What are the latest Small Savings Scheme rates?
This article shows you the latest Small Savings scheme rates as a ready reckoner for intvestors looking to invest in such schemes.
What are the latest Small Savings Scheme rates?
Posted on 30 Sep 2023 • Updated on: 02 Jan 2025
Author: Sayan Sircar
4 mins read
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This article shows you the latest Small Savings scheme rates as a ready reckoner for intvestors looking to invest in such schemes.
📚 Table of Contents
- What are the latest Small Savings Scheme rates?
- Where is the latest Small Savings Scheme notification?
What are the latest Small Savings Scheme rates?
Small savings schemes include post office deposits, Monthly Income Account Scheme (MIS), Senior Citizen Savings Scheme (SCSS), National Savings Certificate (NSC), Public Provident Fund (PPF) scheme, Kisan Vikas Patra (KVP), and Sukanya Samriddhi Account (SSA) Scheme.
Rates updated on 31-Dec-2024
Starting date: 01-Jan-2025
Ending date: 31-Mar-2025
| Instrument | Rate of interest |
|---|---|
| Saving Deposit | 4.0% |
| 1 Year Time Deposit | 6.9% |
| 2 Year Time Deposit | 7.0% |
| 3 Year Time Deposit | 7.1% |
| 5 Year Time Deposit | 7.5% |
| 5 Year Recurring Deposit | 6.7% |
| Senior Citizen Savings (SCSS) | 8.2% |
| Monthly Income Scheme (MIS) | 7.4% |
| National Savings Certificate (NSC) | 7.7% |
| Public Provident Fund (PPF) | 7.1% |
| Kisan Vikas Patra (KVP) | 7.5% (will mature in 115 months) |
| Sukanya Samriddhi Account (SSA) | 8.2% |
Source:: https://dea.gov.in/budgetdivision/interest-rates
Where is the latest Small Savings Scheme notification?
The direct link to the official notification page is here: link
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