Goal based-investing calculator

How to use this calculator

Choose why you are investing: Buy a house Retirement / Early Retirement Buy a car Settle Abroad Dream Vacation Wedding Anniversary College education for child Child's marriage Create your own goal...

Enter values below:

Goal Value (₹ lakhs), default 12:





Goal Duration (years):


Inflation (%), default 7:


Lumpsum that you can invest today (₹ lakhs), default 5:


Time Horizon (years), default 15:

Actions for investor

Further reading:

• Retirement portfolio contruction
• Portfolio for a retiree
• Saving for multi-year goals like child's college education
• Saving for single goals like home purchase

more articles...

Other parameters: Asset allocation: Safest (0% equity, 100% debt) Safe (20% equity, 80% debt) Riskier than previous (30% equity, 70% debt) Fairly risky (40% equity, 60% debt) Typical for long term goals (60% equity, 40% debt) Quite risky, for long term only (80% equity, 20% debt) Very high risk, not recommended (100% equity, 0% debt)

Yearly SIP increment %, default 5%:


Expected equity return % (post tax), default 11%:


Expected debt return % (post tax), default 3%:

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