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Best Gold With Silver Commodity Funds in 2025

What are Commodity: Gold With Silver funds?

Funds Included	All Fund Returns (3Y annualised)	Top 5 fund Returns (3Y annualised)
3	37.09%	37.09%

This fund category is an example of Commodity Schemes – Funds Investing in Gold, Silver or Both.

Commodity schemes invest primarily in commodities such as gold and silver, either through physical holdings or commodity-related instruments. Gold Exchange Traded Funds (Gold ETFs) and Silver ETFs provide a convenient way to gain exposure to precious metals without physical ownership. These funds can help diversify a portfolio and serve as a hedge against inflation or market volatility. Suitable for investors seeking diversification through non-equity, non-debt assets.

Trailing returns for Commodity: Gold With Silver funds

These are average returns over the indicated period.

Monthly trailing returns:

Nov-2025	Oct-2025	Sep-2025	Aug-2025	Jul-2025	Jun-2025
1.78%	4.61%	15.86%	4.87%	3.64%	4.33%

Quarterly trailing returns:

2025Q4	2025Q3	2025Q2	2025Q1	2024Q4	2024Q3
6.48%	25.93%	6.08%	16.45%	-2.04%	3.64%

Yearly trailing returns:

2025	2024	2023	2022
66.00%	17.58%	10.70%	0.00%

Rolling returns for Commodity: Gold With Silver funds

SIP

10% Step-up SIP

Lump sum

SWP

10% Step-up SWP

Metric	Any 1Y SIP	Any 2Y SIP	Any 3Y SIP	Any 5Y SIP	Any 7Y SIP	Any 10Y SIP
Minimum	-0.09%	51.12%	39.76%	0%	0%	0%
Median	45.3%	63.46%	47.06%	0%	0%	0%
Maximum	118.58%	70.65%	51.73%	0%	0%	0%
Risk	46.57%	5.21%	3.21%	0%	0%	0%
Sharpe Ratio	82.24%	1083.69%	1247.98%	0%	0%	0%

^{_{Data as of 14-Dec-2025}}

Metric	Any 1Y SIP	Any 2Y 目↑ SIP	Any 3Y 目↑ SIP	Any 5Y 目↑ SIP	Any 7Y 目↑ SIP	Any 10Y 目↑ SIP
Minimum	-0.09%	51.61%	40.43%	0%	0%	0%
Median	45.3%	64.18%	47.99%	0%	0%	0%
Maximum	118.58%	71.46%	52.78%	0%	0%	0%
Risk	46.57%	5.29%	3.31%	0%	0%	0%
Sharpe Ratio	82.24%	1080.91%	1238.37%	0%	0%	0%

^{_{Data as of 14-Dec-2025}}

Metric	Any 1Y	Any 2Y	Any 3Y	Any 5Y	Any 7Y	Any 10Y
Minimum	11.38%	40.94%	32.71%	0%	0%	0%
Median	42.78%	45.01%	35.15%	0%	0%	0%
Maximum	84.69%	53.41%	37.09%	0%	0%	0%
Risk	28.94%	3.23%	1.17%	0%	0%	0%
Sharpe Ratio	123.64%	1176.78%	2405.98%	0%	0%	0%

^{_{Data as of 14-Dec-2025}}

Metric	Any 1Y SWP	Any 2Y SWP	Any 3Y SWP	Any 5Y SWP	Any 7Y SWP	Any 10Y SWP
Minimum	23.17%	24.09%	19.28%	0%	0%	0%
Median	41.02%	28.01%	20.74%	0%	0%	0%
Maximum	54.13%	32.82%	23.99%	0%	0%	0%
Risk	9.89%	2.43%	1.35%	0%	0%	0%
Sharpe Ratio	343.98%	864.61%	1017.78%	0%	0%	0%

^{_{Data as of 14-Dec-2025}}

Metric	Any 1Y SWP	Any 2Y 目↑ SWP	Any 3Y 目↑ SWP	Any 5Y 目↑ SWP	Any 7Y 目↑ SWP	Any 10Y 目↑ SWP
Minimum	23.17%	24.34%	19.56%	0%	0%	0%
Median	41.02%	28.13%	20.89%	0%	0%	0%
Maximum	54.13%	32.92%	23.98%	0%	0%	0%
Risk	9.89%	2.39%	1.26%	0%	0%	0%
Sharpe Ratio	343.98%	884.1%	1102.38%	0%	0%	0%

^{_{Data as of 14-Dec-2025}}

Fundwise SIP, Lumpsum and SWP returns

Rolling SIP returns (less than 1 year)

Fund	Any 1M SIP	Any 3M SIP	Any 6M SIP
Kotak Gold Silver Passive FOF Fund	390.17%	0%	0%
Mirae Asset Gold Silver Passive FOF Fund	133.66%	175.15%	0%
Edelweiss Gold And Silver ETF FOF Fund	293.85%	172.84%	152.82%

^{_{Data as of 14-Dec-2025}}

Note: Returns for less than one year are annualised. However, given the nature of the calculation, XIRR for such periods are not meaningful.

Rolling SIP returns (1 year or more):

Fund	Any 1Y SIP	Any 3Y SIP	Any 5Y SIP
Kotak Gold Silver Passive FOF Fund	0%	0%	0%
Mirae Asset Gold Silver Passive FOF Fund	0%	0%	0%
Edelweiss Gold And Silver ETF FOF Fund	45.3%	47.06%	0%

^{_{Data as of 14-Dec-2025}}

SIP Calculator Fund: Duration: SIP Amount (₹):

Rolling Lumpsum returns

Fund	Any 1Y	Any 3Y	Any 5Y
Kotak Gold Silver Passive FOF Fund	0%	0%	0%
Mirae Asset Gold Silver Passive FOF Fund	0%	0%	0%
Edelweiss Gold And Silver ETF FOF Fund	42.78%	35.15%	0%

^{_{Data as of 14-Dec-2025}}

Rolling SWP returns

Fund	Any 1Y SWP	Any 3Y SWP	Any 5Y SWP
Kotak Gold Silver Passive FOF Fund	0%	0%	0%
Mirae Asset Gold Silver Passive FOF Fund	0%	0%	0%
Edelweiss Gold And Silver ETF FOF Fund	41.02%	20.74%	0%

^{_{Data as of 14-Dec-2025}}

SIP and SWP returns with step-up

Rolling SIP returns with 10% step-up

Fund	Any 1Y SIP	Any 3Y 目↑ SIP	Any 5Y 目↑ SIP
Kotak Gold Silver Passive FOF Fund	0%	0%	0%
Mirae Asset Gold Silver Passive FOF Fund	0%	0%	0%
Edelweiss Gold And Silver ETF FOF Fund	45.3%	47.99%	0%

^{_{Data as of 14-Dec-2025}}

Rolling SWP returns with 10% step-up

Fund	Any 1Y SWP	Any 3Y 目↑ SWP	Any 5Y 目↑ SWP
Kotak Gold Silver Passive FOF Fund	0%	0%	0%
Mirae Asset Gold Silver Passive FOF Fund	0%	0%	0%
Edelweiss Gold And Silver ETF FOF Fund	41.02%	20.89%	0%

^{_{Data as of 14-Dec-2025}}

Note:N.A. in returns indicate that the fund does not have sufficient history.

Tables have been updated on 14-Dec-2025

How are Commodity: Gold With Silver funds taxed on selling?

Gold/Silver Funds Tax for FY2025-26	STCG Rate	LTCG Eligibility	LTCG Rate
Bought Anytime	Slab	After 2Y	12.5%

Note:

Dividends from mutual funds (called IDCW or Income Distribution cum Capital Withdrawal funds), are added to the income of the investor and taxed at their highest applicable (slab) rate.
Cess and surcharge (if applicable) is to be applied to taxes from mutual funds from selling and dividends.
Switches, SWP and selling any lump sum amount are taxable as per the table above.

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Explore Different Categories of Mutual Funds

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Disclaimer: Mutual fund investments are subject to market risks, read all scheme related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of future performance of the schemes. The Mutual Fund is not guaranteeing or assuring any dividend under any of the schemes and the same is subject to the availability and adequacy of distributable surplus. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

Note: NAVs and returns updated on 14-Dec-2025.

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