SIP Calculator for Target Amount

Target Amount:

₹

Starting Lump Sum:

₹

Annual Step-Up (%):

10%

Choose a method for returns:

Expected Rate of Return (% per year):

12%

Time Period (Years):

10 years

Inflation Rate (% per year):

Get a sample SIP portfolio by email:

● Required Investment● Expected Returns

Required Monthly SIP (₹):

Total Investment (₹):

Target Value (₹):

Inflation-Adjusted Value (₹):

If you found this useful, check out the Arthgyaan step-up SIP calculator.
Also try out our Monte Carlo simulation-based FIRE calculator.
If you are looking to understand how to best manage your mutual fund portfolio, you can get a free Mutual fund portfolio review.

Our SIP Calculator for Target Amount calculator allows you to know how much you should invest via SIP to reach a specific target corpus amount say ₹1 crore. For example:

invest ₹44,632/month to reach ₹1 crore in 10 years at 12% returns
invest ₹30,594/month to reach ₹1 crore in 10 years at 12% returns and 10% step-up
invest around ₹27,135/month to reach ₹1 crore in 10 years via large-cap funds and 10% step-up etc.

How to use the Arthgyaan SIP Calculator for Target Amount?

You need to enter just these numbers to get started with the Arthgyaan SIP Calculator for Target Amount calculator:

Target Amount: This is the amount of wealth you plan to create
Starting Lump Sum: This is the money that you already have as a lump sum. You will invest this either immediately or over the next few months. But you need to include that as the starting value. If you don’t have this amount already, leave it as zero
Time Period (Years): Your step-up SIP will run for these many years

These inputs are optional and can be left as-is

Annual Step-Up: This is the step-up amount. You will increase the SIP amount by this amount next year
Expected Rate of Return: Enter the return you think you will get. 12% is a typical number but it will vary year-on-year
Inflation Rate: This is how much the value of the corpus will reduce due to inflation (prices of things going up over time). This will give you a more realistic value of how much you will make in today’s money

How to understand the results of the Arthgyaan SIP Calculator for Target Amount?

The output of the Arthgyaan SIP Calculator for Target Amount has two easy to understand parts:

a ring chart that shows how much of the final amount comes from the money you invested vs. the return that you got
four numbers that we now explain below

These are the numbers that have the result of the Arthgyaan SIP Calculator for Target Amount:

Total Investment: This is the total amount that you will invest including the lump sum and the SIP
Total Value: This is the final amount that you are expected to make that is the same as the target amount
Inflation-Adjusted Value: This is the value after you adjust for prices going up over time. While you can create any large corpus in lakhs and crores over many years, you need to remember that overall things double in price every 10 years
Uncertainty-Adjusted Range: Arthgyaan is proud to say that Arthgyaan calculators are the first in the industry to show the uncertainty of investing in the stock market by showing you a range of numbers for the corpus you are expected to make after adjusting for inflation. The range will change every time you recalculate

To understand more about Uncertainty-Adjusted Range, please refer to our detailed article that will help you adjust your expectations from investing in the stock market:

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