HUF Tax Savings Calculator

Use this free calculator to estimate how much tax you can save by creating a Hindu Undivided Family (HUF) for interest/rental/dividend income in India. Since the HUF is its own taxable entity, any dividend, rental or interest income is taxable in the hands of the HUF.

How to Use the HUF Income Calculator

Enter your salary income.
Enter your additional income. For rental income, only 70% of the actual income is taxable due to 30% deduction. If your rental income is ₹5 lakhs, only enter ₹3.5 lakhs
Add your marginal tax rate.
See your tax savings instantly.

HUF Tax Savings Calculator

All inputs and outputs are in ₹ lakhs.

Salary income (members) e.g., 30.00

Interest income (portfolio) e.g., 2.00

Tax on salary (members) Enter actual tax on salary in ₹ lakhs

% marginal rate on interest income

Include cess/surcharge if applicable

HUF basic exemption Set to 0–3.00 as per regime

(amounts in ₹ lakhs)	Without HUF	With HUF
Saved tax	--

This calculator is a part of our detailed article series on the concept of tax saving using HUF in India. Ensure you have read the other parts here:

How to Save Taxes on Stock Dividends in India Using HUF?

This article explains how HUF taxation works, the rules on transfers and gifts, and the best strategies to build a dividend-paying portfolio under HUF ownership.

How to set up a HUF to save taxes in the right way?

This article explains what you need to do to save tax by creating a HUF.

Frequently asked questions on saving tax via Hindu Undivided Family (HUF): the complete guide

This article compiles an exhaustive list of FAQs on the concept of tax saving by creating an HUF.

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