This fund category is an example of Commodity Schemes – Funds Investing in Gold, Silver or Both.
Commodity schemes invest primarily in commodities such as gold and silver, either through physical holdings or commodity-related instruments. Gold Exchange Traded Funds (Gold ETFs) and Silver ETFs provide a convenient way to gain exposure to precious metals without physical ownership. These funds can help diversify a portfolio and serve as a hedge against inflation or market volatility. Suitable for investors seeking diversification through non-equity, non-debt assets.
Trailing returns for Commodity: Gold funds
These are average returns over the indicated period.
Monthly trailing returns:
Returns
Oct-2025
Sep-2025
Aug-2025
Jul-2025
Value
4.08%
12.55%
3.71%
2.67%
Quarterly trailing returns:
Returns
2025Q3
2025Q2
2025Q1
2024Q4
Value
19.87%
7.41%
16.1%
0.67%
Yearly trailing returns:
Returns
2024
2023
2022
2021
Value
19.33%
14.61%
12.74%
-4.92%
Fundwise SIP and SWP returns
Rolling SIP returns
Fund
Any 1Y SIP
Any 3Y SIP
Any 5Y SIP
Quantum Gold Savings Fund
7.7%
7.13%
10.46%
Nippon India Gold Savings Fund
7.93%
8.98%
11.15%
Kotak Gold Fund
8.25%
9.25%
11.63%
SBI Gold Fund
8.32%
9.3%
11.5%
Axis Gold Fund
8.59%
9.45%
11.56%
Invesco India Gold ETF Of Fund
8.44%
9.07%
11.39%
Aditya Birla Sun Life Gold Fund
8.17%
9.24%
11.17%
UTI Gold ETF Of Fund
29.8%
38.8%
0%
LIC MF Gold ETF Of Fund
36.28%
0%
0%
DSP Gold ETF Of Fund
38.73%
0%
0%
Tata Gold ETF Of Fund
40.48%
0%
0%
Groww Gold ETF FOF Fund
63.13%
0%
0%
Mirae Asset Gold ETF Of Fund
64.8%
0%
0%
Zerodha Gold ETF FOF Fund
62.93%
0%
0%
Union Gold ETF Of Fund
0%
0%
0%
Baroda BNP Paribas Gold ETF Of Funds Fund
0%
0%
0%
Angel One Gold ETF FOF Fund
0%
0%
0%
SIP Calculator
Rolling SWP returns
Fund
Any 1Y SWP
Any 3Y SWP
Any 5Y SWP
Quantum Gold Savings Fund
7.35%
4.98%
5.69%
Nippon India Gold Savings Fund
7.43%
7.41%
7.0%
Kotak Gold Fund
7.87%
7.43%
7.43%
SBI Gold Fund
7.91%
7.31%
7.23%
Axis Gold Fund
8.0%
7.33%
7.09%
Invesco India Gold ETF Of Fund
7.85%
7.86%
7.48%
Aditya Birla Sun Life Gold Fund
7.7%
7.79%
7.24%
UTI Gold ETF Of Fund
23.73%
22.82%
0%
LIC MF Gold ETF Of Fund
27.93%
0%
0%
DSP Gold ETF Of Fund
28.24%
0%
0%
Tata Gold ETF Of Fund
30.7%
0%
0%
Groww Gold ETF FOF Fund
53.3%
0%
0%
Mirae Asset Gold ETF Of Fund
47.14%
0%
0%
Zerodha Gold ETF FOF Fund
53.8%
0%
0%
Union Gold ETF Of Fund
0%
0%
0%
Baroda BNP Paribas Gold ETF Of Funds Fund
0%
0%
0%
Angel One Gold ETF FOF Fund
0%
0%
0%
SIP and SWP returns with step-up
Rolling SIP returns with 10% step-up
Fund
Any 1Y SIP
Any 3Y Step-up SIP
Any 5Y Step-up SIP
Quantum Gold Savings Fund
7.7%
7.07%
10.33%
Nippon India Gold Savings Fund
7.93%
8.97%
11.11%
Kotak Gold Fund
8.25%
9.17%
11.57%
SBI Gold Fund
8.32%
9.21%
11.43%
Axis Gold Fund
8.59%
9.38%
11.52%
Invesco India Gold ETF Of Fund
8.44%
9.04%
11.32%
Aditya Birla Sun Life Gold Fund
8.17%
9.1%
11.14%
UTI Gold ETF Of Fund
29.8%
39.36%
0%
LIC MF Gold ETF Of Fund
36.28%
0%
0%
DSP Gold ETF Of Fund
38.73%
0%
0%
Tata Gold ETF Of Fund
40.48%
0%
0%
Groww Gold ETF FOF Fund
63.13%
0%
0%
Mirae Asset Gold ETF Of Fund
64.8%
0%
0%
Zerodha Gold ETF FOF Fund
62.93%
0%
0%
Union Gold ETF Of Fund
0%
0%
0%
Baroda BNP Paribas Gold ETF Of Funds Fund
0%
0%
0%
Angel One Gold ETF FOF Fund
0%
0%
0%
Rolling SWP returns with 10% step-up
Fund
Any 1Y SWP
Any 3Y Step-up SWP
Any 5Y Step-up SWP
Quantum Gold Savings Fund
7.35%
4.9%
6.09%
Nippon India Gold Savings Fund
7.43%
7.43%
7.28%
Kotak Gold Fund
7.87%
7.56%
7.65%
SBI Gold Fund
7.91%
7.38%
7.53%
Axis Gold Fund
8.0%
7.26%
7.4%
Invesco India Gold ETF Of Fund
7.85%
8.05%
7.8%
Aditya Birla Sun Life Gold Fund
7.7%
7.88%
7.53%
UTI Gold ETF Of Fund
23.73%
22.98%
0%
LIC MF Gold ETF Of Fund
27.93%
0%
0%
DSP Gold ETF Of Fund
28.24%
0%
0%
Tata Gold ETF Of Fund
30.7%
0%
0%
Groww Gold ETF FOF Fund
53.3%
0%
0%
Mirae Asset Gold ETF Of Fund
47.14%
0%
0%
Zerodha Gold ETF FOF Fund
53.8%
0%
0%
Union Gold ETF Of Fund
0%
0%
0%
Baroda BNP Paribas Gold ETF Of Funds Fund
0%
0%
0%
Angel One Gold ETF FOF Fund
0%
0%
0%
Note:N.A. in returns indicate that the fund does not have sufficient history.
How are Commodity: Gold funds taxed on selling?
Gold Funds Tax for FY2025-26
STCG Rate
LTCG Eligibility
LTCG Rate
Bought Anytime
Slab
After 2Y
12.5%
Note:
Dividends from mutual funds (called IDCW or Income Distribution cum Capital Withdrawal funds), are added to the income of the investor and taxed at their highest applicable (slab) rate.
Cess and surcharge (if applicable) is to be applied to taxes from mutual funds from selling and dividends.
Switches, SWP and selling any lump sum amount are taxable as per the table above.
Disclaimer: Mutual fund investments are subject to market risks, read all scheme related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of future performance of the schemes. The Mutual Fund is not guaranteeing or assuring any dividend under any of the schemes and the same is subject to the availability and adequacy of distributable surplus. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.
