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When does a PPF account mature?

This article shows you a quick way to know when your PPF account will mature depending on the date you opened the account.

When does a PPF account mature?


16 Oct 2022 - Contact Sayan Sircar
5 mins read

This article shows you a quick way to know when your PPF account will mature depending on the date you opened the account.

When does a PPF account mature?

Table of Contents

Rule of PPF maturity date calculation

A PPF account matures on 1st April after 15 years from the end of the financial year of opening. This rule works like this:

  • if you opened the account between 1st April and 31st December of Year 20XX, the account will mature on 1st April of 20(XX+16). E.g. an account opened on 1st December 2020 will mature on 1st April 2036
  • if you opened the account between 1st January and 31st January of Year 20XX, the account will mature on 1st April of 20(XX+15). E.g. an account opened on 1st January 2020 will mature on 1st April 2035

This article will let you look up the maturity date based on the date you opened the account.

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Accounts opened in the past

How to read the table:

  • find out the date on which you opened the account
  • locate the row with the year in the first column
  • locate the column as per the date: 1st April to 31st Dec or 1st Jan to 31st Mar
  • the intersection of the row and column will give you the maturity date

For example, the maturity date an account opened on:

  • 3-May-2011 will be found in the row with 2011 and in the 2nd column i.e. 1st-Apr-2027
  • 15-Jan-2014 will be found in the row with 2014 and in the 3rd column i.e. 1st-Apr-2029
Year 1-Apr to 31-Dec 1-Jan to 31-Mar
2007 1st-Apr-2023 1st-Apr-2022
2008 1st-Apr-2024 1st-Apr-2023
2009 1st-Apr-2025 1st-Apr-2024
2010 1st-Apr-2026 1st-Apr-2025
2011 1st-Apr-2027 1st-Apr-2026
2012 1st-Apr-2028 1st-Apr-2027
2013 1st-Apr-2029 1st-Apr-2028
2014 1st-Apr-2030 1st-Apr-2029
2015 1st-Apr-2031 1st-Apr-2030
2016 1st-Apr-2032 1st-Apr-2031
2017 1st-Apr-2033 1st-Apr-2032
2018 1st-Apr-2034 1st-Apr-2033
2019 1st-Apr-2035 1st-Apr-2034
2020 1st-Apr-2036 1st-Apr-2035
2021 1st-Apr-2037 1st-Apr-2036
2022 1st-Apr-2038 1st-Apr-2037

Goal-based-investing plan

Accounts to be opened in the future

How to read the table:

  • find out the date on which you plan to open the account
  • locate the row with the year in the first column
  • locate the column as per the date: 1st April to 31st Dec or 1st Jan to 31st Mar
  • the intersection of the row and column will give you the maturity date

For example, the maturity date for an account to be opened on:

  • 18-Jun-2031 will be found in the row with 2031 and in the 2nd column i.e. 1st-Apr-2047
  • 6-Feb-2030 will be found in the row with 2030 and in the 3rd column i.e. 1st-Apr-2045
Year 1-Apr to 31-Dec 1-Jan to 31-Mar
2023 1st-Apr-2039 1st-Apr-2038
2024 1st-Apr-2040 1st-Apr-2039
2025 1st-Apr-2041 1st-Apr-2040
2026 1st-Apr-2042 1st-Apr-2041
2027 1st-Apr-2043 1st-Apr-2042
2028 1st-Apr-2044 1st-Apr-2043
2029 1st-Apr-2045 1st-Apr-2044
2030 1st-Apr-2046 1st-Apr-2045
2031 1st-Apr-2047 1st-Apr-2046
2032 1st-Apr-2048 1st-Apr-2047
2033 1st-Apr-2049 1st-Apr-2048
2034 1st-Apr-2050 1st-Apr-2049
2035 1st-Apr-2051 1st-Apr-2050
2036 1st-Apr-2052 1st-Apr-2051
2037 1st-Apr-2053 1st-Apr-2052
2038 1st-Apr-2054 1st-Apr-2053
2039 1st-Apr-2055 1st-Apr-2054
2040 1st-Apr-2056 1st-Apr-2055
2041 1st-Apr-2057 1st-Apr-2056
2042 1st-Apr-2058 1st-Apr-2057

What to do once the PPF account matures?

We have a detailed article on this topic here:

Should you renew your PPF account or invest in mutual funds?

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This post titled When does a PPF account mature? first appeared on 16 Oct 2022 at https://arthgyaan.com


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