Supporting everyone's personal finance journey

Sayan Sircar is an avid personal finance enthusiast who is trying to make everyone’s personal finance journeys a lot simpler by providing educational content. Sayan has over 15 years of experience in goal-based investments, portfolio construction, risk/reward simulations and performance analysis.

Apart from his interest in personal finance, Sayan

  • holds a B.E. degree in Computer Science and Engineering from Jadavpur University, Kolkata
  • holds an MBA degree in Finance from the School of Management, IIT Bombay
  • has passed all 3 levels of CFA (from CFA Institute, USA) examinations covering portfolio management, equity research and investment management
  • holds the FRM certification in risk management from GARP, USA
  • has passed the NISM X-A and X-B Investment Advisor Examinations
  • has also passed the NISM V-A Mutual Fund Distributors Certification Examination

Sayan, as a part of his career, has worked

  • in investment banking, equity capital markets, quantitative analysis and risk management
  • for brands like Citi, Kotak Securities, JPMorgan and CCIL
  • at cities like Mumbai, London and Gurugram

Sayan’s views are personal and are intended to be educational in nature. He has no registration or affiliation with SEBI.

You can contact him directly on his personal website: