Home > Mutual Funds > Categories > Hybrid: Equity Savings

Best Equity Savings Hybrid Funds in 2025

What are Hybrid: Equity Savings funds?

Funds Included	All Fund Returns (3Y annualised)	Top 5 fund Returns (3Y annualised)
24	10.99%	12.86%

This fund category is an example of Hybrid Scheme funds.

Hybrid funds invest in a mix of equity and debt instruments to balance risk and return. The proportion of each asset class determines the fund’s risk level—aggressive hybrid funds hold more equity, while conservative hybrid funds hold more debt. These funds offer potential capital appreciation from equity exposure along with income stability from debt. Suitable for investors seeking moderate risk with balanced growth potential.

Trailing returns for Hybrid: Equity Savings funds

These are average returns over the indicated period.

Monthly trailing returns:

Nov-2025	Oct-2025	Sep-2025	Aug-2025	Jul-2025	Jun-2025
0.53%	1.56%	0.71%	-0.06%	-0.18%	1.28%

Quarterly trailing returns:

2025Q4	2025Q3	2025Q2	2025Q1	2024Q4	2024Q3
2.10%	0.50%	4.39%	-0.19%	-0.26%	3.80%

Yearly trailing returns:

2025	2024	2023	2022	2021	2020
6.80%	11.72%	14.19%	4.21%	13.39%	9.71%

Rolling returns for Hybrid: Equity Savings funds

SIP

10% Step-up SIP

Lump sum

SWP

10% Step-up SWP

Metric	Any 1Y SIP	Any 2Y SIP	Any 3Y SIP	Any 5Y SIP	Any 7Y SIP	Any 10Y SIP
Minimum	-4.87%	6.17%	5.93%	8.13%	9.72%	9.39%
Median	9.89%	9.06%	10.2%	9.92%	9.99%	9.49%
Maximum	23.25%	12.22%	14.0%	11.62%	10.25%	9.58%
Risk	5.68%	1.4%	1.72%	0.78%	0.13%	0.06%
Sharpe Ratio	50.92%	146.59%	186.23%	373.35%	2308.25%	4326.09%

^{_{Data as of 14-Dec-2025}}

Metric	Any 1Y SIP	Any 2Y 目↑ SIP	Any 3Y 目↑ SIP	Any 5Y 目↑ SIP	Any 7Y 目↑ SIP	Any 10Y 目↑ SIP
Minimum	-4.87%	8.16%	9.96%	9.72%	10.03%	9.47%
Median	9.89%	8.92%	10.38%	10.0%	10.2%	9.59%
Maximum	23.25%	9.71%	10.75%	10.25%	10.36%	9.69%
Risk	5.68%	0.39%	0.25%	0.17%	0.1%	0.07%
Sharpe Ratio	50.92%	493.15%	1369.78%	1804.01%	3200.67%	3765.45%

^{_{Data as of 14-Dec-2025}}

Metric	Any 1Y	Any 2Y	Any 3Y	Any 5Y	Any 7Y	Any 10Y
Minimum	-2.27%	8.04%	6.93%	7.61%	9.35%	9.12%
Median	8.84%	10.64%	10.31%	9.75%	9.54%	9.15%
Maximum	22.74%	13.81%	13.41%	11.87%	9.7%	9.24%
Risk	5.36%	1.19%	1.31%	1.06%	0.1%	0.03%
Sharpe Ratio	34.35%	306.42%	251.83%	259.83%	2557.72%	6377.78%

^{_{Data as of 14-Dec-2025}}

Metric	Any 1Y SWP	Any 2Y SWP	Any 3Y SWP	Any 5Y SWP	Any 7Y SWP	Any 10Y SWP
Minimum	-3.19%	9.2%	6.54%	7.2%	8.65%	8.56%
Median	7.7%	11.72%	10.36%	9.69%	9.02%	8.68%
Maximum	25.7%	16.01%	15.64%	12.6%	9.49%	8.95%
Risk	6.42%	1.68%	2.01%	1.43%	0.23%	0.14%
Sharpe Ratio	10.91%	281.0%	167.36%	187.96%	861.25%	1230.28%

^{_{Data as of 14-Dec-2025}}

Metric	Any 1Y SWP	Any 2Y 目↑ SWP	Any 3Y 目↑ SWP	Any 5Y 目↑ SWP	Any 7Y 目↑ SWP	Any 10Y 目↑ SWP
Minimum	-3.19%	11.78%	11.23%	10.7%	9.12%	8.6%
Median	7.7%	12.88%	11.53%	11.07%	9.3%	8.7%
Maximum	25.7%	14.08%	11.91%	11.39%	9.6%	8.94%
Risk	6.42%	0.82%	0.19%	0.21%	0.14%	0.12%
Sharpe Ratio	10.91%	717.24%	2428.42%	1903.64%	1630.19%	1465.59%

^{_{Data as of 14-Dec-2025}}

Fundwise SIP, Lumpsum and SWP returns

Rolling SIP returns (less than 1 year)

Fund	Any 1M SIP	Any 3M SIP	Any 6M SIP
Nippon India Equity Savings Fund	8.32%	9.66%	7.51%
HDFC Equity Savings Fund	8.69%	11.11%	9.12%
Bandhan Equity Savings Fund	7.75%	7.7%	6.87%
Baroda BNP Paribas Equity Savings Fund	9.43%	13.77%	10.32%
Bajaj Finserv Equity Savings Fund	6.12%	6.1%	0%
Mahindra Manulife Equity Savings Fund	6.92%	12.42%	11.36%
Tata Equity Savings Fund	10.08%	9.79%	7.64%
LIC MF Equity Savings Fund	-0.49%	5.75%	6.2%
PGIM India Equity Savings Fund	7.95%	8.02%	6.78%
Quant Equity Savings Fund	5.75%	5.88%	0%
SBI Equity Savings Fund	5.34%	7.2%	6.21%
Franklin India Equity Savings Fund	5.65%	7.98%	7.31%
Union Equity Savings Fund	3.45%	7.44%	6.39%
Invesco India Equity Savings Fund	-4.75%	0.5%	0.91%
UTI Equity Savings Fund	14.37%	16.77%	12.0%
Mirae Asset Equity Savings Fund	6.36%	10.81%	8.99%
Axis Equity Savings Fund	7.79%	11.37%	9.32%
DSP Equity Savings Fund	5.97%	9.1%	6.69%
HSBC Equity Savings Fund	6.42%	10.72%	11.94%
Whiteoak Capital Equity Savings Fund	17.43%	17.37%	17.53%
Sundaram Equity Savings Fund	7.75%	10.68%	8.55%
Edelweiss Equity Savings Fund	2.27%	7.31%	9.23%
Kotak Equity Savings Fund	9.71%	13.04%	13.1%
Aditya Birla Sun Life Equity Savings Fund	11.93%	12.29%	10.4%

^{_{Data as of 14-Dec-2025}}

Note: Returns for less than one year are annualised. However, given the nature of the calculation, XIRR for such periods are not meaningful.

Rolling SIP returns (1 year or more):

Fund	Any 1Y SIP	Any 3Y SIP	Any 5Y SIP
Nippon India Equity Savings Fund	8.2%	8.69%	8.86%
HDFC Equity Savings Fund	9.45%	11.71%	10.74%
Bandhan Equity Savings Fund	7.32%	8.43%	8.24%
Baroda BNP Paribas Equity Savings Fund	10.47%	11.11%	10.47%
Bajaj Finserv Equity Savings Fund	0%	0%	0%
Mahindra Manulife Equity Savings Fund	10.89%	11.37%	11.16%
Tata Equity Savings Fund	8.77%	8.72%	8.66%
LIC MF Equity Savings Fund	10.99%	0%	0%
PGIM India Equity Savings Fund	7.48%	8.04%	8.19%
Quant Equity Savings Fund	0%	0%	0%
SBI Equity Savings Fund	9.53%	10.74%	10.32%
Franklin India Equity Savings Fund	7.59%	8.94%	9.02%
Union Equity Savings Fund	7.21%	8.19%	8.02%
Invesco India Equity Savings Fund	9.59%	7.07%	10.37%
UTI Equity Savings Fund	9.63%	11.86%	11.57%
Mirae Asset Equity Savings Fund	12.37%	11.71%	11.45%
Axis Equity Savings Fund	9.96%	10.9%	10.79%
DSP Equity Savings Fund	8.14%	9.77%	9.87%
HSBC Equity Savings Fund	19.46%	12.85%	0%
Whiteoak Capital Equity Savings Fund	0%	0%	0%
Sundaram Equity Savings Fund	11.01%	12.57%	0%
Edelweiss Equity Savings Fund	9.94%	11.83%	11.45%
Kotak Equity Savings Fund	9.7%	10.27%	10.09%
Aditya Birla Sun Life Equity Savings Fund	10.09%	9.22%	9.26%

^{_{Data as of 14-Dec-2025}}

SIP Calculator Fund: Duration: 1 Year 3 Years 5 Years SIP Amount (₹):

Rolling Lumpsum returns

Fund	Any 1Y	Any 3Y	Any 5Y
Nippon India Equity Savings Fund	5.84%	9.55%	5.83%
HDFC Equity Savings Fund	6.78%	11.14%	11.96%
Bandhan Equity Savings Fund	7.17%	8.68%	8.37%
Baroda BNP Paribas Equity Savings Fund	8.65%	9.92%	9.54%
Bajaj Finserv Equity Savings Fund	0%	0%	0%
Mahindra Manulife Equity Savings Fund	7.46%	11.61%	12.5%
Tata Equity Savings Fund	8.26%	8.99%	8.15%
LIC MF Equity Savings Fund	9.61%	0%	0%
PGIM India Equity Savings Fund	7.13%	7.99%	8.72%
Quant Equity Savings Fund	0%	0%	0%
SBI Equity Savings Fund	8.69%	11.61%	10.79%
Franklin India Equity Savings Fund	6.77%	8.86%	9.83%
Union Equity Savings Fund	7.52%	8.5%	8.19%
Invesco India Equity Savings Fund	8.54%	8.85%	10.25%
UTI Equity Savings Fund	7.66%	11.1%	10.15%
Mirae Asset Equity Savings Fund	11.24%	13.41%	12.19%
Axis Equity Savings Fund	9.12%	10.38%	10.79%
DSP Equity Savings Fund	8.26%	9.26%	8.75%
HSBC Equity Savings Fund	18.72%	14.34%	0%
Whiteoak Capital Equity Savings Fund	0%	0%	0%
Sundaram Equity Savings Fund	10.22%	12.8%	0%
Edelweiss Equity Savings Fund	10.19%	10.94%	11.17%
Kotak Equity Savings Fund	8.85%	9.31%	9.23%
Aditya Birla Sun Life Equity Savings Fund	8.98%	8.89%	9.14%

^{_{Data as of 14-Dec-2025}}

Rolling SWP returns

Fund	Any 1Y SWP	Any 3Y SWP	Any 5Y SWP
Nippon India Equity Savings Fund	4.65%	9.79%	5.78%
HDFC Equity Savings Fund	3.89%	11.44%	13.61%
Bandhan Equity Savings Fund	6.9%	8.89%	8.96%
Baroda BNP Paribas Equity Savings Fund	7.36%	11.08%	8.44%
Bajaj Finserv Equity Savings Fund	0%	0%	0%
Mahindra Manulife Equity Savings Fund	5.45%	11.24%	13.36%
Tata Equity Savings Fund	7.76%	8.62%	8.43%
LIC MF Equity Savings Fund	10.94%	0%	0%
PGIM India Equity Savings Fund	6.84%	7.97%	9.02%
Quant Equity Savings Fund	0%	0%	0%
SBI Equity Savings Fund	3.78%	12.27%	11.67%
Franklin India Equity Savings Fund	5.77%	8.79%	10.84%
Union Equity Savings Fund	5.79%	8.68%	8.15%
Invesco India Equity Savings Fund	6.46%	9.65%	10.03%
UTI Equity Savings Fund	7.24%	9.96%	8.58%
Mirae Asset Equity Savings Fund	7.97%	12.64%	13.06%
Axis Equity Savings Fund	8.35%	9.5%	9.92%
DSP Equity Savings Fund	7.47%	8.22%	7.04%
HSBC Equity Savings Fund	20.49%	16.06%	0%
Whiteoak Capital Equity Savings Fund	0%	0%	0%
Sundaram Equity Savings Fund	9.45%	13.47%	0%
Edelweiss Equity Savings Fund	9.38%	11.16%	10.56%
Kotak Equity Savings Fund	8.37%	8.84%	8.36%
Aditya Birla Sun Life Equity Savings Fund	7.4%	8.94%	8.57%

^{_{Data as of 14-Dec-2025}}

SIP and SWP returns with step-up

Rolling SIP returns with 10% step-up

Fund	Any 1Y SIP	Any 3Y 目↑ SIP	Any 5Y 目↑ SIP
Nippon India Equity Savings Fund	8.2%	8.6%	8.8%
HDFC Equity Savings Fund	9.45%	10.34%	10.68%
Bandhan Equity Savings Fund	7.32%	8.36%	8.2%
Baroda BNP Paribas Equity Savings Fund	10.47%	11.11%	10.51%
Bajaj Finserv Equity Savings Fund	0%	0%	0%
Mahindra Manulife Equity Savings Fund	10.89%	11.15%	11.01%
Tata Equity Savings Fund	8.77%	10.08%	9.84%
LIC MF Equity Savings Fund	10.99%	0%	0%
PGIM India Equity Savings Fund	7.48%	7.86%	7.76%
Quant Equity Savings Fund	0%	0%	0%
SBI Equity Savings Fund	9.53%	10.31%	10.35%
Franklin India Equity Savings Fund	7.59%	8.75%	8.84%
Union Equity Savings Fund	7.21%	8.04%	7.91%
Invesco India Equity Savings Fund	9.59%	10.38%	10.33%
UTI Equity Savings Fund	9.63%	10.79%	11.07%
Mirae Asset Equity Savings Fund	12.37%	11.82%	11.47%
Axis Equity Savings Fund	9.96%	10.67%	10.34%
DSP Equity Savings Fund	8.14%	10.28%	10.18%
HSBC Equity Savings Fund	19.46%	12.71%	0%
Whiteoak Capital Equity Savings Fund	0%	0%	0%
Sundaram Equity Savings Fund	11.01%	12.21%	0%
Edelweiss Equity Savings Fund	9.94%	11.9%	11.38%
Kotak Equity Savings Fund	9.7%	12.12%	12.12%
Aditya Birla Sun Life Equity Savings Fund	10.09%	10.05%	9.15%

^{_{Data as of 14-Dec-2025}}

Rolling SWP returns with 10% step-up

Fund	Any 1Y SWP	Any 3Y 目↑ SWP	Any 5Y 目↑ SWP
Nippon India Equity Savings Fund	4.65%	10.58%	10.55%
HDFC Equity Savings Fund	3.89%	11.65%	14.11%
Bandhan Equity Savings Fund	6.9%	8.93%	8.91%
Baroda BNP Paribas Equity Savings Fund	7.36%	11.27%	8.53%
Bajaj Finserv Equity Savings Fund	0%	0%	0%
Mahindra Manulife Equity Savings Fund	5.45%	11.41%	13.75%
Tata Equity Savings Fund	7.76%	10.79%	10.49%
LIC MF Equity Savings Fund	10.94%	0%	0%
PGIM India Equity Savings Fund	6.84%	8.09%	9.9%
Quant Equity Savings Fund	0%	0%	0%
SBI Equity Savings Fund	3.78%	13.17%	11.82%
Franklin India Equity Savings Fund	5.77%	8.85%	10.89%
Union Equity Savings Fund	5.79%	9.14%	8.14%
Invesco India Equity Savings Fund	6.46%	14.34%	10.1%
UTI Equity Savings Fund	7.24%	12.23%	12.94%
Mirae Asset Equity Savings Fund	7.97%	12.19%	12.92%
Axis Equity Savings Fund	8.35%	11.56%	11.14%
DSP Equity Savings Fund	7.47%	11.63%	11.9%
HSBC Equity Savings Fund	20.49%	16.07%	0%
Whiteoak Capital Equity Savings Fund	0%	0%	0%
Sundaram Equity Savings Fund	9.45%	13.51%	0%
Edelweiss Equity Savings Fund	9.38%	12.14%	11.56%
Kotak Equity Savings Fund	8.37%	13.48%	12.12%
Aditya Birla Sun Life Equity Savings Fund	7.4%	9.55%	9.52%

^{_{Data as of 14-Dec-2025}}

Note:N.A. in returns indicate that the fund does not have sufficient history.

Tables have been updated on 14-Dec-2025

How are Hybrid: Equity Savings funds taxed on selling?

Hybrid Funds Tax for FY2025-26	STCG Rate	LTCG Eligibility	LTCG Rate
Bought Anytime	20%	After 1Y	12.5% (above 1.25L) w 31Jan18 exemption

Note:

• Dividends from mutual funds (called IDCW or Income Distribution cum Capital Withdrawal funds), are added to the income of the investor and taxed at their highest applicable (slab) rate.
• Cess and surcharge (if applicable) is to be applied to taxes from mutual funds from selling and dividends.
• Switches, SWP and selling any lump sum amount are taxable as per the table above.

Explore All Funds Belonging to this Type

All
Aggressive Dynamic Asset Allocation Or Balanced Advantage Conservative Income Multi Asset Allocation Equity Savings Arbitrage Balanced

Explore All Funds Belonging to different AMCs

Aditya Birla Sun Life Mutual Fund DSP Mutual Fund HDFC Mutual Fund quant Mutual Fund JM Financial Mutual Fund Kotak Mahindra Mutual Fund LIC Mutual Fund ICICI Prudential Mutual Fund Nippon India Mutual Fund Tata Mutual Fund Franklin Templeton Mutual Fund Taurus Mutual Fund Canara Robeco Mutual Fund Sundaram Mutual Fund SBI Mutual Fund UTI Mutual Fund Baroda BNP Paribas Mutual Fund HSBC Mutual Fund Quantum Mutual Fund Invesco Mutual Fund Mirae Asset Mutual Fund Bandhan Mutual Fund Bank of India Mutual Fund Edelweiss Mutual Fund Axis Mutual Fund Navi Mutual Fund Motilal Oswal Mutual Fund Union Mutual Fund Groww Mutual Fund PGIM India Mutual Fund 360 ONE Mutual Fund PPFAS Mutual Fund Shriram Mutual Fund Mahindra Manulife Mutual Fund WhiteOak Capital Mutual Fund ITI Mutual Fund Trust Mutual Fund NJ Mutual Fund Samco Mutual Fund Bajaj Finserv Mutual Fund Helios Mutual Fund Zerodha Mutual Fund Old Bridge Mutual Fund Angel One Mutual Fund Unifi Mutual Fund Jio BlackRock Mutual Fund Capitalmind Mutual Fund The Wealth Company Mutual Fund Choice Mutual Fund

Explore Different Categories of Mutual Funds

Equity Scheme funds Debt Scheme funds Hybrid Scheme funds Solution Oriented Schemes – Funds for Retirement and Children Other Schemes – ETFs and Fund of Funds Commodity Schemes – Funds Investing in Gold, Silver or Both

Disclaimer: Mutual fund investments are subject to market risks, read all scheme related documents carefully. The NAVs of the schemes may go up or down depending upon the factors and forces affecting the securities market including the fluctuations in the interest rates. The past performance of the mutual funds is not necessarily indicative of future performance of the schemes. The Mutual Fund is not guaranteeing or assuring any dividend under any of the schemes and the same is subject to the availability and adequacy of distributable surplus. Investors are requested to review the prospectus carefully and obtain expert professional advice with regard to specific legal, tax and financial implications of the investment/participation in the scheme.

Note: NAVs and returns updated on 14-Dec-2025.

What's next? You can join the Arthgyaan WhatsApp community

You can stay updated on our latest content and learn about our webinars. Our community is fully private so that no one, other than the admin, can see your name or number. Also, we will not spam you.

For resident Indians 🇮🇳:

For NRIs 🇺🇸🇬🇧🇪🇺🇦🇺🇦🇪🇸🇬:

Use this button to add arthgyaan.com as a preferred source of personal finance on Google

To understand how this article can help you:

If you have a comment or question about this article

The following button will open a form with the link of this page populated for context:

If you liked this article, please leave us a rating

The following button will take you to Trustpilot:

Check out our two calculators: Arthgyaan step-up SIP calculator
Arthgyaan step-up SWP calculator

Latest articles:

Retirement Mutual Funds

How can Investors in Their 40s Who Have Not Invested Before Reach ₹10 Crores Before Retiring? Article: This article helps investors plan a large mutual fund portfolio for retirement, especially those who are late starters.

Published: 7 December 2025

54 MIN READ

---

Mutual Funds Set Goals

How Much SIP You Need to Reach 1 crore? Article: This article helps you calculate how much you will need to invest every month to reach the first significant portfolio milestone of ₹ 1 crore by investing in mutual funds.

Published: 29 November 2025

49 MIN READ

---

Topics you will like:

Asset Allocation (19) Basics (8) Behaviour (20) Budget (24) Budgeting (12) Calculator (36) Case Study (7) Children (22) Choosing Investments (40) FAQ (20) FIRE (19) Fixed Deposit (10) Free Planning Tool (16) Gold (29) Health Insurance (8) House Purchase (43) Index Funds (6) Insurance (20) International Investing (16) Life Stages (2) Loans (27) Market Data (10) Market Movements (28) Mutual Funds (89) NPS (17) NRI (44) News (38) Pension (11) Portfolio Construction (61) Portfolio Review (32) Reader Questions (9) Real Estate (16) Research (6) Retirement (45) Return to India (8) Review (27) Risk (8) Safe Withdrawal Rate (6) Screener (8) Senior Citizens (6) Set Goals (29) Step by step (15) Stock Investing (5) Tax (107)

Next steps:

1. Email me with any questions.

2. Use our goal-based investing template to prepare a financial plan for yourself.

Don't forget to share this article on WhatsApp or Twitter or post this to Facebook.

Discuss this post with us via Facebook or get regular bite-sized updates on Twitter.

More posts...

Disclaimer: Content on this site is for educational purpose only and is not financial advice. Nothing on this site should be construed as an offer or recommendation to buy/sell any financial product or service. Please consult a registered investment advisor before making any investments.

This post titled Best Equity Savings Hybrid Funds in 2025 first appeared on at https://arthgyaan.com

We are currently at 565 posts and growing fast. Search this site:

Copyright © 2021-2025 Arthgyaan.com. All rights reserved.

---

---