Sun Life Crisil Ibx Gilt Apr 2028 Index Fund	7.92%	0%	0%
Aditya Birla Sun Life Crisil Ibx 6040 Sdlaaa PSU Apr 2027 Index Fund	7.78%	7.76%	0%
HSBC Crisil Ibx Gilt June 2027 Index Fund	8.12%	0%	0%
Axis Crisil Ibx Sdl June 2034 Debt Index Fund	7.76%	0%	0%
HDFC Nifty G Sec Jun 2027 Index Fund	8.05%	7.80%	0%
Nippon India Nifty G Sec Jun 2036 Maturity Index Fund	9.83%	7.91%	0%
Axis Crisil Ibx 5050 Gilt Plus Sdl June 2028 Index Fund	8.38%	0%	0%
PGIM India Crisil Ibx Gilt Index Apr 2028 Fund	8.14%	0%	0%
Kotak Nifty Sdl Jul 2026 Index Fund	7.78%	0%	0%
DSP Crisil Ibx 5050 Gilt Plus Sdl April 2033 Index Fund	9.28%	0%	0%
Aditya Birla Sun Life Crisil Ibx Aaa Nbfc Hfc Index Sep 2026 Fund	7.96%	0%	0%
ICICI Prudential Nifty G Sec Dec 2030 Index Fund	6.86%	8.37%	0%
HSBC Crisil Ibx 5050 Gilt Plus Sdl Apr 2028 Index Fund	7.62%	8.13%	0%
Bandhan Crisil Ibx Gilt June 2027 Index Fund	7.49%	7.81%	0%
Tata Nifty Sdl Plus Aaa PSU Bond Dec 6040 Index Fund	7.60%	8.07%	0%
HDFC Nifty G Sec Apr 2029 Index Fund	8.70%	0%	0%
HDFC Crisil Ibx Financial Services 3 6 Months Debt Index Fund	0%	0%	0%
Edelweiss Crisil Ibx 5050 Gilt Plus Sdl June 2027 Index Fund	8.01%	7.93%	0%
Kotak Nifty Sdl Plus Aaa PSU Bond Jul 2028 6040 Index Fund	8.11%	8.22%	0%
Kotak Nifty Sdl Apr 2027 Top 12 Equal Weight Index Fund	7.30%	7.88%	0%
Edelweiss Crisil Ibx Aaa Financial Services Jan 2028 Index Fund	8.02%	0%	0%
Nippon India Nifty G Sec Sep 2027 Maturity Index Fund	8.05%	7.81%	0%
Edelweiss Nifty PSU Bond Plus Sdl Apr 2026 5050 Index Fund	4.65%	7.37%	0%
Aditya Birla Sun Life Crisil Ibx 6040 Sdl Aaa PSU Apr 2026 Index Fund	7.52%	7.24%	0%
Axis Crisil Ibx 5050 Gilt Plus Sdl September 2027 Index Fund	8.17%	0%	0%
Axis Crisil Ibx Financial Services 3 6 Months Debt Index Fund	0%	0%	0%
Bandhan Crisil Ibx 9010 Sdl Plus Gilt Nov 2026 Index Fund	7.91%	7.77%	0%
Kotak Crisil Ibx Aaa Bond Financial Services Index Dec 2026 Fund	0%	0%	0%
HDFC Nifty G Sec Sep 2032 Index Fund	9.02%	8.11%	0%
SBI Crisil Ibx Sdl Index September 2027 Fund	8.01%	7.98%	0%
Axis Crisil Ibx Sdl May 2027 Index Fund	7.35%	7.95%	0%
Kotak Nifty Financial Services Ex Bank Index Fund	22.08%	0%	0%
Aditya Birla Sun Life Crisil Ibx Aaa Financial Services Index Sep 2027 Fund	8.23%	0%	0%
HDFC Nifty Sdl Plus G Sec Jun 2027 4060 Index Fund	8.16%	0%	0%
Kotak Nifty Sdl Apr 2032 Top 12 Equal Weight Index Fund	5.78%	7.93%	0%
Edelweiss Crisil Ibx Aaa Bond Nbfc Hfc Jun 2027 Index Fund	0%	0%	0%
UTI Crisil Sdl Maturity June 2027 Index Fund	8.21%	0%	0%
Edelweiss Crisil Ibx 5050 Gilt Plus Sdl April 2037 Index Fund	9.02%	7.85%	0%
Mirae Asset Crisil Ibx Gilt Index April 2033 Index Fund	8.99%	8.55%	0%
Bandhan Crisil Ibx 1090 Gilt Plus Sdl Index Dec 2029 Fund	0%	0%	0%
Bandhan Crisil Ibx 9010 Sdl Plus Gilt Sep27 Index Fund	8.23%	8.03%	0%
DSP Nifty Sdl Plus G Sec Jun 2028 3070 Index Fund	7.75%	8.16%	0%
ICICI Prudential Nifty Sdl Dec 2028 Index Fund	8.42%	8.44%	0%
Kotak Crisil Ibx Financial Services 3 6 Months Debt Index Fund	0%	0%	0%
Aditya Birla Sun Life Crisil Ibx Sdl Jun 2032 Index Fund	9.26%	0%	0%
HDFC Nifty G Sec Jun 2036 Index Fund	9.91%	0%	0%
HDFC Nifty G Sec Dec 2026 Index Fund	7.68%	7.57%	0%
HDFC Nifty Sdl Oct 2026 Index Fund	7.95%	0%	0%
Bandhan Crisil Ibx Gilt April 2028 Index Fund	4.81%	8.05%	0%
UTI Crisil Sdl Maturity April 2033 Index Fund	9.23%	7.16%	0%
Mirae Asset Nifty Aaa PSU Bond Plus Sdl Apr 2026 5050 Index Fund	7.58%	7.43%	0%
Aditya Birla Sun Life Nifty Sdl Plus PSU Bond Sep 2026 6040 Index Fund	7.09%	7.58%	0%
Invesco India Nifty G Sec Jul 2027 Index Fund	8.14%	0%	0%
UTI Nifty Sdl Plus Aaa PSU Bond Apr 2026 7525 Index Fund	7.73%	0%	0%
Bandhan Crisil Ibx 9010 Sdl Plus Gilt April 2032 Index Fund	9.10%	7.92%	0%
Bandhan Crisil Ibx Gilt April 2032 Index Fund	9.21%	0%	0%
Invesco India Nifty G Sec Sep 2032 Index Fund	9.28%	0%	0%

^{_{Data as of 27-Dec-2025}}

SIP Calculator Fund: Duration: 1 Year 3 Years 5 Years SIP Amount (₹):

Rolling Lumpsum returns

Fund	Any 1Y	Any 3Y	Any 5Y
ICICI Prudential Nifty Sdl Sep 2026 Index Fund	7.97%	7.52%	0%
Baroda BNP Paribas Nifty Sdl December 2028 Index Fund	8.69%	0%	0%
Mirae Asset Nifty Sdl Jun 2027 Index Fund	8.01%	7.89%	0%
Baroda BNP Paribas Nifty Sdl December 2026 Index Fund	8.15%	0%	0%
Aditya Birla Sun Life Nifty Sdl Apr 2027 Index Fund	7.90%	7.76%	0%
Kotak Nifty Sdl Jul 2033 Index Fund	9.12%	0%	0%
UTI Nifty Sdl Plus Aaa PSU Bond Apr 2028 7525 Index Fund	8.42%	0%	0%
Nippon India Nifty G Sec Oct 2028 Maturity Index Fund	8.59%	0%	0%
ICICI Prudential Nifty PSU Bond Plus Sdl Sep 2027 4060 Index Fund	5.35%	7.71%	0%
Axis Crisil Ibx Aaa Bond Financial Services Sep 2027 Index Fund	8.55%	0%	0%
ICICI Prudential Nifty Sdl Sep 2027 Index Fund	7.52%	7.83%	0%
Axis Crisil Ibx Aaa Bond Nbfc Hfc Jun 2027 Index Fund	8.25%	0%	0%
Kotak Crisil Ibx Aaa Financial Services Index Sep 2027 Fund	8.79%	0%	0%
Edelweiss Crisil Ibx 5050 Gilt Plus Sdl Sep 2028 Index Fund	8.50%	8.20%	0%
Bandhan Crisil Ibx Gilt April 2026 Index Fund	7.39%	7.16%	0%
Nippon India Crisil Ibx Aaa Financial Services Dec 2026 Index Fund	8.24%	0%	0%
Kotak Nifty G Sec July 2033 Index Fund	9.45%	0%	0%
Edelweiss Nifty PSU Bond Plus Sdl Apr 2027 5050 Index Fund	7.91%	7.60%	0%
Kotak Nifty Aaa Bond Financial Services Mar 2028 Index Fund	0%	0%	0%
Aditya Birla Sun Life Crisil Ibx Aaa Nbfc Hfc Index Dec 2025 Fund	7.67%	0%	0%
Aditya Birla Sun Life Nifty Sdl Sep 2027 Index Fund	8.35%	0%	0%
Nippon India Crisil Ibx Aaa Financial Services Jan 2028 Index Fund	8.94%	0%	0%
Bandhan Crisil Ibx Financial Services 3 6 Months Debt Index Fund	0%	0%	0%
Tata Nifty G Sec Dec 2029 Index Fund	8.83%	0%	0%
Aditya Birla Sun Life Crisil Ibx Financial Services 3 To 6 Months Debt Index Fund	7.38%	0%	0%
Kotak Crisil Ibx Financial Services 9 To 12 Months Debt Index Fund	0%	0%	0%
SBI Crisil Ibx Gilt Index June 2036 Fund	7.23%	8.50%	0%
Aditya Birla Sun Life Crisil Ibx Gilt June 2027 Index Fund	8.14%	0%	0%
Jioblackrock Nifty 8 13 Yr G Sec Index Fund	0%	0%	0%
Axis Crisil Ibx Aaa Bond Nbfc Jun 2027 Index Fund	8.68%	0%	0%
Edelweiss Crisil Ibx 5050 Gilt Plus Sdl Short Duration Index Fund	8.24%	0%	0%
Tata Crisil Ibx Gilt Index April 2026 Index Fund	7.12%	7.21%	0%
Nippon India Nifty Sdl Plus G Sec Jun 2028 Maturity 7030 Index Fund	8.39%	8.04%	0%
Nippon India Nifty Aaa PSU Bond Plus Sdl Sep 2026 Maturity 5050 Index Fund	7.71%	7.43%	0%
SBI Cpse Bond Plus Sdl Sep 2026 5050 Index Fund	6.93%	7.43%	0%
Mirae Asset Crisil Ibx Financial Services 9 12 Months Debt Index Fund	0%	0%	0%
Mirae Asset Nifty Sdl June 2028 Index Fund	8.63%	0%	0%
SBI Crisil Ibx Gilt Index April 2029 Fund	8.66%	8.44%	0%
Aditya Birla Sun Life Crisil Ibx Gilt Apr 2033 Index Fund	9.25%	0%	0%
Aditya Birla Sun Life Crisil Ibx 5050 Gilt Plus Sdl Apr 2028 Index Fund	8.38%	8.13%	0%
HDFC Nifty G Sec July 2031 Index Fund	9.00%	8.56%	0%
Aditya Birla Sun Life Crisil Ibx Gilt Apr 2029 Index Fund	8.70%	8.55%	0%
DSP Nifty Sdl Plus G Sec Sep 2027 5050 Index Fund	8.25%	0%	0%
Nippon India Nifty Sdl Plus G Sec Jun 2029 Maturity 7030 Index Fund	8.73%	0%	0%
Axis Nifty Sdl September 2026 Debt Index Fund	7.96%	7.56%	0%
Nippon India Nifty Aaa Cpse Bond Plus Sdl Apr 2027 Maturity 6040 Index Fund	6.90%	7.55%	0%
ICICI Prudential Crisil Ibx Financial Services 3 6 Months Debt Index Fund	0%	0%	0%
Tata Nifty G Sec Dec 2026 Index Fund	7.79%	0%	0%
Aditya Birla Sun Life Crisil Ibx Financial Services 9 12 Months Debt Index Fund	0%	0%	0%
Aditya Birla Sun Life Crisil Ibx Gilt April 2026 Index Fund	7.33%	7.13%	0%
Aditya Birla Sun Life Crisil Ibx Gilt Apr 2028 Index Fund	8.01%	0%	0%
Aditya Birla Sun Life Crisil Ibx 6040 Sdlaaa PSU Apr 2027 Index Fund	7.92%	7.64%	0%
HSBC Crisil Ibx Gilt June 2027 Index Fund	8.20%	0%	0%
Axis Crisil Ibx Sdl June 2034 Debt Index Fund	8.77%	0%	0%
HDFC Nifty G Sec Jun 2027 Index Fund	8.16%	7.76%	0%
Nippon India Nifty G Sec Jun 2036 Maturity Index Fund	9.55%	8.59%	0%
Axis Crisil Ibx 5050 Gilt Plus Sdl June 2028 Index Fund	8.43%	0%	0%
PGIM India Crisil Ibx Gilt Index Apr 2028 Fund	8.23%	0%	0%
Kotak Nifty Sdl Jul 2026 Index Fund	7.88%	0%	0%
DSP Crisil Ibx 5050 Gilt Plus Sdl April 2033 Index Fund	9.21%	0%	0%
Aditya Birla Sun Life Crisil Ibx Aaa Nbfc Hfc Index Sep 2026 Fund	8.19%	0%	0%
ICICI Prudential Nifty G Sec Dec 2030 Index Fund	8.14%	8.37%	0%
HSBC Crisil Ibx 5050 Gilt Plus Sdl Apr 2028 Index Fund	8.13%	7.99%	0%
Bandhan Crisil Ibx Gilt June 2027 Index Fund	7.95%	7.77%	0%
Tata Nifty Sdl Plus Aaa PSU Bond Dec 6040 Index Fund	8.16%	7.84%	0%
HDFC Nifty G Sec Apr 2029 Index Fund	8.83%	0%	0%
HDFC Crisil Ibx Financial Services 3 6 Months Debt Index Fund	0%	0%	0%
Edelweiss Crisil Ibx 5050 Gilt Plus Sdl June 2027 Index Fund	8.10%	7.81%	0%
Kotak Nifty Sdl Plus Aaa PSU Bond Jul 2028 6040 Index Fund	8.31%	7.99%	0%
Kotak Nifty Sdl Apr 2027 Top 12 Equal Weight Index Fund	7.42%	7.75%	0%
Edelweiss Crisil Ibx Aaa Financial Services Jan 2028 Index Fund	8.69%	0%	0%
Nippon India Nifty G Sec Sep 2027 Maturity Index Fund	8.15%	7.77%	0%
Edelweiss Nifty PSU Bond Plus Sdl Apr 2026 5050 Index Fund	3.03%	7.32%	0%
Aditya Birla Sun Life Crisil Ibx 6040 Sdl Aaa PSU Apr 2026 Index Fund	7.60%	7.25%	0%
Axis Crisil Ibx 5050 Gilt Plus Sdl September 2027 Index Fund	8.20%	0%	0%
Axis Crisil Ibx Financial Services 3 6 Months Debt Index Fund	0%	0%	0%
Bandhan Crisil Ibx 9010 Sdl Plus Gilt Nov 2026 Index Fund	8.01%	7.65%	0%
Kotak Crisil Ibx Aaa Bond Financial Services Index Dec 2026 Fund	0%	0%	0%
HDFC Nifty G Sec Sep 2032 Index Fund	9.04%	8.43%	0%
SBI Crisil Ibx Sdl Index September 2027 Fund	8.15%	7.80%	0%
Axis Crisil Ibx Sdl May 2027 Index Fund	7.46%	7.80%	0%
Kotak Nifty Financial Services Ex Bank Index Fund	19.27%	0%	0%
Aditya Birla Sun Life Crisil Ibx Aaa Financial Services Index Sep 2027 Fund	8.65%	0%	0%
HDFC Nifty Sdl Plus G Sec Jun 2027 4060 Index Fund	8.16%	0%	0%
Kotak Nifty Sdl Apr 2032 Top 12 Equal Weight Index Fund	6.97%	8.19%	0%
Edelweiss Crisil Ibx Aaa Bond Nbfc Hfc Jun 2027 Index Fund	0%	0%	0%
UTI Crisil Sdl Maturity June 2027 Index Fund	8.28%	0%	0%
Edelweiss Crisil Ibx 5050 Gilt Plus Sdl April 2037 Index Fund	8.29%	8.19%	0%
Mirae Asset Crisil Ibx Gilt Index April 2033 Index Fund	8.94%	8.57%	0%
Bandhan Crisil Ibx 1090 Gilt Plus Sdl Index Dec 2029 Fund	0%	0%	0%
Bandhan Crisil Ibx 9010 Sdl Plus Gilt Sep27 Index Fund	8.32%	7.88%	0%
DSP Nifty Sdl Plus G Sec Jun 2028 3070 Index Fund	7.83%	8.04%	0%
ICICI Prudential Nifty Sdl Dec 2028 Index Fund	8.51%	8.33%	0%
Kotak Crisil Ibx Financial Services 3 6 Months Debt Index Fund	0%	0%	0%
Aditya Birla Sun Life Crisil Ibx Sdl Jun 2032 Index Fund	9.19%	0%	0%
HDFC Nifty G Sec Jun 2036 Index Fund	9.83%	0%	0%
HDFC Nifty G Sec Dec 2026 Index Fund	7.72%	7.52%	0%
HDFC Nifty Sdl Oct 2026 Index Fund	8.04%	0%	0%
Bandhan Crisil Ibx Gilt April 2028 Index Fund	3.13%	7.95%	0%
UTI Crisil Sdl Maturity April 2033 Index Fund	9.03%	7.92%	0%
Mirae Asset Nifty Aaa PSU Bond Plus Sdl Apr 2026 5050 Index Fund	7.65%	7.40%	0%
Aditya Birla Sun Life Nifty Sdl Plus PSU Bond Sep 2026 6040 Index Fund	7.58%	7.47%	0%
Invesco India Nifty G Sec Jul 2027 Index Fund	8.22%	0%	0%
UTI Nifty Sdl Plus Aaa PSU Bond Apr 2026 7525 Index Fund	7.81%	0%	0%
Bandhan Crisil Ibx 9010 Sdl Plus Gilt April 2032 Index Fund	9.00%	8.24%	0%
Bandhan Crisil Ibx Gilt April 2032 Index Fund	9.21%	0%	0%
Invesco India Nifty G Sec Sep 2032 Index Fund	9.22%	0%	0%

^{_{Data as of 27-Dec-2025}}

Rolling SWP returns

Fund	Any 1Y SWP	Any 3Y SWP	Any 5Y SWP
ICICI Prudential Nifty Sdl Sep 2026 Index Fund	7.96%	7.53%	0%
Baroda BNP Paribas Nifty Sdl December 2028 Index Fund	9.02%	0%	0%
Mirae Asset Nifty Sdl Jun 2027 Index Fund	8.35%	7.65%	0%
Baroda BNP Paribas Nifty Sdl December 2026 Index Fund	8.34%	0%	0%
Aditya Birla Sun Life Nifty Sdl Apr 2027 Index Fund	8.13%	7.55%	0%
Kotak Nifty Sdl Jul 2033 Index Fund	9.53%	0%	0%
UTI Nifty Sdl Plus Aaa PSU Bond Apr 2028 7525 Index Fund	8.73%	0%	0%
Nippon India Nifty G Sec Oct 2028 Maturity Index Fund	8.67%	0%	0%
ICICI Prudential Nifty PSU Bond Plus Sdl Sep 2027 4060 Index Fund	3.20%	7.40%	0%
Axis Crisil Ibx Aaa Bond Financial Services Sep 2027 Index Fund	9.22%	0%	0%
ICICI Prudential Nifty Sdl Sep 2027 Index Fund	7.22%	7.65%	0%
Axis Crisil Ibx Aaa Bond Nbfc Hfc Jun 2027 Index Fund	9.00%	0%	0%
Kotak Crisil Ibx Aaa Financial Services Index Sep 2027 Fund	9.09%	0%	0%
Edelweiss Crisil Ibx 5050 Gilt Plus Sdl Sep 2028 Index Fund	8.64%	8.08%	0%
Bandhan Crisil Ibx Gilt April 2026 Index Fund	7.43%	7.22%	0%
Nippon India Crisil Ibx Aaa Financial Services Dec 2026 Index Fund	8.59%	0%	0%
Kotak Nifty G Sec July 2033 Index Fund	10.04%	0%	0%
Edelweiss Nifty PSU Bond Plus Sdl Apr 2027 5050 Index Fund	8.58%	7.35%	0%
Kotak Nifty Aaa Bond Financial Services Mar 2028 Index Fund	0%	0%	0%
Aditya Birla Sun Life Crisil Ibx Aaa Nbfc Hfc Index Dec 2025 Fund	8.00%	0%	0%
Aditya Birla Sun Life Nifty Sdl Sep 2027 Index Fund	8.54%	0%	0%
Nippon India Crisil Ibx Aaa Financial Services Jan 2028 Index Fund	9.35%	0%	0%
Bandhan Crisil Ibx Financial Services 3 6 Months Debt Index Fund	0%	0%	0%
Tata Nifty G Sec Dec 2029 Index Fund	8.97%	0%	0%
Aditya Birla Sun Life Crisil Ibx Financial Services 3 To 6 Months Debt Index Fund	7.83%	0%	0%
Kotak Crisil Ibx Financial Services 9 To 12 Months Debt Index Fund	0%	0%	0%
SBI Crisil Ibx Gilt Index June 2036 Fund	9.33%	9.11%	0%
Aditya Birla Sun Life Crisil Ibx Gilt June 2027 Index Fund	8.61%	0%	0%
Jioblackrock Nifty 8 13 Yr G Sec Index Fund	0%	0%	0%
Axis Crisil Ibx Aaa Bond Nbfc Jun 2027 Index Fund	8.86%	0%	0%
Edelweiss Crisil Ibx 5050 Gilt Plus Sdl Short Duration Index Fund	8.47%	0%	0%
Tata Crisil Ibx Gilt Index April 2026 Index Fund	7.46%	7.27%	0%
Nippon India Nifty Sdl Plus G Sec Jun 2028 Maturity 7030 Index Fund	8.61%	7.90%	0%
Nippon India Nifty Aaa PSU Bond Plus Sdl Sep 2026 Maturity 5050 Index Fund	7.90%	7.29%	0%
SBI Cpse Bond Plus Sdl Sep 2026 5050 Index Fund	6.24%	7.33%	0%
Mirae Asset Crisil Ibx Financial Services 9 12 Months Debt Index Fund	0%	0%	0%
Mirae Asset Nifty Sdl June 2028 Index Fund	8.91%	0%	0%
SBI Crisil Ibx Gilt Index April 2029 Fund	9.18%	8.28%	0%
Aditya Birla Sun Life Crisil Ibx Gilt Apr 2033 Index Fund	9.94%	0%	0%
Aditya Birla Sun Life Crisil Ibx 5050 Gilt Plus Sdl Apr 2028 Index Fund	8.54%	8.02%	0%
HDFC Nifty G Sec July 2031 Index Fund	9.39%	8.56%	0%
Aditya Birla Sun Life Crisil Ibx Gilt Apr 2029 Index Fund	8.82%	8.42%	0%
DSP Nifty Sdl Plus G Sec Sep 2027 5050 Index Fund	8.45%	0%	0%
Nippon India Nifty Sdl Plus G Sec Jun 2029 Maturity 7030 Index Fund	8.95%	0%	0%
Axis Nifty Sdl September 2026 Debt Index Fund	8.01%	7.47%	0%
Nippon India Nifty Aaa Cpse Bond Plus Sdl Apr 2027 Maturity 6040 Index Fund	6.41%	7.33%	0%
ICICI Prudential Crisil Ibx Financial Services 3 6 Months Debt Index Fund	0%	0%	0%
Tata Nifty G Sec Dec 2026 Index Fund	7.91%	0%	0%
Aditya Birla Sun Life Crisil Ibx Financial Services 9 12 Months Debt Index Fund	0%	0%	0%
Aditya Birla Sun Life Crisil Ibx Gilt April 2026 Index Fund	7.45%	7.19%	0%
Aditya Birla Sun Life Crisil Ibx Gilt Apr 2028 Index Fund	8.00%	0%	0%
Aditya Birla Sun Life Crisil Ibx 6040 Sdlaaa PSU Apr 2027 Index Fund	8.14%	7.39%	0%
HSBC Crisil Ibx Gilt June 2027 Index Fund	8.20%	0%	0%
Axis Crisil Ibx Sdl June 2034 Debt Index Fund	9.84%	0%	0%
HDFC Nifty G Sec Jun 2027 Index Fund	8.15%	7.66%	0%
Nippon India Nifty G Sec Jun 2036 Maturity Index Fund	9.68%	9.35%	0%
Axis Crisil Ibx 5050 Gilt Plus Sdl June 2028 Index Fund	8.64%	0%	0%
PGIM India Crisil Ibx Gilt Index Apr 2028 Fund	8.28%	0%	0%
Kotak Nifty Sdl Jul 2026 Index Fund	7.87%	0%	0%
DSP Crisil Ibx 5050 Gilt Plus Sdl April 2033 Index Fund	9.55%	0%	0%
Aditya Birla Sun Life Crisil Ibx Aaa Nbfc Hfc Index Sep 2026 Fund	8.50%	0%	0%
ICICI Prudential Nifty G Sec Dec 2030 Index Fund	9.77%	8.35%	0%
HSBC Crisil Ibx 5050 Gilt Plus Sdl Apr 2028 Index Fund	8.71%	7.83%	0%
Bandhan Crisil Ibx Gilt June 2027 Index Fund	8.43%	7.55%	0%
Tata Nifty Sdl Plus Aaa PSU Bond Dec 6040 Index Fund	8.79%	7.60%	0%
HDFC Nifty G Sec Apr 2029 Index Fund	8.92%	0%	0%
HDFC Crisil Ibx Financial Services 3 6 Months Debt Index Fund	0%	0%	0%
Edelweiss Crisil Ibx 5050 Gilt Plus Sdl June 2027 Index Fund	8.23%	7.71%	0%
Kotak Nifty Sdl Plus Aaa PSU Bond Jul 2028 6040 Index Fund	8.46%	7.74%	0%
Kotak Nifty Sdl Apr 2027 Top 12 Equal Weight Index Fund	7.06%	7.57%	0%
Edelweiss Crisil Ibx Aaa Financial Services Jan 2028 Index Fund	9.37%	0%	0%
Nippon India Nifty G Sec Sep 2027 Maturity Index Fund	8.15%	7.66%	0%
Edelweiss Nifty PSU Bond Plus Sdl Apr 2026 5050 Index Fund	4.46%	7.28%	0%
Aditya Birla Sun Life Crisil Ibx 6040 Sdl Aaa PSU Apr 2026 Index Fund	7.66%	7.24%	0%
Axis Crisil Ibx 5050 Gilt Plus Sdl September 2027 Index Fund	8.34%	0%	0%
Axis Crisil Ibx Financial Services 3 6 Months Debt Index Fund	0%	0%	0%
Bandhan Crisil Ibx 9010 Sdl Plus Gilt Nov 2026 Index Fund	8.14%	7.56%	0%
Kotak Crisil Ibx Aaa Bond Financial Services Index Dec 2026 Fund	0%	0%	0%
HDFC Nifty G Sec Sep 2032 Index Fund	9.56%	8.70%	0%
SBI Crisil Ibx Sdl Index September 2027 Fund	8.50%	7.69%	0%
Axis Crisil Ibx Sdl May 2027 Index Fund	7.21%	7.61%	0%
Kotak Nifty Financial Services Ex Bank Index Fund	19.89%	0%	0%
Aditya Birla Sun Life Crisil Ibx Aaa Financial Services Index Sep 2027 Fund	9.13%	0%	0%
HDFC Nifty Sdl Plus G Sec Jun 2027 4060 Index Fund	8.27%	0%	0%
Kotak Nifty Sdl Apr 2032 Top 12 Equal Weight Index Fund	8.73%	8.56%	0%
Edelweiss Crisil Ibx Aaa Bond Nbfc Hfc Jun 2027 Index Fund	0%	0%	0%
UTI Crisil Sdl Maturity June 2027 Index Fund	8.41%	0%	0%
Edelweiss Crisil Ibx 5050 Gilt Plus Sdl April 2037 Index Fund	9.06%	8.96%	0%
Mirae Asset Crisil Ibx Gilt Index April 2033 Index Fund	9.44%	8.58%	0%
Bandhan Crisil Ibx 1090 Gilt Plus Sdl Index Dec 2029 Fund	0%	0%	0%
Bandhan Crisil Ibx 9010 Sdl Plus Gilt Sep27 Index Fund	8.52%	7.71%	0%
DSP Nifty Sdl Plus G Sec Jun 2028 3070 Index Fund	7.35%	7.91%	0%
ICICI Prudential Nifty Sdl Dec 2028 Index Fund	8.93%	8.22%	0%
Kotak Crisil Ibx Financial Services 3 6 Months Debt Index Fund	0%	0%	0%
Aditya Birla Sun Life Crisil Ibx Sdl Jun 2032 Index Fund	9.49%	0%	0%
HDFC Nifty G Sec Jun 2036 Index Fund	9.73%	0%	0%
HDFC Nifty G Sec Dec 2026 Index Fund	7.80%	7.48%	0%
HDFC Nifty Sdl Oct 2026 Index Fund	8.09%	0%	0%
Bandhan Crisil Ibx Gilt April 2028 Index Fund	3.88%	7.79%	0%
UTI Crisil Sdl Maturity April 2033 Index Fund	9.30%	8.74%	0%
Mirae Asset Nifty Aaa PSU Bond Plus Sdl Apr 2026 5050 Index Fund	7.76%	7.35%	0%
Aditya Birla Sun Life Nifty Sdl Plus PSU Bond Sep 2026 6040 Index Fund	8.10%	7.35%	0%
Invesco India Nifty G Sec Jul 2027 Index Fund	8.22%	0%	0%
UTI Nifty Sdl Plus Aaa PSU Bond Apr 2026 7525 Index Fund	7.85%	0%	0%
Bandhan Crisil Ibx 9010 Sdl Plus Gilt April 2032 Index Fund	9.28%	8.50%	0%
Bandhan Crisil Ibx Gilt April 2032 Index Fund	9.71%	0%	0%
Invesco India Nifty G Sec Sep 2032 Index Fund	9.78%	0%	0%

^{_{Data as of 27-Dec-2025}}

SIP and SWP returns with step-up

Rolling SIP returns with 10% step-up

Fund	Any 1Y SIP	Any 3Y 目↑ SIP	Any 5Y 目↑ SIP
ICICI Prudential Nifty Sdl Sep 2026 Index Fund	7.84%	7.49%	0%
Baroda BNP Paribas Nifty Sdl December 2028 Index Fund	8.75%	0%	0%
Mirae Asset Nifty Sdl Jun 2027 Index Fund	7.86%	7.92%	0%
Baroda BNP Paribas Nifty Sdl December 2026 Index Fund	8.09%	0%	0%
Aditya Birla Sun Life Nifty Sdl Apr 2027 Index Fund	7.75%	7.76%	0%
Kotak Nifty Sdl Jul 2033 Index Fund	9.27%	0%	0%
UTI Nifty Sdl Plus Aaa PSU Bond Apr 2028 7525 Index Fund	8.38%	0%	0%
Nippon India Nifty G Sec Oct 2028 Maturity Index Fund	8.43%	0%	0%
ICICI Prudential Nifty PSU Bond Plus Sdl Sep 2027 4060 Index Fund	6.64%	7.98%	0%
Axis Crisil Ibx Aaa Bond Financial Services Sep 2027 Index Fund	7.94%	0%	0%
ICICI Prudential Nifty Sdl Sep 2027 Index Fund	7.45%	7.99%	0%
Axis Crisil Ibx Aaa Bond Nbfc Hfc Jun 2027 Index Fund	7.48%	0%	0%
Kotak Crisil Ibx Aaa Financial Services Index Sep 2027 Fund	8.52%	0%	0%
Edelweiss Crisil Ibx 5050 Gilt Plus Sdl Sep 2028 Index Fund	8.35%	8.30%	0%
Bandhan Crisil Ibx Gilt April 2026 Index Fund	7.40%	7.10%	0%
Nippon India Crisil Ibx Aaa Financial Services Dec 2026 Index Fund	7.98%	0%	0%
Kotak Nifty G Sec July 2033 Index Fund	9.21%	0%	0%
Edelweiss Nifty PSU Bond Plus Sdl Apr 2027 5050 Index Fund	7.37%	7.82%	0%
Kotak Nifty Aaa Bond Financial Services Mar 2028 Index Fund	0%	0%	0%
Aditya Birla Sun Life Crisil Ibx Aaa Nbfc Hfc Index Dec 2025 Fund	7.39%	0%	0%
Aditya Birla Sun Life Nifty Sdl Sep 2027 Index Fund	8.32%	0%	0%
Nippon India Crisil Ibx Aaa Financial Services Jan 2028 Index Fund	8.56%	0%	0%
Bandhan Crisil Ibx Financial Services 3 6 Months Debt Index Fund	0%	0%	0%
Tata Nifty G Sec Dec 2029 Index Fund	8.70%	0%	0%
Aditya Birla Sun Life Crisil Ibx Financial Services 3 To 6 Months Debt Index Fund	6.94%	0%	0%
Kotak Crisil Ibx Financial Services 9 To 12 Months Debt Index Fund	0%	0%	0%
SBI Crisil Ibx Gilt Index June 2036 Fund	5.42%	8.09%	0%
Aditya Birla Sun Life Crisil Ibx Gilt June 2027 Index Fund	8.03%	0%	0%
Jioblackrock Nifty 8 13 Yr G Sec Index Fund	0%	0%	0%
Axis Crisil Ibx Aaa Bond Nbfc Jun 2027 Index Fund	8.47%	0%	0%
Edelweiss Crisil Ibx 5050 Gilt Plus Sdl Short Duration Index Fund	8.21%	0%	0%
Tata Crisil Ibx Gilt Index April 2026 Index Fund	6.78%	7.15%	0%
Nippon India Nifty Sdl Plus G Sec Jun 2028 Maturity 7030 Index Fund	8.33%	8.17%	0%
Nippon India Nifty Aaa PSU Bond Plus Sdl Sep 2026 Maturity 5050 Index Fund	7.64%	7.56%	0%
SBI Cpse Bond Plus Sdl Sep 2026 5050 Index Fund	7.07%	7.54%	0%
Mirae Asset Crisil Ibx Financial Services 9 12 Months Debt Index Fund	0%	0%	0%
Mirae Asset Nifty Sdl June 2028 Index Fund	8.67%	0%	0%
SBI Crisil Ibx Gilt Index April 2029 Fund	8.31%	8.58%	0%
Aditya Birla Sun Life Crisil Ibx Gilt Apr 2033 Index Fund	9.04%	0%	0%
Aditya Birla Sun Life Crisil Ibx 5050 Gilt Plus Sdl Apr 2028 Index Fund	8.21%	8.27%	0%
HDFC Nifty G Sec July 2031 Index Fund	8.88%	8.53%	0%
Aditya Birla Sun Life Crisil Ibx Gilt Apr 2029 Index Fund	8.51%	8.61%	0%
DSP Nifty Sdl Plus G Sec Sep 2027 5050 Index Fund	8.20%	0%	0%
Nippon India Nifty Sdl Plus G Sec Jun 2029 Maturity 7030 Index Fund	8.68%	0%	0%
Axis Nifty Sdl September 2026 Debt Index Fund	7.83%	7.67%	0%
Nippon India Nifty Aaa Cpse Bond Plus Sdl Apr 2027 Maturity 6040 Index Fund	7.14%	7.76%	0%
ICICI Prudential Crisil Ibx Financial Services 3 6 Months Debt Index Fund	0%	0%	0%
Tata Nifty G Sec Dec 2026 Index Fund	7.76%	0%	0%
Aditya Birla Sun Life Crisil Ibx Financial Services 9 12 Months Debt Index Fund	0%	0%	0%
Aditya Birla Sun Life Crisil Ibx Gilt April 2026 Index Fund	7.38%	7.08%	0%
Aditya Birla Sun Life Crisil Ibx Gilt Apr 2028 Index Fund	7.92%	0%	0%
Aditya Birla Sun Life Crisil Ibx 6040 Sdlaaa PSU Apr 2027 Index Fund	7.78%	7.74%	0%
HSBC Crisil Ibx Gilt June 2027 Index Fund	8.12%	0%	0%
Axis Crisil Ibx Sdl June 2034 Debt Index Fund	7.76%	0%	0%
HDFC Nifty G Sec Jun 2027 Index Fund	8.05%	7.79%	0%
Nippon India Nifty G Sec Jun 2036 Maturity Index Fund	9.83%	7.84%	0%
Axis Crisil Ibx 5050 Gilt Plus Sdl June 2028 Index Fund	8.38%	0%	0%
PGIM India Crisil Ibx Gilt Index Apr 2028 Fund	8.14%	0%	0%
Kotak Nifty Sdl Jul 2026 Index Fund	7.78%	0%	0%
DSP Crisil Ibx 5050 Gilt Plus Sdl April 2033 Index Fund	9.28%	0%	0%
Aditya Birla Sun Life Crisil Ibx Aaa Nbfc Hfc Index Sep 2026 Fund	7.96%	0%	0%
ICICI Prudential Nifty G Sec Dec 2030 Index Fund	6.86%	8.34%	0%
HSBC Crisil Ibx 5050 Gilt Plus Sdl Apr 2028 Index Fund	7.62%	8.11%	0%
Bandhan Crisil Ibx Gilt June 2027 Index Fund	7.49%	7.82%	0%
Tata Nifty Sdl Plus Aaa PSU Bond Dec 6040 Index Fund	7.60%	8.06%	0%
HDFC Nifty G Sec Apr 2029 Index Fund	8.70%	0%	0%
HDFC Crisil Ibx Financial Services 3 6 Months Debt Index Fund	0%	0%	0%
Edelweiss Crisil Ibx 5050 Gilt Plus Sdl June 2027 Index Fund	8.01%	7.93%	0%
Kotak Nifty Sdl Plus Aaa PSU Bond Jul 2028 6040 Index Fund	8.11%	8.22%	0%
Kotak Nifty Sdl Apr 2027 Top 12 Equal Weight Index Fund	7.30%	7.87%	0%
Edelweiss Crisil Ibx Aaa Financial Services Jan 2028 Index Fund	8.02%	0%	0%
Nippon India Nifty G Sec Sep 2027 Maturity Index Fund	8.05%	7.80%	0%
Edelweiss Nifty PSU Bond Plus Sdl Apr 2026 5050 Index Fund	4.65%	7.36%	0%
Aditya Birla Sun Life Crisil Ibx 6040 Sdl Aaa PSU Apr 2026 Index Fund	7.52%	7.22%	0%
Axis Crisil Ibx 5050 Gilt Plus Sdl September 2027 Index Fund	8.17%	0%	0%
Axis Crisil Ibx Financial Services 3 6 Months Debt Index Fund	0%	0%	0%
Bandhan Crisil Ibx 9010 Sdl Plus Gilt Nov 2026 Index Fund	7.91%	7.77%	0%
Kotak Crisil Ibx Aaa Bond Financial Services Index Dec 2026 Fund	0%	0%	0%
HDFC Nifty G Sec Sep 2032 Index Fund	9.02%	8.07%	0%
SBI Crisil Ibx Sdl Index September 2027 Fund	8.01%	7.96%	0%
Axis Crisil Ibx Sdl May 2027 Index Fund	7.35%	7.94%	0%
Kotak Nifty Financial Services Ex Bank Index Fund	22.08%	0%	0%
Aditya Birla Sun Life Crisil Ibx Aaa Financial Services Index Sep 2027 Fund	8.23%	0%	0%
HDFC Nifty Sdl Plus G Sec Jun 2027 4060 Index Fund	8.16%	0%	0%
Kotak Nifty Sdl Apr 2032 Top 12 Equal Weight Index Fund	5.78%	7.85%	0%
Edelweiss Crisil Ibx Aaa Bond Nbfc Hfc Jun 2027 Index Fund	0%	0%	0%
UTI Crisil Sdl Maturity June 2027 Index Fund	8.21%	0%	0%
Edelweiss Crisil Ibx 5050 Gilt Plus Sdl April 2037 Index Fund	9.02%	7.56%	0%
Mirae Asset Crisil Ibx Gilt Index April 2033 Index Fund	8.99%	8.53%	0%
Bandhan Crisil Ibx 1090 Gilt Plus Sdl Index Dec 2029 Fund	0%	0%	0%
Bandhan Crisil Ibx 9010 Sdl Plus Gilt Sep27 Index Fund	8.23%	8.02%	0%
DSP Nifty Sdl Plus G Sec Jun 2028 3070 Index Fund	7.75%	8.15%	0%
ICICI Prudential Nifty Sdl Dec 2028 Index Fund	8.42%	8.38%	0%
Kotak Crisil Ibx Financial Services 3 6 Months Debt Index Fund	0%	0%	0%
Aditya Birla Sun Life Crisil Ibx Sdl Jun 2032 Index Fund	9.26%	0%	0%
HDFC Nifty G Sec Jun 2036 Index Fund	9.91%	0%	0%
HDFC Nifty G Sec Dec 2026 Index Fund	7.68%	7.56%	0%
HDFC Nifty Sdl Oct 2026 Index Fund	7.95%	0%	0%
Bandhan Crisil Ibx Gilt April 2028 Index Fund	4.81%	8.05%	0%
UTI Crisil Sdl Maturity April 2033 Index Fund	9.23%	7.09%	0%
Mirae Asset Nifty Aaa PSU Bond Plus Sdl Apr 2026 5050 Index Fund	7.58%	7.43%	0%
Aditya Birla Sun Life Nifty Sdl Plus PSU Bond Sep 2026 6040 Index Fund	7.09%	7.58%	0%
Invesco India Nifty G Sec Jul 2027 Index Fund	8.14%	0%	0%
UTI Nifty Sdl Plus Aaa PSU Bond Apr 2026 7525 Index Fund	7.73%	0%	0%
Bandhan Crisil Ibx 9010 Sdl Plus Gilt April 2032 Index Fund	9.10%	7.87%	0%
Bandhan Crisil Ibx Gilt April 2032 Index Fund	9.21%	0%	0%
Invesco India Nifty G Sec Sep 2032 Index Fund	9.28%	0%	0%

^{_{Data as of 27-Dec-2025}}

Rolling SWP returns with 10% step-up

Fund	Any 1Y SWP	Any 3Y 目↑ SWP	Any 5Y 目↑ SWP
ICICI Prudential Nifty Sdl Sep 2026 Index Fund	7.96%	7.55%	0%
Baroda BNP Paribas Nifty Sdl December 2028 Index Fund	9.02%	0%	0%
Mirae Asset Nifty Sdl Jun 2027 Index Fund	8.35%	7.69%	0%
Baroda BNP Paribas Nifty Sdl December 2026 Index Fund	8.34%	0%	0%
Aditya Birla Sun Life Nifty Sdl Apr 2027 Index Fund	8.13%	7.57%	0%
Kotak Nifty Sdl Jul 2033 Index Fund	9.53%	0%	0%
UTI Nifty Sdl Plus Aaa PSU Bond Apr 2028 7525 Index Fund	8.73%	0%	0%
Nippon India Nifty G Sec Oct 2028 Maturity Index Fund	8.67%	0%	0%
ICICI Prudential Nifty PSU Bond Plus Sdl Sep 2027 4060 Index Fund	3.20%	7.43%	0%
Axis Crisil Ibx Aaa Bond Financial Services Sep 2027 Index Fund	9.22%	0%	0%
ICICI Prudential Nifty Sdl Sep 2027 Index Fund	7.22%	7.68%	0%
Axis Crisil Ibx Aaa Bond Nbfc Hfc Jun 2027 Index Fund	9.00%	0%	0%
Kotak Crisil Ibx Aaa Financial Services Index Sep 2027 Fund	9.09%	0%	0%
Edelweiss Crisil Ibx 5050 Gilt Plus Sdl Sep 2028 Index Fund	8.64%	8.10%	0%
Bandhan Crisil Ibx Gilt April 2026 Index Fund	7.43%	7.23%	0%
Nippon India Crisil Ibx Aaa Financial Services Dec 2026 Index Fund	8.59%	0%	0%
Kotak Nifty G Sec July 2033 Index Fund	10.04%	0%	0%
Edelweiss Nifty PSU Bond Plus Sdl Apr 2027 5050 Index Fund	8.58%	7.37%	0%
Kotak Nifty Aaa Bond Financial Services Mar 2028 Index Fund	0%	0%	0%
Aditya Birla Sun Life Crisil Ibx Aaa Nbfc Hfc Index Dec 2025 Fund	8.00%	0%	0%
Aditya Birla Sun Life Nifty Sdl Sep 2027 Index Fund	8.54%	0%	0%
Nippon India Crisil Ibx Aaa Financial Services Jan 2028 Index Fund	9.35%	0%	0%
Bandhan Crisil Ibx Financial Services 3 6 Months Debt Index Fund	0%	0%	0%
Tata Nifty G Sec Dec 2029 Index Fund	8.97%	0%	0%
Aditya Birla Sun Life Crisil Ibx Financial Services 3 To 6 Months Debt Index Fund	7.83%	0%	0%
Kotak Crisil Ibx Financial Services 9 To 12 Months Debt Index Fund	0%	0%	0%
SBI Crisil Ibx Gilt Index June 2036 Fund	9.33%	9.13%	0%
Aditya Birla Sun Life Crisil Ibx Gilt June 2027 Index Fund	8.61%	0%	0%
Jioblackrock Nifty 8 13 Yr G Sec Index Fund	0%	0%	0%
Axis Crisil Ibx Aaa Bond Nbfc Jun 2027 Index Fund	8.86%	0%	0%
Edelweiss Crisil Ibx 5050 Gilt Plus Sdl Short Duration Index Fund	8.47%	0%	0%
Tata Crisil Ibx Gilt Index April 2026 Index Fund	7.46%	7.28%	0%
Nippon India Nifty Sdl Plus G Sec Jun 2028 Maturity 7030 Index Fund	8.61%	7.92%	0%
Nippon India Nifty Aaa PSU Bond Plus Sdl Sep 2026 Maturity 5050 Index Fund	7.90%	7.31%	0%
SBI Cpse Bond Plus Sdl Sep 2026 5050 Index Fund	6.24%	7.34%	0%
Mirae Asset Crisil Ibx Financial Services 9 12 Months Debt Index Fund	0%	0%	0%
Mirae Asset Nifty Sdl June 2028 Index Fund	8.91%	0%	0%
SBI Crisil Ibx Gilt Index April 2029 Fund	9.18%	8.29%	0%
Aditya Birla Sun Life Crisil Ibx Gilt Apr 2033 Index Fund	9.94%	0%	0%
Aditya Birla Sun Life Crisil Ibx 5050 Gilt Plus Sdl Apr 2028 Index Fund	8.54%	8.03%	0%
HDFC Nifty G Sec July 2031 Index Fund	9.39%	8.59%	0%
Aditya Birla Sun Life Crisil Ibx Gilt Apr 2029 Index Fund	8.82%	8.43%	0%
DSP Nifty Sdl Plus G Sec Sep 2027 5050 Index Fund	8.45%	0%	0%
Nippon India Nifty Sdl Plus G Sec Jun 2029 Maturity 7030 Index Fund	8.95%	0%	0%
Axis Nifty Sdl September 2026 Debt Index Fund	8.01%	7.48%	0%
Nippon India Nifty Aaa Cpse Bond Plus Sdl Apr 2027 Maturity 6040 Index Fund	6.41%	7.35%	0%
ICICI Prudential Crisil Ibx Financial Services 3 6 Months Debt Index Fund	0%	0%	0%
Tata Nifty G Sec Dec 2026 Index Fund	7.91%	0%	0%
Aditya Birla Sun Life Crisil Ibx Financial Services 9 12 Months Debt Index Fund	0%	0%	0%
Aditya Birla Sun Life Crisil Ibx Gilt April 2026 Index Fund	7.45%	7.20%	0%
Aditya Birla Sun Life Crisil Ibx Gilt Apr 2028 Index Fund	8.00%	0%	0%
Aditya Birla Sun Life Crisil Ibx 6040 Sdlaaa PSU Apr 2027 Index Fund	8.14%	7.41%	0%
HSBC Crisil Ibx Gilt June 2027 Index Fund	8.20%	0%	0%
Axis Crisil Ibx Sdl June 2034 Debt Index Fund	9.84%	0%	0%
HDFC Nifty G Sec Jun 2027 Index Fund	8.15%	7.67%	0%
Nippon India Nifty G Sec Jun 2036 Maturity Index Fund	9.68%	9.36%	0%
Axis Crisil Ibx 5050 Gilt Plus Sdl June 2028 Index Fund	8.64%	0%	0%
PGIM India Crisil Ibx Gilt Index Apr 2028 Fund	8.28%	0%	0%
Kotak Nifty Sdl Jul 2026 Index Fund	7.87%	0%	0%
DSP Crisil Ibx 5050 Gilt Plus Sdl April 2033 Index Fund	9.55%	0%	0%
Aditya Birla Sun Life Crisil Ibx Aaa Nbfc Hfc Index Sep 2026 Fund	8.50%	0%	0%
ICICI Prudential Nifty G Sec Dec 2030 Index Fund	9.77%	8.38%	0%
HSBC Crisil Ibx 5050 Gilt Plus Sdl Apr 2028 Index Fund	8.71%	7.85%	0%
Bandhan Crisil Ibx Gilt June 2027 Index Fund	8.43%	7.64%	0%
Tata Nifty Sdl Plus Aaa PSU Bond Dec 6040 Index Fund	8.79%	7.62%	0%
HDFC Nifty G Sec Apr 2029 Index Fund	8.92%	0%	0%
HDFC Crisil Ibx Financial Services 3 6 Months Debt Index Fund	0%	0%	0%
Edelweiss Crisil Ibx 5050 Gilt Plus Sdl June 2027 Index Fund	8.23%	7.72%	0%
Kotak Nifty Sdl Plus Aaa PSU Bond Jul 2028 6040 Index Fund	8.46%	7.76%	0%
Kotak Nifty Sdl Apr 2027 Top 12 Equal Weight Index Fund	7.06%	7.59%	0%
Edelweiss Crisil Ibx Aaa Financial Services Jan 2028 Index Fund	9.37%	0%	0%
Nippon India Nifty G Sec Sep 2027 Maturity Index Fund	8.15%	7.68%	0%
Edelweiss Nifty PSU Bond Plus Sdl Apr 2026 5050 Index Fund	4.46%	7.29%	0%
Aditya Birla Sun Life Crisil Ibx 6040 Sdl Aaa PSU Apr 2026 Index Fund	7.66%	7.25%	0%
Axis Crisil Ibx 5050 Gilt Plus Sdl September 2027 Index Fund	8.34%	0%	0%
Axis Crisil Ibx Financial Services 3 6 Months Debt Index Fund	0%	0%	0%
Bandhan Crisil Ibx 9010 Sdl Plus Gilt Nov 2026 Index Fund	8.14%	7.57%	0%
Kotak Crisil Ibx Aaa Bond Financial Services Index Dec 2026 Fund	0%	0%	0%
HDFC Nifty G Sec Sep 2032 Index Fund	9.56%	8.72%	0%
SBI Crisil Ibx Sdl Index September 2027 Fund	8.50%	7.62%	0%
Axis Crisil Ibx Sdl May 2027 Index Fund	7.21%	7.64%	0%
Kotak Nifty Financial Services Ex Bank Index Fund	19.89%	0%	0%
Aditya Birla Sun Life Crisil Ibx Aaa Financial Services Index Sep 2027 Fund	9.13%	0%	0%
HDFC Nifty Sdl Plus G Sec Jun 2027 4060 Index Fund	8.27%	0%	0%
Kotak Nifty Sdl Apr 2032 Top 12 Equal Weight Index Fund	8.73%	8.55%	0%
Edelweiss Crisil Ibx Aaa Bond Nbfc Hfc Jun 2027 Index Fund	0%	0%	0%
UTI Crisil Sdl Maturity June 2027 Index Fund	8.41%	0%	0%
Edelweiss Crisil Ibx 5050 Gilt Plus Sdl April 2037 Index Fund	9.06%	8.97%	0%
Mirae Asset Crisil Ibx Gilt Index April 2033 Index Fund	9.44%	8.60%	0%
Bandhan Crisil Ibx 1090 Gilt Plus Sdl Index Dec 2029 Fund	0%	0%	0%
Bandhan Crisil Ibx 9010 Sdl Plus Gilt Sep27 Index Fund	8.52%	7.74%	0%
DSP Nifty Sdl Plus G Sec Jun 2028 3070 Index Fund	7.35%	7.93%	0%
ICICI Prudential Nifty Sdl Dec 2028 Index Fund	8.93%	8.23%	0%
Kotak Crisil Ibx Financial Services 3 6 Months Debt Index Fund	0%	0%	0%
Aditya Birla Sun Life Crisil Ibx Sdl Jun 2032 Index Fund	9.49%	0%	0%
HDFC Nifty G Sec Jun 2036 Index Fund	9.73%	0%	0%
HDFC Nifty G Sec Dec 2026 Index Fund	7.80%	7.49%	0%
HDFC Nifty Sdl Oct 2026 Index Fund	8.09%	0%	0%
Bandhan Crisil Ibx Gilt April 2028 Index Fund	3.88%	7.81%	0%
UTI Crisil Sdl Maturity April 2033 Index Fund	9.30%	8.75%	0%
Mirae Asset Nifty Aaa PSU Bond Plus Sdl Apr 2026 5050 Index Fund	7.76%	7.36%	0%
Aditya Birla Sun Life Nifty Sdl Plus PSU Bond Sep 2026 6040 Index Fund	8.10%	7.37%	0%
Invesco India Nifty G Sec Jul 2027 Index Fund	8.22%	0%	0%
UTI Nifty Sdl Plus Aaa PSU Bond Apr 2026 7525 Index Fund	7.85%	0%	0%
Bandhan Crisil Ibx 9010 Sdl Plus Gilt April 2032 Index Fund	9.28%	8.53%	0%
Bandhan Crisil Ibx Gilt April 2032 Index Fund	9.71%	0%	0%
Invesco India Nifty G Sec Sep 2032 Index Fund	9.78%	0%	0%

^{_{Data as of 27-Dec-2025}}

Note:N.A. in returns indicate that the fund does not have sufficient history.

Tables have been updated on 27-Dec-2025

How are Debt: Index funds taxed on selling?

Debt Funds Tax for FY2025-26	STCG Rate	LTCG Eligibility	LTCG Rate
Bought Before 1 Apr 2023	Slab	After 2Y	12.5%
Bought After 31 Mar 2023	Slab	Always STCG	Slab

Note:

• Dividends from mutual funds (called IDCW or Income Distribution cum Capital Withdrawal funds), are added to the income of the investor and taxed at their highest applicable (slab) rate.
• Cess and surcharge (if applicable) is to be applied to taxes from mutual funds from selling and dividends.
• Switches, SWP and selling any lump sum amount are taxable as per the table above.

Explore All Funds Belonging to this Type

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Equity Scheme funds Debt Scheme funds Hybrid Scheme funds Solution Oriented Schemes – Funds for Retirement and Children Other Schemes – ETFs and Fund of Funds Commodity Schemes – Funds Investing in Gold, Silver or Both

Disclaimer: Mutual fund investments are subject to market risks, read all scheme related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of future performance of the schemes. The Mutual Fund is not guaranteeing or assuring any dividend under any of the schemes and the same is subject to the availability and adequacy of distributable surplus. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

Note: NAVs and returns updated on 27-Dec-2025.

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