Arthgyaan

Supporting everyone's personal finance journey


<p>A home loan is a multi-year commitment to your cash flows and changes your risk profile. So how should you change your income and investing?</p>
Risk Loans House Purchase
How does your risk profile change with a home loan?

A home loan is a multi-year commitment to your cash flows and changes your risk profile. So how should you change your income and investing?

Published: 15 February 2022

14 MIN READ


<p>The standard advice given to investors is to match their goal duration with the portfolio duration in the case of the debt component. But, is that the right thing to do?</p>
Portfolio Construction Choosing Investments
Should you match debt portfolio duration with goal duration?

The standard advice given to investors is to match their goal duration with the portfolio duration in the case of the debt component. But, is that the right thing to do?

Published: 13 February 2022

16 MIN READ


<p>This post from our life stage series shows how your finances need to be managed when you transition from being a student to joining your first job.</p>
Budgeting Life Stages
Life stage investing: how to manage finances when you are joining your first job

This post from our life stage series shows how your finances need to be managed when you transition from being a student to joining your first job.

Published: 10 February 2022

21 MIN READ


<p>This article focuses on clarifications sourced from reader queries on who needs term insurance, who doesn’t and how to calculate if you do.</p>
Insurance
You do not need term insurance if...

This article focuses on clarifications sourced from reader queries on who needs term insurance, who doesn’t and how to calculate if you do.

Published: 8 February 2022

10 MIN READ


<p>Do not chase returns. Invest more instead. To do that, focus on increasing your income by focusing on human capital.</p>
Portfolio Construction
Your human capital, not investment returns, is your biggest wealth creator

Do not chase returns. Invest more instead. To do that, focus on increasing your income by focusing on human capital.

Published: 6 February 2022

10 MIN READ