Arthgyaan

Supporting everyone's personal finance journey

Products

  • Single goal Calculator

    Simple calculator that allows you to find out SIP amounts for goals like retirement, children's education/marriage, car purchase, foreign vacations, house downpayment etc.

    Simple calculator that allows you to find out SIP amounts for goals like retirement, children’s education/marriage, car purchase, foreign vacations, house downpayment etc. You will be able to get your SIP allocation and the amount to be invested monthly.

    The calculator shows your SIP amount for goals like

    Once you have decided on the asset allocation and SIP amounts, read this article to learn how to choose funds to invest in.

    Here is the link: Click here

    Click here to get access

    Note: This is free content made available on site https://arthgyaan.com.

  • Atomic Essays

    30 essential personal finance concepts in an easy-to-read format

    Atomic essays are short posts around 250-300 words that are easy to read and understand. In this collection of 30 essays, Sayan Sircar covers a variety of personal finance, goal-based investing, portfolio construction and risk management topics.

    Some of the topics covered include

    • managing retirement
    • best way to pay off loans
    • role of risk in portfolios
    • investing in SIP or lumpsum
    • goal setting before investing
    • should you invest in index funds?
    • managing your budget and having an emergency fund
    • tracking return of your investments and managing risk
    • how to avoid common mistakes in choosing mutual funds
    • and many more…

    Here is the link: Click here

    Click here to get access

    Note: This is free content made available on site https://arthgyaan.com.

  • Goal-based Investing Template

    Excel workbook that allows you to find out your asset allocation, SIP amount and rebalancing plan.

    The plan is an Excel workbook that allows you to find out your goal-wise asset allocation, SIP amount and rebalancing plan.

    How to set a goal

    The workbook can handle goals like:

    This is how a portfolio looks over time:

    Portfolio over time

    Once you have decided on the asset allocation and SIP amounts, read this article to learn how to choose funds to invest in.

    Calculation of SIP amount for multiple goals

    Here is the link: Click here

    Click here to get access

    Note: This is free content made available on site https://arthgyaan.com.

  • Risk Profiler Tool

    Risk profiling is a mandatory step that should be completed before investing in goals.

    Risk profiling is important before investing

    A portfolio created for a goal has one purpose: meet the goal. Therefore, we need to balance risky assets that generally appreciate fast (like equity) and slow-growing assets that provide stability (like debt). The tool that is used to determine this mix of investments is risk profiling.

    The calculator determines your risk taking willingness vs. risk taking ability and recommends an appropriate asset allocation for a specific goal. The approach is detailed in this post.

    Here is the link: Click here

    Click here to get access

    Note: This is free content made available on site https://arthgyaan.com.